IBBU Journals (Ibrahim Badamasi Babangida University)
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Effect of Microfinance Bank Services on Service Quality of Small and Medium Scale Enterprises in North-Central Nigeria
No full textThe study examined microfinance bank services and quality service among small and medium scale enterprises in north-central Nigeria. Data were elicited from 370 respondents who were carefully selected using a 4-stage sampling technique, and using a well-structured questionnaire. Data analyses were carried out by employing ordinary least square regression. Variables that make significant contribution on service quality of small and medium enterprises among the respondents were: household sizes, retail and treasury banking, electronic banking, banking supervision and advisory services. Microfinance banks should put in place strategies that will improve the rendering of their financial and non-financial services, particularly, those related to the provision of electronic banking, banking supervision/monitoring in order to enhance the level of quality service of SMEs in the region. Large household sizes should also be encouraged to enhance better service quality among SMEs
Determinants of Healthcare Choice in Kontagora Town
No full textThis study examined the determinants of healthcare choice in Kontagora town. The objective was to investigate the factors that influence the choice of healthcare providing facility in the study area and to ascertain the extent at which the available healthcare facilities are accessible to the residents of the area. Data were retrieved through self interviewer-administered questionnaires involving 100 consenting participants selected through a random sampling technique. The study utilised the multiple regression equation. The study revealed that gender, marital status, education, and religion are significant factors that influence the choice of healthcare. The study also revealed that most respondents (about 45.7%) used the public health service. In comparison, only 38% preferred private healthcare services, indicating a growing trend towards private healthcare facilities as a choice of medical services among the people of Kontagora. The selection of healthcare service was attributed to cost and quality service, effective treatment, nearness of the facility, and waiting time. The study recommended that government and stakeholders play a significant role in increasing community-based health education, creating awareness, and improving access to information through public discussions and local media
Effect of Interest Rate Deregulation on Commercial Banks Lending Operations in Nigeria (1970-2020)
No full textThis study examines the effect of interest rate deregulation on commercial banks’ lending operations in Nigeria from 1970 to 2020. The study used annual data fron CBN and applied Johansen co-integration, error correction model, and chow test. The result for the Johansen co-integration test shows that there is a long-run relationship between interest rate and commercial bank loans and advances in Nigeria during the period of analysis, while the chow test analysis shows that the null hypothesis is rejected, and this suggests that interest rate has no significant effect on commercial banks’ loans and advances in Nigeria during regulated and deregulated periods. The study recommends that commercial banks should be given low-interest loans by the Central Bank of Nigeria (CBN) through the use of essential monetary policy tools, including the monetary policy rate (MPR) and therefore Commercial banks in Nigeria will have to pay low interest rates on loans as a result of this
HUMAN TRAFFICKING AND NATIONAL SECURITY: A NIGERIAN PERSPECTIVE
No full textThis paper examines human trafficking and its implication on and national security from a Nigerian perspective. Data are collected from secondary sources while the content is critically analyzed and human security approach adopted as a theoretical framework. It observes that a significant relationship exists between human trafficking and national security globally due mainly to the fact that human trafficking thrives on corruption on the part of the government, greed on the part of the traffickers because of the mouth-watering profit it attracts, and poverty, lack of freedom to live in dignity and without fear of want on the part of the victims. From a Nigerian perspective, the paper argues that since national security is undermined by the inhuman acts, illicit wealth and transnational organised crimes that go pari pasu with human trafficking, the international community should raise above sentiment and sincerely collaborate to end it as it did to the transatlantic slave trade. It recommends that since Nigeria is one of the signatories to most international treaties against human trafficking, hence, it should try to beef up its national security, and collaborate effectively with the international community to end the illicit business
INVESTIGATIVE JOURNALISM TRAINING AND TRAINERS: AN EVALUATION OF ABUJA JOURNALISTS
No full textThe researchers examined training and trainers of investigative journalism among Abuja journalists. The study adopts in-depth interview design and multi stage sample (stratified and purposive sample) in selecting 21 participants. Data collected were analyzed using thematic analysis. Findings revealed among others that; FCT journalists had on the job training in investigative journalism practice. Also, the study discovered that on the job training in investigative journalism were done by ten trainers namely- African Institute for Investigative Journalism, BBC, Konrad Adeneur Foundation, World Bank Institute, MacArthur Foundation, International Institute of Journalism, American Embassy, Nigeria Union of Journalists, Premium Times and Daily Trust. And of this number Konrad Adeneur Foundation had the most frequency when it comes to on the job training for FCT journalist in investigative journalism. In view of the findings, this study recommends regularly on the job training on investigative journalism. And, likewise, stakeholders, Nigerian Union Journalists, and among unions should seek for other avenues for attracting trainers ofinvestigative journalism
INFLUENCE OF EFFICACY FACTORS ON CAREER ADVANCEMENT OF FEMALE ACADEMICS IN UNIVERSITIES
No full textThis study examines the influence of efficacy variables on the career advancement of female academicstaff in Nigerianuniversities.Correlation and regression analysis were conducted for four independentvariables and a dependent variable on 20 public universities academic staff. Data were collected using astructured self-administered questionnaire. The dependent variable was academics’ career advancementand the independent variables were efficacy factors. Using stratified random sampling, 532 femaleacademic staff were selected from federal and state universities as samples of study.Regression analysisshowed that efficacy variables, specifically, training, personality trait (conscientiousness), selfperformanceand family supporthadinfluencedthe career advancement of the female academic staff withmedium variance explanatory power of the model. This study creates an insight into the knowledge ofcareer advancement of female academic staff in public universities. These institutions dominate theuniversity system in Nigeria and serve as the main avenue for university education in the country. At thelevel of higher institution, the study is significant, particularly in creating awareness among academicstaff about their career planning and aspirations, the role of their perceive efficacies play in theiradvancement to higher positions in the universityand how they should utilize those factors for furtherstatus in their career.The paper examines efficacy factors (limited to training, personality traits, selfperformanceand family support) that are of concern to managing the career advancement of femaleacademic staff in public universities.
Self-efficacy, career advancement, female academic staff, Nigerian universities, Humanresource developmen
ROLE OF LIBRARIANS IN CONTAINMENT OF SPREAD OF COVID-19 INFORMATION PROVISION AND DISSEMINATION
No full textThe world is still grappling with the COVID-19, the greatest killer pandemic disease seenin modern times. It is a phenomenon that continues to test the integrity of the medicalfacilities of nations, the competence of leaders and capacity for good timing response tocrises.The paperadopts secondary data to discuss the roles of librarians as one of agentsof information dissemination on COVID-19.The study established that COVID-19 is real;as such people should adhere strictly to any information as regards its prevention to savelives. In the same vein, citizen\u27s suspicions and distrust for government has deepened anddue to inadequate strategies put in place to contain it. This then behoove informationmanagers to go extra miles in making vital and current information available to cushionits effect. The paper nally recommends that Librarians should do their best in providingthe needed information tocurtail the spread of the disease
TRADITIONAL RULERS IN MODERN GOVERNANCE IN NIGERIA: AN ANALYTICAL DISCOURSE
No full textThere are divergent views by Nigerians on the relevance or otherwise of the traditionalrulership institution to modern public administration, nation building, nationaldevelopment and possibility of its integration to local administration in Nigeria. Thispaper focused on the relevance of traditional rulership institution in public administrationfrom the pre colonial era to the present administration as legitimized by the 1999constitution of Nigeria. The conclusion reached by this study revealed that the systemicerosion of the powers and authorities of the traditional institution in public administrationstarted during the colonial era and has dwindled more, even in post colonial Nigeria,both under the military and civilian governments. The study argued that in spite ofattempts to fizzle out the traditional rulership institution by successive administrations,their impact is very visible in the local administration of their various domains. Traditionalrulers have also played noticeable roles in nation building and assisted in propellingnational development in Nigeria. Data for this study was sourced extensively fromcontent analysis. The study recommends an integration of the traditional rulershipinstitution in modern local administration in Nigeria. It is also recommended thatconstitutional roles be assigned to traditional rulers in local administration in Nigeria
UNDERSTANDING DYNAMICS CONTRIBUTIONS OF COUNSELOR\u27S ON DISASTER MANAGEMENT IN NIGERIA
No full textDisaster incidences have posed a threat to human security in the contemporary world,going by its adverse consequences on human lives. This paper examine disastermanagement in Nigeria from the perspective of counseling. Certain concepts such as,concept of disaster management in Nigeria, concept of counseling, and concept ofcounseling and disaster management in Nigeria, counselors and disaster victims wereexamined. Methodologies used are primary and secondary data. In this paper, instancesof challenge or effect faced by the causalities were cited, such as psychological effect,mental health condition, life style factors which lead to emotional disturbances, such asexcessive fear, anxiety and equally traumatic experiences were given attention . Thiswas necessitated by the concern to highlight the contribution of counseling as a pivotal ofgenuine management of disaster in Nigeria. The paper anchored the theoreticalframework on cognitive- behavior therapy (CBT), Ration-Emotive therapy (RET)Humanistic and logo therapy theories. The paper proffered some preventive measuresand psychothepeatic interventions to assist in the challenges faced during disasterfatalities