RUMAH JURNAL IAIN PONOROGO
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Strategi Santri Pengurus Pesantren Anwarul Huda Dalam Menghadapi Transisi Menuju Dunia Kerja
Get PDFPenelitian ini dilatarbelakangi bagaimana santri pengurus mempersiapkan diri mereka menghadapi transisi ke dunia kerja yang semakin kompleks. Kelima Prinsip dalam perspektif life course digunakan dalam mengkaji dinamika kehidupan para santri pengurus menuju dunia kerja. Temuan penelitian menunjukkan selain adanya peran agen sosial dalam kehidupannya, para santri pengurus juga mampu menentukan setiap tahapan perkembangan diri mereka menuju dunia kerja dengan menerapkan berbagai strategi. Perspektif masyarakat risiko Ulrich Beck juga digunakan dalam mengidentifikasi setiap tantangan santri pengurus. Berbagai strategi seperti mengikuti pelatihan skill yang sesuai, mengambil pekerjaan paruh waktu, serta memperluas relasi sosial telah diakukannya. Penelitian ini menggunakan teknik observasi non partisipasi dan wawancara mendalam kepada sembilan informan penelitian yang dipilih menggunakan teknik purposive sampling serta dokumentasi dan studi literatur sebagai pelengkap data. Analisis interaktif Miles, Huberman, dan Saldana digunakan sebagai teknik analisis data, serta triangulasi sumber dan waktu guna mendukung keabsahan data penelitian.Penelitian ini dilatarbelakangi bagaimana santri pengurus mempersiapkan diri mereka menghadapi transisi ke dunia kerja yang semakin kompleks. Kelima Prinsip dalam perspektif life course digunakan dalam mengkaji dinamika kehidupan para santri pengurus menuju dunia kerja. Temuan penelitian menunjukkan selain adanya peran agen sosial dalam kehidupannya, para santri pengurus juga mampu menentukan setiap tahapan perkembangan diri mereka menuju dunia kerja dengan menerapkan berbagai strategi. Perspektif masyarakat risiko Ulrich Beck juga digunakan dalam mengidentifikasi setiap tantangan santri pengurus. Berbagai strategi seperti mengikuti pelatihan skill yang sesuai, mengambil pekerjaan paruh waktu, serta memperluas relasi sosial telah diakukannya. Penelitian ini menggunakan teknik observasi non partisipasi dan wawancara mendalam kepada 9 informan penelitian yang dipilih menggunakan teknik purposive sampling serta dokumentasi dan studi literatur sebagai pelengkap data. Analisis interaktif miles and huberman digunakan sebagai teknik analisis data, serta triangulasi sumber dan waktu guna mendukung keabsahan data penelitian
The Nicher Market Strategy of BPRS Mitra Mentari in Increasing Financing for MSME Entrepreneurs
Get PDFIntroduction: Profit-sharing financing is a key feature of Islamic banks and should be maintained. One example is the Micro Express product, designed for MSMEs, especially small traders. However, BPRS faces strong competition from both conventional banks and informal lenders known as Plecit Banks. This study aims to examine the market share and competitors of the Micro Express at BPRS Mitra Mentari and to develop effective strategies to boost its financing. Research Methods: This research is field research using a qualitative approach with descriptive analysis. Results: As a market follower, BPRS can apply an imitator and adopter strategy by adopting competitor tactics—such as the pick-up service commonly used by Plecit Banks—and enhancing them through culturally unique approaches rooted in local wisdom, offering a distinct value proposition. Conclusion: Maintaining compliance with sharia principles remains essential—not only as a core identity of Islamic banks but also as a sustainable competitive advantage in the face of intense competition
The Role of Financial Literacy and Attitudes in Student Financial Management: Exploring Peer Influence as a Moderating Variable
Get PDFIntroduction: This study examines the influence of financial literacy and attitudes on the financial management of FEBI IAIN Ponorogo students, with peers evaluated as a potential moderating factor. Amid increasing financial challenges in the digital era, understanding how peers influence students' financial behavior fills an important research gap. Research Methods: The research method was quantitative. The sample used was 100 respondents, obtained using the Slovin formula with a population of 2,684. The data collection technique was the use of questionnaires. Results: Financial literacy has a positive effect on financial management. Financial attitudes have a positive effect on financial management. Peers do not moderate the relationship between financial literacy and financial management. Peers cannot strengthen or weaken the relationship between financial literacy and financial management. Peers cannot strengthen or weaken the relationship between financial literacy and financial management. Conclusion: The findings highlight the importance of fostering financial literacy and positive attitudes among students, emphasizing the limited role of peers in shaping financial management behaviors
Analisis Dana ZIS Produktif Terhadap Kesejahteraan Mustahik Melalui Pertumbuhan Usaha Mikro Sebagai Variabel Intervening
Get PDFZakat is an act of worship performed by the Islamic community which has a social value of mutual help. The growth of zakat management institutions increased to help underprivileged people. This research report aims to analyze and test the effect of productive ZIS on mustahik welfare through micro business growth as an intervening variable. The effect of Productive ZIS on micro business growth. The effect of Micro Business Growth on mustahik welfare and the effect of productive ZIS on musthik welfare. The research location is NU Care - Lazis NU Kediri Regency which has a list of superior activities for mustahik economic empowerment. A total of 47 samples of this study were taken as survey data collection. Data analysis was carried out with a quantitative approach using the Path Analysis model of the SmartPLS version 3.0 application. The results of the analysis show that ZIS has a significant positive effect on micro business growth. Micro Business Growth has no effect on mustahik welfare. Productive ZIS has no significant effect on mustahik welfare. The effect of Productive ZIS has no significant effect on mustahik welfare mediated by micro business growth. Assistance in the form of productive ZIS requires supervision and additional resources
Presidential Discretion and Ministerial Inflation: A Normative Critique of the Amendment to Indonesia’s State Ministry Law
Get PDFThe amendment to Article 15 of the State Ministry Law, which eliminated the cap on ministries and replaced it with "as needed by the President," has introduced legal uncertainty in Indonesia. This change adversely affected the structuring and formation of state ministries. This study analyzes the factors influencing ministry formation and aims to reconstruct the regulatory framework by reinstating limitations on the number of ministries to mitigate negative impacts. Using a normative legal method with statutory, conceptual, and historical approaches, this study identifies regulatory gaps. The findings reveal that the amendment to the State Ministry Law, particularly the revision of Article 15, which allows ministry numbers to be determined by presidential discretion, creates legal uncertainty. This fails to meet two key indicators of legal certainty theory - lex stricta and lex certa - leading to detrimental implications for ministry formation. This study recommends a judicial review of the amendments and advocates for reinstating a maximum limit on ministry numbers within the legal framework. This regulatory provision enhances legal certainty and prevents potential abuse of authority
Penerapan Restorative Justice Terhadap Kasus Kekerasan Seksual Di Desa
Get PDFAbstract: Restorative justice is increasingly being discussed as an alternative to resolving sexual violence cases, particularly in rural areas where formal legal systems are often inadequate. This research aims to examine how restorative justice is applied at the village level in Indonesia and analyze the supporting and inhibiting factors in its implementation. This study uses a qualitative method with a case study approach, involving interviews with law enforcement officials, village leaders, and victims who have undergone the restorative justice process. The results show that restorative justice has the potential to help victims recover and support the rehabilitation of perpetrators within a more humane and community-based justice framework. However, the process still faces obstacles such as patriarchal cultural norms, lack of understanding from the community, and weak legal awareness. This research concludes that restorative justice can be a relevant alternative if implemented with full victim consent, community support, and through agreements that are legally recognized
Keywords: Restorative Justice; sexual violence; inhibiting factor.
Abstrak: Keadilan restoratif mulai banyak dibahas sebagai pendekatan alternatif dalam penyelesaian kasus kekerasan seksual, khususnya di wilayah pedesaan yang kerap mengalami keterbatasan dalam sistem hukum formal. Penelitian ini bertujuan untuk mengkaji penerapan keadilan restoratif di tingkat desa di Indonesia serta menganalisis faktor-faktor yang mendukung dan menghambat pelaksanaannya. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi kasus, melalui wawancara dengan aparat penegak hukum, tokoh masyarakat desa, dan korban yang pernah menjalani proses keadilan restoratif. Hasil penelitian menunjukkan bahwa keadilan restoratif berpotensi membantu pemulihan korban dan mendukung rehabilitasi pelaku dalam kerangka keadilan yang lebih manusiawi dan berbasis komunitas. Namun, proses ini masih menghadapi tantangan seperti norma budaya patriarkis, kurangnya pemahaman masyarakat, dan lemahnya kesadaran hukum. Penelitian ini menyimpulkan bahwa keadilan restoratif dapat menjadi alternatif yang relevan jika diterapkan dengan persetujuan korban, dukungan komunitas, dan melalui kesepakatan yang diakui secara hukum.
Kata Kunci : Restorative Justice; Kekerasan seksual; Faktor penghambat
TJOKROAMINOTO'S INTEGRATION OF ISLAMIC PRINCIPLES AND SOCIALIST IDEALS : A HISTORICAL ANALYSIS
Get PDF This article aims to discuss Tjokroamninoto's thoughts on the discourse of Islam and socialism. The method used is the Historical method, which includes four stages, namely, heuristic, criticism, interpretation, and historiography. The main source used is Tjokroaminoto's own book, entitled "Islam and Socialism" published in 1924, then interpreted with other supporting sources. The result of this research is that Tjokro wrote the book Islam and Socialism in order to attract members to the big house of Sarekat Islam which accommodates all ideas. In this book, Tjokro appreciates Western socialist thought and combines it with the values of socialism in Islam. Tjokro argues that Islamic socialism can be realized based on obedience to God, fulfilling social and moral obligations to all humans regardless of status. The Prophet Muhammad as a messenger to the universe is a clear example. The Prophet Muhammad himself never practiced coercion in spreading socialism, did not engage in class warfare or call for the dictatorship of the proletariat. The Prophet reformed from the ground up by changing the nature and morals of his people.
Key Word: Islam, Socialism, Tjokroaminot
Penerapan Penerapan Rasio Hak Amil pada Organisasi Pengelola Zakat pada LAZ YASA MALANG Periode 2018-2021: Penerapan Rasio Hak Amil pada Organisasi Pengelola Zakat pada LAZ YASA MALANG Periode 2018-2021
No full textThis study aims to evaluate the financial performance of zakat management at LAZ YASA Malang from 2018 to 2021 through the application of the amil rights ratio. The amil rights ratio, including the general amil ratio, the amil-to-zakat ratio, and the amil-to-infaq/sadaqah ratio, is an important indicator in measuring the efficiency and effectiveness of fund utilization within zakat institutions. Using a descriptive quantitative method, the study analyzes secondary data sourced from LAZ YASA Malang’s financial statements. The findings indicate that the general amil rights ratio exceeded the acceptable threshold (13.8%) throughout the period, suggesting potential reliance on non-ZIS funding sources. In contrast, the ratios of amil rights to zakat and to infaq/sadaqah remained within the permissible limits of 12.5% and 20%, respectively, demonstrating prudent and efficient financial management in those categories. These results underscore the importance of ratio analysis as a tool for ensuring transparency and accountability in zakat fund governance. Proper application of these ratios can enhance institutional trust and support sustainable poverty alleviation efforts.Pendahuluan: Tujuan amil keuanganlaporan adalah untuk memberikan informasi yang berkaitan denganpelaporan dana ZIS mengenai penghimpunan,manajemen dan distribusi. Sebagai bagian dariakuntabilitas dan transparansi dana zakatmanajemen, semua kegiatan harus dilaporkan kepadamasyarakat.penelitiannya bertujuan untuk mencari empirisbukti-bukti yang berkaitan dengan penerapan hak amilrasio pada LAZ YASA Malang untuk mengukurkinerja keuangan laporan keuangan.Metode Penelitian: Metode yang digunakan dalam hal iniPenelitian ini merupakan metode deskriptif dengan kuantitatifmendekati. Jenis data yang digunakan adalah sekunderdata. Hasil: Hasil penelitian menunjukkan bahwa NPF memilikiberpengaruh pada ROA. FDR tidak berpengaruh terhadap ROA. BOPOberpengaruh terhadap ROA. Secara bersamaan, NPF, FDR,dan BOPO berpengaruh terhadap ROA. Kesimpulan: Hasil inimenunjukkan bahwa Bank Umum Syariah harusterus memperhatikan tingkat keuanganrasio seperti NPF, FDR, dan BOPO tetap dipertahankanstabil, sehingga akan berdampak pada peningkatanperolehan ROA pada Komersial IslamiBank
Transformation of Sharia Economic Law and Economic Transactions of the Middle-Class Muslim Community in Indonesia
Get PDFThe transformation of economic behavior among Indonesia’s urban middle-class Muslims has been significantly influenced by digitalization and the rapid growth of Islamic fintech. This study explores how Sharia economic law adapts to these transformations, particularly in the context of daily market transactions. Using a qualitative approach, data were collected through observations and interviews in selected traditional markets such as Beringharjo (Yogyakarta), Antasari (Banjarmasin), and Ngronggo (Kediri) representing diverse urban settings. The findings reveal that digital payment adoption and hybrid trading systems (combining oral bargaining and digital settlement) have reshaped the understanding and application of Sharia principles. Traders and consumers demonstrate pragmatic flexibility by seeking local religious guidance (fatwas) to ensure compliance while embracing efficiency. This study contributes new insights by linking the transformation of Sharia economic law with real practices of middle-class Muslims in digital-era marketplaces, highlighting the dynamic interplay between legal norms, technology, and socio-economic class.
Abstrak
Transformasi perilaku ekonomi di kalangan masyarakat Muslim kelas menengah perkotaan di Indonesia telah banyak dipengaruhi oleh proses digitalisasi dan pertumbuhan pesat fintech syariah. Penelitian ini mengkaji bagaimana hukum ekonomi syariah beradaptasi terhadap perubahan tersebut, khususnya dalam konteks transaksi ekonomi sehari-hari di pasar tradisional. Dengan menggunakan pendekatan kualitatif, data diperoleh melalui observasi dan wawancara di beberapa pasar tradisional terpilih seperti Pasar Beringharjo (Yogyakarta), Pasar Antasari (Banjarmasin), dan Pasar Ngronggo (Kediri) yang merepresentasikan berbagai konteks perkotaan. Temuan penelitian menunjukkan bahwa adopsi pembayaran digital dan munculnya sistem perdagangan hibrida (menggabungkan tawar-menawar lisan dengan penyelesaian digital) telah mengubah pemahaman dan penerapan prinsip-prinsip syariah. Para pedagang dan konsumen menunjukkan fleksibilitas yang pragmatis dengan mencari panduan keagamaan lokal (fatwa) agar tetap sesuai dengan prinsip syariah sambil memanfaatkan efisiensi teknologi digital. Penelitian ini memberikan kontribusi baru dengan mengaitkan transformasi hukum ekonomi syariah dengan praktik nyata masyarakat Muslim kelas menengah di pasar era digital, serta menyoroti dinamika antara norma hukum, teknologi, dan kelas sosial-ekonomi
Pembelajaran STEAM Untuk Meningkatkan Kemampuan Literasi Sains dan Kognitif Anak Usia Dini
Get PDFPenelitian ini bertujuan untuk menganalisis penerapan pembelajaran STEAM dalam meningkatkan literasi sains dan perkembangan kognitif anak usia dini. Metode penelitian yang akan digunakan adalah Deskriptif Kualitatif. Subjek penelitian ini yaitu 4 anak kelompok B (AL, CA, NO, dan VI), 1 guru kelompok B (SU), dan kepala sekolah TK PKK Sumberboto 03 (AS). Teknik pengumpulan data menggunakan observasi, wawancara, dan dokumentasi. Teknik analisis data menggunakan triangulasi dataMilles and Huberman yang terdiri dari reduksi data, penyajian data dan penarikan Kesimpulan. Hasil penelitian ini menunjukkan bahwa pembelajaran berbasis STEAM berdampak positif pada perkembangan anak usia dini dengan meningkatkan rasa ingin tahu, keberanian bertanya, dan keterampilan berpikir kritis melalui metode interaktif dan eksploratif. Pendekatan ini juga memperkuat literasi sains, pemecahan masalah, serta kreativitas dengan mengintegrasikan teknologi, teknik, seni, dan matematika dalam aktivitas berbasis proyek