National Kaohsiung First University of Science and Technology

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    A Study of Leading the Maker Concept to Improve the Business Model for a Small Enterprise

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    [[abstract]]人類經過半個世紀電子科技半導體的集積大量化生產後,而造成了產能過剩。再加上市場經濟自由競爭,價格也因此一路下滑,自然供應商就無法獲得合理利潤。所以產品開發設計的投入,也因此無法取回維持生存。對於大量化的電子商品,自然就必須有所改變。如今的電子商務(B2B、M2M、…)及供應商產品價格成本的透明化,帶動客戶及供應廠商甚至於生廠廠商更是無距離感,把原本有利潤空間的生意,瞬間被掉落谷底中,能夠經由Web而索取互相間的認識了解,進而把多層的管銷制度打破,以至於產品的利潤及應有的獲利被無形擠壓,如今不得不設法改變突破,所以創客的產生推廣也是如此而來。目前更是加速擴展延燒,第一次工業革命的最大貢獻是:創造大量時間,讓人類有機會發明,現代世界幾乎每樣都是由此產生。所以工業革命即為發明,創造人類無窮無盡的需求,當進到了第二次工業革命時,更是技術帶動了生產力激增,改善人類各層面的提升。如壽命、生活品質、居住的環境等等…都感受極大的影響。到了七零年代個人電腦崛起,協助人類進入數位運算。九零年代網路熱潮,讓人類縮短互相間的往來距離。到了目前數位製造與個人創造的結合,將能夠真正改變人類進入第三次的工業革命。如此一來讓個人的少量多樣且有創意的產品也能夠提供市場購買,滿足市場於少量多樣的開發生產週期更快速提供,這也正迎合人類面臨問題處理解決的精神態度。窮則變,變則通。創客的核心思維導入,改善突破小型電子方案商的營運模式,帶給電子商品更多創新創意的新產品。[[abstract]]Sincelasthalfcentury,masselectronicproductioncausestheoverproductionandfreecontentionmakessupplier'sprofitreducesignificantly.Itmeanssuppliercan’tsurvivebyonlydesign.Nowadays,B2B,M2Monlinebusinessaskfortransparency,andInternetshortentheInformationgapbetweenindustrythatreduceclientandsupplier’sprofit.Itpushsupplierinvolveinmakeindustry.Fromthefirstindustrialevloution,peoplehavemoretimeinvolveininventingthatchangestheworld.Andthesecondindustrialevolution,technologyimproveproductivityinthemostwayoflifesuchasquality,environmentandsoon.Nowisthetimeforthethirdindustrialevolution,peoplecombinedigitalproductionwithselfcreativity.Customizedproductfittherapidproductlifecycleinthenowadaysmarket.Wecancombinemakerinelectronicsupplierbusinessmodelandmakemorecreativeproduct

    An Approach on Examining the Capability of Emergent Event Reactions for the High Technology Plants

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    [[abstract]]在現今科技產業的發展,各類型製造業的製造工廠中皆存在各種潛在風險與危害,尤其在高科技廠房中,因其製程特殊性,風險又更為添劇,常見的災害中如火災爆炸、有害物質洩漏、地震等天然災害、停電、人員傷亡等,災害發生後,若無於第一時間有效的搶救,事後對於環境、社會成本、企業本身都將有可能造成巨大損失。因上述緣故,我國勞動部於民國63年頒佈勞工安全衛生法(現為職業安全衛生法),內容包含緊急應變措施相關項目,亦也釋放出許多針對各行業別適用的緊急應變措施實施指引,但緊急應變能力的檢核,現階段仍無一套標準可供參考,故此項目為一可探討、研究之課題。因此,本研究針對我國於半導體業、光電材料與元件製造業、化學原材料製造業等產業,從事緊急應變業務範疇之專家進行訪談,並運用深度訪談法得出緊急應變能力評量基準及權衡分數(包含火災爆炸、有害物質洩漏、地震等天然災害、停電、人員傷亡),再利用混合式檢核表的模式,產出一可檢核高科技製造工廠緊急應變能力之方法。經本研究分析最終獲得檢核高科技製造工廠緊急應變能力之檢核表,將可破除以往高科技製造工廠盲目的為求符合法規或國內外驗證系統所要求,而採用效益不彰的緊急應變作為,期盼藉此檢核方式得以使製造工廠可更有效率的運用既有資源加以精進,以使企業得以達持續發展與永續經營之目標。[[abstract]]Withthedevelopmentofthetechnologyindustry,avarietyofpotentialrisksandhazardsexistinalltypesofmanufacturingplantstoday,especiallyinhigh-techplants,whererisksintensifyduetotheparticularityoftheirprocesses.Ifemergencyrescueisnotdoneimmediatelyafterdisasters,suchasfiresandexplosions,leakageofhazardousmaterials,earthquakes,poweroutages,andcasualties,itwillcausegreatdamagetotheenvironment,people,andtheenterprisesthemselves.Inviewofthis,MinistryofLaborpromulgatedtheLaborSafetyandHealthAct(currently,theOccupationalSafetyandHealthAct)in1974,whichspecifiesemergencyresponsemeasuresandtheirguidelinesapplicabletoeachindustry;however,therearenostandardsfortheevaluationofemergencyresponsecapabilitiesatthisstage.Thisissueisworthyoffurtherstudy.Theresearchconductedinterviewswithexpertsinemergencyresponseinindustrieslikethesemiconductorindustry,optoelectronicmaterialsandcomponentmanufacturingandchemicalrawmaterialsmanufacturing,andobtainedresultsforstandardsandratingsoftheevaluationofemergencyresponsecapabilities(includingfiresandexplosions,leakageofhazardousmaterials,earthquakes,poweroutages,andcasualties)throughin-depthinterviews;themodelofamixedchecklistwasadoptedtodeviseamethodforexaminingtheemergencyresponsecapabilitiesofhigh-techplants.Afteranalysis,theresearchultimatelydevelopedachecklistofemergencyresponsecapabilitiesofhigh-techplants,whichcanreplacetheineffectiveapproachestoemergencyresponsesadoptedbyhigh-techplantsforthepurposeofcomplyingwiththelawsandregulationsorrequirementsofcertificationsystemsathomeandabroad.Thepurposeofthechecklististoallowmanufacturingplantstouseexistingresourcesmoreefficientlyandfurtherachievethegoalofsustainabledevelopment

    Understanding knowledge exploitation in virtual communities

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    [[abstract]]摘要手持裝置及行動網路的普及大幅度帶動虛擬社群使用者的成長,使用者的年齡層分布也更廣,虛擬社群的發展,改變了大多數現代人的生活,讓更多人能接近資訊科技與知識提供的服務,改善人際關係、工作效率以及生活品質。愈來愈多真實世界的組織,也藉由大眾化知名社交虛擬社群平台,建立實體組織內專屬的虛擬社群群組。透過虛擬社群,有效協助解決實體組織內遭遇到的問題,提升成員知識學習與資訊科技使用的能力,虛擬社群成為實體組織知識管理的利器。虛擬社群本質上就是小型社會的縮影,社群中成員持續的互動是社群發展與延續重要的關鍵,從社會影響的觀點來看,社群中成員間的言行、互動關係,受制於群體的影響。本研究探討虛擬社群中知識應用的議題。得到的結論是,虛擬社群成員間的「線上關係」,會影響成員互動以及社群內知識的持續應用,是成功經營社群重要的因素,而虛擬社群成員的「自我呈現行為」,以及與其他成員之間的「關係相容性」,會正向影響社群成員的線上關係。因此,社群成員及經營者必須努力維持良好的社群文化及行為規範,建立良好線上關係,積極自我展現以融入社群,讓虛擬社群吸納留住更多相容性高的優質成員,發揮組織學習、知識應用等效益。[[abstract]]ABSTRACTThedevelopmentofvirtualcommunityhasconsequentlychangedthewaysoflifeformostofthemodernhumans.Astheaccessibilitytowardstheinternethasrampedupquickly,moreandmorepeoplecannotonlygetclosertotheservicesofferedandcontributedbyinformationtechnology,butalsoacquirerelatedknowledgeableserviceswithease.Thetrendhas,withoutadoubt,improvedpeople’sprofessionalnetwork,humanrelationship,workefficiency,andthemostimportantofall,thequalityoflife...Thisstudyhasaimedatresearchingmainlyontheissueofknowledgeableapplicationthattakesplaceinavirtualcommunity.Theconclusionrefertoasthefollowing:the"onlinerelationship"amongthemembersfromthegroup,whichisconsideredasthemajorfactorexistsinasuccessfuloperationoftenaffectedpositivelybythebehaviorofmembers'"self-presentation"and"relationshipcompatibility"withothersinbetweenoftheentiregroup,willdirectlyaffecttheinteractiveconductandthesustainableemploymentofwisdominthecommunity.Therefore,inordertoattractandkeepmore"highquality"memberswhopossesscompatibletraitanddevelopbeneficialresultsinorganizationlearningandknowledgeutilizingforthecommunity,itisstronglyrecommendedthatallofthemembersandmanagersshouldputgreateffortsinsupportingfinecommunitycultureandnormsofconduct,buildingupgoodonlinerelationships,andpresentingactiveself-presentationsoastofitinperfectly

    A Case Study of Social Enterprise and IT Application - A Case Study of Mr. Transport

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    [[abstract]]本研究以搬運先生為研究對象,欲以個案討論分析的方式探討在成為社會企業的同時,如何兼顧公司營運與未來發展。根據過往研究資料與文獻,本研究採用三重基線(TBL)的概念進行與社會企業有關之研究並進行分析;研究架構分為經濟、社會以及環境等三個構面。研究目的為:1.瞭解目前個案如何將回頭車隊以及物資拍照系統上傳至APP做結合。2.瞭解個案目前的營運模式如何能夠在市場上獲利又能與公益結合。3.瞭解個案如何以最經濟的方式,減少搬家所造成的資源浪費以及對環境的污染。4.瞭解個案如何結合公益又能降低對環境的傷害。本研究採用訪談法以及個案分析法進行資料分析;針對研究目的,蒐集五位公司內部相關高層幹部之意見。訪談對象建議包括可以針對結合回頭車隊以及物資拍照系統上傳至APP,把客戶統合起來。公司可以利用APP管理車隊、搬家裝備、物流配送規劃。針對獲利與公益結合,訪談者認為從幫客戶搬家過程,可以幫客戶收取不需要的家具,折抵車資,以建立客戶對品牌的信任感。而大量廢棄物可以於整理過後放至城市愛物網平台,便能夠再提供給有需要的客戶或是弱勢團體,減少廢棄物焚燒破壞環境的可能性。而針對車隊所造成的廢氣,可以利用分段式回頭車、降低空車率,讓碳排放量減少至最低;此外也必須定期保養車輛。再者,若客戶所需要的物資易於搬運,客戶也可以選擇自助搬運的方式,如此便可以減少出車的浪費。[[abstract]]WedotheresearchoftheMr.Transport.Thiscasestudyanalyzeshowtobethesocialenterpriseandatthesametimefocusonoperatingandfuturedevelopment.Accordingtothepastresearch,weusetheconceptofTBLtodothestudy.Theconceptualframeworkincludes3aspects,economy,socialandenvironment.Thepurposesofthisresearchare:1.Howtoconnectthereturnride,furniturephotosandtheAPP.2.Howtomaketheprofitanddothepublicwelfareatthesametime.3.Howtoreducetheenvironmentpollutionandtheresourcewastewiththelowestspend.4.Howtocombinepublicwelfareandreducetheenvironmentpollution.Weuseinterviewandcasestudytodotheanalysis.Accordingtothepurpose,wecollect5managers’opinion.Therespondentssuggestthatwecanconnectthereturnride,furniturephotosandtheAPPtointegrateclients.ThecompanycanusetheAPPtomanagetheteam,house-moveequipmentanddistributionplan.Therespondentssuggestthatthecompanycanhelptheirclientsrecycleunwantedfurnitureandgivesomediscount.Thisway,wecandevelopthetrustfromclients.Also,largefurniturecanbepostedonthewebsiteaftercleaningtoprovidetothecharity.Itcanalsodecreasethepossibilityofenvironmentpollutionwhichiscausefromincineration.Atthesametime,carsshoulddotheregularexaminationtoreducethecarbonemission

    Using User Interface and Experience to Explore Visualization Representation of Social Big Data

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    [[abstract]]科技發展迅速,隨時隨地都有數據被產生、被記錄,人們每天使用社群媒體所創造出的社群大數據與日俱增,大數據相關議題快速發展,以商業的角度觀察,它背後隱含無盡的價值。為了有效理解大數據所傳達之資訊,人們將複雜的資料轉變為圖表,使人們容易理解,更能進一步幫助企業做出決策及設計適當方案。隨著科技日漸發達,人們對於介面的呈現也產生更多需求,視覺化、圖像化、可互動式都成為近年來使用者介面的設計方向。ISO9241-210(2010)認為設計一個具有易用性的介面,必須考量到使用上的便利與使用者的需求,並具備有效性、效率及正面的使用者經驗。隨著資料視覺化工具逐漸發展,Card、MacKinlay與Shneiderman(1999)指出資訊的價值並非著重於樣式的設計,而是以使用者為中心加強使用者對資訊的了解、縮短搜尋時間、強化資料特徵,將資訊價值有效率地傳達給使用者。蔡明容(2015)提到一張能讓使用者滿意的圖表,必須有足夠的吸引力、資訊呈現清楚,適當整合色彩、文字等元素到資訊圖表中,方能有效引起使用者興趣,進一步進行瀏覽。而本研究之主要目的為透過實驗收集使用者對圖表之觀感,探討圖表呈現之視覺化因素,建立「圖表視覺化呈現準則」。本研究實驗利用八爪魚網路資料採集軟體採集旅遊相關Facebook粉絲專頁數據:可樂旅遊、品冠旅遊、雄獅旅遊、東南旅遊、五福旅遊,截取每個粉絲專頁中出現最多次的前10名國家,並以Tableau視覺化軟體製作6款不同類型的圖表(共10張圖表),做為本研究之實驗圖表素材,藉由實驗推導出相關視覺化因素,實驗結果可以發現圖表中元素的大小、顏色、顏色漸層、數據、排序、圖表標題、分類皆會影響使用者觀看圖表的結果,以下歸納4點建立資訊圖表之呈現準則,藉以提供圖表製作者作為參考使用:(1)適當運用顏色輔佐呈現,但不宜過多,避免重點混淆、(2)標上數據能幫助使用者迅速理解、(3)將圖表進行大小排序,讓使用者能有順序的觀看及(4)善用面積大小不同,傳達使用者比例上的不同。往後要呈現資料時,必需挑選適合的圖表,每張圖表都含有不同的元素,能妥善運用這些元素突顯資訊的重點,才是對使用者具有意義性,且能對使用者產生親切的感官效果,幫助使用者記憶圖表資訊。關鍵字:社群大數據、資料視覺化、使用者介面、使用者體驗、視覺化呈現準則。[[abstract]]SincecomputersandtheInternetshowup,peoplerecordtheirliveshaschangedfrompaperstocomputers.Withthedevelopmentofsocialnetworks,cloudcomputing,wirelessnetworks,andMobiledevice,peoplehavecreatedmoreandmoreinformation.McAfeeandBrynjolfsson(2012)saidthatifcompanyproperusingbigdataanalytics,will5%moreproductiveand6%moreprofitableonaveragethantheircompetitors.Inordertounderstandtheinformationofbigdata,peoplemakecomplexdataintochartstomakeiteasytoknow.Furthertohelpcompaniestomakedecisionsanddesignappropriateprograms.Scheaffer,WatkinsandLandwehr(1998)recommendedoriginaldataorsummaryvaluesoftenshownbyatableoragraph.Ithelpspeopletounderstandtablevariablesandgraphconstructedeasily.Tounderstandtheinformationfrombigdataanalysisquickly,peopleusedatavisualtoolstorepresentinformationwithgraphicalfeatures.Therefore,thisstudywillusebazhuayutogettraveldatafromFacebook.ThenuseTableautomakeexperimentalchartforthisstudy.Findvisualelementsbyexperiments,andbuild“Theprincipleofinfographicdesign”.Finallyweobtainthefollowingresult(1)toappropriateuseofcolortoshowtheinfographic,(2)markedthedatatohelpusersquicklyunderstandtheinformation,(3)sortthesizeoftheelement,sothatuserscanhaveasequentialview,and(4)makethebestuseofdifferentsizes,toconveythedifferenceintheproportionofusers.Lookforwardtothedevelopmentofdatavisualanalysistoolstocontributeinthefuture.Keywords:Socialbigdata,datavisualization,userinterface,anduserexperience

    The Relationship between Enterprise Political Connection and Audit Adjustments on Pre-audited Revenues

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    [[abstract]]我國自結制度分為兩種,一種是自結損益;一種是自結月營收,自結制度的規定是為了解決投資者資訊空窗期所設立,自結損益可由公司自行決定要不要揭露,而自結月營收需強制公告。本文以台灣獨有且強制公告之月營收為研究觀點,將自結營收與會計師公告營收之差額稱為審計調整數,作為盈餘管理之衡量變數。審計調整數數值具可觀察性及衡量性,避免像一般盈餘管理用預期非裁決性盈餘推估裁決性應計數之衡量誤差之問題。企業為了獲得更多的資源,主動與政府保持關良好關係,稱為政治關聯性,建立政治關聯對企業是有好處,例如:公司租稅減免,較容易取得銀行融資等等。本文主要探討公司政治關聯性對自結營收審計調整數的影響,使用政府持股率及公司高階主管具政治背景作為公司政治關聯性之衡量。實證結果發現,當企業具有政治關聯性時,與自結營收審計調整是負向關係,意味公司具有政治關聯時較不容易出現自結營收審計調整。[[abstract]]ThisstudyisbasedonauniqueandmandatorymonthlysalesannouncementinTaiwan.Thedifferencebetweenpre-auditandpost-auditmonthlysalesiscalledAuditAdjustmentwhichcouldbeusedasameasurementofearningsmanagement.Thenumberofauditadjustmentsisobservableandmeasurable.Thebenefitofsuchmeasurementallowsustoavoidthemeasurementbiasusingauditedaccountinginformationtoassessthefirms’earningsmanagementintentions.Firms.inordertoobtainincreasedresourcesoradvantageouspolicies.tendtoactivelybuildcloserelationshipswithpoliticalpartiesorpoliticians.Sucharelationshipiscalledapoliticalconnection.Thispaperfocusesontheinfluenceofpoliticalconnectiononauditadjustmentsofmonthlysales.Themethodstomeasurepoliticalconnectionaregovernmentshareholdingandthatofamanageroncebeingapolitician.TheempiricalresultrevealsthatthefirmswithhigherpoliticalconnectionwerelesslikelytoperformAuditAdjustmentsonPre-auditSales

    The Effects of Corporate Social Responsibility on Corporate Image and Customer Loyalty for Fast Fashion Brands

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    [[abstract]]none[[abstract]]Asfastfashionsprangupinrecentyear,customersgraduallychangetheirconsuminghabitsofbuyingclothes.Fastfashionbrandslaunchnewproductsrapidlyandprovidetrendyclothingataffordablepriceforcustomers.However,theseadvantagesalsocausedseriousdamagestoenvironment.Tomakeenvironmentalsustainability,manyinternationalfastfashionbrandshaveimplementedcorporatesocialresponsibility(CSR)tominimizethedamagetheycausedtoenvironment.Hence,thisresearchexplorestheimpactoffastfashionbrandsimplementingCSRoncorporateimage,customerperceptionandcustomerloyalty.Usingweb-basedsurveyquestionnairesandthenobtainsatotalof383validsamples.Thefindingofthisresearchshowthat:(1)customerswouldhavehigherlevelofcorporateimage,perceivedpricefairness,perceivedvalueandcustomerloyaltytowardsfastfashionbrandswiththeimplementationofenvironmentalsustainabilityrelatedCSRapproaches;(2)customersprefertheapproachoftangibleCSRtointangibleCSRenvironmentalsustainabilityrelated;(3)CSRimplementationinfluencesperceivedpricefairness,perceivedvalueandcustomerloyaltyviacorporateimage;(4)perceivedpricefairnessinfluencescustomerloyaltyindirectlyviaperceivedvalue

    The Relationship between Investment Opportunity Set and Earnings Management: The Moderating Effect of Family Ownership

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    [[abstract]]隨著經濟的成長,產業技術不斷推陳出新,在嚴苛的市場競爭下,各公司仍期望未來能夠不斷地擴張,因此會尋求更多的投資機會。在企業成長的過程中,令投資人最關心的便是公司的盈餘狀況,且由於台灣公司多為家族控股,亦存在著許多公司治理的問題,因此公司所公告之財務報表是否具可信性為一項重要的議題。本研究以2011年至2015年台灣上市櫃電子業公司之3,667筆觀察值為研究對象,進行階層迴歸分析,探討當公司投資機會較多時,是否會有更多盈餘管理的行為,進一步加入家族持股數之干擾效果,來判斷操弄盈餘的情況是否為高?實證結果顯示,公司處於較多投資成長機會時,會加強盈餘管理的程度,且由於處在環境不確定性之下,在家族持股比率高的公司,內控機制仍未調整至符合公司現況,因此盈餘管理程度會增強,也表示財報品質較差。因此,家族持股比率高的公司對投資機會與盈餘管理有顯著正向的影響。[[abstract]]Withthegrowthoftheeconomyandtheinnovationofindustrialtechnology,companieshavemoreinvestmentopportunitiesandexpecttoexpandinthecompetitivemarket.Duringthegrowthofcompanies,oneoftheinvestors’mostconcernedissuesistheearningmanagementstatusofthecompanies.BecauseTaiwan'scompaniesaremostlyfamily-controlledfirms,theyhavemanycorporategovernanceproblems.Thecredibilityoffinancialstatementsofcompaniesisthereforeofutmostimportance.Weused3,667samplesoflistedtechnologycorporatefrom2011-2015,andemployedahierarchicalregressionanalysis.Wewanttoexplorewhethermoreinvestmentopportunitiesforcompaniesresultinmoreearningsmanagementbehaviors.Wealsoaddedthefamilyholdingsasinterferenceeffectstodeterminewhethercompanieswithhighfamilyholdingsratiohavehigherfrequenciesofearningmanagementbehavior.Empiricalresultsshowthatcompanieswithmoreinvestmentopportunitieswillengagemoreinearningsmanagement.Also,underuncertainenvironmenttheinternalcontrolmechanismsoffirmswithhighfamilyownershipratiocan’tkeepupwiththecurrentsituationofthecompany.Thiswillinturnresultinstrengthenedearningsmanagement,butlowerqualityoffinancialstatements.Therefore,highratiosoffamilyownershipoffirmshaveasignificantpositiveimpactoninvestmentopportunitiesandearningsmanagement

    Empirical Study on the Prediction of Global Indices and Foreign Exchanges in New York Market with Markov Switch Model

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    [[abstract]]指數價格的走勢一直都是投資人研究的熱門議題。許多人認為當指數價格高於特定程度時,會有反轉或續漲現象。因此,本研究藉由馬可夫狀態轉換回歸模型,預測下一期價格報酬率的分配情形,並且觀察當本期報酬率高於頂部閥值時,下一期指數價格續漲之情形。本研究分成三個部分。第一部分運用馬可夫狀態轉換模型預測下一期預測報酬率和累積機率期望值。第二部分,分析預測報酬率與累積機率期望值的準確度。第三部分,藉由第二部分的預測結果,進行投資模擬並評估投資績效。自2010年1月至2017年7月的預測結果得知,大部分樣本之累積機率期望值高於頂部閥值時,下一期樣本價格都有續漲現象。[[abstract]]ThetrendofIndexeshasbeenapopulartopic.Manyinvestorsthinkthatwhenpricesarehigherthanaspecificthreshold,thepricesaregoinghigher.So,thisstudyappliedRegime-SwitchRegressionModeltopredictthedistributionoftheprices.Inaddition,wedeterminewhetherthepricewillgohigherwhenthecumulateddistributionvalueishigherthanaspecificthreshold.Thisstudyincludesthreesections.Inthefirstpart,weappliedRegime-SwitchRegressionModelonthepredictionofreturndistribution.Weanalyzedthepredictionresultsinthesecondpart.Accordingtotheresultsfromthesecondpart,weconductedasimulatedtradingandexaminedtheperformance.Theresultsshowthatmostpriceswillkeepincreasingwhentheircumulateddistributionvalueshigherthanspecificthresholds

    A Study Sharing Economy and Demand-Side Factor Associated with Purchase of Uber Insurance Taiwan

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    [[abstract]]中文摘要近年來共享交通、科技與相關保險劇變,使得交通法系規範在交通科技已漸受到關注。在台灣,乘用車共享服務如Uber已經改變了傳統計程車經營市場。然而,由於缺乏對優步(Uber)經營者在納管、納稅、納保的明確規定,以致主管機構不同意其營業。從電子商務觀點,共享經濟商業模式與保險議題,尤是Uber在各個國家的城市引起了一個爭議與熱烈辯論的問題。本研究目的是找出共享經濟與台灣Uber保險所面對「經營Uber外部因素」、「Uber經營內部因素」、「共享或共乘汽車的經驗感受」與「Uber與商業汽車核保認知」影響需求的主成份因素。本研究應用主成份分析、獨立t檢定及單因子變異數分析和相關分析等方法,並從479份問卷經由信度與效度檢測,結果從4個構面而共萃取出10個有意義的因素。同時結果顯示(1).性別與婚姻皆對上述構面影響的看法並無顯著的差異。(2).曾經駕駛或曾經搭乘Uber、對當今支持開放Uber的受訪者,對上述構面影響的看法並相當顯著的差異。(3).金融保險的受訪者對Uber經營內部因素影響的看法較自營企業的受訪者為高。(4).東部人對共享或共乘汽車的經驗感受的影響高於北部人。(5).中南部人對Uber與商業汽車核保認知影響的看法高於東部人。[[abstract]]ABSTRACTRecentpoliticalchangesinsharingtransportation,technologyandrelatedinsurance,havebeengettingattationtheroleoftransportationlawintransportationtechnologybusiness.InTaiwan,ride-sharingservicessuchasUberhasrevolutionizedthetraditionaltaximarket.Giventhelackofclearregulationsoverthesebusinesses,however,regulatorsdisagreewithUberabouttheillegalityofanUbercompanyanddriversexistingtax,insuringcoverageandregulation.Fromanecommerceview,sharingeconomybusinessmodelsandinsuranceisusses,notablyUber,havealsostirredupacontroversialandhotdebateincitiesofdifferentcountries.ThepurposeofthisstudyistoinvestigatetheprincipalcomponentsoftheexternalfactorsinUber’soperating,theinternalfactorsinUber’soperating,carsharingexperience,cognitionofUbercommercialunderwritinginsharingeconomyandthedemandofUberinsuranceinTaiwan.Ourmethodsincludeprincipalcomponentsoffactoranalysis,independent-samplesttestandsinglefactorvarianceanalysis(OnewayANOVA)toinvestigatethisissue.Theconstructvalidityandthetestreliabilityofquestionnairesaboutsharingeconomyanddemand-sidefactorsassociatedwiththepurchaseofUberinsurancewereinvestigatedinsubjects479inTaiwan.Byprincipalcomponentsanalysis10conceptuallymeaningfulfactorsweredistinguished.Resultsshowedthat(1)genderandmarriagestatusdonotsignificantlydifferforthefourdimensionofabove;(2)havebeendrivingorhavetakenUberorsupportforopeningtodaysubjecthadahighersignificantpositiveimpactonthefourdimensionofabove;(3)financialandinsurancesubjectswereahighersignificantpositiveimpactontheinternalfactorsinUber′soperatingthanself-employedcompaniessubjects;(4)theeasternpeoplefeelingsforcarsharingexperiencewillhaveahighersignificantpositiveimpactthanthenorthernpeopleinTaiwan;(5)thecentralandsouthernpeoplefeelingsforcognitionofUbercommercialunderwritinginsharingeconomyandthedemandofUberinsurancewillhaveahighersignificantpositiveimpactthantheeasternpeopleinTaiwan

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