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Byju’s Learning App in the COVID-19 Outbreak to Analyze Online Education-A Case Study
No full textBackground/Purpose: Byju’s e-learning App is one of the most used online learning mobile applications in India. Byju’s app operations began in 2011. It is launched by two business entrepreneurs Byju Raveendran and Divya Gokulnath. The Company's head office is in Bengaluru, India. The app slogan is "Fall in love with learning.” Byju's app brings new and innovative trends in education, specifically in online education. In the beginning, the Byju e-Learning app consists of all kinds of students, all state boards in India, especially from grades first to 12th. Furthermore, the app provides unique services to graduates attempting to pass competitive tests like GATE, JEE, NEET, UPSC, and Bank Exams. The application's main segment is to provide an electronic learning platform with numerous examples to improve students' concentration. It is Indian's fastest electronics app, focused only on learning the concept by various methods and through various animated videos, more straightforward and effective, where to get the best outcome in learning mathematics and science subjects.
Objective: In this paper, we analyze Byju's app's influence on students during the COVID-19 pandemic, and to know whether its subscription increased or not in the Covid 19 outbreak. This paper also analyzes how e-learning apps can focus on enhancing the experience of students and helping to improve customer focusing and subscription rate.
Design/Methodology/Approach: A survey is conducted in a semi-urban area to analyze different aspects related to online education through Byju’s app during COVID 19 pandemic. In addition, analyze the information collected from the survey and from various scholarly articles and by using the SWOT analysis framework.
Findings/Results: During the COVID-19 pandemic, for online education, Byju's app stands as a leading online education brand, with 85% of parents subscribed to this mobile application for their child's education. So, coronavirus crisis helped Byju’s app to become a leader in online education providers in India.
Conclusion: From the conducted survey-increased subscription rate of the app was seen and noticed that customers are loyal to Byju’s App. Also, it is found that most of the students in the semi-urban area use Byju's app for their studies during the Covid 19 pandemic. By SWOT analysis, we have given some suggestions that can be added to Byju's Learning App as a business strategy.
Paper Type: Case study-based Research Analysi
Impact of Merger on Operational and HR Efficiency: A Case Study of the State Bank of India
Get PDFPurpose: Analysing financial performance is one of the popular methods for measuring operational efficiency of a firm. Ratio analysis is an important tool of financial analysis. The analysis of key performance parameters enables diverse group of stakeholders to obtain information about profitability and growth prospects. Mergers and acquisitions are popular means of inorganic growth. The Indian Banking Industry has used this effective tool to consolidate and grow in size. Through M&A, acquired banks get a new name, structure, products and services. However, the risk of NPAs continues to be a major problem for banks. In order to study the effectiveness of a merger, analysing financial performance prior to and after merger becomes important. The State Bank of India merger has been taken up for the study, since following the merger there is a substantial increase in both the market share as well as asset base of the bank.
Design/Methodology/Approach: This paper studies the result of mergers on financial indicators, market performance, asset quality, liquidity position and employee productivity of SBI after it merged with its 5 associate banks and BMB through ratio analysis. The ratios indicating the performance parameters have been taken from secondary sources such as moneycontrol.com, stock-financials.valuestocks.in. etc. A comparison of various financial ratios is made to determine the change in the performance parameters of the bank.
Findings/Result: The study highlights r educt ion in profitability, increase in cost to income ratio, slight improvement in liquidity, decline in asset quality and market performance and a slight decrease in employee productivity after the merger.
Originality/Value: This paper studies the effectiveness of mergers in terms of change in key financial performance parameters.
Paper Type: Research Case Study based on company financial analysis
A Case Study of Mrs. Bector Food Specialties Ltd
No full textPurpose: In these days, women are exhibiting their entrepreneurial spirit and competencies. They have come to the forefront of development process and have proved themselves successful in their multitasking roles at home and office. Entrepreneurship among women improves the wealth of their families and the nation as well. Some women have managed to break the proverbial glass ceiling against the odd and have established their businesses successfully in food processing sector. Women are more inclined for food processing enterprises since they spend most of their time in the kitchen normally. Many women have the expertise in preparing new cuisines, so they start small and grow further to become a much-acclaimed food processing entrepreneurs. The food processing industry in India has great potential and it brings about the synergy between the consumer, industry and agriculture. Therefore, there is a need to inspire, encourage, motivate and co-operate with women entrepreneurs for developing the spirit of enterprise among every segment of the society. The purpose of the paper is to highlight the success story of Mrs. Bector in the food processing sector and the challenges faced by her. This study proved that Mrs. Bectors Food Specialties Ltd. owned by Mrs. Bector, based at Punjab has enough growth opportunities but to sustain itself in the market, the company has to pursue more competitive strategies to widen the operations and customer base.
Design: For the purpose of analysis, this study used secondary data sources - open access journals, Google, Google scholar and Mrs. Bectors Food Specialties Ltd. websites. Furthermore, the literature is used to analyze the position of this company within SWOC framework and Michael Porter’s Five Forces analysis.
Findings: Based on the analysis, it is suggested that Mrs. Bectors Food Specialties Ltd. has to expand its business beyond northern India and initiate campaign for its brand awareness. The study concludes that Mrs. Bectors Food Specialties Ltd.’s competitive pricing strategy is clearly defined to capture the market, but more proper execution of strategies is required to thrive in a competitive climate.
Value: This paper focuses on the growth of Mrs. Bector Food Specialties Ltd. in terms of its current status and future opportunities. Based on findings and their interpretation, new knowledge in the form of suggestions is presented.
Paper Type: Case study-based Research Analysi
Risk Return Analysis of Selected Stocks of Indian Financial Sector
No full textPurpose: Indian stock markets are channelizing financial resources for the economic progress of the country. The Indian Financial Services sector is the subset of the stock market which is playing a key role in stock trading. The Indian Financial Services industry is multifaceted and is growing rapidly both in terms of the robust growth of existing firms and the entry of new players playing a stellar role. This surge in growth of the Financial Services sector led many investors to divert their investment towards the financial services segment. To construct an attractive portfolio, the individual investor should perform a risk-return analysis well in advance. This will assist the investor in determining the risk-return relationship in various securities. Given this background, the study is undertaken to evaluate the risk-return patterns of the Indian Financial Services sector securities.
Design/Methodology/Approach: The risk and return of sample group of companies belonging to the Indian Financial Services sector are analyzed to arrive at a monthly return by taking the monthly closing price of five financial investment companies belonging to the Standard & Poor’s BSE Finance Index for the period January 2020 to July 2021. To achieve the objectives various statistical tools such as descriptive statistics, correlation, and Beta are adopted. Also, a paired t-test is performed to check the validity of the hypothesis.
Findings: The study has brought to light that India Infoline Finance Ltd (IIFL Finance) has provided the highest monthly returns with a high beta value. Further, the tested hypothesis reveals that there exists a significant difference in the monthly returns of the S&P BSE Finance Index and JSW Holdings.
Originality/value: The study emphasizes the risk-return analysis of selected stocks of the Indian Financial Services sector. Potential investors will benefit from this equity analysis because it will enable them to make more intelligent and accurate investment decisions.
Paper Type: A case study of the Indian Financial Services Industr
Blockchain as a Disruptive Technology in Healthcare and Financial Services - A Review based Analysis on Current Implementations
No full textBlockchain is a time-stamped series of immutable records it is managed by a cluster of computersowned by different entities it allows only authorized participants to access data and log of allentries. Multiple industries are adopting blockchain technology to innovate the way they function.over two decades the hospitals function is the same. This space is rife with vertical innovationmoreover, are lag with horizontal innovation patient identification and information blocking whichis a huge problem in the healthcare industry. With blockchain the healthcare sector can achievedata efficiency, data access flexibility, interconnection, transparency, security, and more. Globaleconomic slowdown has taken a toll on financial services. Forcing Indian companies to expose inthe global economy. In the case of finance blockchain help reduce potential costs, labor savings,safe, secure, decentralized, transparent and more. The purpose of this paper is to review thedevelopment of blockchain and healthcare, financial services and to provide some references forthe possible application of blockchain technology to the healthcare and financial services.secondly, several application scenarios of blockchain in healthcare and financial services are putforward, Finally, the challenges that still exist when applying blockchain technology based on its current implementations in healthcare and financial services
Review on the Key Features of the National Education Policy 2020 in the Context to Pre-school Education and its Expected Impact
Get PDFPurpose: The New Education Policy (NEP-2020) aimed to revitalize the early childhood care and education (ECCE) program as ≈ 85 % of child’s cumulative brain proliferation occurs prior to 6 years. This initiative is made with special emphasis for socio-economically disadvantaged background communities to ensure better paradigm development of each preschooler. It will allow each child to flourish in life and enhance its skills to give better output in the future and be a useful citizen for the nation. Current digital India and Atma Nirbhar Bharat make it imperative to revitalize each member of the community with mandatory basic skills. For instance, basic financial transactions, online job application forms, electricity bills, fee payments, home shopping, and many more. The pandemic situation has amended the turmoil among the community, which again necessitates basic learning among people. India had made a remarkable stride through initiatives like “Right to Education Act” and “Sarva Shiksha Abhiyan” to ensure the maximum spread of literacy across the nation. With the current unprecedented scenario, a spurring behavior needs to be established to identify key features of NEP-2020, its role, implication, future impact and role of various stakeholders associated. The Present review aims to understand an imperative approach of NEP-2020 towards preschooler’s development and its significance for disadvantaged groups and non-literate members of the community.
Design: Identifying the significance of preschool education programs and implementation strategies proposed by NEP 2020.
Originality/ Value: The positive impact of NEP-2020 in the development of foundation skills of preschoolers and spread of ECCE program to each section of community to ensure well development of preschooler’s stage.
Paper type: Review article
A Study on the Impact of Schemes and Programmes of Government of India on Agriculture to Increase Productivity, Profitability, Financial Inclusion, and Welfare of Farmers to Transform them into Modern Society
No full textPurpose: The foremost intent of this research article is to create awareness about various schemes for the productive sector of agriculture. Through this study, the level of performance of these agricultural schemes and programmes were analysed that will be helpful for the attainment of financial inclusion. Hence it is necessary to know about various schemes and their making to connect the beneficiaries. Agriculture is the basic source of food supply, production, processing, promotion and distribution. Agricultural products contribute to Gross Domestic Product (G.D.P.) and generate employment in rural areas. They transform the lives of the farmers in modern society. The government of India has introduced Minimum Support Price (MPS), MIF, PMKSY, PMFBY, e-NAM, PM-KISAN, PMJDY, PM-KUSUM, PKVY, NAMS, and MGNREGS. The mobile app KisanSuvidha and innovative programmes like Kisan Rail, KrishiUdaan double the farmers’ Income (DFI). These help in transforming village economy, coverage of irrigation, crop insurance, and stabilizing the income. They also ensure financial support, flow of credit and Direct Benefit transfer of subsidies and funds to beneficiaries. Adopting modern technology, farm-based activity, poultry, dairy, forestry, beekeeping and with the support of SHGs which will directly impact productivity, profitability, financial inclusion, and the welfare of farmers in the 21st century and development of the country’s economy.
Design/ methodology/approaches: This study is all about the theoretical concepts based on analysis of various schemes and interconnect.
Findings and results: This study reveals that the effectiveness of various agricultural programs and also identifies the benefits and beneficiaries of these schemes. Under this research, various financial services, subsidies, funds released, online platform for agricultural products, funds for micro-irrigation, and so on benefits provided by the government of India were studied.
Originality/value: Analysed the various schemes and compelled its beneficiaries and develop a modern to achieve financial inclusion and economic growth through the study.
Type of Paper: Research Analysis
Practicability Assessment of Smart Village Project: A Case of Sandakpur Rural Municipality, Ilam Nepal
Get PDFPurpose: Villages are the backbone of the nation and a smart village means such a village that can provide various services needed in day-to-day life to the villagers effectively and efficiently. The overall objective of this research is to assess the practicability of the smart village in the hilly region of Nepal with the case of a Sandakpur Rural Municipality (SRM).
Design/Methodology/Approach: The study covered the area within Maipokhari and Sulubung village of Sandakpur Rural Municipality. Ontology and Epistemology philosophy of research was used as positivism. This research was intended to propose the model of smart village examined through a scheduled questionnaire in village sample of SRM, literature reviews related to smart village, and smart rural. This research proposed the smart village with the characteristics as Smart Utilization of Resources, Smart Living, Smart Governance, Smart Village Services, Smart Technology, Smart Tourism, and Gender Equity and Women Equity which can comply with some of the United Nations Sustainable Development Goals (SDGs). Five points Likert scale was used on ranking smart village feature and Chi-Square test is done to determine the significance of respondent’s opinions for the variables from the collected data. After the analysis of data with the Five-Point Likert Scale, ratings on smart features were given as Fair (2.82), Fair (3.02), Fair (2.93), Fair (3.17), Fair (3.2), Good (2.42), and Poor (3.46) respectively.
Findings/Result: The chi-square test showed that the majority of respondents supported the perspective toward Smart Village features as fair. Smart villages can only be possible with long-term planning, strategy and investment. With the adoption of features of the smart village, the study area can be converted into a smart village but it may take time to incorporate these features completely The Smart village model is expected to be applied to villages in other regions by adjusting the characteristics of each region as every village has their own characteristics.
Originality/Value: It is action research to analyze the practicability of smart village development. It will be a method universal acceptable for assessing the feasibility of smart cities. The new concept will be fruitful for policymakers, Professionals, and nations for systematic development.
Paper Type: Ex-Post Facto Research
An Integration of Cardiovascular Event Data and Machine Learning Models for Cardiac Arrest Predictions
No full textPurpose: Predicting and then preventing cardiac arrest of a patient in ICU is the most challenging phase even for a most highly skilled professional. The data been collected in ICU for a patient are huge, and the selection of a portion of data for preventing cardiac arrest in a quantum of time is highly decisive, analysing and predicting that large data require an effective system. An effective integration of computer applications and cardiovascular data is necessary to predict the cardiovascular risks. A machine learning technique is the right choice in the advent of technology to manage patients with cardiac arrest.
Methodology: In this work we have collected and merged three data sets, Cleveland Dataset of US patients with total 303 records, Statlog Dataset of UK patients with 270 records, and Hungarian dataset of Hungary, Switzerland with 617 records. These data are the most comprehensive data set with a combination of all three data sets consisting of 11 common features with 1190 records.
Findings/Results: Feature extraction phase extracts 7 features, which contribute to the event. In addition, extracted features are used to train the selected machine learning classifier models, and results are obtained and obtained results are then evaluated using test data and final results are drawn. Extra Tree Classifier has the highest value of 0.957 for average area under the curve (AUC).
Originality: The originality of this combined Dataset analysis using machine learning classifier model results Extra Tree Classifier with highest value of 0.957 for average area under the curve (AUC).
Paper Type: Experimental Research
 
Digital Transformation in Indian Insurance Industry – A Case Study
No full textPurpose: In India, the insurance industry has grown rapidly in the last decade, introducing many innovative products. India's insurance industry is vital to the country's economy. Digital Transformation have a drastic impact on the Insurance sector. Digitization results in future innovative designs and launch innovative products which help insurance companies and the customers. Digital innovation is transforming the way how the insurance companies work with industries by integrating IoT devices with health insurance which will also benefit the customers. In this paper, we will analyze and understand how HDFC ERGO has implemented digital transformation that has enhanced operational efficiencies and completely transformed service deliveries and customer experience in the insurance industry.
Objectives: To do analysis and review on the digital transformation in the insurance company and how it has impacted the operational efficiencies, service deliveries and customer experience.
Design/Methodology/Approach: This company analysis was done by analyzing and referring different sources like online sources, such as websites, blogs, scholarly articles, web articles, and using Technology Analysis as a framework.
Findings/Result: Digital transformation and how it impacts insurance company in terms of its operational efficiency, service deliveries and customer experience are discussed. Analysis done to find how the organization should stay ahead in implementing the digital technologies and how digital transformation helps the insurance industry to explore new technologies and provides innovative ideas to improve organizational efficiency
Originality/Value: Based on the information and the data available, digital transformation and its impact in the insurance company in the current state is analyzed.
Paper Type: A Case study analysis done on the digital transformation in the HDFC ERGO general insurance company