Rumah E-Journal Citakonsultindo (CV. CITA UTILITAS UTAMA)
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Criminal Act To Transfer, Duplicate, Or Rent Out Objects What Is The Object Of Fiduciary Guarantee (Study of Decision Number 549/Pid.Sus/2023/PN Tjk)
No full textThe practice of securing movable property can constitute a criminal act if someone intentionally embeds, transfers, or pledges a fiduciary guarantee object. Verdict Number 549/Pid.Sus/2023/PN Tjk confirms that this act occurred in July 2021 at PT BFI Finance Lampung, Metro branch, under the jurisdiction of the Sukadana District Court. Since most witnesses were in Bandar Lampung, the defendant was detained at the Lampung Police Detention Center in accordance with Article 84 paragraph (2) of the Criminal Procedure Code. The research questions in this study are how criminal sanctions are imposed on perpetrators of the transfer, duplication, or leasing of fiduciary guarantee objects, and how the judge's considerations are based on legal facts in the verdict. The research method uses both normative and empirical juridical approaches, employing primary and secondary data collected through library research and field research, and analyzed qualitatively from a juridical perspective. The results indicate that the defendant, Made Susilo, was proven guilty of transferring a fiduciary guarantee object without the written consent of the fiduciary recipient, in accordance with Article 23 paragraph (2) of Law No. 42 of 1999 on Fiduciary Security. Based on the second alternative charge by the Public Prosecutor, the defendant was sentenced to 3 months in prison and a fine of IDR 1,000,000, which, if unpaid, would be converted to 1 month of imprisonment. The judge's considerations consider the existence of a valid fiduciary agreement and the defendant's intentional actions, including that the act violated positive law and the principle of good faith, reflecting prudence and proportionality in upholding justice. The study recommends that financing companies regularly monitor fiduciary objects and include clear legal protection clauses in agreements. Law enforcement officers are advised to be more proactive, and the public should understand the legal consequences of transferring or leasing fiduciary objects without authorization to prevent violations and potential losses
Analysis Of Judicial Considerations In Imposing Sanctions On Perpetrators Of Domestic Violence (DV) (A Study of Court Decision Number: 544/Pid.Sus/2025/PN Tjk)
No full textCases of Domestic Violence (DV) as reflected in Court Decision Number 544/Pid.Sus/2025/PN Tjk illustrates how violence within the household sphere can develop into a criminal case that must be resolved judicially through proceedings. The research problems addressed in this study are the factors causing the occurrence of Domestic Violence (DV) crimes and the judicial considerations in imposing sanctions on perpetrators of Domestic Violence (DV) based on Court Decision Number 544/Pid.Sus/2025/PN Tjk. The research method employed is a normative juridical approach combined with an empirical approach, and the conclusions are drawn using deductive reasoning to provide a general overview of the answers to the research problems based on the findings of the study. The results of the study indicate that Domestic Violence (DV) crimes are influenced by multidimensional factors, such as economic conditions, inability to control emotions, unequal power relations, and patriarchal culture, which are exacerbated by the victim's economic and psychological dependence and low level of legal awareness. A victimological perspective shows that victims of DV are in a weak and vulnerable position, indicating that DV is a social problem requiring state intervention. Based on Court Decision Number 544/Pid.Sus/2025/PN Tjk, judges impose sanctions by considering juridical, sociological, and philosophical aspects, including the physical and psychological impacts suffered by victims, in order to achieve deterrence, justice, and legal protection for victims of Domestic Violence. Recommendations suggest that law enforcement officers, the government, and the community need to strengthen efforts to prevent Domestic Violence through legal education, increased awareness of equality within households, and economic and psychological protection for victims. Inter-institutional synergy and preventive–rehabilitative approaches are essential to break the cycle of violence. Judges, in deciding Domestic Violence cases, are expected to prioritize victim protection and substantive justice by considering the sociological and psychological aspects of victims and applying a victimological perspective, so that court decisions provide not only legal certainty but also maximum protection for victims
Perlindungan Hukum Nasabah Penyimpan pada Bank yang Dinyatakan Pailit dalam Perspektif UU Kepailitan dan UU Penjaminan Simpanan
No full textPenelitian ini mengkaji perlindungan hukum nasabah penyimpan pada bank yang dinyatakan pailit dalam kerangka UU Kepailitan dan UU Lembaga Penjamin Simpanan (LPS). Menggunakan metode penelitian hukum normatif dengan pendekatan kajian literatur, penelitian ini mengidentifikasi adanya konflik norma terkait status nasabah. Dalam UU Kepailitan, nasabah diklasifikasikan sebagai kreditur konkuren, yang menempatkan mereka pada risiko tinggi dalam distribusi aset. Sebaliknya, UU LPS memberikan perlindungan eksplisit melalui skema penjaminan dengan batas nominal tertentu. Namun, ketidakpastian hukum tetap terjadi bagi simpanan yang melebihi limit penjaminan serta simpanan yang dikategorikan "tidak layak bayar." Temuan penelitian menunjukkan bahwa perlindungan saat ini lebih bersifat administratif ketimbang prioritas yuridis. Untuk menjamin stabilitas perbankan dan kepastian hukum, paper ini mengusulkan pengadopsian konsep depository preference guna mengangkat posisi nasabah menjadi kreditur preferen, serta sinkronisasi peran yang lebih baik antara OJK, LPS, dan Pengadilan Niaga.
 
Analysis of the Influence of Customer Experience and Customer Value on Customer Loyalty with Customer Satisfaction as a Mediating Variable in Umrah Travel Agencies in Indonesia
No full textThis study aims to analyze the factors that influence pilgrim loyalty in the Umrah travel agency industry in Indonesia, with a focus on the role of Customer Experience (CE), Customer Value (CV), and Customer Satisfaction (CS). Using a quantitative approach with the Partial Least Squares (PLS)-based Structural Equation Modeling (SEM) method, data was collected from pilgrims who had used Umrah travel services. The results showed that customer experience and customer value had a positive and significant effect on customer satisfaction. Furthermore, customer satisfaction was found to play a significant mediating role in linking customer experience and value to loyalty. These findings emphasize that to maintain loyalty amid intense competition in the travel industry, companies must focus on creating satisfaction through memorable worship experiences and superior service value.
Keywords: Customer Experience, Customer Value, Customer Satisfaction, Customer Loyalty, Umrah Travel Industry, PLS-SEM
The Impact of Related Party Transactions on Company Performance Manufacturing Companies Listed on the Indonesia Stock Exchange
Full text linkThis study aims to determine the effect of related party transactions (RPTs) on the performance of manufacturing companies listed on the Indonesia Stock Exchange during the period 2020-2021. This highlights the ongoing concerns over the potential for fraud associated with RPTs, which can create significant agency problems, particularly between controlling shareholders and minority shareholders. This study confirms that RPTs can have both positive and negative impacts on economic performance, depending on how they are managed. While strong indications emerge from the literature that RPTs enhance firm value through effective resource allocation, there are important risks such as tunneling practices that can exploit minority shareholders. This methodology employs quantitative analysis using multiple regression on data from 30 selected manufacturing companies. Key findings reveal a significant positive relationship between RPTs and return on assets (ROA), confirming that related party transactions can generate financial benefits by maximizing profits while minimizing transaction costs. In addition, firm size and leverage are identified as crucial factors influencing performance, indicating that larger firms with substantial asset bases generally achieve better profitability metrics. Overall, this study underlines the complexity of related party dynamics within the corporate governance framework and suggests regulatory measures to protect the interests of minority shareholders while leveraging RPTs for corporate growth
Management and Organizing Strategies in Building a Sustainable Business
No full textBusiness sustainability is the main focus in modern management because companies are required to be oriented not only to short-term profits, but also to long-term operational sustainability. This article discusses the strategic role of management and organizing in supporting sustainable business through a conceptual approach based on management theory. Effective management includes planning, resource utilization, and performance evaluation that ensure that each activity runs according to strategic objectives. Meanwhile, organization plays an important role in forming a work structure that is adaptive, clear, and able to respond to changes in the business environment.
This article confirms that sustainability can be achieved through good governance, effective coordination, and leadership that is able to drive innovation. The use of technology, data, and a collaborative organizational culture is also a supporting factor in increasing efficiency and competitiveness. With the right integration of management and organization, the company is able to reduce risk, improve operational stability, and build long-term relationships with stakeholders. In conclusion, a targeted and adaptive managerial strategy is the key for companies to maintain business sustainability amid global competition dynamics
The Effect Of Financial Ratios On The Price Of Shares Listed On The Jakarta Islamic Index For The Period 2020-2024
No full textThis study aims to determine the influence of current ratio, debt to equity ratio and total asset turnover partially or simultaneously on stock prices. The method in this study uses a quantitative method. The sample selection process is using the purposive sampling technique, which is the determination of samples with certain criteria, the sample used by companies listed in the Jakarta Islamic Index for the 2020-2024 period. Based on the purposive sampling method, there are 16 companies that meet the criteria. The data type used is the data type of the panel. The data analysis technique used panel data regression, classical assumption tests (normality test, multicollinearity test, heteroscedasticity test, and autocorrelation test), hypothesis test (t-test and F-test) and determination coefficient (r-square). The results of the study prove that partially the current ratio has no effect on the stock price, while the debt to equity ratio has a significant effect on the stock price, while the total asset turnover has a significant effect on the stock price, simultaneously the current ratio, debt to equity ratio and total asset turnover have a significant effect on the stock price
Penerapan Desain Produk, Desain Alat-Alat Promosi Digital Dan Desain Media Pemasaran Online Bagi UMKM Peternakan Kambing Di Kecamatan Getasan Kabupaten Semarang
Full text linkKegiatan pengabdian masyarakat untuk UMKM peternakan kambing, bertempat di KPM PKH Graduasi Prokus di Kecamatan Getasan, Kabupaten Semarang. Kegiatan ini bertujuan untuk membantu menemukan solusi atas permasalahan di bidang produksi, pengembangan usaha, promosi, dan pemasaran bagi UMKM mitra. Permasalahan yang dihadapi UMKM mitra meliputi kurangnya kemampuan pelaku UMKM untuk memanfaatkan peluang usaha, menguasai ilmu pengetahuan dan teknologi, berpikir kreatif, dan berinovasi dalam mendesain produk, kemasan, alat promosi, dan pemasaran produk mereka. Kondisi ini berdampak pada terbatasnya jangkauan pemasaran dan rendahnya omset penjualan. Solusi yang diberikan meliputi: memberikan pelatihan dan bantuan kepada UMKM mitra untuk meningkatkan kualitas produk dengan mengolah limbah urin kambing menjadi pupuk cair yang dikombinasikan dengan PGPR (Plant Growth Promoting Rhizobakteri) diversifikasi dan diferensiasi produk, membantu implementasi desain produk dan kemasan yang menarik, membuat desain materi promosi digital yang representatif, mengembangkan desain media pemasaran online, dan menghasilkan ide-ide baru dari media online. Peningkatan pendapatan penjualan produk UMKM akan menghasilkan keuntungan yang lebih tinggi bagi UMKM, sehingga meningkatkan taraf hidup mereka.
Kemampuan untuk meraih peluang bisnis yang lebih besar, pergeseran perilaku pemasaran dari konvensional ke pemasaran online, memiliki ide-ide kreatif, dan manajemen keuangan yang tepat harus diimbangi dengan kemampuan UMKM untuk menerapkan manajemen kewirausahaan dan penerapan teknologi pemasaran online. Pergeseran perilaku pemasaran dari konvensional ke pemasaran online harus diimbangi dengan kemampuan pelaku UMKM untuk mendesain produk yang lebih menarik, mendesain alat promosi digital yang efektif sehingga produk mudah dikenali, dan menggunakan teknologi pemasaran online untuk memperluas jangkauan pasar mereka. UMKM dapat mendorong perekonomian Indonesia. Pemanfaatan konsep pemasaran berbasis teknologi telah menjadi kebutuhan bagi UMKM agar dapat berkembang menjadi pusat kekuatan ekonomi. Memilih media pemasaran online merupakan pilihan yang efektif bagi UMKM untuk menjangkau area pasar yang lebih luas, meningkatkan omset penjualan, dan dengan demikian berdampak pada pertumbuhan pendapatan UMKM Peternakan Kambing di Kabupaten Getasan
Development of Civil Engineering Management Models Based on Community Participation: A Scoping Review in Timor Leste
No full textInfrastructure development plays a crucial role in promoting economic growth and social welfare, particularly in developing countries such as Timor Leste. However, infrastructure projects in such contexts often face technical, managerial, and social challenges that limit their effectiveness and sustainability. One of the key issues identified is the limited integration of community participation within civil engineering management practices. This study aims to systematically map and analyze existing literature on participatory-based civil engineering management models for infrastructure development through a scoping review approach.
This research adopts a qualitative scoping review methodology following established review frameworks to identify, select, and synthesize relevant peer-reviewed studies published over the past decade. Academic databases including Google Scholar, Scopus, and ScienceDirect were used to retrieve literature focusing on civil engineering management, community participation, and infrastructure development in developing countries. The selected studies were analyzed thematically to identify key trends, model components, and research gaps.
The findings indicate that although community participation is widely recognized as an important factor in enhancing project relevance, sustainability, and social acceptance, its implementation within civil engineering management remains fragmented and largely confined to the planning stage. Moreover, existing models tend to emphasize technical and managerial efficiency while insufficiently integrating participatory and social dimensions. In the context of Timor Leste, these limitations are further compounded by institutional capacity constraints and post-conflict governance challenges.
This study concludes that there is a critical need for a comprehensive and context-sensitive civil engineering management model that integrates technical rigor with meaningful community participation across all stages of infrastructure development. The results of this scoping review provide a conceptual foundation for future empirical research and offer practical insights for policymakers and practitioners aiming to achieve inclusive and sustainable infrastructure development in Timor Leste and similar developing country contexts
Business Model Design of Ranau Tilapia Micro-Enterprise Using the Business Model Canvas Approach
Full text linkThis study aims to design an appropriate business model for the Ranau tilapia micro-enterprise Nila Ranau Bang Meng in Bandar Lampung using the Business Model Canvas (BMC) approach. The business operates conventionally and depends on seasonal demand, resulting in sales fluctuations. This research used a qualitative case study method with data collected through observation, in-depth interviews, and documentation. The analysis was conducted by mapping the existing business model into the nine BMC elements and formulating a proposed model. The results show that strategic improvements are needed, particularly in value propositions, channels, customer relationships, and key partnerships. Product innovation, digital and offline marketing, customer relationship strengthening, and partnership expansion are recommended. The study concludes that the Business Model Canvas is an effective tool for developing a more structured and competitive business model for local micro-enterprises