Jurnal Ilmiah Ekonomi Islam
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Kontekstualisasi Kebijakan Fiskal Zakat dalam Mengentaskan Kemiskinan di Indonesia (Studi Kebijakan Umar bin Khattab)
Get PDFIndonesia is one of the developing countries in the world which has quite high cases of poverty, namely 9.36% of the total population of Indonesia. Poverty in the Islamic framework is seen as a lack of access to fulfilling primary needs, for example food and shelter. Therefore, massive efforts are needed to overcome the problem of poverty. Islam has the main goal of achieving the welfare of humanity, which is assisted by state financial policies in accordance with Islamic principles. Islamic state financial policy to overcome poverty is one of them through the instrument of zakat. The zakat management system during the time of Caliph Umar bin Khattab experienced rapid development, this was demonstrated by the formation of the Baitul Mal institution which specifically handled state finances with the main aim of improving the welfare of Muslims. This research uses descriptive qualitative research to examine the contextualization of zakat fiscal policy in an effort to eradicate the problem of poverty in Indonesia which refers to the public financial system, especially fiscal policy through the Baitul Maal institution during the reign of Umar bin Khattab's caliphate
Strategi Pengembangan Desa Wisata Syariah Berbasis BUMDes di NTB menggunakan pendekatan SWOT Matrix
Get PDFThe research aims to understand further how the concept of halal tourism villages has become a new innovation in developing tourism activities in villages based on Village-Owned Enterprises (BUMDesa) in West Nusa Tenggara province. The data used in this research is primary data obtained from interviews with experts (academics) and practitioners including the Community and Village Development Service (DPMD), the Tourism Service, the UKM Cooperative Service, the Indonesian Ulema Council (MUI). And literature studies related to the problems faced in developing BUMDesa-based halal tourism villages in NTB. Several sub-elements of strategies for developing halal tourism villages in West Nusa Tenggara were obtained from literature studies and discussions. These strategies will be outlined in the form of a questionnaire using the Strength, Weakness, Opportunity, Threat (SWOT) Matrix approach following the Internal Factor Analysis (IFAS) and External Factor Analysis (EFAS) indicators. The conclusion of this research is that the development of BUMDes-based Sharia Tourism Villages in NTB offers great potential for economic growth, cultural preservation and environmental sustainability. By actively involving the community in the entire development process, prioritizing environmental sustainability, and maintaining the authenticity of local culture and identity, Sharia Tourism Villages can create a positive impact on local communities, tourists and the surrounding environment
Menyadarkan Homo Economicus: Tilikan Psiko-ekonomi Islam dalam Paradigma Attasian
Get PDFThis study aims to critically examine the concept of Homo Economicus which is postulated in conventional economics disciplines, in the light of the Islamic Psycho-economic perspective based on the Attasian paradigm. The research used qualitative library research descriptively with a content analysis approach. The primary data sources are the works of Syed Muhammad Naquib al-Attas whose contents are relevant to the object of study. The results of this study indicate that Homo Economicus is an economic agent that rises from the ideas and experiences of Western civilization and has the personality of al-nafs al-ammarah. Rationality and rational choices are based on self-interest, encapsulated in the paradigm of atomistic individualism and egoistic utilitarianism. The social ethos adopted by Homo Economicus is based on material values that bear consumerism lifestyle and antagonism among other human beings. In contrast, Islam postulates an economic agent as a religious personality who has reached the level of al-nafs al-muthmainnah, has moral and social sensitivity, and aims at the common good of every economic activity
Kontribusi BAZNAS dalam Meningkatkan Kesejahteraan Masyarakat Melalui Penanganan Kemiskinan Di Kabupaten Enrekang
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This research was conducted to determine the level of Baznas' role or contribution to improving community welfare in order to assist sustainable development goals in Enrekang Regency in terms of the programs and policies that Baznas Enrekang has implemented so far in managing zakat funds. The method used in this research is a qualitative method and a descriptive analysis approach model with the acquisition of managed data, namely secondary data or in the form of program reports in institutions or the National Amil Zakat Agency in Enrekang Regency and other policies as well as data sourced from the Enrekang Regency Baznas website owned or the website of the central Baznas or the website of the SDGs program itself, apart from that secondary data was also used which was obtained through direct or indirect interview techniques with respondents, observations and literature reviews were also carried out from other sources. The results of this research show that the contribution of Baznas Enrekang Regency in realizing sustainable development programs (SDGs) in terms of community welfare, especially handling poverty, is seen as quite significant in organizing social order, especially for the poor, where the distribution program carried out is divided into two categories, namely distribution. given to Muztahik, namely consumptive distribution and a productive distribution model. These two distribution models are equally given to those who fall into the Ashnaf category or those who fall into the poor category and are very deserving of receiving assistance, both consumptive and productive. Things like this are carried out by Baznas from the Regional or Regency level to the village level where there is a UPZ office or Zakat Collection Unit
Faktor-Faktor Yang Mempengaruhi Pelaku UMKM Memilih Pembiayaan iB Muamalat Modal Kerja Melalui Inklusi Keuangan Syariah
Get PDFThis study aims to determine how influential financial experience, Islamic financial knowledge, and Islamic financial attitudes are on iB Muamalat Working Capital financing at PT. Bank Muamalat KCP Sumber through Islamic financial inclusion. The population and sample of this study are Micro, Small and Medium Enterprises that have recorded using iB Muamalat Working Capital financing at PT Bank Muamalat KCP Sumber which amounted to 96 customers. This study uses quantitative methods, namely data measured on a numerical scale, which is based on cross section data taken at one time with the use of data analysis in the form of SEM-PLS. The results of the research conducted with a confidence level of 95% based on sig. 5%, then the Islamic financial inclusion variable affects financial experience and Islamic financial knowledge, but Islamic financial inclusion does not affect Islamic financial attitudes. And the variables of financial experience, Islamic financial knowledge, Islamic financial attitudes affect iB Muamalat Working Capital financing based on sig valu
The Effect of Maqashid Syariah toward Human Development Index: Evidence from Indonesia
Get PDFIndonesia's level of social welfare as represented using the Human Development Index is always below the world average, and until now there has been no proper handling to make Indonesia's HDI score above the world's average HDI score. This study aims to see the effect of each point of Maqashid Syariah on the increase and decrease in Indonesia's HDI. The data used is secondary data from the world bank, Transparency International, and BPS. The data was taken over 10 years, starting from 2011 – 2020. The method used to see the effect was a multiple regression model, and carried out several classical assumption tests, such as tests for normality, serial correlation, variance inflation factors and heteroscedasticity. The results of this study are that at each point of Maqashid Syariah there is Zakat in faith (diin), Poverty Rate in Human Life (Nafs), Literacy rate in Intellect ('Aql), Mortality rate in Posterity (Nasl), and Employment in Wealth (Maal), that has an influence on HDI and Corruption Perception Index (diin), Life Expectancy (Nafs), Education Spending Rate (‘Aql), Birth Rate (Nasl), and GDP Per Capita has not influence on HDI (Maal)
Non fungible Token (NFT): Sharia And Accounting Perspectives
Get PDFNon-Fungible Tokens (NFTs) are digital assets within blockchain networks that present potential as alternative digital investments. Their use extends beyond conventional e-commerce, influencing financial reporting practices. However, NFT transactions involving cryptocurrency are controversial as the Indonesian Ulema Council (MUI) has prohibited their use. This study, through a review of literature and practical experience in NFT e-commerce, examines NFT transactions from both Islamic jurisprudence and financial accounting perspectives. Within the Islamic framework, NFTs can be considered intellectual property rights, compliant with Islamic principles. However, transactions involving cryptocurrency may be invalid due to prohibitions. From an accounting standpoint, NFTs are classified as intangible assets with their value based on procurement and utilization methods. Additionally, NFT creators or sellers follow revenue recognition principles. This dual perspective provides insights into the complex interplay between Islamic legality and financial accounting in NFT transactions. The study concludes that NFTs, as digital assets, are generally halal. However, Muslim entities should carefully assess whether their transactions involve cryptocurrencies. Given the growing popularity and diversity of digital assets, including NFTs, further research into their accounting treatment in practical scenarios is recommended to expand on these conceptual findings
Pengaruh Islamic Human Development Index, Pengangguran, Ketimpangan Pendapatan, dan Upah Minimum Kabupaten Terhadap Kemiskinan (Studi di Provinsi Daerah Istimewa Yogyakarta Periode Tahun 2009-2022)
Get PDFThis study aims to examine the relationship between the Islamic Human Development Index (IHDI), Unemployment, Income Inequality, and Regency/City Minimum Wage (UMK) to Poverty in Yogyakarta Province in 2009-2022. In this study, I-HDI is calculated using the Simple Weighted Index (SWI) by using a percentage of 20 in 5 dimensions of the index adjusted to the Sharia maqashid indicator. The sample in this study was selected using the saturated sampling method. Based on the saturated sampling method, all members of the population were used as objects in this study. This study uses panel data processed using the Fixed Effect Model regression model. The regression model was used to test the relationship between 4 independent variables, namely I-HDI, Unemployment, Income Inequality, and UMK to the dependent variable, namely poverty. The results of the study show that I-HDI and UMK have a significant negative effect on poverty in Yogyakarta Province in 2009-2022. Meanwhile, the Income Inequality variable did not have a significant effect on poverty in Yogyakarta Province in 2009-2022. Meanwhile, the Unemployment variable has a significant positive effect on poverty in Yogyakarta Province in 2009-2022. However, simultaneously, all independent variables studied had an effect on poverty in Yogyakarta Province in 2009-2022
Analisis Efektivitas Pengelolaan Pendapatan Objek Wisata Sawah Pure Tanjung Morawa Deli Serdang
Get PDFThis research aims to measure the effectiveness of income from the Punden Rejo Tanjung Morawa Deli Serdang rice fields tourist attraction, the type of research used is qualitative research with a descriptive approach. With data collection methods, namely interviews, documentation and observation. This research was conducted to see, assess and analyze the success of pure tourism destination revenue management in increasing regional income. Based on the results of the analysis of the effectiveness of the income of the Punden Rejo rice field tourist attraction, it is said to be less effective because in January it was 99.2%, based on the percentage criteria, the criteria are quite effective, while the percentage of effectiveness is most drastic in November, namely 71% based on the criteria in this percentage. then it is categorized as ineffective. If you look at the percentage in 2023, it is in the less effective category because it shows an average of 76.6%. This is because the number of visitors and income at the Punden Rejo rice field tourist attraction counter has decreased every month. This decrease is possible because there are still problems where human resources have not been maximized in supporting the development of rice field tourism in the village and have not been maximized in organizing financial management and marketing. . income from rice field tourism objects has decreased, thus affecting the effectiveness of tourism income. Promotion to the surrounding community also needs to be strengthened with digital marketing so that progress in managing rice field tourism can be maximized
Faktor Pengaruh Berkunjung Kembali Pada Pariwisata Di Kota Kudus dan Kepuasan Pengunjung Sebagai Variabel Intervening
Get PDFKudus City is one of the cities with numerous tourist destinations, particularly in halal tourism. The influx of visitors necessitates the development of facilities that align with their preferences to ensure satisfaction and encourage repeat visits. This study aims to assess the impact of halal facilities and social media on the interest in revisiting, with visitor satisfaction serving as an intervening variable. This quantitative research employs the Path Analysis method, supported by IBM SPSS software version 27. The findings reveal that the variables of halal facilities and social media positively and significantly affect visitor satisfaction, thus confirming the hypothesis. Furthermore, these variables also positively and significantly influence the interest in revisiting, which again supports the hypothesis. The study also finds that halal facilities and social media have a positive and significant impact on the interest in returning through the mediating variable of visitor satisfaction, validating the hypothesis. Additionally, the social media variable has a positive and significant effect on the interest in revisiting, reinforcing the hypothesis. However, the influence of the halal facility variable on the interest in revisiting is found to be insignificant, leading to the rejection of this particular hypothesis