Griya Jurnal UIN Prof. K.H. Saifuddin Zuhri Purwokerto
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Pembiasaan Perilaku Religius Pada Siswa Kelas IV Di Sekolah Dasar Islam Terpadu (SD IT) Cita Mulia Ajibarang
No full textThis study aims to examine the habituation of religious behavior among fourth-grade students at SD IT Cita Mulia Ajibarang using a qualitative approach and field study. Data were collected through observation, interviews, and documentation, then analyzed using the Miles and Huberman model. The results show that students regularly practice daily prayers, Dhuha prayer, Tahsin Wafa, Quran memorization, congregational prayers, Murajaah, as well as habits of cleanliness and healthy living. The success of this habituation is supported by the cooperation of the school and parents, while obstacles include diverse student backgrounds, lack of awareness, and limited school facilities. Efforts to overcome these challenges are carried out through weekly evaluations, personal approaches, and improvement of infrastructure and facilities
The Transformation of Islamic Economics in The Digital Era: An Analysis of Islamic Fintech and Financial Inclusion in Indonesia
No full textThe rapid expansion of Indonesia’s digital economy has transformed Islamic financial services through the emergence of sharia-compliant financial technologies, including Islamic peer-to-peer lending, equity crowdfunding, e-wallets, and digital zakat platforms. This study aims to examine the role of Islamic fintech in enhancing financial inclusion in Indonesia and to evaluate its implications for Islamic economic development within the framework of maqasid al-shariah. Employing a qualitative descriptive method based on recent academic literature, regulatory documents, and statistical reports (2020-2024), the findings indicate that Islamic fintech significantly contributes to expanding financial access, particularly among micro, small, and medium enterprises (MSMEs), women-led businesses, and rural communities previously underserved by conventional banking. However, the sector still faces major challenges, including fragmented regulations, low Islamic financial literacy, cybersecurity concerns, and limited institutional capacity in digital risk management. The novelty of this study lies in its integrated analysis of Islamic fintech from both a financial inclusion and Islamic legal-ethical perspective, emphasizing how value-based finance can complement digital innovation in Indonesia’s financial ecosystem. The study concludes that strengthening digital literacy, sharia compliance, data protection systems, and ecosystem collaboration between regulators, Islamic financial institutions, and technology providers is crucial for realizing inclusive Islamic digital finance in accordance with the objectives of maqasid al-shariah
Symbolic Restorative Justice in the Courtroom: Navigating the Intersection of Justice and Child Welfare in Indonesian Juvenile Court Decisions
No full textIndonesian state law, particularly the Juvenile Criminal Justice System Law No. 11 of 2012, designates diversion as the primary mechanism for addressing children in conflict with the law. However, in practice, the majority of juvenile court judges continue to impose sanctions oriented toward imprisonment. This article examines the discrepancy between the statutory framework and its practical application by investigating the symbolic implementation of restorative justice in juvenile cases adjudicated by the Balikpapan District Court. It underscores the persistent tension between diversion-focused legal mandates and courtroom practices that remain entrenched in a retributive paradigm. Employing socio-legal research methods and John Braithwaite’s shaming theory, the study analyzes sixteen juvenile court decisions rendered in 2024. The findings reveal that cases involving child protection and narcotics offenses were almost invariably met with imprisonment, accompanied by symbolic interventions such as vocational training. In contrast, theft and negligence cases permitted more hybrid approaches that combined punitive and rehabilitative elements; nevertheless, these approaches failed to achieve substantive restoration. The analysis concludes that restorative justice within Balikpapan’s juvenile court system remains largely rhetorical, functioning as a normative signifier rather than an effective mechanism for healing. The article argues that meaningful reform requires strengthening diversion pathways, enhancing the role of independent facilitators, and integrating legal, cultural, and community-based values into a more inclusive and humanistic juvenile justice framework
Peran Credit Union Stella Maris dalam Penguatan Ekosistem Masyarakat Sipil di Pontianak Kalimantan Barat
No full textThe Credit Union (CU) movement in Pontianak City, West Kalimantan, has long been recognized for its significant role in enhancing the economic well-being of its members. However, its contribution to strengthening civil society dimensions is often overlooked. This study aims to analyze and identify in depth how credit unions play a crucial role in building and reinforcing the foundations of civil society in Pontianak, beyond their primary function as microfinance institutions. Using qualitative data collected in 2019 from the Stella Maris Credit Union in Pontianak, this research reveals that CU functions not only as a provider of inclusive financial access but also as an essential space for economic self-reliance, democratic participation, and social solidarity, all of which are vital elements for strengthening the civil society ecosystem. The findings demonstrate that through cooperative principles and sustainable educational programs, both financial and non-financial, CU has successfully fostered collective awareness, enhanced financial literacy, and promoted a spirit of mutual cooperation among its members. Furthermore, its participatory decision-making mechanism reflects grassroots democratic practices essential to the empowerment of civil society. Thus, the Credit Union has transformed into an agent of social change, empowering communities to act independently and collectively in addressing socio-economic challenges. The implications of this study suggest that Credit Unions should be viewed as an important pillar of civil society in Pontianak and as a potential model for other community-based institutions in Indonesia in building a more independent, empowered, and democratic society.Gerakan Credit Union (CU) di Kota Pontianak, Kalimantan Barat, telah lama diakui perannya dalam meningkatkan kesejahteraan ekonomi anggota. Namun, peran lembaga ini dalam konteks penguatan aspek masyarakat sipil sering kali kurang disorot. Penelitian ini bertujuan untuk menganalisis dan mengidentifikasi secara mendalam bagaimana Credit Union memainkan peran krusial dalam membangun dan menguatkan dimensi masyarakat sipil di Pontianak, di luar fungsi utamanya sebagai lembaga keuangan mikro. Penelitian ini menggunakan data kualitatif dari penelitian yang dilakukan pada tahun 2019 terhadap Credit Union Stella Maris Pontianak. Penelitian ini menemukan bahwa CU berfungsi tidak hanya sebagai penyedia akses keuangan yang inklusif, tetapi juga sebagai ruang penting bagi kemandirian ekonomi, partisipasi demokratis, dan solidaritas sosial. Aspek-aspek tersebut penting untuk menguatkan ekosistem masyarakat sipil. Hasil penelitian menunjukkan bahwa melalui prinsip-prinsip koperasi dan program pendidikan keuangan dan non-keuangan yang berkelanjutan, CU telah berhasil menumbuhkan kesadaran kolektif, meningkatkan literasi finansial, dan mendorong prinsip gotong royong di antara anggotanya. Lebih lanjut, mekanisme pengambilan keputusan yang partisipatif dalam CU mencerminkan praktik demokrasi akar rumput yang esensial bagi penguatan masyarakat sipil. Dengan demikian, Credit Union bertransformasi menjadi agen perubahan sosial yang memberdayakan masyarakat untuk bertindak secara mandiri dan kolektif dalam menghadapi tantangan sosial-ekonomi. Implikasi dari temuan ini menunjukkan bahwa Credit Union layak dipandang sebagai pilar penting masyarakat sipil di Pontianak dan dapat dijadikan model bagi lembaga komunitas lainnya di Indonesia dalam upaya membangun masyarakat yang lebih mandiri, berdaya, dan demokratis
Exploration of Ethnomathematics at the Batu Tulis Site in Cipaku Village Purbalingga as a Mathematics Learning Resource
No full textThis research aims to explore mathematical concepts present in historical artifacts at the Batu Tulis Site in Cipaku Village, Purbalingga, as a source of learning mathematics through an ethnomathematics approach. The research method used is qualitative with an ethnographic approach. Data was collected through observation, interviews, and documentation. Observations were conducted by the researcher. Interviews were conducted with two informants: the manager of the Batu Tulis Site in Cipaku Village, who is also a cultural expert. Documentation was carried out during the observation process. The results of the research show that the Batu Tulis Site in Cipaku Village contains numerous cultural elements, as evidenced by the many historical artifacts, each with its own philosophical significance. In addition to cultural elements, mathematical concepts were also identified, such as geometric shapes found in the iron fence (rectangle), tiles (square), and wooden wheels (circle). The concept of angles is present in the statue of Dewa Wisnu (acute angle), houses (obtuse angle), and pillars (right angle). The concept of three-dimensional shapes is found in the watu kenong (sphere), genthong (cylinder), and stone inscriptions (irregular shapes). Geometric transformation concepts are evident in the statue of Dewi Welas Asih (translation), wooden wheels (rotation), floral motifs (reflection), and gamelan instruments (dilation). The concept of sets is found in gamelan instruments. The concept of lines is present in the inscriptions on the stone. The concept of similarity is found in the entrance gate. In addition to cultural elements and mathematical concepts, ethnomathematical activities were also identified at the Batu Tulis Site in Cipaku Village, including play activities, design and construction activities, measuring activities, and location-determining activities. The discovery of these ethnomathematical activities at the Batu Tulis Site in Cipaku Village can be utilized as a source for learning mathematics
Tathwiiru Wasaa`Ithi Lu\u27batid Domiino Litarqiyatil Mufradaatil Lughah Al-\u27Arabiyyah Wa Mahaaratil Kalaam Fi Al-Madrasah Ad-Diniyyah At-Ta\u27limiyyah Zainul Hasan Genggong.
No full textThis study aims to develop instructional media in the form of a domino card game to enhance vocabulary mastery and speaking skills on the topic of al-hayawan for second-grade students at Madrasah Diniyah Ta’limiyah Zainul Hasan Genggong. The research method used is Research and Development (R&D) with the ADDIE model, which consists of five stages: Analysis, Design, Development, Implementation, and Evaluation. The developed media was validated by material and media experts, resulting in an average score of 97.7% for content feasibility and 96.3% for media design, both categorized as "Highly Feasible." The media was implemented with 28 students, divided into small groups to play while practicing vocabulary and speaking in Arabic. The effectiveness test results showed an increase in the students\u27 average scores from 55.8 in the pre-test to 73.3 in the post-test, with an N-Gain Score of 0.4, categorized as "Moderate." Additionally, the number of students who achieved scores above the Minimum Mastery Criteria (KKM) increased from 6 to 17. Both students and teachers responded very positively to this media, as the domino game made learning more interactive and enjoyable. Thus, the domino card game can be an innovative alternative in Arabic language learning, not only improving vocabulary comprehension but also training students\u27 confidence in speaking.Penelitian ini bertujuan untuk mengembangkan media pembelajaran berupa permainan kartu domino untuk meningkatkan penguasaan mufradat dan maharah kalam pada materi al-hayawan di kelas dua Madrasah Diniyah Ta’limiyah Zainul Hasan Genggong. Metode penelitian yang digunakan adalah Research and Development (R&D) dengan model ADDIE yang meliputi lima tahap: Analisis, Desain, Pengembangan, Implementasi, dan Evaluasi. Media yang dikembangkan divalidasi oleh ahli materi dan ahli media dengan hasil rata-rata penilaian sebesar 97,7% untuk kelayakan isi dan 96,3% untuk tampilan media, keduanya termasuk kategori “Sangat Layak”.
Implementasi media dilakukan pada 28 siswa, yang dibagi menjadi kelompok-kelompok kecil untuk bermain sambil mempraktikkan kosakata dan berbicara dalam bahasa Arab. Hasil uji efektivitas menunjukkan peningkatan skor rata-rata siswa dari 55,8 pada pre-test menjadi 73,3 pada post-test, dengan N-Gain Score sebesar 0,4 yang termasuk kategori “Sedang”. Selain itu, jumlah siswa yang mencapai nilai di atas Kriteria Ketuntasan Minimal (KKM) meningkat dari 6 orang menjadi 17 orang. Respon siswa dan guru terhadap media ini sangat positif, karena permainan domino membuat pembelajaran menjadi lebih interaktif dan menyenangkan. Dengan demikian, media permainan kartu domino dapat menjadi alternatif inovatif dalam pembelajaran bahasa Arab, yang tidak hanya meningkatkan pemahaman kosakata tetapi juga melatih keberanian siswa dalam berbicara
Legal Framework for Protecting Children from Commercial Sexual Exploitation
No full textThis study offers a critical analysis of the legal framework and policy measures aimed at protecting children from Commercial Sexual Exploitation of Children (CSEC) in South Sulawesi, Indonesia. Despite the ratification of international agreement and the enactment of domestic laws, such as Law No. 35 of 2014, the enforcement of these laws is inconsistent. This inconsistency is attributed to legal ambiguities, limited institutional capacities, and cultural attitudes that normalize exploitation. Employing a socio-legal approach, this research integrates legal analyses with field interviews to investigate the causes, manifestations, and legal management of CSEC. The findings reveal systemic shortcomings, such as the absence of specific criminalization for child prostitution and trafficking in the Criminal Code, ineffective implementation of regional regulations, and poor collaboration among law enforcement agencies, NGOs, and government entities. CSEC continues to be a pervasive issue, with victims often misidentified as offenders. The study advocates for legal harmonization with international standards, enhanced institutional collaboration, heightened public awareness, and community-based monitoring initiatives. It stresses the urgent need for child-rights-centric legal reforms to tackle the socio-cultural factors driving exploitation and to strengthen the protective role of both the state and society
Penguatan Harmoni Keberagaman Santri melalui Kemah Pemuda Lintas Iman (Youth Interfaith Camp) di Pesantren Mahasiswa An Najah Purwokerto
No full textPersoalan kemanusiaan sering menjadi pemicu konflik sosial, seperti persepsi dan prasangka dalam kehidupan antar agama. Prasangka ini dapat menyebabkan kebencian yang tidak berdasar.Untuk itu pengembangan wawasan pluralisme melalui pendekatan humanis-kultural sangatpenting untuk membangun pemahaman yang inklusif terhadap kelompok berbeda (agama). Halini dapat membantu mencegah prasangka dan stereotip negatif. Pesantren, sebagai lembaga pendidikan Islam, menghadapi tantangan pemahaman eksklusif dan ekstrim di kalangan santri danalumninya. Diperlukan alternatif pendidikan yang relevan untuk menangkal sikap keberagamaanyang fanatik-fundamentalistik. Maka forum penguatan harmoni keberagaman sangat penting untuk menjawab permasalahan dan tantangan santri, khususnya di Pesantren Mahasiswa An NajahPurwokerto. Pada program Pengabdian kepada Masyarakat (PkM) ini dilakukan dalam bentukKemah Pemuda Lintas Iman (Youth Interfaith Camp). Adapun metode kegiatannya yaitu tahappersiapan, tahap pelaksanaan dan tahap evaluasi. Adapun implikasi dari kegiatan tersebut yaitumampu meningkatkan pemahaman dan toleransi antar agama, membangun kerjasama serta komunikasi di antara peserta, menguatkan rasa harmonitas umat beragama, meningkatkan kesadaran dan tanggung jawab sosial, menumbuhkan inklusivitas dalam beragama, serta membentuksantri yang moderat dan berwawasan luas
The UTAUT Model on Decision to Use Amaan Islamic Fintech Financing: Prior Experience as Moderating
No full textEntering the digital era, industry players are increasingly aggressively developing digital technology. One of the technological developments that has become the subject of recent studies in Indonesia is financial technology (fintech). There are women micro- entrepreneurs who need support in development, especially capital support to improve their businesses. PT Amaan Indonesia Sejahtera (Amaan) is an integrated solution that can be accessed by women micro-entrepreneurs in the form of financial or business capital financing. Because Amaan is one of the digital-based microfinance services with an easier mechanism and has a clear commitment to empowering women in the business sector. The study aims to test the UTAUT model with moderated prior experience. This research uses a quantitative approach. The data used is a questionnaire distributed to 250 respondents via google form. The data analysis method uses descriptive statistical analysis, multiple regression analysis and moderated regression analysis (MRA) using the SmartPLS (v3.0) analysis tool. The results show that performance expectancy, effort expectancy, social influence and facilitating conditions have a significant effect on the decision to use Amaan Islamic fintech financing. Prior experience as a moderating variable weakens the effect of performance expectancy and effort expectancy. Meanwhile, prior experience strengthens the influence of social influence and facilitating conditions on the decision to use Amaan Islamic fintech financing. RSquare shows that the user decision variable has a value of 0.539. This means that the ability of variable X to explain Y is 53.9% (medium), so it is said that the ability of the user decision variable to be influenced by the variables of performance expectancy, effort expectancy, social influence, facilitating conditions and prior experience is quite strong. While the remaining 46.1% is influenced by other variables outside the study
Constitutional Analysis of Religious Moderation Policy in Serbia: Between Legal Precepts and Social Norms
No full textThis study examines the alignment between Serbia’s religious moderation policies and its constitutional guarantees of religious freedom, secularism, and non-discrimination. While Serbia’s 2006 Constitution enshrines these principles, the practical application of religious policies reveals discrepancies shaped by social norms and dominant religious narratives. The preferential treatment of "traditional" religious communities, especially the Serbian Orthodox Church, reflects a persistent intertwining of national identity with Orthodox Christianity. Through legal analysis and case studies, the study illustrates how cultural and institutional biases can undermine formal constitutional protections. It also explores the role of public perception, media discourse, and policy implementation in reinforcing religious hierarchies. Ultimately, the study argues that Serbia’s religious moderation remains only partially consistent with constitutional ideals, as prevailing sociocultural dynamics continue to influence both interpretation and enforcement. A more inclusive approach requires bridging legal norms with democratic values of pluralism and equal treatment for all religious communities