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Strategi peningkatan kinerja karyawan taman buah mekarsari
Get PDFHuman resources are the main elements of the organization when compared to other elements such as capital, technology and money because humans control other resources. There are three main factors that affect the individual in the work and improve its performance which are individual ability increases, encouragement or effort from the individual, and support from the organization. The purpose of this study were to analyze the effect of competency to employee motivation, the effect of competency to employee performance, and the effect of motivation to employee performance and to formulate strategies for improving employee performance at Mekarsari Fruit Garden.
Respondents in this study were 167 employees with sampling technique using stratified random sampling. Analysis of the data used in this research included descriptive analysis of respondents, Spearman correlation test methods, analysis Structural Equation Modeling (SEM) with LISREL 8.51 and Analytical Hierarchy Process (AHP) with expert choice 2000. The variables used were competency, motivation and performance.
The results showed that : 1) Competency had an effect on employee motivation at Mekarsari Fruit Garden; 2) Competency had an effect on employee performance at Mekarsari Fruit Garden; 3) Motivation had an effect on employee performance at Mekarsari Fruit Garden. The first strategy to improve employee performance was improving the prosperity of employees, which the highest factor was competency. The most influential actors was President Director of Mekarsari Fruit Garden which the highest score of the objective was increasing the profit of Mekarsari Fruit Garde
Pengaruh faktor demografis dan makroekonomi terhadap non performing loan pada kredit perumahan (studi kasus pt bank x surabaya)
Get PDFSurabaya as the Capital of East Java Province is the second largest city in Indonesia after Jakarta. The population in Surabaya until 2016 reached a total of 3,016,653 inhabitants, which increased 2.5% from 2015. Increasing population growth, causing need for shelter, offices, shopping malls, amusement parks and the need for the property sector as well increased. Through growth in the property sector, KPR (Home Ownership Credit) is one of the alternatives used by the society to have the desired house or property by repaying for a certain period of time and with a predetermined interest rate.
Bank known as the pioneer and market leader of KPR is PT Bank X which has been established since 1987. The large number of housing loans owned by PT Bank X, make PT Bank X has a risk of non-performing loans (NPL). Although it was stable since the beginning of 2013, the NPL ratio of mortgages increased in 2016. In keeping the NPL ratio to always be below 5%, one of the efforts that can be done by the bank is analyze the selection of good prospective borrowers. In general, the valuation used by banks to gain confidence in crediting is called the 5C principle analysis which consists analysis of character, capital, capacity, collateral, and condition of economy. One of the main branch offices of PT Bank X which has a NPL ratio below the NPL ratio of PT Bank X Indonesia is a branch of Surabaya.
Based on the statement above, the problem that can be formulated is that NPL in the Bank should be avoided, therefore the bank must have an effort to keep the NPL ratio below 5%. One effort that can be done is to consider the demographic factors of customers as well as macroeconomic factors. From the problem formulation, the purpose of this research are: (1) to describe the development of KPR at PT Bank X period of 2012 - 2016, (2) to examine the effect of customer demographic factor and macroeconomic factors partially and simultaneously to NPL at KPR PT Bank X, (3) analyze and strategize PT Bank X to control NPLs in the future.
To answer the problems and research objectives, the research was conducted by using KPR case study approach in Bank X Branch Surabaya for ten years, from 2012 until 2016. The variables used were age, education level, marital status, gender, jobs, income, inflation and interest rates. The research method used description analysis and binary logistic regression analysis. The result of descriptive analysis shows that for 5 years from 2012 until 2016 PT Bank X Surabaya branch has 9,356 debtors. In 2012, the number of debtors using mortgages is as much as 2,161 debtors. This amount is the highest number for 5 years studied. After 2014, mortgage facility users continue to decline to the lowest number in 2016 as much as 1,567 debtors.
Based on the results of the study, there is only one variable that has a positive effect on NPL which is education, especially customers who have education at the university level. This is in accordance with the results of previous research that when a person has a higher education, it will affect the jobs and also affect the customer’s income. Based on the results of binary logistic regression analysis also shows the results that independent variables affect the dependent variable simultaneously because it has a sig value. of 0.302> 0.05
Faktor-faktor yang mempengaruhi minat pembelian di e-commerce: studi kasus hijup.com
Get PDFThe growth of internet user in Indonesia has been truly phenomenal in recent years. The growth has also led Indonesia to the emergence of a very lucrative market for Islamic fashion. HijUp is the first Indonesian Islamic fashion e-commerce site. The muslim fashion industry has huge commercial potential in Indonesia. HijUp.com as part of Islamic fashion industry should continue to grow and increase its potential to have a high competitiveness compared with similiar competitors. Lack of trust in e-commerce is one of the most frequent reasons why consumers not purchase e-commerce product such as in Islamic fashion e-commerce. But, lack of trust in Indonesia is higher than the average level of distrust in the world. Lack of trust has significant related toward perceived risk. Risk has a negative impact on online purchase intention, both for products and services. Perceived risk can decrease the purchase intention of e-commerce. Perceive benefits felt by consumers will increase purchase intention in online shopping. This study examines how perceived risk, perceived benefit, and consumer trust effect the purchase intention of Islamic fashion ecommerce.
This research was conducted to HijUp.com’s follower in Jakarta, from October to November 2017. This research focused at HijUp as the first Indonesian moslem fashion e-commerce site. This research applied purposive sampling technique. A total of 234 women in Jakarta who have been following one of social media of HijUp participated in this research. The data collection was collected by online questionnaire and face to face interaction. The sample determination of 234 respondent was based on structural equation modelling (SEM) analysis. The result showed that consumer trust significantly negative influence toward perceived risk. Perceived benefit significantly positive influence toward purchase intention. Perceived risk has a significant and negative impact on intention. Security seals on their website and third-party internet seals have strong effect towards consumer trust. Information risk and product risk have strong affect towards perceived risk of online shopping. Physiological equanimity have strong affect towards perceived benefit of online shopping. As consumers consider e-commerce involves risk and uncertainty, online business organizations need to overcome these barriers. A key strategy to increase purchase intention is apply a set of international security standards created and maintained by the PCI DSS (Payment Card Industry Data Security Standard). Cyberbuzz can be used to reduce the risk product by reviewing and promoting the product of Islamic fashion
Strategi peningkatan nilai tambah perdagangan kayu di indonesia
Get PDFForest contributes prominently in the national development with actual benefits for the people of Indonesia. One of the benefits is the optimal development of environmental, economic, and social cultural functions. To increase the function of forest in the economic field, wood trading is performed in Indonesia. In 1985, the government of Republic of Indonesia completely prohibited the export of wood log to prevent illegal logging, which stimulated the emergence of various forest products derived from forest wood in the form of sawn timber, plywood, particle board and furniture made from mixed tropical hardwood, meranti and luxury classes of timber. The government promulgated Joint Decrees of Minister of Forestry Number : 1132/ Kpt-II/ 2001 and Minister of Industry and Trade Number 192/ MPP/ Kep/ 10/ 2001 prohibiting the export of log and sawn timber.
GDP in forestry sector decreased since 2006 until 2015. Even known that raw materials supply is ready in large number. Wood trading in Indonesia can be maximized its potential through the appropriate selection of log or processed products where those products have high selling price. By selecting the product with high value, it is expected to improve the selling price of wood products sales especially overseas by taking into account certain policies.
Therefore, this research is performed to analyze the sales margin and highest profit margin of products derived from forest wood as well as the consideration for the granting of export permission for log and sawn timber in order to increase the value added appropriately in wood trading in Indonesia. The result deriving from the analysis of sales margin and profit margin states that the mixed tropical hardwood class timber is best sold in the form of plywood, meranti class timber is best sold in the form of sawn timber and be granted the export permission, and luxury class timber is best sold in the form of furniture
Analisis kesiapan karyawan dalam menghadapi transformasi bank ntb menjadi bank ntb syariah
Get PDFBank NTB as the spearheading institution of the local economy always strive to provide excellent services to the community through performance and services improvement through product innovation, information technologies improvement, and human resources quality enhancement. Changes that occurs within the company, especially the transformation from Conventional Bank to Sharia Bank, require the supports from the board and the employees rapidly, appropriately, and with high motivation to run the programs that have been set. This study identifies the factors that support all of the successful transformation of Bank NTB into Bank NTB Sharia. The methodology used is SEM - PLS.
Overall, it can be said that Bank NTB’s employees are ready to face the transformation from Conventional Bank to Sharia Bank. The variables which significantly affect the Organizational Commitment is Psychological Capital, Leadership Practices, and Way of Thinking. Whereas the variables which affect Readiness to Change is Psychological Capital and Organizational Commitment.
In order to improve change readiness and reducing resistence to change, the main strategy that board and human capital management can implement is to reinforce reward and punishment systems to support change, create a comfortable and conducive working environment, and maintain regular two ways communication, and provide employees with opportunities to develop their skills and abilities. The second strategy is to develop their critical thinking competencies, start from setting individual strategies
Strategi peningkatan kinerja karyawan pt. perkebunan nusantara v
Get PDFPT. Perkebunan Nusantara V is one of the companies engaged in oil palm plantations. During the 2011-2017 period PTPN V carried out the recruitment and selection process with a span of 2 years. Depreciation of employees that occurs at PTPN V due to the existence of leadership employees who enter retirement, die or are expelled from the company. New leadership employees from the results of recruitment, selection and placement are required to always improve performance. The purpose of this study was to determine the effect of recruitment on performance, the effect of selection on performance, the effect of placement on performance, the effect of recruitment on selection, and the influence of selection on placement, as well as strategies to improve employee performance at PT. Riau Archipelago V Plantation. Respondents of this study were employees recruited from 2011 to 2017 with a number of respondents 90 people with the technique of determining respondents using proportionate stratified random sampling. The processing and data analysis techniques used in this study are descriptive statistical analysis, Structural Equation Model (SEM) analysis with Partial Least Squares (PLS) approach with SmartPLS software, and Analytic Hierarchy Process (AHP) with Expert Choice software 11. The results of this study are that recruitment has no effect on performance, selection has a significant effect on employee performance, placement has a significant effect on employee performance, recruitment has a significant effect on selection and selection has a significant effect on placement. Then the results of the formulation of the right strategy is to improve employee welfare, development of performance and competency based HRM, improve the recruitment system according to needs and improve performance monitoring and evaluation
Strategi efektivitas penyaluran dana alokasi khusus fisik bidang kelautan dan perikanan
Get PDFIndonesia has the potential of marine and fishery resources that can be a source of livelihood for citizens. However, if we look at the contribution of GDP of Business Field per sub-sector incorporated in the sectors of Agriculture, Forestry, and Fisheries, the Fishery Sub-sector still has not contributed maximally. The contribution of the GDP Sub Sector of Fisheries to agriculture, forestry and fishery sector is 19.03% in 2016. Based on the Government Work Plan (RKP) in 2016, the target for marine and fishery product production was 35.41 million tons. However, the realization of marine and fishery product production in 2016 was 29.58 million tons, so it can be said that it had not reached the target. When compared to the 2017 target of 39.43 million tons, the production of marine and fishery products in 2016 is still around 83.54%.Therefore, in order to support the achievement of the National Medium-Term Development Plan (RPJMN), the central government through the balancing fund is funding the national development as set forth in the RKP.
In reality, since the DAK KP was budgeted until now, there are still many obstacles in the process of channeling these funds, both from technical and non technical aspects. These constraints can lead to ineffectiveness resulting in inhibition of development activities, so that the utilization of economic resources Fishery Sub-sector is not optimal. The effectiveness of the distribution of DAK KP is one of the factors supporting the achievement of targets in the RPJMN document. This can be proven from the realization value of DAK KP distribution activities which is still unsatisfactory. The financial realization value of DAK KP based on data from the Ministry of Finance in 2016 was 83.14%. As for the year 2017 per 31 October 2017, it amounted to 72.78%. Based on decree of the Minister of Home Affairs Number 690.900-327 of 1996 on Criteria for Assessment and Financial Performance, the determination of the effectiveness level of expenditure budget for the range of 80% to 90% included in the criteria is quite effective. These criteria still have not reached expectations. Therefore, a strategy is still needed in order for the future DAK KP realization can continue to increase to a better criterion. The effectiveness of the DAK KP distribution is one of the factors supporting the achievement of targets in the RPJMN document, so that the effectiveness of DAK disbursement from the government to various regions becomes very important to accelerate the process of marine and fishery development.
This research is an empirical study using primary and secondary data. Processing techniques and data analysis in this research is data panel data regression analysis with Fixed Effect Model method using Eviews 8 software and analysis of strategy formulation using Strengths - Weakness – Opportunities – Threats (SWOT) matrix. Based on Results of Regression DAK Fishing Capture variables have no significant effect on Capture Fishery Production, while DAK Fishery Aquaculture variables have significant effect on Aquaculture Production. The results of formulation of alternative strategies using SWOT matrix exhibit the position point of IFE and EFE score point at quadrant position III (Turn Around). The recommended strategy is the WO strategy, which is to minimize the weaknesses to take advantage of opportunities
Strategi pemenuhan kebutuhan kompetensi ahli nutrisi penggemukan sapi potong di indonesia
Get PDFBusiness industry is faced to the ASEAN Economic Community (MEA) which leads to a free flow of professional workers. Human resources (HR) need to be enhanced in order to improve the competency. The livestock subsector is required to have competitive advantage that focus on the improvement of competence. Especially animal nutritionist is one of the major componen which cost 70-80 percents from the total cost of feedlot production. The aimed of this study were: (1) Analyzing the problematic of animal nutritionist competency on the feedloter in Indonesia; (2) Arrage the strategies for fulfillment of animal nutritionist competency needs of requrments on feedloter in Indonesia. This study was begun by observing and interviewing of seven experts in this field. The study was conducted in Bogor, Jakarta and Yogyakarta from December 2017 to February 2018. The topic selection was purposive and the data collection technique was done by judgment sampling. The characteristics of the experts of animal nutritionist in this study with the requirements as animal nutritionist at in the nutrition of animal feed of the feedloter at least 5 years, responsible as manager feedlot industry, and qualified as experties from government stakeholder and academician. Soft System Methodology and Analytical Hierarchy Process (AHP) were being used for data analysis method.
Results from Soft System Methodology based Rich Picture indicated that there is still no the latest innovation to produce best ration for feedloter. the animal nutritionist are mostly as fresh graduated of bachelore degree, and there is no competency standart and certification for animal nutritionist of beef cattle feedloter. This condition is proved by the AHP results that showed competence factors are critical in the strategy of meeting the needs of livestock animal nutritionist. The Indonesian Association of Nutrition and Feed Scientist (AINI) is actor the most influential in fulfilling the needs of animal nutritionist. AINI can conduct competency-based training, skills and knowledge development, latest technological innovations in ration making, and certification of competence of animal nutritionist to enhance individual competence. The alternative that a feedloter should do is to adapt the competency standards policy that exists in our country. It is concluded that the Strategies for fulfillment animal nutritionist competency at feedloter in Indonesia can be fulfilled through the individuals as animal nutritionist, role AINI, increasing the competence of animal nutritionist, and the application of customized Indonesian welfare in Indonesia
Analisis efisiensi tingkat on-farm komoditi ayam ras pedaging di jawa barat
Get PDFChicken broiler is one type of animal protein from the livestock meat that most consumed by the community. Chicken broiler also has the highest population level when compared with other types of livestock commodities. The rapid downstream industry with such huge poultry consumption that makes upstream industries such as livestock feed, nursery and domestic medicine have promising business opportunities for companies engaged in livestock. But in fact, people's farms are more numerous than large manufacturers are now starting to get rid of because they do not use modern technology and investment constraints. So that a number of large producers then develop a partnership pattern by establishing cooperation with peasant farming through the concept of contract farming between large livestock feed producers and the farmers who raise chickens for a vertically integrated company. The research data were taken in April 2017 and taken in West Java province and that is Subang Regency, Tasikmalaya Regency, and Ciamis Regency. The farmers as respondents were taken as many as 26 respondents by convinience sampling and spread proportionally in three research districts. The purposes of this research is to analyze the technical efficiency of the broiler business and to identify the factors that influence the technical efficiency of broiler business done by using Frontier 4.1 software. The result of analysis by using Stochastic Frontier Cobb-Douglass regression method with decreasing of MLE function shows that some input have real effect to broiler production are seed, feed, and also husk. And it is also seen that average mean efficiency of farmers in West Java is about 0.64 which means it is not efficient yet. This is also the impact of technical inefficiency factors such as age, educational level and farming experience. Based on this research is still likely from small farmers to increase the scale of their business in order to get maximum results. One way that can be suggested is to establish a cooperative unit where small-scale farmers can get input with prices that tend to be stable, gain market certainty, and increase knowledge and technology about broiler farming
Minat adopsi fasilitas transaksi E-channel di bank syariah pada nasabah multibank
Get PDFThe growth of sharia banking in Indonesia which is considered slow cannot be separated from the role of communication. In the last few years, sharia banks have developed e-channel innovation as a pull factor, which is expected to be an attraction for people to switch to using their financial activities in sharia banks. There is another important thing, that is the lack of communication to the community. Therefore, this study will focus on discussing communication that should be carried out by sharia banks that is about the availability of e-channel facilities that are able to provide convenience in transactions without having to consider the obstacles beforehand.
This study aims to analyze communication and attributes of innovation as well as the level of awareness, interest and desire of consumers in adopting e-channel of sharia banks, and formulate managerial implications in the form of communication strategies in increase the adoption of e-channel that are appropriate for various characteristics of adopters. The data were obtained from 150 respondents selected by convenience sampling with the criteria of customers who have savings accounts both in conventional and sharia banks, and who have one of the e-channel facilities in conventional bank. The data were analyzed using Partial Least Square (PLS). This study is a type of quantitative research. Respondents were taken from the entire population of conventional and sharia bank customers in Jabodetabek (Greater Jakarta). The data were obtained by face-to-face interviews using questionnaire tools.
Based on the survey results showed that the sex composition was dominated by female respondents as much as 58% and men 42%. For the age of majority respondents, the range is 26-34 years as much as 52%, with an educational background of 67%. The jobs that became the dominant respondents were as private employees as much as 67% and the largest distribution of domiciles was in the Jakarta area as much as 64%.
The results of the study show that the communication that has been carried out by Islamic banking is still considered to be lacking in terms of the frequency of viewing and the type of media used. The majority of respondents know information about products or services through bank officers directly. The communication media currently used by Islamic banks has shifted to social media, this is part of a broader effort to expose information to the public.
The level of awareness of respondents towards sharia bank e-channel facilities is quite high. The level of interest of respondents who have not used sharia bank e-channels is low, amounting to 60.3%. The high interest of respondents continues to the next stage, which is interested in using e-channel facilities. In the final stage, it was found that there was an increase in the number of respondents, so that they were interested in sharia bank e-channels, namely 65.5%.
Regarding the media used by people, the category that belongs to innovators is the facility to use internet advertising media that has a wide range, fast, and easily obtain information. The category that belongs to early adopter is the facility to use advertising media on television with a more interesting message. For early majority category, it is the use of social approaches, namely word of mouth, between families or friends. The last category is late majority that can be reached by direct approach by bank officers. With the intention that the discussion is facilitated to answer the skeptic of a new innovation.
Managerial implications formulated to increase the adoption of the use of sharia bank e-channel by doing effective marketing communication, using messages that are easy to understand in conveying the benefits of sharia banks e-channel in helping transact activities without having to go to branch offices or ATM. In addition, the direct marketing process through the example of using e-channel applications by user customers can help increase interest in adopting.
Suggestions for further research in order to be able to include other variables related to interest in adoption that are not found in the model. The addition of other variables that might influence the interest in adopting Islamic bank e-channels, such as subjective norms, internet literacy, and socio-cultural factors