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ANALYSIS OF USER ACCEPTANCE OF THE MULTIPURPOSE FINANCING ANALYSIS APPLICATION AT BANK SYARIAH X WITH THE UTAUT MODEL
Full text linkObjective: This research aims to determine the level of user acceptance of the Excel application for multi-purpose financing analysis at Bank Syariah X. The use of the application in the financing business process is expected to facilitate the work of AO financing analysts, supported by good technological facilities. Method: The method used by the author is qualitative, delving into the acceptance of computer technology at Bank Syariah X as a tool for analyzing multipurpose financing, and conducting interviews and direct observations to achieve optimal results. Results: The results obtained from this study indicate that the level of acceptance among employees of Bank Syariah X towards the Excel application for multi-purpose financing analysis is considered quite good, with 75% of respondents stating that the use of the application is easy. However, other sources also believe that the use of this Excel application is quite complicated and still requires better improvements. Novelty: This study provides insights into the real-world acceptance of a spreadsheet-based tool (Excel) in the context of Islamic banking's financing processes, highlighting user experience variation and areas for potential system enhancement
IMPROVING THE QUALITY OF EDUCATION THROUGH TEACHER COMPETENCY DEVELOPMENT: A COMPARATIVE STUDY IN INDONESIA AND MALAYSIA
Full text linkObjective: This study aims to conduct a comparative analysis of teacher competency development policies in both Indonesia and Malaysia and identify challenges and supporting factors for their implementation. Method: The method used is a literature review, analyzing policy documents, scientific journals, and official reports. Results: The results indicate that Indonesia emphasizes a decentralized approach through the Merdeka Belajar program and teacher certification, but still faces challenges in access to training and quality equity. Meanwhile, Malaysia implements a centralized approach through the Institut Pendidikan Guru (IPG) and the Program Pembangunan Profesional Berterusan (CPD), with systematic support for technology integration. Both countries face similar challenges, such as infrastructure limitations in remote areas. Novelty: This study recommends strengthening regional cooperation, exchanging best practices, and increasing policy flexibility to address local needs
DESIGN AND DEVELOPMENT OF MSMES JERKY KALE PRODUCTS IN CANDIHARJO VILLAGE
Full text linkObjective: This research aims to develop processed kale products into snacks with high economic value in the form of kale jerky as an effort to increase the added value of local commodities and strengthen the competitiveness of MSMEs in Candiharjo Village. Method: The implementation method includes observation of local potential, deepening the production process, socializing market strategies, developing packaging and product design, as well as active promotion through social media and digital content creation. Results: The results show that the design and development of DEKACAN (Dendeng Kangkung Candiharjo) products includes comprehensive stages, ranging from product rebranding, label creation, and visual identity (packaging, posters, x-banners), to online marketing strategies. The primary packaging used in the form of a transparent stand-up pouch with an attractive label sticker design has been proven to be able to increase consumer interest in products. In addition, the use of social media, especially Instagram Business, is considered effective for expanding market reach because it offers features that support visual and interactive promotions at a low cost. Novelty: The novelty of this research lies in the transformation of kale into a jerky product that is not yet common in the market, as well as the combination of visual design strategies and digital marketing based on local potential that has a direct impact on the growth of MSMEs. This approach also shows how traditional products can be developed into modern products that are able to keep up with trends and increase market attractiveness in a sustainable manner
ANTIBACTERIAL EFFICACY OF ALLIUM SATIVUM AGAINST MULTIDRUG-RESISTANT BACTERIAL PATHOGENS AND ITS SYNERGISTIC INTERACTION WITH CONVENTIONAL ANTIBIOTICS
Full text linkObjective: This study aims to investigate the potential of Allium sativum (garlic) as an alternative antibacterial agent in the context of rising antibiotic resistance. Method: A comprehensive literature review was conducted, focusing on in vitro and in vivo studies that evaluate the antimicrobial efficacy of Allium sativum against multidrug-resistant (MDR) bacterial strains. Sources included peer-reviewed journals in microbiology, pharmacology, and ethnomedicine. Results: The analysis reveals that Allium sativum exhibits broad-spectrum antibacterial activity, particularly effective against Gram-positive and Gram-negative MDR bacteria. Its bioactive compounds, such as allicin, disrupt bacterial cell walls, inhibit enzyme activity, and prevent biofilm formation. The low incidence of side effects and the affordability of garlic make it a viable candidate for complementary or integrative antimicrobial therapies. Novelty: This study highlights the relevance of traditional medicinal plants in modern antimicrobial drug discovery, emphasizing Allium sativum as a sustainable, natural, and accessible alternative in combating antibiotic-resistant infections, with implications for public health and pharmaceutical innovation
THE INVESTIGATION OF THE EFFECT OF AXIAL FORCE ON DEFORMATION OF A BENT TUBE
Full text linkObjective: The inquiry may yield evidence regarding the impact of tension force on the displacement of the neutral axis, strain, and wall thickness in rotary draw bending. Method: The finite element analysis use the ABAQUS software to evaluate the non-linear response of structures. Results: The simulation results align closely with the experimental findings, and we also compared the effects of rotary draw bending with and without axial force, as discussed in previous work without axial force. Novelty: The tube diameter, wall thickness, bending radius, material characteristics, and bending angle are the primary parameters influencing the change of neutral axis shifting and the tensile force in the tube. The neutral axis at the center of the tube shifts to the inner arc due to the additional axial force
INTELLIGENT OF CALL IN EFL CONTEXT (2014-2024): BIBLIOMETRIC INSIGHTS, PEDAGOGICAL GAPS, AND HUMAN-AI COLLABORATION
Full text linkObjective: Over the past decade, research on Intelligent Computer-Assisted Language Learning (ICALL) in English as a Foreign Language (EFL) contexts has expanded rapidly alongside advances in artificial intelligence. However, no comprehensive bibliometric study has systematically mapped how ICALL research themes have evolved, intersected, or revealed gaps, limiting scholarly understanding of emerging trends and pedagogical implications. This study addresses this gap by examining the thematic development and knowledge structures of ICALL research in EFL contexts. Method: A systematic bibliometric analysis was conducted on 986 publications published between 2014 and 2024. Data were retrieved from Web of Science, Scopus, and Google Scholar using the Publish or Perish tool. A PRISMA-inspired screening procedure ensured data quality and relevance, and VOSviewer software was used to generate network, overlay, and density visualizations to reveal research clusters, thematic linkages, and temporal evolution. Results: The analysis showed a sharp post-2019 increase in ICALL-related publications, largely driven by AI-assisted tools and personalized learning environments. Three central research nexuses were identified: ICALL–Intelligence, ICALL–Language Education, and ICALL–Pedagogy. While the first two clusters have been widely explored, the pedagogical dimension remains underrepresented despite its critical role in aligning technology with instructional design and learner development. Novelty: This study contributes by systematically mapping a decade of ICALL–EFL research, highlighting both saturated and underexplored areas. It calls for embedding human cognitive capacities—such as critical thinking, creativity, and problem-solving—into ICALL design, and advocates pedagogically grounded Human–AI collaborative models to foster ethical, meaningful, and learner-centered EFL education
EFFECTIVENESS OF PROBLEM BASED INSTRUCTION (PBI) VS EXPOSITORY MODEL: A COMPARATIVE STUDY OF JUNIOR HIGH SCHOOL STUDENTS' SPLDV PROBLEM SOLVING ABILITY
Full text linkObjective: This study analyzes the comparison of the effectiveness of the Problem Based Instruction (PBI) model and the Expository model in improving mathematical problem solving skills. The fundamental problem in learning mathematics often lies in the low skills of students in solving problems. The PBI approach is based on active learning through real problems, while the Expository model emphasizes the direct delivery of information by the teacher. Method: This study used a comparison experimental design between two treatment groups. The instrument used was a test of mathematical problem solving skills in the form of descriptions. Result: The analysis showed that there was a significant difference in mathematics problem solving ability between the group of students taught with PBI and the group taught with the Expository model. Specifically, the group using PBI showed a higher average problem solving ability than the Expository group. Novelty: This finding indicates that the Problem Based Instruction model is potentially more effective in developing mathematical problem solving skills
THE WEIGHT OF ABSENCE: MEMORY, TRAUMA, AND TESTIMONIAL FICTION IN BERNARDO KUCINSKI’S K. – RELATO DE UMA BUSCA
Full text linkObjective: This article focuses on the intersections between memory, trauma, and story in a hybrid novel that interlaces fiction with first-hand reportage and history, K.'s - Relato de uma busca. The piece narrates the short life of a young woman, as much as the Brazilian dictatorship (1964-1985), and I’m interested in how this relation between fragments and subjectivity constitutes an ethics to think dictatorship. It tells the story of a father who never stops looking for his daughter, who disappears without a goodbye. But it is also a lament and a cultural intervention in public and private memory. This present study belongs to the broader literary tradition of testimonial fiction, and also to a desire to ‘play’ narrated forms capable of “recuperating erased histories” (Hutcheon). Method: The analysis tries to observe how Kucinski creates a literary space where trauma and lack are shown with compassion. Adopting a qualitative research method of textual analysis, the essay will explore structure, voice, temporal dislocation, and the role and making of fictional documents in the novel. These approaches are based on trauma theory and narratology, which show how fragmentation, second-person address and polyphony are results of a contested experience of political violence. Results: The evidence I have presented above suggests that the fragmentation of the plot as well as the chronological sequence, show how the memories, unintelligible, left by historical moments, twisted man’s faculty of instantly recalling the past in his head; but the range of evidence of the thematic convention to the fact of achievement in artwork is to be direct. Polyphonic voice is the text that we match up lines against received history and rattles its foundation. Absence isn't indicative of an absence at all but represents independent memories that are worthy to be ethical witnesses. Novelty: The study therefore concludes that K. is both a testimony and a form of resistance turning silence into a politically and emotionally saturated liter¬ary presence. It highlights the significance of narratives to the maintenance of collective memory in post-authoritarian situations
TRANSFORMING MSMES TO A DIGITAL ECONOMY: BANK MANDIRI'S ROLE THROUGH QRIS AS A FINANCIAL INCLUSION INSTRUMENT IN KETIMANG VILLAGE
Full text linkObjective: This study examines the contribution of QRIS to the digital transformation of MSMEs in Ketimang Village through collaboration with Bank Mandiri and the support of the KKN program. Method: A descriptive qualitative method was employed using observation, interviews, documentation, and questionnaires. Results: The findings indicate that QRIS positively impacts transaction efficiency (4.55), financial transparency (4.46), and digital market expansion (4.34). Bank Mandiri plays a vital role in strengthening MSME competitiveness (4.48), while the KKN program effectively enhances digital literacy and provides technical assistance (4.51). Product innovation is also considered important, with a score of 4.45. Challenges remain in terms of limited capital (4.07) and insufficient digital literacy (4.45). The highest-rated aspect is stakeholder synergy (4.70), highlighting that multiparty collaboration is fundamental for establishing an inclusive and sustainable MSME ecosystem. Novelty: The digital transformation of MSMEs through QRIS can be optimized through continuous improvements in digital literacy, better access to financing, and sustained collaborative support among stakeholders
THE ROLE OF COMPLIANCE AND GRATITUDE IN IMPROVING THE PSYCHOLOGICAL WELL-BEING OF EARLY CHILDHOOD EDUCATION TEACHERS: A LITERATURE REVIEW
Full text linkObjective: This study aims to comprehensively review the role of obedience and gratitude in improving the psychological well-being of non-civil servant early childhood education (PAUD) teachers, particularly in Islamic boarding schools (pesantren). Early childhood education (PAUD) teachers face significant challenges related to financial well-being, employment status, and high workloads, which have the potential to cause stress and reduce psychological well-being. Method: Through a literature review, this study found that obedience based on self-awareness, religious values, and moral responsibility can provide a sense of security, order, and satisfaction in carrying out tasks. Results: Meanwhile, gratitude has been shown to play a significant role in fostering positive emotions, reducing stress, strengthening social relationships, and helping teachers interpret limitations as a form of devotion. In the context of Islamic boarding school culture, the value of obedience reflected in the philosophy of "Bhuppa' Bhâbbhu' Ghuru Rato" and gratitude rooted in religious teachings strengthen teachers' resilience to remain dedicated. Thus, it can be concluded that obedience and gratitude are important psychological factors that complement each other in maintaining the psychological well-being of PAUD teachers. Novelty: These findings have practical implications for schools, Islamic boarding school foundations, and the government in formulating development strategies and policies that support the welfare of non-civil servant PAUD teachers more comprehensively