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A Study on the Future of World Leader’s Behaviour towards Global Health after COVID-19
No full textHealthy citizens always stay as support for the overall growth and development of any nation.The overall behaviour of the leader plays an important role to lead the whole mankind togethertowards a secured, healthy and future-oriented life. If there is the positive behavioural responsebetween the people, between leader and citizens of a nation, between leaders in the glob andbetween the people on the earth the whole mankind come united and live supportively,collaboratively and happily without any problems. The study noted that the lack of appropriatebehaviour preparedness among the world leaders and collaborative efforts to fight against anyglobal health challenges are the reasons to be failures to ensure a secured and healthy life forthe mankind on the earth. To this to happen the world leaders should adopt change in theirbehaviour as positive oriented, cooperative and human and eco-friendly. They should stopfighting each other for dignity, power and to have hold on each other. So that we can expectgood global health and more strength to fight against any future challenges that come tomankind
The Implicit Impact on Retail Management Education/Research in India Owing to Favoritism in the Recruitment of Faculty Members at IIMs, IITs, NITs, IIITs, IISc, and NITIE
Get PDFAmong about 993 universities and approximately 50,000 higher education institutions (HIEs) in India, the Government of India (GoI) has identified a few institutes and accorded them Institutes of National Importance (INI) status. The key assumption was that these institutes would set higher quality standards for other HEIs in the country by delivering world-class research output that is capable of contributing to the overall social and economic development of the country by choosing the research areas that demonstrate National level importance. Undoubtedly, Retail Management education/research is one such area. Besides, these institutes would adopt unbiased practices in the process of student’s admission and recruitment of faculty members that would set higher quality standards for other HEIs to follow. It is evident that these institutes have adopted a transparent and unbiased practice in admitting students, but there is no evidence of such practice in the process of recruitment of faculty members. In this study, we have evaluated the research interests of 1,361 faculty members working in the Department of Management Studies of these institutes. Going by the definition of favoritism by Arasli and Tumer (2008), that is, “the provision of special privilege to friends, colleagues, and acquaintances, in areas of employment, career and personnel decisions,” the results indicate a significant level of favoritism in the recruitment of faculty members at these institutes and this practice whether or not adopted consciously is implicitly affecting the Retail Management education/research in India negatively
Financial Soundness of Insurtech Companies in India – An Analysis
Get PDFInsurtech is the latest buzz word that is shaking up the insurance world globally. In the simplest terms, insurtech can be defined as insurance coupled with technology. Though insurtech is still believed to be in nascent stages in India, the insurtech start-ups in India are changing the market dynamics to a great extent. The present study aims to analyse the financial soundness of insurtech companies in India and also to compare the financial soundness of these two companies. Two leading insurtech companies namely, Go digit and Acko are taken as sample of the study. The financial data pertaining to these two companies for a period of three years from 2017-18 to 2019-20 was used for the analysis. The financial indicators of CARAMELS model were used for analysing the financial soundness of these companies. Six parameters of the CARAMELS model namely C - Capital adequacy, A - Asset quality, RA - Reinsurance and Actuarial issues, M - Management soundness, E - Earnings and profitability and L – Liquidity were used for the purpose of analysis. Through the results of the study, it was found that the financial soundness of Go digit was better than Acko as in four out of six parameters i.e. capital adequacy, reinsurance and actuarial issues, management soundness and earnings & profitability, it has exhibited better performance. Further only in terms of Asset quality and liquidity Acko was performing bette
Influence of a New Brightener on Electrodeposition of Zn-Ni Alloy
No full textElectroplating of Zinc-Nickel alloy on mild steel substrate was obtained in the presence of a new brightener on steel surface by electrodeposition technique. Effect of bath constituents, pH, current density, and temperature on the nature of deposit was studied by Hull cell experiments. The bath composition and operating parameters were optimized by Hull cell experiments. Further investigations on the surface characteristics of deposit were carried out by using SEM and Reflectance studies. SEM analysis in the presence of this brightener confirmed the change in surface morphology and reflectance studies showed the formation of the bright coating. Corrosion studies were done using Tafel polarization and Electrochemical Impedance technique. Inclusion of brightener in the zinc-nickel alloy coating was confirmed by FTIR technique. The properties like brightness and corrosion resistance of Zinc-Nickel alloy deposit improved in the presence of new brightener
Attitudes and Perspectives of Key Stakeholders in the Retail Start-ups toward Long-Term and Sustainably Profitable Business Model in India - An Empirical Evaluation
No full textIt is evident that among more than 250 Retail start-ups in India, only a few have created a true retailer image in their employees, investors, competitors, and consumer’s minds. Furthermore, the retailing business model adopted by a majority of them which is widely known as Digital or Technology-Enabled Retailing is still in question owing to no clear evidence of profit being reported by such Retail start-ups in India. In this study, we have (i) identified key aspects of a startup business available in the literature, (ii) analyzed the last five years investment pattern using secondary data, (iii) collected levels of importance/priority given by the key stakeholders of select Retail start-ups to the key factors of retailing business, (iv) mapped the actual levels of importance/priority with the ideal required levels that were derived from previous research carried in the context of retailing in India, (v) evaluated last two year’s actual financial performance of these select Retail start-ups, and (vi) drawn inferences based on qualitative and quantitative findings from primary and secondary data. Results indicate that (a) sustainable profit is not an important aspect and priority; (b) exponential growth in revenue and firm valuation is the most important priority; (c) unit economics is not a need of the hour; (d) overconfidence among founding team and investors is persistent; (e) a majority of Retail start-ups are concentrated in a single retailing model that has serious limitations in reaching a majority of the population; (f) investors are carried away by a few success stories of start-ups that may not be clear representations of the Retail segment
A Study on Blockchain Technology as a Dominant Feature to Mitigate Reputational Risk for Indian Academic Institutions and Universities
Get PDFThe paper-based certification is prone to manipulation and vulnerable to fraud. Instances of fraudulent degrees, manipulation of academic records, or compromised academic programs adversely impact and damage an academic institution's credibility. It also affects the Indian universities’ mission and prospects of the students graduating from such a university. What makes reputational risk a unique risk is that it may arise both from the university or institution's failure or the action outside the university. It is, therefore, essential to take an enterprise risk management approach to mitigate reputational risk. Robust credential verification and validation protocols are the most important protections against fake certifications. The legacy certificate verification solutions are highly centralized, i.e., utterly dependent on the issuing authority for certificates. Despite the University Grants Commission (UGC) taking strict measures against individuals, Indian universities, colleges, and associations, we do come across several acts of torts. Some of the technology-savvy institutions have moved to digital certificates and digital signatures. However, this has an inherent weakness, i.e., they still need to rely on a trusted third party. Blockchain technology has three foundational components, data structures based on cryptography that make it secure and tamperproof, consensus protocols that allow it to function truthfully and without any central authority or a third party smart contracts, which provide efficiency and business value transactions. These key features of blockchain, if implemented appropriately, effectively has the potential to mitigate the inherent reputational risk arising from fraudulent academic certificate matters. Niti Ayog is currently developing a blockchain-based proof of concepts to solve traditional educational qualifications related to identity misrepresentation and document forgery. The immutability attribute of the blockchain ensures that tampering and manipulation of the record are not attainable. This paper focuses on the reputational risk Indian universities and institution may face when its certifications are not easily verifiable. Therefore, it becomes easy targets for bad actors to exploit vulnerabilities by issuing counterfeit certificates. Secondary published data, including various scholarly journals, reports, industry publications, and website sources, are utilized to develop this case study. The paper also explores how blockchain technology with specific reference to the proof of concept SuperCert proposed by Niti Ayog for Indian academic institutions may provide effective preventive control to overcome such reputational risk using the ABCD analysis framework as a research case study
Association of Number of Bidders and Minimum Bid Ratio (AEr) with Effect of E-bidding of Different Project
No full textThe purpose of this research is to analyze the relation between the number of bidders versus the minimum bid ratio (AEr)/percentage below the initial engineer’s estimate to type and size of project within Road Divisions Butwal and Shivapur. Bidding data of four consecutive fiscal years starting from 072/73 of two Road Divisions which are already completed its procurement stage were analyzed. The percentage below/contract awarded cost is directly proportional or a significant correlation was found with the number of the participated bidder in any project s of both divisions during the data study period. Bidders have to bid below 20% of the initial estimate that was found to get a project in hand by contractors and they are willing to bid low for the utilization of resources, types of equipment, manpower, and also to get experiences. This research revealed correlation coefficients between the number of bidders and percentage below engineers' estimates are 0.61 for the Butwal division and 0.67 for the Shivapur division. Correlation coefficients 0.82 and 0.83 was found in Nepalgunj and Mahendranagar. Percentage below engineers' estimate depends on 67 and 69% on the number of bidders in Nepalgunj and Mahendranagar respectively. E-bidding helped to promote competition along with low bidding. As there is 17% below with only hardcopy bidding but with e-bid the below percentages rises to 28% with more number of bidder per project. Improvement in existing offer granting framework with additional capability rules ought to be engaged by doling out the weight in the monitory term, soliciting a technique from the proclamation, upgraded e-offering framework, and affirmation for venture exhibitions of the undertaking before execution. This research would be useful for those who are involving in policy making and governing agencies like Public Procurement Monitoring Office and for making necessary amendments in existing rules Keywords: E-bidding, Project Category, Percentage Below Bid, Bid ratio, E-bidding, Hard copy
Impact of COVID-19 on Redefining the Services of Educational Institutions using Ubiquitous Technology
No full textThe COVID-19 affected each and every industry sector around the world. Most of the educational institutions of India as well as the world got affected very badly. It has forced worldwide lockdown and created an atrocious effect on student life. The COVID-19 affected all the sectors in (T) the whole world, especially the education system around the world. In India, approximately 32 crore students stopped going to schools and colleges, and other training activities did not happen properly due to COVID-19. The outbreak of COVID19 and associated impact on student movement has advised us that change is inevitable in the education system. It has given a challenge and an opportunity to all the educational institutions to find a solution by determining suitable platforms and techniques for effective implementation of quality educational services, which has not been used before. Accordingly, the education sector has been fighting to continue its existence with a different approach by digitizing the challenges to wash the threat of the sickness. This paper also highlights some measures taken by Govt. of India to provide unified education in the country. Both the positive and negative impacts of COVID-19 are discussed and some productive suggestions are specified to bring out the educational activities back to normal during this bad situation. In this situation, every institution has adopted an online education model using information communication and computation technology (ICCT) due to COVID-19. This analysis is about how these technologies can help institutions continue online education and to know the student’s capability to take-up online education. The major discussion is to know whether an institution can continue online education for students in future days or no
Impact of Family Size and Income on “Spending –Saving” Pattern of Rural Muslim Community
Get PDFThis study measures the association of family size and income level on spending and savings habits of rural Muslim households. A well-structured questionnaire was used to collect primary data, which was administered personally to the rural Muslim community in Dakshina Kannada district. A stratified random sampling technique was adopted and secondary data were collected from government officials. The study considered 398 rural Muslim community respondents from five taluks of Dakshina Kannada District. The study found that income and number of dependents in a family play an important role in attributing consumption and savings behavior
Performance Analysis of AODV and OLSR protocol in Mobile Ad Hoc Network using NS3
Get PDFMobile Ad Hoc networks is a network in which energy is a main constraint and selection of a protocol that minimizes the energy usage is a key issue. Mobile Ad hoc network communicates with other nodes, without the help of base station and Communication is possible by forwarding a data unit consisting of control information and user data known as packets from one node to other. Furthermore, another key issue in mobile ad hoc networks is routing since the nodes are in mobility and tend to change the paths and move out of the network. The evaluation of energy efficient routing protocols can be effectively performed using NS3. Three types of routing protocols can be seen, Reactive, Proactive and Hybrid and in this paper, AODV a reactive protocol and OLSR a proactive protocol is compared and Delivery ratio of packets, Packet Loss and count of packets received are evaluated to analyze the energy efficiency of protocols based on these metrics