Rumah Jurnal IAIN Fattahul Muluk Papua
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PRAKTIK TABUNGAN MASYARAKAT PEDESAAN DALAM PERSPEKTIF FIKIH MUAMALAH
Get PDFThis thesis aims to analyze Ngudi Tentrem's savings practices from the perspective of fiqh muamalah in 4th Neighborhood, 2nd Hamlet, Ongan Jaya Village, Yapsi District, Jayapura Regency. This research also discusses the management's efforts to resolve the bad credit problems experienced by Ngudi Tentrem's savings practice. This study is qualitative research using primary and secondary data. The data analysis technique used is the phenomenological paradigm approach. The results of this study indicate that Ngudi Tentrem's savings practices in Ongan Jaya Village are carried out under the pillars and conditions of al-wadi'ah yad adh-dhamanah which involve the contract of two people who have faith, the existence of goods entrusted, and also ijab and qabul. The effort is restructuring which the management will provide interest relief and extension of time to creditors to save trouble to fulfill his obligations. The other way to resolve the bad credit problem is to settle with deliberation peacefully. The phenomenon of the survival of Ongan Jaya village savings is the culture of mutual aid which is still very thick in rural areas. Sense of solidarity and trust make this savings can be borne from its inception in 1997 until now, even though it does not have an official legal entity. The absence of collateral in these savings also adds to the value of its uniqueness, so, the people of Ongan Jaya village, especially, 4th Neighborhood, 2nd Hamlet prefer to choose Ngudi Tenrem savings practice
Pengaruh Tingkat Pendidikan, Literasi Keuangan Syariah, Dan Kebudayaan Terhadap Minat Menabung Santri Kota Semarang Dengan Religiusitas Sebagai Variabel Moderasi
Get PDFSeiring berjalannya waktu dunia perbankan mengalami kemajuan pesat terutama perbankan syariah, baik dari segi fasilitas ataupun pelayanannya. Perbankan syariah tentunya perbankan yang tidak menerapkan bunga dalam segala transaksinya. Indonesia merupakan salah satu negara yang masyoritas memiliki penduduk beragama muslim dan memiliki latar belakang pendidikan di bidang keagamaan, contoh saja pesantren. Pesantren merupakan lembaga pendidikan dengan latar belakang agama islam dan peserta didik dari pesantren disebut santri. Para santri khusunya di Kota Semarang memiliki berbagai macam tingkat pendidikan, pengetahuan akan literasi keuangan syariah, kebudayaan yang mereka bawa dari daerah asal dan juga tingkat religiusitas yang beragam. Dengan adanya fenomena ini, maka dilakukanlah penelitian dengan judul ” Pengaruh Tingkat Pendidikan, Literasi Keuangan Syariah, dan Kebudayaan terhadap Minat Menabung Santri Kota Semarang dengan Religiusitas sebagai Variabel Moderasi (Studi Kasus Pondok Pesantren Assalafiy Al-Asror Kecamatan Gunungpati Kota Semarang)”. Dengan adanya penelitian ini diharapkan dapat memberikan manfaat bagi berbagai pihak terutama dalam hal pengetahuan yang memiliki keterkaitan dengan tingkat pendidikan, literasi keuangan syariah, kebudayaan, religiusitas dan meinat menabung di bank syariah. Dalam penelitian ini peneliti menggunakan metode penelitian kuantitatif dengan menggunakan pengisian angket untuk pengumpulan data. Penentuan jumlah sampel dengan menggunakan rumus slovin yang menghasilkan 90 responden dari 600 populasi. Teknik analisis pada penelitian ini menggunakan uji reabilitas, uji validitas, uji koefisien determinasi R2, uji F, uji t, uji multikolineritas, uji normalitas, uji heteroskedastisitas, uji Moderated Regression Analisis (MRA). Penelitian ini menghasilkan keseluruhan variabel independen (tingkat pendidikan, literasi keuangan syariah, dan kebudayaan) memiliki pengaruh terhadap variabel dependen (minat menabung) dengan nilai Fhitung sebesar 154.020 dengan nilai probabilitas sebsar 0,000. Uji t menghasilkan variabel literasi keuangan syariah dan kebudayaan memiliki pengaruh positif signifikan terhadap minat menabung sedangkan variabel tingkat pendidikan mmeiliki pengaruh positif tidak signifikan dengan nilai signifikansi sebesar 0,170. Variabel religiusitas tidak mampu memoderasi variabel tingkat pendidikan, literasi keuangan syariah dan kebudayaan terhadap minat menabung santri Kota Semarang
MANAJEMEN PEMBERDAYAAN EKONOMI BERBASIS PESANTREN (STUDI KASUS DI PONDOK PESANTREN AL – IKHWANIYYAH GUMUKMAS)
Get PDFIslamic boarding school (Pondok Pesantren) is the oldest religious institution in Indonesia. Its existence on education by spreading knowledge that can create Muslim scholars as new generations. Islamic boarding school has identical function as a place to study religion that it is a narrowing claim with the fact, Islamic boarding school can give more contributions to build society or economy. Along the line with the spread of various issues on global economic, such as unemployment due to limited employment opportunities, so that it impacts on increasing of poverty. This research focuses on how to manage economic empowerment along with the financial management system at Pondok Pesantren Al-Ikhwaniyyah Gumukmas Jember. This research purpose is to find out the aspects mentioned in the research focus. The research method applied is the qualitative method with a case study approach. The result of this research shows that Pesantren Al-Ikhwaniyyah has been able to implement economic empowerment management along with its financial administration starts from planning, organizing, implementing, and supervising. However, the system of financial administration needs to be improved more by inviting external auditors to maintain financial governance
ANALISIS KEMUNCULAN SIKAP SPIRITUAL DAN SIKAP SOSIAL DALAM KEGIATAN PEMBELAJARAN IPA KELAS IV SD 77 REJANG LEBONG DALAM MENGGUNAKAN KTSP DAN KURIKULUM 2013
Get PDFDewasa ini, dekadensi moral merupakan hal yang memerlukan penanganan serius mengingat pembentukan watak dan martabat bangsa bergantung pada pembentukan pribadi dari manusia itu sendiri. Upaya yang dapat dilakukan dalam lingkungan pendidikan yaitu membina karakter peserta didik dengan mengembangkan sikap spiritual dan sosial yang dijadikan komponen dalam penelitian ini. Tujuan penelitian ini adalah mendeskripsikan kemunculan sikap spiritual dan sosial pada kegiatan pembelajaran IPA kelas IV SDIT Khoiru Ummah yang menggunakan KTSP dan Kurikulum 2013. Penelitian ini dilakukan secara kualitatif dengan metode deskriptif dan teknik purposive sampling. Instrumen yang digunakan berupa observasi kegiatan pembelajaran untuk menganalisis kemunculan sikap spiritual dan sosial menggunakan videograph. Berdasarkan hasil perhitungan total rata-rata kemunculan sikap spiritual dan sosial diperoleh SD yang menggunakan Kurikulum 2013 mendapatkan hasil yang lebih besar. Diharapkan dari penelitian ini dapat dijadikan sebagai dasar bagi penelitian selanjutnya dan sebagai motivasi bagi guru untuk dapat memunculkan sikap spiritual dan sikap sosial, khususnya dalam pembelajaran IPA
ANALISIS PENGARUH FAKTOR BUDAYA DAN SOSIAL TERHADAP KEPUTUSAN PEMBELIAN SMARTPHONE MEREK SAMSUNG
Get PDFThis study aims to analyze the influence of cultural and social factors on the purchasing decision of Samsung brand smartphones on IAIN Fattahul Muluk Papua Students. This type of research uses quantitative research. The population in this study were students of IAIN Fattahul Muluk Papua. The number of samples obtained was 280 students, consisting of 68 students of the Faculty of Islamic Economics and Business, 64 students of the Faculty of Syariah, and 148 students of the Faculty of Tarbiyah. Data were collected using a questionnaire, while data analysis techniques used is Multiple Linear Regression. This research shows that cultural factors have a positive and significant influence on the purchasing decisions of Samsung brand smartphones, while social factors have a positive but insignificant effect on the purchasing decisions of Samsung brand smartphones. Furthermore, the influence of cultural factors and social factors simultaneously have a positive and significant effect on purchasing decisions Samsung smartphone brand
PENGGUNAAN APLIKASI QUIZIZZ SEBAGAI MEDIA PENILAIAN BERBASIS DARING DI MI AL MUQORROBIYAH
Get PDFPenelitian ini bertujuan untuk mendeskripsikan bagaimana langkah-langkah Aplikasi quizizz yang dilakukan oleh guru untuk melaksanakan penilaian berbasis daring pada pembelajaran jarak jauh di Madrasah Ibtidaiyah. Penelitian ini dilakukan di Madrasah Ibtidaiyah Al Muqorrobiyah kota Ngawi pada semester ganjil Tahun ajaran 2020/2021. Penelitian ini menggunakan pendekatan kualitatif dengan jenis deskriptif. Pengumpulan data dilakukan dengan observasi secara langsung, observasi dengan menggunakan media whatsapp, wawancara, dan dokumentasi. Uji validitas data dalam penelitian ini menggunakan triangulasi teknik. Hasil penelitian ini menunjukkan bahwa guru mampu melakukan kegiatan penilaian pengetahuan siswa pada pembelajaran jarak jauh dengan memanfaatkan aplikasi quizizz. Adapun langkah-langkah dalam mengaplikasikan quizizz ini cukup mudah karena sekarang bisa diakses bagi pengguna android dimanapun dan kapanpun. Dalam pelaksanaan aplikasi quizizz ini tentu ada kelemahan-kelemahan yang muncul. Namun, kelemahan yang ada dapat diminimalisir dengan berbagai kelebihan yang dimiliki aplikasi tersebut. Salah satunya melatih siswa untuk mengerjakan soal dengan jujur dan mandiri serta guru dapat lebih cepat mengetahui hasil data statistik tentang kinerja para siswa
EFEKTIVITAS PEMBERDAYAAN PETANI KOLAM MELALUI KELOMPOK BUDIDAYA IKAN UNTUK PENINGKATAN EKONOMI MASYARAKAT
Get PDFThe phenomenon that occurs in East Koya that there is an empowerment program implemented by the Jayapura City Fisheries Department to Pond Farmers through the Fish Cultivation Group in East Koya, is the basis for researchers to conduct research onthe empowerment, the thing to be gained from this research is the form of empowerment provided and measure the effectiveness of this empowerment to pond farmers through the Fish Cultivation group. This thesis research is located in Koya Timur Village, Muara Tami District, Jayapura City. This study uses qualitative research with a case study approach that uses secondary data and primary data obtained through observation, interviews, and documentation techniques. Data analysis techniques carried out several stages of data reduction, data presentation, conclusions and data verification. The resultsof this study are a form of empowerment given to Pond farmers through the Fish Cultivation Group, such as the provision of fish seedlings, fertilizer, feed, water pumps and fish germination, besides that they are also given training in how to properly cultivatefish, counseling about fish farming activities and giving risk protection for fish farming business through an insurance card. and providing infrastructure such as irrigation or water irrigation. While seeing the effectiveness of this empowerment has beeneffective in the field, although it has not been entirely done using indicators of effectiveness, namely understanding the program, on target, on time, achieving goals and real change. One of these indicators is on time that hasn't been done in the field
EKONOMI ISLAM DALAM PEMIKIRAN M. UMER CHAPRA DAN M. NEJATULLAH SIDDIQI
No full textIslamic economics is the basis of Muslims in knowing the principles of sharia economic teachings based on the Qur'an and Hadith in the economic thought of M Nejatullah S and M Umer Chapra. The purpose of this study is to explain the economic thinking of M Nejatullah S and M Umer Chapra and their contribution to the country's economic system. This research is a type of historical research with library data sources. The results of this study indicate that the economic thinking of M Nejatullah Siddiqi related to sharia insurance or commonly called takaful is a new product that was born as a result of the rejection of conventional insurance which in its operations practices usury, maysir, and gharar. While Chapra's economic thinking is based on the concept of monotheism, caliphate, and justice, in its operations, Chapra divides this concept of caliphate into four main points, namely: universal brotherhood, resources as a mandate (resources are trusted), a simple lifestyle ( humble lifestyle), and human freedom
SURFACE STRATEGY TAXONOMY: GRAMMATICAL ERRORS ANALYSIS IN THE THIRD-SEMESTER STUDENTS’ DESCRIPTIVE ESSAY
Get PDFEnglish and Indonesian are grammatically different. The difference proves that the rules and the application of grammar are the difficult problems in writing English. Based on previous preliminary research, many Third-Semester students of English Education Study Program had problems using grammar. This is supported by the results of unstructured interviews by researcher against students. Then students made mistakes they cannot correct called errors. As English Education students, they must have good competence in all language skills to become a good English teacher. In the future, students will teach writing effectively if they master the grammatical understanding.This research’s objectives were to find: (1) The the types of grammatical errors based on surface strategy taxonomy found in students’ descriptive essay,(2) The dominant grammatical error based on surface strategy taxonomy found in students’ descriptive essay,(3) The factors causing students made grammatical error in writing descriptive essays.To achieve the objectives, a qualitative method is used. Data collected by observation, interview and documentation from students’ descriptive essay worksheet then analyzed using error analysis.The findings of the research: (1) Grammatical errors are Misformation (3rd Person Singular, Plural, Auxiliary Verb, Dictionaries, Preposition, Conjunction, Pronoun, Singular, Simple Present Tense, Simple Past Tense), Omission (Simple Present Tense, Agreement, Auxiliary Verb, Plural, Article, Pronoun, Conjunction, Preposition, Adverb), Addition (Simple Additions, Double Marking), Misordering (Adjective, Pronoun, Auxiliary Verb). (2) The dominant grammatical error is Misformation with 47.05% from 170 errors. (3) The factors causing error are Interlingual and Intralingual
Covid-19 Dan Pengaruhnya Terhadap Perilaku Hidup Bersih Masyarakat Muslim
Get PDFCoronavirus disease also known as Covid-19 forces society to adapt and change to encounter and stop its spread. Maintaining personal and environmental cleanliness is the method suggested by WHO and the government for dealing with the pandemic. Islam has taught about the virtue of cleanliness in the Quran and hadith long before the Covid-19 pandemic. Likewise, religious authorities such as the MUI issued a fatwa on the topic long before the coronavirus arrived in Indonesia. This research used the literature review method to understand Muslim society's awareness of cleanliness and the impact of Covid-19 on its behaviors. It discovered that the ideal expected of Islam to be aware of cleanliness still showed a gap over the reality that occurred, particularly in Indonesia, which has the world's largest Muslim population. However, the arrival of the Covid-19 pandemic in Indonesia has had a positive impact on personal cleanliness. According to a BPS survey, the majority of respondents are more likely to adopt hygiene behavior. Furthermore, Islamic organizations such as MUI, Muhammadiyah, and NU have long emphasized the importance of maintaining personal and environmental cleanliness. One of the lessons of the Covid-19 pandemic is the importance of cleanliness, particularly in daily life