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Pengaruh Literasi Keuangan dan Financial Experience Terhadap Perilaku Keuangan Dosen Universidade Da Paz (Unpaz) dengan Financial Self-Efficacy sebagai Variabel Intervening
Full text linkFinancial behavior reflects how individuals manage financial resources to meet their needs and achieve life goals. Financial behavior, when supported by financial literacy, experience, and self-efficacy, can enhance living standards. This study aims to explore the influence of financial literacy, financial experience, and the role of financial self-efficacy as an intervening variable. of lecturers at Universidade da Paz. The sample was taken using purposive sampling. Total respondents were 101 lecturers at Universidade da Paz Timor Leste. Research on financial behavior has been conducted in Indonesia and other countries. However, similar research has not touched the society in Timor Leste. Therefore, this research is very important to do in order to enrich empirical findings in behavior finance research. Data was collected using the survey method through questionnaires. Analysis is conducted using SEM-PLS. The results showed that financial literacy and financial experience had no significant direct effect on financial behavior. Financial self-efficacy has a significant positive effect on financial behavior and is proven as a mediator in the relationship between financial experience and financial behavior. The implication is that Universidade da Paz lecturers should improve their financial experience by growing their self-efficacy which in turn makes their financial behavior better.
Keywords: Financial behavior, Financial literacy, Financial self-efficacy, Financial experienc
Pengaruh Tingkat Penjualan Terhadap Nilai Perusahaan yang Dimediasi Profitabilitas : Studi dalam Konteks Insentif Pajak Pertambahan Nilai Ditanggung Pemerintah
Full text linkThe purpose of this study is to evaluate the impact of VAT DTP incentive policy on the supply of residential units, both landed houses and apartments. In its analysis, this study considers sales growth as an independent variable and profitability as a mediating variable that affects the value of companies in the real estate sector during the period 2021 to 2022. The approach used in this research is quantitative method, with data sourced from the financial statements of companies engaged in the property and real estate sector listed on the Indonesia Stock Exchange (IDX) through the official website www.idx.co.id in the period 2021-2022. The population in this study includes all companies in the sector. The sample using the purposive sampling method, 84 sample data were obtained, which were then analyzed using SPSS version 25 statistical software. The results of this study show several important findings. First, sales growth has a positive impact on firm value. Second, sales growth has a positive effect on profitability. Third, profitability has a positive relationship with firm value. Finally, the analysis also shows that profitability has a positive effect on firm value, profitability is able to mediate sales growth on firm value
Peramalan Harga Komoditi Beras Premium Menggunakan Algoritma K-Nearest Neighbor (K-NN) Di Kota Surabaya
Full text linkFluctuations in premium rice prices in Surabaya can affect economic stability and public welfare. This study aims to predict premium rice prices using the K-Nearest Neighbor (K-NN) algorithm by utilizing historical rice price data from six main markets in Surabaya for the period 2014–2024. The data is divided into two parts, namely training data (2014–2020) and testing data (2021–2024). The results of the analysis show that the K-NN model with an optimal K value provides good prediction accuracy, with an average Mean Absolute Percentage Error (MAPE) value below 10% for most markets, indicating the reliability of the model in predicting price patterns. Keputran Market recorded the best results with a MAPE value of less than 10%, while other markets such as Wonokromo and Pucang Anom showed lower accuracy due to more complex price patterns. Evaluation using the Root Mean Square Error (RMSE) metric also confirmed the effectiveness of the model in producing accurate predictions based on training data. This study shows that the K-NN algorithm can be an effective tool to support strategic decision making in maintaining price stability and improving food security.
Keywords: Price Prediction; K¬-Nearest Neighbor; MAPE, RMSE; Premium Ric
Efek Moderasi dari Budaya Pada Faktor Internal dan Eksternal yang Mempengaruhi Kepatuhan Pajak UMKM
Full text linkFrom 2019 to 2022, MSM,s taxpayers continue to increase. However, is this in line with MSME’s tax compliance? This research examines the moderating effect of culture on the usefulness of NPWP, tax rates and the implementation of E-SPT on MSME compliance in the Kenjeran Surabaya area. This research is quantitative, data collection using a questionnaire with 55 respondents processed with the help of SmartPLS 4.0. The results of this research reveal that the usefulness of NPWP has no effect on MSME tax compliance, tax rates and the application of E-SPT have a positive effect, while culture can't moderates the relationship between the usefulness of NPWP on compliance and culture does not moderate the tax rate and application of E-SPT
Analisis Perilaku Konsumen Generasi Z terhadap Penggunaan QRIS (Pendekatan TAM)
Full text linkThis study aims to analyze the behavior of generation Z consumers towards the use of Quick Response Code Indonesian Standard (QRIS) with the Technology Acceptance Model (TAM) approach. Quantitative methods are used to collect data from 228 respondents who are QRIS users in Indonesia. The results showed that perceived ease of use has a positive and significant influence on attitudes towards using QRIS. In addition, perceived usefulness and trust also have a significant effect on behavioral intention to use QRIS. These findings indicate that these factors are important in influencing QRIS adoption among generation Z. Researchers recommend strengthening education and promotion about QRIS to increase user understanding and trust, as well as simplifying the process of using the QRIS application to increase adoption in the community
Analisis Perbandingan Penerapan Metode Simple Additive Weighting Dan Weighted Product Pada Sistem Pendukung Keputusan
Full text linkDecision Support System (DSS) is a computer-based system that helps the decision-making process by utilizing data and models. Some agencies still use manual methods in decisionmaking, so it is slow, less accurate and transparent. The application of DSS is needed to obtain more objective, measurable and transparent decision results. Some popular methods used in DSS are Simple Additive Weighting (SAW) and Weighted Product (WP). This study uses both
methods and compares their performance in terms of sensitivity and speed in multi-criteriabased decision-making. The system created is designed for various cases (general), but the analysis in this study is the selection of MSME assistance in Mojokerto City. The results of the
study showed that SAW is better in terms of speed with a value of 16.744 milliseconds compared
to WP with a speed value of 17.275 milliseconds. Meanwhile, WP has a higher sensitivity value
to changes in attribute weights with a value of 225.596% compared to SAW which has a
sensitivity value of 202.957%
Pengaruh Citra Merek, Kualitas Pelayanan, Keterlibatan Merek Konsumen Terhadap Niat Beli Transportasi Online Grab Bike di Surabaya
Full text linkThis study aims to evaluate the purchase intention of Grab Bike online transportation in Surabaya. The sample in the study totalled 137 respondents who were respondents who had a Grab Bike account. Sampling using purposive sampling method with Structural Equation Model-Partial Least Square (PLS-SEM) data analysis technique. The data analysis tool uses WarpPLS version 7.0 software. The results of this study reveal that brand image is positive and significant to the purchase intention of Grab Bike online transportation in Surabaya. Service quality is positive and significant to the purchase intention of Grab Bike online transportation in Surabaya. Consumer brand involvement is positive and significant to the purchase intention of Grab Bike online transportation in Surabaya. In this study, the variable that most influences the purchase intention of Grab Bike online transportation in Surabaya is brand image. Grab Bike because it has a good reputation is an element that can encourage the purchase intention of Grab Bike online transportation in Surabaya.
keywords: Brand Image, Consumer Brand Involment, Purchase Intention, Service Quality, Transportation Onlin
Pengaruh Kualitas Produk Terhadap Pembelian Impulsif Dengan Respon Emosional Sebagai Variabel Mediasi Bagi Konsumen Skincare Ms Glow
Full text linkThis study aims to analyze the effect of product quality on impulsive buying with emotional response as a mediating variable among MS GLOW skincare consumers. The research employs a quantitative method using purposive sampling, involving 156 respondents who are MS GLOW users. Data was collected through an online questionnaire and analyzed using Partial Least Square (PLS). The findings indicate that product quality has a positive and significant impact on impulsive buying, as well as on emotional response. However, emotional response does not significantly influence impulsive buying and does not mediate the relationship between product quality and impulsive buying. This suggests that consumers tend to make impulsive purchases based on their perception of product quality rather than emotional factors. These findings provide insights for the skincare industry, particularly MS GLOW, in designing more effective marketing strategies by emphasizing product quality to drive impulsive purchasing decisions.
Keywords: product quality, impulsive buying, emotional respons
Pengaruh Green Human Resource Management Terhadap Green Organizational Citizenship Behavior Dengan Kepuasan Kerja dan Identifikasi Organisasi Sebagai Variabel Mediasi Pada Karyawan PT. Sungai Emas Alam Persada
Full text linkThis study aims to determine the effect of Green Human Resource Management (GHRM) on Green Organizational Citizenship Behavior (GOCB) with Job Satisfaction and Organizational Identification as mediating variables, which was specifically conducted at PT. Sungai Emas. The sample in this study were 105 employees of PT. Sungai Emas with a sampling method using a questionnaire distributed to all divisions, the method used in this study is a quantitative method. Data was analyzed using Structural Equation Modeling (SEM) with SmartPLS 4.0 software. The results of this study indicate that Green Human Resource Management has a significant positive effect on Green Organizational Citizenship Behavior, Job Satisfaction, and Organizational Identification. In addition, Organizational Identification has a significant positive effect on Green Organizational Citizenship Behavior and mediates the effect of Green Human Resource Management on Green Organizational Citizenship Behavior. Meanwhile, Job Satisfaction does not affect Green Organizational Citizenship Behavior and also not as mediator of the relationship between Green Human Resource Management and Green Organizational Citizenship Behavior
Pengaruh Employee Experience, Job Satisfaction dan Employee Engagement terhadap Employee Performance pada Gen Z ASN Dinas Pendidikan di Surabaya
Full text linkGeneration Z is starting to dominate the workforce in the rapidly evolving digital era. This is evident in various industries, including in the ASN environment. However, because Gen Z is different from previous generations, it is challenging to create a positive Employee Experience for employees. The aim of this research is to analyze the influence of Employee Experience, Job Satisfaction, and Employee Engagement on Employee Performance among Gen Z ASN in the Education Office of Surabaya. This study uses a quantitative approach that uses a survey method through a questionnaire distributed to ASN Gen Z of the Education Office in Surabaya. The respondents in this study were 233 employees who were included in the age group of Gen Z. The analysis technique used in this study was Structural Equation Modelling-Partial Least Square (SEM-PLS) using the help of Smart-PLS software. The results of this study show that Employee Experience, Job Satisfaction and Employee Engagement have a positive and significant influence on Employee Performance. This shows that the better the Employee Experience, Job Satisfaction and Employee Engagement, the higher the Employee Performance.
Keywords : Employee Experience, Job Satisfaction, Employee Engagement, Employee Performance, Generation Z, AS