UMA - Open Access Journals (Universitas Medan Area)
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Analysis of Access to Formal Credit Financial Technology for Chili Farmers in Sukabumi District
Get PDFBanking is a financial institution that drives the economy of society, including agricultural producers. The financial literacy index in 2014 showed a very low value of 65.43%. Limited financial literacy hinders farmers' ability to access formal credit institutions such as banks. Financial technology has emerged as an alternative to make it easier for farmers to access sources of financial financing. This study aims to examine the impact of farmer characteristics, financial literacy, and financing service quality on access to formal credit, along with the determinants that influence access to formal credit in financial technology. This study was conducted in Kabandungan District, Sukabumi Regency. The research methodology used was a mixed method, with a total of 100 farmer participants from Kabandungan District. The analysis methods used are descriptive and qualitative analysis, utilizing Microsoft Excel, SPSS, and Smart PLS software. The t-statistic value shows that farmer characteristics with a t-statistic value of 4.48 and financial literacy with a t-statistic value of 11.25 have a significant effect on access to formal credit and financing quality in Financial Technology financing
Elites’ Manipulation and Stakeholders’ Trust in Niger Delta Development: Evidence from a Cross-sectional Survey
Get PDFThis study examined the influence of elite manipulation of the levy system on stakeholders’ engagement in development initiatives in Nigeria’s Niger Delta. Several social research studies have basically addressed issues like oil theft, oil exploration, environmental challenges caused by oil spillage, ethnic conflict, and political neglect. This study differs in perspective as it undertakes an extensive review of the sociological aspects of the community levy system and stakeholder management, involvement, and roles in developmental concerns that affect the region. The objective was to determine how elite interference in the allocation and distribution of community levies affects trust and participation among key stakeholders, including local communities, oil firms, and government agencies. Based on the Elite Theory, which posits that power structures often manipulate resources for private gain, the study employed a quantitative research approach using a cross-sectional survey design. A total of 400 participants were purposively and randomly selected from the Niger Delta communities. Data were collected using a structured questionnaire designed to capture respondents’ perceptions of levy management, elite influence, and stakeholder engagement. Descriptive statistics and the Pearson Product-Moment Correlation were employed to analyze the data and identify relationships among the variables. The findings revealed a significant negative correlation between elite manipulation of community levies and stakeholders’ active participation in local development efforts. It was observed that elite control over levy disbursement erodes community trust and discourages collaborative engagement in development planning and implementation. The study recommended that the Nigerian government and international development partners strengthen accountability and transparency mechanisms in community levy management. Furthermore, it advocated for inclusive governance frameworks that empower local stakeholders, enhance participatory decision-making, and curtail elite dominance in the management of developmental resources. These measures would promote equitable resource utilization and foster sustainable development in the Niger Delta region
The Influence of Sustainability Factors on Greenhouse Gas Emissions Disclosure through Governance Roles in Indonesia's Energy Sector
Get PDFOn account of the issue of climate change and the increasing demand for environmental transparency, the disclosure of greenhouse gas (GHG) emissions is being encouraged by firms. With governance as a moderating variable, the purpose of the present study is to explore the effect of ESG (Environment, Social, Governance) funds, sustainable development goals, and sustainable strategic management on GHG emission disclosure. In the study, stakeholder theory and legitimacy theory were used to analyze how business tries to gain trust of stakeholders by meeting their expectations and offering transparent information. This study is based on a sample of 131 companies taken from the annual reports and sustainability reports in the energy sector companies listed on the Indonesia Stock Exchange (IDX) from 2019 to 2023. The results indicate that GHG emission disclosure is linked to sustainable strategic management and ESG investments. In fact, beyond a new moderating governor variable not being apportioned in the previous Wahyuningrum et al.'s [34] study,iplinary implementation etc. (2024), this research is original, as it employs such independent variables as sustainable development goals, sustainable strategic management, and ESG funds. Based on the findings of this study, energy sector firms could enhance GHG emissions disclosure to be more transparent in communicating with its stakeholders by increasing the distribution of ESG fund and the integration of sustainability strategy
Gambaran Psychological Well-Being pada Perempuan Dewasa Akhir yang Tidak Menikah
Get PDFPenelitian ini mengkaji kesejahteraan psikologis perempuan lansia yang tidak menikah (berusia 60-70 tahun) di Indonesia, yang menghadapi tantangan unik dalam masyarakat yang sangat menghargai pernikahan. Menggunakan pendekatan kualitatif fenomenologi, data dikumpulkan melalui wawancara mendalam dan observasi terhadap partisipan yang dipilih dengan teknik snowball sampling. Penelitian ini mengeksplorasi enam dimensi psychological well-being model Ryff: penerimaan diri, hubungan positif dengan orang lain, otonomi, penguasaan lingkungan, tujuan hidup, dan pertumbuhan pribadi. Hasil penelitian menunjukkan bahwa partisipan memiliki profil kesejahteraan psikologis yang bervariasi, dengan kekuatan khusus pada domain otonomi dan pertumbuhan pribadi dibandingkan dengan rekan yang menikah. Spiritualitas dan dukungan sosial muncul sebagai faktor kunci penguat, dengan partisipan yang mandiri secara finansial menunjukkan penerimaan diri yang lebih positif. Mereka menemukan makna melalui aktivitas sosial dan keagamaan serta mengembangkan strategi koping berbasis spiritualitas. Temuan ini memberikan perspektif baru bahwa pengalaman merawat anggota keluarga dapat menjadi alternatif pemenuhan kebutuhan psikologis. Implikasinya, program kesejahteraan lansia perlu menekankan aspek spiritualitas dan jaringan dukungan sosial, terutama bagi perempuan lanjut usia yang hidup sendiri
Job Hopping Intention Ditinjau Dari Job Demand-Resources (JD-R) Pada Pekerja Generasi Milenial
Get PDFRiset ini bertujuan guna menganalisis pengaruh Job Demands (tuntutan pekerjaan) dan Job Resources (sumber daya pekerjaan) terhadap Job Hopping Intention pada pekerja generasi milenial di wilayah Jabodetabek. Riset menggunakan pendekatan kuantitatif dengan desain korelasional kausalitas. Sampel berjumlah 122 responden pekerja milenial yang dipilih menggunakan teknik purposive sampling dengan kriteria pernah berpindah kerja minimal satu kali dalam kurun waktu 1–2 tahun atas keinginan sendiri. Pengumpulan data dilakukan menggunakan kuesioner daring yang terdiri atas skala Job Demands–Resources dan Job Hopping Intention yang telah teruji validitas dan reliabilitasnya (α = 0,834–0,930). Analisis data menggunakan regresi linear berganda. Hasil riset menunjukkan bahwasanya Job Demand dan Job Resource secara simultan berpengaruh signifikan terhadap Job Hopping Intention (F = 10,301; p < 0,001). Secara parsial, baik Job Demand (β = 0,379; p < 0,001) maupun Job Resource (β = 0,193; p = 0,018) berpengaruh positif terhadap Job Hopping Intention. Temuan ini menegaskan bahwasanya pekerja milenial tidak hanya terdorong berpindah karena tekanan kerja, tetapi juga karena dorongan karier yang bersifat mandiri dan fleksibel. Implikasi dari riset ini menunjukkan pentingnya organisasi guna menyeimbangkan tuntutan kerja dan pemberian sumber daya, serta menciptakan lingkungan kerja yang bermakna dan mendukung keterikatan karyawan jangka panjang
Analisis Produktivitas Produksi Kaus Sablon Pada CV XYZ Menggunakan Metode APC
Get PDFPerusahaan memiliki pelanggan tetap dari berbagai demografi, mulai dari reseller hingga lembaga pemerintah. Kondisi ini menunjukkan permintaan tinggi dan potensi pasar yang besar. Namun, perusahaan belum pernah melakukan pengukuran produktivitas operasional secara sistematis. Ini membuatnya sulit untuk menilai efisiensi kerja, penggunaan sumber daya, dan perbaikan proses. Penelitian ini menggunakan pendekatan American Productivity Center (APC) untuk mengevaluasi tingkat produktivitas produksi kaus sablon dengan menghitung indeks produktivitas, profitabilitas, dan indeks perbaikan harga. Hasil penelitian menunjukkan peningkatan indeks produktivitas total sebesar 20,38% sebagai akibat dari peningkatan permintaan dan penerapan strategi perawatan mesin dan standar operasional. Indeks profitabilitas total juga meningkat sebesar 20,38% sebagai akibat dari penerapan strategi perawatan mesin dan standar operasional. Meskipun demikian, indeks perbaikan harga total menurun sebesar 0,96%, menunjukkan bahwa evaluasi lebih lanjut tentang pengelolaan harga dan biaya input diperlukan. Secara keseluruhan, penelitian lebih lanjut disarankan untuk membuat usulan perbaikan berkelanjutan dengan pendekatan Kaizen
Analisis Postur Kerja Operator dengan Metode OWAS dan RULA di Pabrik Tempe
Get PDFAktivitas kerja pada proses produksi tempe sebagian besar masih dilakukan secara manual dan berulang, seperti mengangkat kedelai, merebus, meniriskan, serta membungkus tempe dalam waktu yang lama. Kegiatan tersebut sering dilakukan dengan postur kerja yang kurang ergonomis, seperti membungkuk, berdiri dalam durasi panjang, serta gerakan berulang pada anggota tubuh bagian atas, sehingga berpotensi menimbulkan gangguan muskuloskeletal (Musculoskeletal Disorders/MSDs). Penelitian ini bertujuan untuk menganalisis postur kerja operator di pabrik tempe menggunakan metode Ovako Working Posture Analysis System (OWAS) dan Rapid Upper Limb Assessment (RULA) untuk mengetahui tingkat risiko ergonomi serta memberikan rekomendasi perbaikan. Penelitian ini menggunakan desain deskriptif observasional. Pengumpulan data dilakukan melalui observasi langsung, dokumentasi postur kerja menggunakan foto dan video, serta pengukuran sudut tubuh pada beberapa aktivitas utama produksi. Aktivitas yang dianalisis meliputi pengangkatan kedelai, pemindahan rak fermentasi, dan pembungkusan tempe. Penilaian postur kerja dilakukan dengan metode OWAS dan RULA.Hasil penelitian menunjukkan bahwa sebagian besar postur kerja operator berada pada tingkat risiko sedang hingga tinggi. Berdasarkan analisis OWAS, aktivitas pengangkatan dan pemindahan beban termasuk dalam kategori tindakan yang memerlukan perbaikan segera. Sementara itu, hasil penilaian RULA menunjukkan skor akhir 7 yang mengindikasikan perlunya investigasi lebih lanjut dan tindakan perbaikan dalam waktu dekat
EFEKTIVITAS EFEKTIVITAS PEKERJAAN DAN SUPERVISI ARSIP UNTUK MENINGKATKAN KUALITAS LAYANAN PERPUSTAKAAN DI SMP NEGERI 46 PALEMBANG: EFEKTIVITAS PEKERJAAN DAN SUPERVISI ARSIP UNTUK MENINGKATKAN KUALITAS LAYANAN PERPUSTAKAAN DI SMP NEGERI 46 PALEMBANG
No full textThis study examines the social life and political behavior of Chinese Muslim communities in Medan City during the 2019 Indonesian General Election. Using a qualitative descriptive approach, data were collected through in-depth interviews, observation, and documentation. The findings show that Chinese Muslims construct a dual identity as an ethnic minority and religious adherents of Islam, which is negotiated contextually within family, ethnic, and broader Muslim communities. This dual positioning shapes their social interactions and political orientations. In the 2019 election, Chinese Muslims demonstrated relatively high levels of political participation, primarily through voting and informal political discussions. Their political preferences were influenced more by candidates’ track records, leadership capacity, and commitment to social stability than by ethnic or religious affiliation. The study further identifies several typologies of political behavior—rational, critical, traditional, and skeptical—with rational and vital orientations emerging as the most prominent patterns thematically. These orientations reflect a reflective, moderate political stance shaped by minority experiences and sensitivity to identity-based politics. The study contributes to discussions on political behavior, identity politics, and minority participation in Indonesia’s local democracy.Penelitian ini bertujuan untuk menganalisis efektivitas kerja dan supervisi administrasi kearsipan dalam meningkatkan mutu layanan perpustakaan di SMP Negeri 46, Kecamatan Sukarami, Kota Palembang. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan melibatkan 13 informan, meliputi kepala sekolah, kepala perpustakaan, pustakawan, guru, dan siswa. Data dikumpulkan melalui observasi, wawancara, dan dokumentasi, dan dianalisis menggunakan model interaktif Miles dan Huberman. Kerangka analisis mengacu pada model efektivitas kerja Gibson (produktivitas, efisiensi, adaptabilitas, kepuasan kerja) dan model SERVQUAL (berwujud, keandalan, daya tanggap, jaminan, empati). Hasil penelitian menunjukkan bahwa layanan perpustakaan masih belum optimal, ditunjukkan dengan tingkat kunjungan siswa yang rendah (14,63% dari total siswa), tidak adanya pustakawan penuh waktu, fasilitas terbatas dan koleksi usang, dan penggunaan teknologi informasi yang minim. Supervisi yang lemah dalam administrasi kearsipan juga telah mempengaruhi efisiensi dan akuntabilitas layanan. Studi ini merekomendasikan peningkatan keterlibatan kepemimpinan sekolah, penguatan kompetensi pustakawan, dan pengintegrasian sistem berbasis teknologi untuk meningkatkan tata kelola dan mutu layanan di perpustakaan sekolah
Kajian Penggunaan Finishing Material Ruang Observasi Pasien Skizofrenia Berdasarkan Aspek Keamanan (Studi Kasus : Ruang Observasi Bali Mental Health Clinic, Bali)
Get PDFIn patients with schizophrenia, hallucinations can trigger emotional dysregulation such as uncontrollable anger, potentially leading to violent behavior. This is often triggered by hallucinations of voices that are perceived to be mocking, although not real. Such anger can be harmful to oneself and the environment. Research shows that construction materials affect psychological well-being through sensory stimulation, which can exacerbate or relieve stress. This qualitative research uses a case study of the observation room at Bali Mental Health Clinic, focusing on whether the selection of finishing materials is in accordance with the Ministry of Health's inpatient facilities standards. The analysis was conducted through field observations and literature studies. The study results show that the materials used are mostly in accordance with health standards. The researcher recommends the use of safer materials to improve the safety of the observation room for patients
Penerapan Human-Centered Design Optimalisasi Desain Interior Puskesmas Baturiti 1
Get PDFCommunity health centres play a strategic role in Indonesia’s primary healthcare system by providing various prevention programs, health promotion, and basic medical treatment. However, many Puskesmas facilities still face challenges in interior design, which affect patients comfort and the effectiveness of medical staff operations. These conditions lead to suboptimal healthcare services and user experience. Therefore, a design approach that prioritizes the users needs is essential to create a more functional and comfortable environment. One of the methods that can be applied is Human-Centered Design (HCD), which focuses on ergonomic, psychological and functional aspects to develop an interior design that better adapts to the needs of patients and healthcare workers. This approach not only enhances the aesthetic quality of the space but also improves operational efficiency and user comfort. This study explores the application of the HCD concept in optimizing the interior design of Puskesmas Baturiti 1. The methods used include direct observation, interviews, surveys, and literature analysis on healthcare facility design. The expected outcome of this research is to develop a interior design that enhances efficiency, improves lighting quality, and fosters an atmosphere that supports the comfort and productivity of both patients and medical personnel