UMIR University of Mindanao
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Credit risk management and financial performance of microfinance institutions Carmen, Davao del Norte
No full textThe study aims to determine the significant relationship between credit risk management and financial performance of microfinance institutions. This study was based on an adapted questionnaire with different measurements of credit management practices and credit risk control. The convenience sampling technique was used in collecting data from the 13 employees of three microfinance institutions in Carmen, Davao del Norte. The statistical tools used were mean and Pearson’s product-moment correlation coefficient. The study revealed that the level of credit risk management was high and yielded an overall mean of 3.77. In terms of the level of the financial performance of microfinance institutions, it has a result of 3.60, which is high. Furthermore, it revealed that there was a significant relationship between credit risk management and financial performance. The results showed a P-value of 0.011 which is less than the 0.05 level of significance, indicating that the null hypothesis (ho) was rejected
HOME ENVIRONMENTAL FACTORS AND SCIENCE ANXIETY AFFECTING ACADEMIC PERFORMANCE IN PRE-SERVICE SCIENCE TEACHERS OF THE UNIVERSITY OF MINDANAO
No full textThis study aims to identify the significant relationship between the home environmental factors and science anxiety affecting the academic performance of all pre-service science education students at the University of Mindanao. The total data from this study came from 124 respondents who participated in completing the survey and was collected using a descriptive correlation design. The researchers used a random sampling technique to select the respondents. Using mean and Pearson r analysis revealed a significant relationship between home environmental factors and science anxiety affecting the academic performance of pre-service science teachers. The study found that parents' socioeconomic status and student attitude resulted in a high mean and reached a high level. In contrast, parental involvement reached a moderate level. Science Anxiety with an indicator of science content showed low anxiety levels. The result revealed no significant relationship between the variables affecting the academic performance of pre-service science teachers. This study advocates the learners' various effects of dealing with anxiety about the factors from home environment and academic performance. It may consider giving guidance and support such as that will provide interest and motivation to students.616.8522Hard Bound; 72 page
Overcoming adversities in acquiring critical analysis of literary text
No full textIn Partial Fulfillment of the Requirements for the Degree Bachelor of Secondary Education Major in EnglishThis study aims to know the challenges faced by the students in acquiring critical analysis of literary text and how they cope with the challenges they faced. Also, various insights of the students on the significance of analyzing literary text were shared and discussed in this study. Studies revealed that analyzing literary text critically is a huge challenge faced by significant English students, which causes them to struggle academically. Hence, to know the reasons and experiences regarding this problem, the researchers conducted this qualitative study in the focus group discussion and in-depth interviews with eight (8) selected English major students. The result also revealed that the respondents should engage in habitual, intensive reading and familiarize different literary approaches for critical analysis enhancement. Taken from the experiences of the participants, eleven essential themes were generated: Lack of prior knowledge, Limited vocabulary, Less familiarity of figurative language and other literary devices, No interest in reading, Using a reader-response approach, Unlocking of Difficult Words, Reading attentively, Reading more about the text and the method to be used, Having a reading habit to enhance analysis, Knowing the meaning of figurative languages, idiomatic expressions, and unfamiliar words to understand the text, and Conducting activities and tasks to teach literary analysis. These reasons were expressed and brought enlightenment to the students aiming for better solutions and understanding with the said challenges and difficulties. Moreover, the selected participants dealt with these adversities through a continuous interest in reading, intentional learning about different approaches to be used, and apply it in analyzing literature.x, 57 pages; Includes bibliographic reference
Insspectrol M: intelligent system for safety protocol in establishments' control and monitoring against COVID-19
No full textIn Partial Fulfillment of the Requirements for the Degree Bachelor of Science in Computer EngineeringIncludes bibliographic references and appendicesIn this COVID-19 pandemic, monitoring of adherence to safety protocols is one of the most timely and relevant issues across the globe, more specifically, in private or public establishments. However, the process of verifying compliance to safety protocols takes on the traditional or manual approach which can be risky, considering that viral transmission is plausible. With the advancement of technology, the integration of an intelligent and automated system is needed in order to address the rising concerns in the control and monitoring of safety protocols in the establishment. The proposed system helps to reduce the risk of Covid-19 transmission by monitoring an individual’s compliance to the government's safety protocols at the entrance point of the establishment. The system automatically monitors body temperature and detects whether or not an individual is wearing a face mask and/or face shield. The system can also automate alcohol dispensing, QR code scanning, prevent from direct entry, monitor and control the allowable number of individuals in an establishment. The automation of face mask and/or face shield wearing monitoring are performed using Raspberry Pi. The system has an overall object detection accuracy of 100.0% in detecting face mask and face shield.vviii, 78 page
Andana development integrating sustainable vertical housing through bioclimatic approach : an application of the relationship of indoor physical environment and psychological comfort of dwelling occupants in Buhangin district
No full textIn Partial Fulfillment of the Requirements for the Degree Bachelor of Science in ArchitectureThe pandemic made Filipinos stay home longer, leading them to do most of their work, classes, and other activities. Thereupon, a higher risk of experiencing psychological discomfort and dissatisfaction may occur. Thus, this study investigates the relationship between the indoor physical environment and the psychological comfort of dwelling occupants in Buhangin District, Davao City. A standard structured questionnaire, ESM-PIT, and MH were used to identify the level of IEQ and psychological comfort among dwelling occupants (n=380). They were supplemented with open-ended questions and ocular visits. Kendall's Tau result revealed multiple significant relationships between the indoor physical environment indicators and psychological comfort indicators for 0.084≤ τ ≤0.62, p<0.05. Therefore, the overall result depicted a positive, significant relationship between variables
Cash flow management as predictor of financial performance of micro-enterprises in Tagum City
No full textIn Partial Fulfillment of the Requirements for the Degree Bachelor of Science in AccountancyThis study assessed the financial performance of micro-enterprises according to the level of their cash flow management. It also sought to determine the significant relationship between cash flow management and financial performance of micro-enterprises in Tagum City. The study utilized a quantitative non-experimental research design using a correlational technique. The data collected through online surveys was subjected to analysis and interpretation. The mean, Pearson (r), and multiple regression analysis were used in the interpretation. By employing a partly adopted pre-existing survey questionnaire, this study ascertained that micro-enterprises in Tagum City have a high level of cash flow management in terms of cash control, cash planning, and liquidity management. It was also revealed that the respondents have a high level of financial performance, measured in terms of profitability and sales growth. Furthermore, there is a significant relationship between cash flow management and financial performance, and micro-enterprises cash flow management significantly predicts their financial performance.ix, 65 page
Motivational factors on employees' performance of fast-food chains in Tagum City
No full textIn Partial Fulfillment of the Requirements for the Degree of Bachelor of Science in Hotel and Restaurant ManagementThe Motivational Factors plays an important function in the Performance of Employees. This study was conducted to determine the level of Motivational Factors and Employee’s Performance of Fast-Food Chains in Tagum City. Moreover, to determine if there is a significant relationship between the motivational factors and employee performance of fast-food chains and to determine which of the domains in motivational factors significantly influence employee’s performance of fast-food chains in Tagum city. The total number of respondents involved in the online survey were 146 employees of Fast-food Chains in Tagum City. This research uses a quantitative, non-experimental research design using a correlation technique. Mean, Pearson (r), Multiple regression analysis and Ethical Considerations was used as statistical tools for the data analysis. The results showed that there is a significant relationship between Motivational Factors and Employees Performance. Lastly, the domains in Motivational Factors which is the salary and wages, promotion and recognition, working environment, training and development significantly influence Employee’s Performance.xi, 53 pages; colored illustration
Quantifying issues in road safety: assessing perspectives of adolescent drivers
No full textA thesis presented to the thesis committee of the Department of Criminal Justice Education. In partial fulfillment of the requirements for the degree Bachelor of Science in Criminology.Includes bibliographical references (pages 33-35).This study aimed to determine the quantifying issues in road safety: assessing perspectives of adolescent drivers in Tagum City. The researchers employed the descriptive type of research. In this study, the respondents are the drivers in Barangay Mankilam, Visayan Village, and National Highway, Tagum City. Random sampling was used to determine the respondents. There were a total of 200 drivers in this study and it was collected accordingly to determine the level of the quantifying issues in road safety: assessing perspectives of adolescent drivers in Tagum City. The following summaries of findings were drawn based on the result of the study. The level of the quantifying issues in road safety in Tagum City was described as is much evident. Based on the results of the study to assess perspectives of adolescent drivers that can be formulated to address the quantifying issues in road safety in Tagum City. This will help the adolescent drivers in Tagum City to consider the perspectives based on reviews and comments on the majority.viii, 35 page
Kaamulan : Tagum City trade and cultural center : an integrated commercial-tourism complex through the synthesis of locals' place attachment, place satisfaction, and destination loyalty
No full textIn Partial Fulfillment of the Requirements for the Degree Bachelor of Science in ArchitectureTourists may foster an attachment to a place due to its capability to meet specific goals, activity demands, or symbolic value. This paper explicitly explores the relationships between place attachment, place satisfaction, and destination loyalty and the difference between the three selected civic buildings in Tagum City regarding destination loyalty. Correlation analysis and ANCOVA were employed to analyze data collected from 384
locals of Tagum City. Results revealed that place attachment and place satisfaction positively correlate with destination loyalty. Significant differences exist among the three selected civic buildings in Tagum City. Local visitors who visited Tagum City Historical and Cultural Center had a significantly higher level of destination loyalty than those visitors of the New City Hall of Tagum City and Tagum City Trade and Cultural Center Pavilion. The findings of this study offer valuable implications for tourism development in Tagum City
South Cotabato Arts and Cultural Center : an application on building performance and occupants' satisfaction correlation
No full textIn Partial Fulfillment of the Requirements for the Degree
Bachelor of Science in ArchitectureThe importance of post-occupancy evaluation as part of solving building and facilities management challenges has been an essential tool for improving building design and operations, meeting the needs of user occupants, and is pivotal in understanding the socio-economic, cultural, and environmental impacts of investment in building design. Cultural facilities must conduct maintenance programs as they are the prime economic drivers in the context of Koronadal City. However, extensive evidence shows that buildings sometimes perform less than they should. This fact introduces the "performance gap," defined as the gap
between design performance and realization performance and the missing link between technical and user perspectives inside a building. This study aims to correlate the building performance and occupants’ satisfaction through post-occupancy evaluation as an approach to performance evaluation of South Cotabato Gym and Cultural Center (SCGCC) with the following objectives: (1) to fill the performance gap by obtaining the correlation between the building performance of South Cotabato Gym and Cultural Center and occupants’ satisfaction level; (2) to determine the occupants’ satisfaction level in terms of building elements, services,
environment, social cohesion, and cultural values; (3) to determine success/failure of the current building design and performance as part of an evidence-based design (EBD) approach. The study results revealed a significant correlation for both the user and technical perspective only on the indoor and outdoor landscape of SCGCC under the building environment. On the other hand, the overall indicators revealed the performance gap of having no significant correlation between the two variables