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The Study on the Correction for Tiled Imaging to Correct Imaging
No full text[[abstract]]對應時下工業4.0的潮流，智慧化生產已然成為現今工業生產的主流趨勢。作為智慧化生產的一個分支，影像辨識等電腦視覺技術的發展，越來越受到社會大眾的重視。為了替電腦視覺技術的發展盡一份力，本論文嘗試對視覺辨識的精度改善問題提出探討。本論文使用CCD攝影機作為影像擷取的窗口，量測一5cm×5cm大小的矩形樣本，將數據整理後，利用迴歸分析、等比公式與十分逼近法等數學原理，計算、整理出一套能將側拍影像轉正、補正成正視影像的補正公式，補正公式能作用於距離測量物60cm~85cm之間距離內、測量角度介於90?~40?，而測量物的大小為5cm×5cm大小的矩形面積內。在補正過程中，補正公式將對以拍攝物的傾斜角為輸入值，計算出需補正的數值在經過補正公式的補正後，補正影像與於正面視角拍攝的正面視圖相誤差不超過20%。[[abstract]]TokeepabreastwiththeIndustry4.0,intelligentmanufacturinghasbeenatrendofIndustrialproduction.Asabranchofintelligentmanufacturing,thetechnologyofcomputervisionbecomesgainingimportancebycommunity.Thisresearchtrytoimprovetheaccuracyofvisualidentificationwhichisabranchofcomputervision.AndwishthisresearchwillbeakindofauxiliaryforceforthedevelopmentofIndustry4.0.ThisresearchcapturesgraphicsbyaCCDcameratomeasureaspecimenina5cm?5cm-rectangle.Aftermeasuringdata,thisresearchbuildacorrectionformulafortiltgraphicstocorrectgraphicsbymathematicalmethod.Thecorrectionformulawillworkonthedistance60cmto85cmbetweencameraandsample,tiltanglebetween90degreeto40degreeandthesamplemustlessthana5cm?5cm-rectangle.Duringtheprocessofcorrection,thecorrectionformulawillconverttiltangletocorrectionvalue.Aftertheprocessofcorrection,atiltgraphicswillbecorrectedtoacorrectgraphicswitherrorin20%
A Study of Service Quality and Customer's Complaints of Automobile Service Centers
No full text[[abstract]]近幾年來，汽車銷售市場在競爭激烈的環境下，汽車經銷商獲利來源大為改變，必須考量不同的經營策略才能永續生存，車輛售後保養維修成為汽車經銷商經營管理的重點，並取代新車銷售成為最主要的利潤來源。由於消費意識抬頭，以致顧客需求滿意度亦提高，因此汽車維修服務業也進入白熱化競爭，服務品質與顧客滿意度的關係將是汽車維修服務廠的經營指標。本研究主要目的，在分析顧客對於汽車維修服務廠的服務品質之顧客滿意度，依服務廠實務作業建置服務藍圖，希望透過問卷調查的方式，結合本研究個案公司顧客抱怨資料蒐集，使得資料更為完整，分析維修服務廠哪些因素會影響其服務品質之滿意度，應用IPA分析再結合服務藍圖，圖示化呈現整體服務廠服務流程的服務要素品質表現，以及應改善的服務要素。研究結果顯示顧客最重視的是「進廠服務項目、費用得到事先說明及解說」、「維修技術專業可靠」及「服務廠能落實維修保證及保固」，也是滿意度最高，顯然服務廠給顧客的核心價值是誠信與專業，這也是服務廠的優勢。服務藍圖流程呈現失誤環節點，最主要以完工說明流程失誤點最多，其次為迎賓接待流程、預約流程與工作排程流程。由前三項可洞察，本研究結果發現接待服務專員是影響服務品質關鍵人物。[[abstract]]Inrecentyears,profitsofautodealershavebeenchangedbecauseofthehyper-competitivecarsalesmarket.Tokeephighprofit,autodealersneedtotakenewstrategiesintoaccount.Hence,managementofcarmaintenancereplacessalesasthemainprofitofanautodealer.Actually,recentcompetitionsonservicesofcarmaintenancehavebeenbecomingheavybecauseconsumersatisfactionsforcarmaintenancearebeingpaidattentionto.Therefore,servicequalityandconsumersatisfactionaretwoimportantissuesforanautomobileservicecenter.Thegoalofthisthesisistoconductanalysisofconsumersatisfactiononmaintenanceservicesofanautomobileservicecenter.Toreachthisgoal,inthisthesis,weproposeasurveythatinvestigatestheimpactfactorsonservicequalityandconsumersatisfactionbyquestionnairesofconsumercomplains.Finally,thefactorsofservicequalityareanalyzedthroughIPAmethodandareshowninserviceblueprinting.Intheresultsoftheinvestigation,theitems“cleardescriptionsforfeesofmaintenanceprojects”,“professionalandreliablemaintenance”and“guaranteeofmaintenanceandwarranty”arethreehighimpactfactors.Itsaysthatthemainvaluesanautomobileservicecentergivestheconsumersareprofessionalismandcredit.Absolutely,theyaretheadvantagesforanautomobileservicecenter.Incontrast,themaindrawbackistheitem“descriptionsformaintenancefinished”.Thesecondmaindrawbackistheitem“flowsofconsumerreception,maintenancebookingandmaintenancescheduling”.Fromtheresults,wecanknowthatthereceptionististhekeymanforservicequalityandconsumersatisfaction
The Influence of Institutional Ownership and Firm Characteristics on Debt Financing Decision
No full text[[abstract]]ç¶å¬å¸çç¶çæ´»åå§é¨è³éä¸è¶³ï¼éè¦å¤é¨è³éæ¹æ³¨æï¼ä¸»è¦è² åµèè³æ¹å¼ï¼ä»¥éè¡å款åç¼è¡å¬å¸åµçºä¸»ãå¨èè³æ±ºççé¸æä¸ï¼æä¸åèéå ç´ ãæ¬ç 究éå°æ©æ§æè³èæè¡æ¯ä¾ä»¥åå¬å¸ç¹æ§ï¼åæ¬å¬å¸è¦æ¨¡ãç¢æ¥å¥ãæé·æ©æãä¿¡ç¨è©çãç¶ç績æåè¡å©ç¼æ¾çä¹å·®ç°ï¼æ¢è¨å¶å°è² åµèè³æ±ºçæ¯å¦ç¢çå½±é¿ãæ¬æ實èçµæç¼ç¾ï¼æ©æ§æè³èæè¡æ¯ä¾æ¯å½±é¿å¬å¸é¸æèåµæ¨¡å¼ä¸»è¦çå ç´ ä¹ä¸ï¼æ©æ§æè³èæè¡æ¯ä¾æå¤çå¬å¸ï¼å¾åé¸æç¼?å¬å¸åµ?èè³ãå¬å¸çè¦æ¨¡æ大ï¼å¾å以ç¼?å¬å¸åµæ¹å¼ç±æªè³?ï¼è£½é æ¥å¯è½é¸æé?å款æ¹å¼ï¼æé·æ§æé«çå¬å¸ï¼å¯è½é¸æé?å款ï¼å¬å¸ä¿¡ç¨è©çæå·®ï¼å¾å以é?å款ï¼ç¶ç績æè¼ä½çå¬å¸ï¼å¯è½é¸æå¬å¸åµèè³ï¼æ¤å¤ï¼é«è¡å©çå¬å¸ï¼å¯è½é¸æå¬å¸åµèè³ã[[abstract]]Withthelackoffundsinthecompanyâsinternalactivitiesandtheneedforexternalcapitalinjection,themaindebtfinancingisthroughbankloansandcorporatebonds.Inthechoiceoffinancingdecisions,therearedifferentconsiderations.Thisstudyexaminestheproportionsofinstitutionalinvestorsandthecharacteristicsofthecompany,includingthesizeofthecompany,industry,growthopportunities,creditrating,businessperformanceandthedifferenceofdividendyieldandwhethertheyaffectdebtfinancingdecisions.Theempiricalresultsshowthattheproportionofinstitutionalinvestorsisoneofthemainfactorsthataffectthecompanyâschoiceofborrowingmodel.Themoretheproportionofinstitutionalinvestorsis,themorethecompanytendstochoosetoissuecorporatebondstofinance;themanufacturersmaychoosebankloans.Thelargerthecompany,thegreaterthegrowthofthecompany,maychoosebankloans;theworsethecompanycreditrating,itmaytendstochoosebankloansalso.Thelowerperformingcompanymaychoosecorporatebondstofinance.Inaddition,thehighdividendcompaniesmaychoosecorporatebondstofinance
The Relationship Between House and Stock Market
No full text[[abstract]]為挽救金融海嘯所致的經濟衰退，各國紛紛祭出信用寬鬆等政策，卻也帶來通貨的貶值與資金四處流竄，驅使了投資人追求較高報酬率的標的作為投資。在國內，隨著購屋意識逐漸抬頭，讓不動產之間的買賣成為了首當其要的投資理財。而國人也多以股票作為反應經濟的指標。故藉此想探討出國內的不動產市場以及股票市場是否存在相互影響的關係。本文中，首先利用單根檢定的方式進行穩定性的分析，然後再探討因果關係檢定。而實證結果顯示：股市與房市相互關係中，股市對房市具財富效果，而房市對股市則無信用效果，因此台灣股市與房市間，僅具有股市對房市之財富效果。[[abstract]]Tosavetheeconomicrecessioncausedbythefinancialcrisis,countrieshaveresortedtocrediteasingpolicies,butalsobroughtthecurrencydevaluationandcapitalflowsaround.Thesemaydriveinvestortopursuitofahigherrateofreturnoninvestment.Indomesticmarket,withthegradualrisingofhomebuyers’consciousness,thetradeofrealestatehasbecomemaininvestmenttool.Andalsomanypeopleasareactiontothestockofeconomicindicators.Therefore,thisthesiswouldliketoinvestigatethedomesticrealestatemarketandthestockmarketiftherearemutualinfluencerelationships.Thisarticle,firstofall,usesunitroottesttoanalyzethestability.Secondly,itdiscussescausalrelationshiptest.Theempiricalresultshowsthat:therelationshipbetweenthestockmarketandthehousingmarketiswealthyeffect
The optimal housing price modeling : Growing of house price and income
No full text[[abstract]]本研究以CampbellandCocco(2015)模型為基礎，在效用極大化下，從期數、住宅消費對一般住宅消費偏好、貼現因子、風險規避係數、期末財富的重要程度、利率、通膨、名目利率、房價、成長率和物價水準等因素中，討論房屋價格成長與所得成長對於最適購屋價格的影響。結果顯示，房屋價格成長與最適購屋價格有正向的關係；當所得成長率低時，市場上傾向貸款年限低，所得成長率越高，市場上傾向貸款年限高；以及當第一期實質利率越高，市場上傾向將所得投資在非住房消費上。[[abstract]]ThisthesisisbasedonthemodeloftheCampbellandCocco(2015),underthemaximizationofutility,frommanyfactorslikenumberofperiods,residentialconsumptiontothegeneralresidentialconsumptionpreference,discountfactor,riskaversioncoefficient,theimportanceoftheendofwealth,interestrate,inflationinterestrates,houseprices,growthratesandpricelevels,todiscussthehousingpricegrowthandincomegrowthfortheoptimalpurchaseprice.Theresultsshowthatthegrowthofhousepriceandtheoptimalpurchasepricehasapositiverelationship.Onthemarket,peopletendtoshort-termsloanwhentheincomegrowthrateislowandtendtolong-termsloanwhentheincomegrowthrateishigh.Andalsowhenthefirstofrealinterestrateishigher,peopleonthemarkettendtoinvestinnon-housingconsumption
The impact of the BREXIT on the Credit Default Swap Spreads of the banking industry
No full text[[abstract]]本篇論文主要探討2016年英國脫歐公投事件，對金融業信用違約交換利差的影響。本研究樣本資料擷取自Datastream資料庫，資料期間為2015年12月至2016年12月的日資料，控制總體變數及公司個別變數下，分別檢視了23間金融銀行在英國脫歐公投前後其信用違約交換之影響。研究結果顯示：對金融業CDS利差部分，在英國脫歐公投日前10至30日內，CDS利差顯著下跌；但公投日後30日以後，CDS利差則呈現顯著上揚，代表英國脫歐公投結果對金融業的信用風險呈現短暫下跌的現象。總體因素方面，未來政策利差及SP500指數報酬率與CDS利差呈正向變動相關，SP500指數報酬率標準差及泰德利差則呈負向相關。公司控制變數方面，資產波動度、槓桿比率、股票交易變動量及違約機率呈正向相關，而收益曲線斜率則為負向影響。對金融業CDS利差波動度而言，在英國脫歐公投前180天至31天呈正向相關，在脫歐公投後1天至20天則皆有顯著的負相關。由此可知，英國脫歐公投結果對金融業的CDS利差與CDS利差波動度均呈現短暫下修的現象。[[abstract]]ThispaperexaminestheimpactoftheeventoftheBrexitvoteonthecreditdefaultswapspreadsofthebankingindustryin2016.OursampledataderiveedfromtheDatastream,andcovers23financeinstitutionsindividuallyduringtheBREXITvotewithcontrolmacrovariablesandfirmindividualvariables.EmpiricalresultsindicatethatCDSspreadsdecreasedsignificantlyduringthepre10-30Brexitperiod,andthensignificantlyincreasedafter30daysoftheBREXITvote.Inaddition,(OIS-Tbill)andS&P500IndexreturnhasasignificantpositiverelationshiponCDSspreads.S&P500IndexreturnvolatilityhasanegativerelationshiponTEDspreads.AlthougmostoftheindividualvariableshaveapositiverelationshiponCDSspreads,theyieldcurveslopehassignificantlnegativelyrelatedtotheCDSspreadsofthebankingindustry.However,CDSspreadvolatilityhasapositiverelationshipinthepre-BREXITperiod,andanegativerelationshipduringthefirst20daysaftertheBREXITvote.OurempiricalresultsshowthatbothCDSspreadsandCDSspreadsvolatilitybrieflyfallonbankingindustryaftertheresultoftheBREXITvote
Corporate Social Responsibility and Reputation Effects
No full text[[abstract]]本文以2011至2016年之間入選上海證券交易所社會責任指數之企業，探討實踐企業社會責任是否可以為企業帶來名譽效果，其上海證券交易所社會責任指數是使用每股社會貢獻值來衡量企業社會責任之程度，名譽效果則能夠為企業增加報酬、減少代理問題與降低風險。本文使用最小平方法實證名譽效果之效益，實證結果發現，入選指數成分股雖然對財務績效有負面影響、降低風險則不顯著，但能降低代理問題。本文認為因中國企業社會責任還處於發展時期，尚未累積足夠利害關係人能量，故企業社會責任之收益還未大於其投入成本。[[abstract]]TheresearchmainlyfocusesoninvestigatingwhetherimplementationofCorporateSocialResponsibility(CSR)canbringtheReputationEffectbasedonthedataofCSRindexofShanghaiStockExchange(SSE)from2011–2016.Specifically,thesocialcontributionvaluepershareoftheSSESocialResponsibilityIndexisusedtoevaluatetheCSRlevelofeachcompany,whilereputationeffectscanbringfinancialperformance,decreasingtheagencyproblemandriskforcorporations.WeusedtheordinaryleastsquaremethodtoanalyzeCSRvariableandsubstitutevariable.AndtheresultisalthoughInclusionintheindexwouldhavenegativeeffectstowardfinancialperformance,itcanlargelydecreasetheagencyproblemwhilenonsignificantonloweringdownontherisk.Basedonourstudy,webelievetheCorporateSocialResponsibilityinChinaisstillindevelopingstage,whichdoesnotaccumulateenoughstakeholderinfluencecapacity,thustheadvantagesofCSRhasnotbiggerthanthecost
The Impact of the Innovative Image of Media Report on Corporate Performance
No full text[[abstract]]創新議題在近年來持續受產業重視，許多公司積極投入創新研發活動，可在社群媒體或新聞報導中獲得企業開發新產品、技術突破等消息，相關文獻亦證實企業投入研發活動有助於提升經營績效(Wang,Wang,andWu,2008;Babkin,Lipatnikov,andMuraveva,2015)。為瞭解新聞內涵與創新活動之關聯，本研究除採用過去文獻經常探討之研發投入、專利權等變數作為衡量創新活動之代理變數外，另參考Wei,Hsu,Lu,andHuang(2016)分析新聞情緒對公司經營績效影響之研究方法，計算新聞情緒指標，另外亦建立創新相關特徵詞庫，建立指標衡量新聞報導之創新形象，分析實際創新投入與媒體報導之創新形象對企業績效之影響與變數間之相互關聯。研究期間取自2008年至2016年臺灣證券交易所上市之695家公司，共27個產業為研究樣本，納入企業財務變數、創新代理變數與新聞量化指標多方面探討其影響效果，研究過程主要分析個股公開資訊之創新形象對企業經營績效之影響，進一步探討創新形象是否有助於提升股價穩定性；本研究亦考量產業特徵與區分產業後，分析公開訊息所捕捉之創新程度，對其企業績效之影響與產業差異。研究結果發現企業從事創新行為，適合著重於實質投入創新活動，而媒體報導的創新形象可作為輔助企業提高績效之方法，而在整體而言，媒體報導越正面，對企業績效仍有一定影響力。根據研究結果，我們建議企業從事研發投入，亦同時關注企業外部形象之訊息。因正面媒體報導對企業績效之影響較大，而透過發佈新聞，除能建立企業創新形象，亦有助於投資人更了解公司的策略與前景，降低投資人對企業的不安全感，進而降低市場價格波動。[[abstract]]Inrecentyears,innovationissuescontinuetobeaconcernintheindustry,mostofcompaniesactivelyinvestinR&Dactivitiesandpostonthecommunitymediaornewsreportsaboutobtainnewproducts,technologicalbreakthroughsandothers.TherelevantliteraturealsoconfirmedthatfirmsengagedinR&Dcanimproveoperatingperformance(SherandYang,2005;Babkin,Lipatnikov,andMuraveva,2015).Inordertofindouttherelationshipbetweennewsreportandinnovationactivities,thispaperincludetheproxyvariablesofinnovationinpreviousresearchandreferringthemethodologyofWei,Hsu,Lu,andHuang(2016)whichanalysistherelationshipbetweenmediareputationandfirmperformancetocalculatingthenewssentimentandconstructthecharacteristicsofinnovativetermstoestimatetheinnovativeimageofmediareport,weexaminethemaineffectsoftheactualinnovativeinputsandinnovativeimageofmediareportoncorporateperformanceaswellastheinteractioneffectsamongtheabovevariables.Researchperiodtakefrom2008to2016anddrawingthe695listedfirmonTaiwanStockExchange(TWSE)in27industries(withoutfinancecompanies)assample.Includingtheperformancevariable,innovationproxiesvariableandnewsindexandanalysistheinnovativeimageofmediareporthaseffectoncorporateperformanceandwhethercanstabilizestockvolatility;furthertoexploretheeffectofinnovativeimageonperformancewhichconsideringtheindustrycharacteristic,whilstalsocomparetheeffectonthedifferenceofindustry.Theresultshowthatfirmareengagedininnovativebehavior,whichissuitableforfocusingonactualinvestment,andinnovativeimageofmediareportfcanassisttoimproveperformance.Butonthewhole,themediareportsaremorepositiveandhavesomeinfluenceoncorporateperformance.Accordingtotheresultofthisstudy,wecanprovidethefirmtoengagetheR&Dinvesttopromoteperformance,whilealsoconcernaboutthenewsimpliedoffirmexternalimage.Becausethepositivenewshasastronglyeffectoncorporateperformance,inadditiontofirmcanestablishinnovativeimageandalsolettheinvestorscanbetterunderstandthecompany'sstrategy,prospectswhichbynewsdistribution,andreduceinvestorinsecurityoffirm,therebyreducingitsstockpricefluctuations
The Study on the Co-Movement of Stock Market:ASEAN cases
No full text[[abstract]]由於東協經濟共同體（ASEANEconomicCommunity,AEC）於2015年12月31日正式成立，本文以2016年1月1日至2016年12月31日的日資料為研究期間，分析東協五國股市間的關聯性。實證顯示印尼、新加坡、泰國與越南的關聯性較為密切。其次，在領先落後關係裡，只有越南對新加坡具領先關係。此外，亦發現印尼與越南的大盤指數皆不易受其他國家的影響。[[abstract]]BecausetheASEANEconomicCommunity(AEC)wasofficiallyestablishedon31stDecember,2015,dailydatafrom1stJanuaryto31stDecember,2016,wereemployedinthispapertoanalyzetherelationshipbetweenthefiveASEANnations’stockmarkets.EmpiricalevidencerevealedthatIndonesia,Singapore,Thailand,andVietnamaremorecloselyrelatedthanotherAECmembers.Next,theanalysisrevealedthatVietnamhasaleadingrelationshipwithSingapore;otherlead-lagrelationshipswerenotidentified.Inaddition,thisstudyindicatedthatthestockmarketindicesofIndonesiaandVietnamarenoteasilyaffectedbyothernations
The Study on the Long-Term Care Insurance in Taiwan
No full text[[abstract]]因應21世紀全世界都在面臨高齡的問題，相對應關係著人口老化會面臨的長期照顧議題，本研究就政府的長期照顧十年計畫2.0、長期照顧保險法與長期照顧保險制度來探討我國的長期看護商業保險商品。就目前政府實行的政策與財源的不足，各家保險公司也因應這個市場需求，推出關於長期照護三類商品（長期看護險、類長期看護險、殘廢照護險）。也越來越多人都有防患於未然的事前規劃。加上商業保險能否補足社會保險的不足，也發現長期照護三類商品最大的差異，依其理賠的認定在年輕時先投資購買好降低未來發生長期照護時的不確定風險。無論購買哪一險種，最大差異是與我們投保的終身壽險、醫療險不同於長期照護險遇理賠時是每月或每年給付給保戶。補足稅收制的政府其社會保險之不足，確保當我們退休後的生活基本保障。[[abstract]]Inresponsetotheagingproblemconfrontingtheworldinthe21stcenturyandpopulationagingthatleadstolong-termcareissues,thisstudyexploresTaiwan’slong-termcareinsurancecommoditieswithregardtothegovernment’s10-yearlong-termcareprogram2.0,Long-termCareInsuranceAct,andlong-termcareinsurancesystem.Inviewofthegovernment’scurrentimplementationpolicyandlackoffinancialresources,majorinsurancecompanieshavelaunchedthreetypesoflongtermcarecommoditiesinresponsetothemarketneeds(long-termcareinsurance,quasi-long-termcareinsurance,disabilitycareinsurance).Moreandmorepeoplehavealsooptedtoengagedinpreventiveplanninginadvance.Inaddition,asforwhetherornotcommercialinsurancescanmakeupfortheinsufficienciesofsocialinsurance,ithasalsobeenfoundthatthegreatestdifferenceamongthethreetypesoflong-termcarecommoditiesliesininvestinginpurchasesthatreducetheriskofuncertaintyinfuturelong-termcareaccordingtothedeterminationofclaims.Regardlessofwhichinsurancetypeispurchased,thegreatestdifferenceisthatcomparedtolifeinsuranceandmedicalinsurancethroughwhichweareinsured,long-termcarecompensationsaremonthlyoryearlypaymentstotheinsured.Bymakingupfortheinsufficienciesofthetaxation-basedgovernment’ssocialinsurance,ourbasicprotectionoflifeafterretirementcanbeensured