Rumah Jurnal IAIN Fattahul Muluk Papua
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PENGARUH INFLASI TERHADAP PROFITABILITAS PADA BANK SYARIAH DAN BANK KONVENSIONAL PERIODE TAHUN 2015-2018: (Studi Kasus PT. Bank Rakyat Indonesia Syariah.Tbk dan PT. Bank Rakyat Indonesia.Tbk)
Full text linkArtikel ini bertujuan untuk menganalisis pengaruh inflasi terhadap profitabilitas pada bank syariah dan bank konvensional periode tahun 2015-2018 (studi kasus PT. Bank Rakyat Indonesia Syariah.(Persero).Tbk dan PT. Bank Rakyat Indonesia (Persero).Tbk). Penelitian ini adalah penelitian kuantitatif dengan menggunakan data sekunder yang diperoleh dari halaman resmi Otoritas Jasa Keuangan (OJK) dan Bank Indonesia. Teknik analisis yang digunakan adalah regresi linear sederhana menggunakan program Microsoft Office Excel. Hasil penelitian menunjukkan bahwa Inflasi memiliki pengaruh negatif dan tidak signifikan terhadap Retrun On Asset (ROA) PT. Bank Rakyat Indonesia Syariah.(Persero).Tbk dan PT. Bank Rakyat Indonesia (Persero).Tbk). Namun Pengaruh tingkat inflasi pada PT. Bank Rakyat Indonesia Syariah (Persero).Tbk lebih kecil dibandingkan dengan PT. Bank Rakyat Indonesia(Persero).Tbk. hal ini disebabkan bank syariah tidak menggunakan sistem bunga melainkan menggunakan sistem bagi hasil sehingga uang yang dikelola bank syariah tidak terlalu berpengaruh apabila terjadi peningkatan inflasi. Hasil dari penelitian ini diharapakan dapat menjadi masukan bagi pihak yang berkepentingan khususnya bank syariah dan bank konvensional untuk mengambil keputusan dalam menentukan kebijakan perusahaan
Pemahaman Nilai-Nilai Ajaran Islam Di Kampung Samate Kepulauan Raja Ampat
Full text linkMoslems who are in the Raja Ampat Islands especially in the Samatevillage degraded understanding islamic especially among the young generation. They often interpret the teachings of Islam partially and misguided, it is realized or has not lowered Islam itself. The younger generations studied Islam (formal institutions) such as boarding schools, madrasah, and other Islamic colleges. In fact, leaving the prayers is considered commonplace, their presumed prayer of the body, which is important in heart. Understanding the value of Islamic teachings is declining in Samate village, North Salawati District, Raja Ampat Islands. The understanding of Islamic teachings in Samate Village influenced religious and customary figures that sought to collaborate between customs and religion, so as to defy the new understanding that entered, but fewer and less, influenced the development of the young generation's religious knowledge. Lack of interest in religious education, they are attracted by general knowledge and technology so that religious education is ruled out, tends to promote materialistic things. People who study religion are reluctant to return to live in Samate, no religious-based schools such as Madrasah or boarding schools in order to support the increasing religious knowledge of young generation. The external factor: Many villagers migrate to the city bringing the habit of unusual Village society, following the trend, lifestyle mode that emerged from the TV show, even the negative of the impressions are contrary to the customary value of society, which resulted in moral change and ethics of the younger generation
THE EFFECT OF ACCOUNTABILITY, TRANSPARENCY, AND SERVICE QUALITY TOWARD LOYALTY OF ZAKAT PAYERS
Full text linkZakat can become a significant source of state revenue. This can be realized if the people of Islam in Indonesia obedient in paying the zakat. Besides, the zakat institution in charge of managing the zakat must be honest, transparent and accountable in managing the zakat so that can increase the confidence of zakat payers (muzakki). But in reality, until this time there are still found a lack of potential for the payment of zakat in Indonesia. There are several factors that lead to loyalty of zakat payers that will increase zakat collection, such as accountability, transparency, and service quality applied by zakat management organization.This study aims to examine the effect of accountability, transparency, and service quality toward loyalty of zakat payers. This research is a quantitative study with primary data from questionnaires distributed to zakat payers of zakat management organization in Purwokerto. Sampling technique uses a convenience sampling method. There are 100 respondents that fulfilled questionnaires. Data analysis technique used is multiple regression analysis. The results of this study indicate that accountability, transparency, and service quality have a significant and positive effect toward loyalty of zakat payers