Direktori Jurnal Elektronik Sekolah Tinggi Agama Islam Negeri (STAIN) Mandailing Natal
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PENGARUH JAMINAN, TENOR, DAN PELAYANAN TERHADAP KEPUTUSAN PEMBIAYAAN MURABAHAH PADA BANK 9 JAMBI SYARIAH CABANG SIMPANG 4 SIPIN
Get PDFThe purpose of this study was to determine and analyze the effect of collateral, tenor and service on customer decisions to choose Murabahah financing at Bank 9 Jambi Syariah. This research is a descriptive quantitative research. The data used is primary data obtained from distributing questionnaires to customers of Bank 9 Jambi Syariah who do the financing. The research sample was obtained from the purposive sampling technique with the Slovin formula, 94 respondents were obtained. Data analysis technique using Multiple Regression Analysis. The results showed that: 1) Collateral has an influence on the customer\u27s decision to choose Murabahah financing at Bank 9 Jambi Syariah with a significance value of 0.000 <0.05; 2) The tenor has an influence on the customer\u27s decision to choose Murabahah financing at Bank 9 Jambi Syariah with a significance value of 0.015 <0.05; 3) Service has an influence on the customer\u27s decision to choose Murabahah financing at Bank 9 Jambi Syariah with a significance value of 0.000 <0.05; and 4) Collateral, tenor, and service together influence the customer\u27s decision to choose Murabahah financing at Bank 9 Jambi Syariah with an influence of 68.5%
PENGARUH ZAKAT DAN PELAYANAN TERHADAP KEPATUHAN WAJIB PAJAK (STUDI PADA KPP PRATAMA JAMBI PELAYANGAN)
Get PDFThis study aims to determine and identify the effect of zakat and services on taxpayer compliance. The population in this study were all taxpayers registered at KPP Pratama Jambi Servant. The sampling technique in this study used a sampling technique, namely individual taxpayers who had reported their SPT at KPP Pratama Jambi Servant. Data collection techniques in this study used questionnaires which were distributed directly to the respondents. The questionnaires collected in this study amounted to 100 questionnaires. The method of data analysis in this study used quality tests, classic assumption tests and hypothesis testing and the tools used were multiple linear regression analysis with the help of SPSS tools. This study obtained the results that zakat has no effect on taxpayer compliance. While Services are influenced by Taxpayer Compliance. Based on the results of multiple linear regression tests from the T test, it can be concluded that tax services have an influence on taxpayer compliance with a t count of 6.175 > t table of 1.983 and a Sig value of 0.000 <0.05. While Zakat has no partial effect on Taxpayer Compliance with a t count value of 0.703 <t table 1.983 and a Sig value of 0.484 > 0.05. And based on the results of the F Test, it can be concluded that Zakat and Services simultaneously affect Taxpayer Compliance
SURVEY LITERASI DAN INKLUSI KEUANGAN USAHA MIKRO KECIL DAN MENEGAH (UMKM) DI KOTA JAMBI
Get PDFThe purpose of this study was to determine literacy and financial inclusion of Micro, Small and Medium Enterprises (MSMEs) in Jambi City. The method in this study uses a descriptive method with a survey approach. Methods of data collection using observation, surveys, and documentation. The sampling method in this study was to use purposive sampling. Data analysis techniques using analysis according to Miles and Huberman, namely data collection, data reduction, data presentation, drawing conclusions. The results of the study concluded that: (1) there are still many MSMEs that do not have financial literacy; and (2) there are still many MSMEs that do not use financial products. Researchers suggest that: (1) For further research it is advisable to carry out quantitative analysis and use statistical analysis tools; and (2) For further research to increase the number of samples even more so that research can achieve more accurate results.
Keywords: Financial Literacy, Financial Inclusion, Micro, Small and Medium Enterprises (MSMEs)The purpose of this study was to determine literacy and financial inclusion of Micro, Small and Medium Enterprises (MSMEs) in Jambi City. The method in this study uses a descriptive method with a survey approach. Methods of data collection using observation, surveys, and documentation. The sampling method in this study was to use purposive sampling. Data analysis techniques using analysis according to Miles and Huberman, namely data collection, data reduction, data presentation, drawing conclusions. The results of the study concluded that: (1) there are still many MSMEs that do not have financial literacy; and (2) there are still many MSMEs that do not use financial products. Researchers suggest that: (1) For further research it is advisable to carry out quantitative analysis and use statistical analysis tools; and (2) For further research to increase the number of samples even more so that research can achieve more accurate results
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Get PDFKajian penelitian ini adalah berfokus pada bagaimana upaya menumbuhkan rasa percaya diri berbicara bahasa Arab mahasiswa melalui grup Whatsapp di Prodi Bahasa dan Sastra Arab STAIN Mandailing Natal. Adapun tujuan dari penelitian adalah untuk mendeskripsikan upaya menumbuhkan rasa percaya diri pada mahasiswa Bahasa dan Sastra Arab STAIN Mandailing Natal dalam berbicara bahasa Arab melalui grup Whatsapp. Hasil positif yang menjadi kontribusi dari penelitian ini adalah hal positif yang dapat dimanfaatkan oleh para pendidik dalam penggunaan grup Whatsapp sebagai salah satu upaya menumbuhkan rasa percaya diri bagi para mahasiswa untuk berbicara bahasa Arab, melatih mahasiswa untuk berani berbicara dengan bahasa Arab, dan menjadi salah satu sumber pemikiran strategi pembelajaran Muhadatsah di Prodi Bahasa dan Sastra Arab STAIN Mandailing Natal
Analisis Kebutuhan e-LKPD Bernuansa Keislaman berbasis Problem Based Learning untuk Mendukung Penalaran Adaptif Peserta Didik
Get PDFPenelitian ini dilatarbelakangi oleh rendahnya kemampuan penalaran adaptif siswa SMP dalam pembelajaran matematika yang cenderung prosedural dan minim integrasi nilai keislaman. Tujuan penelitian adalah menganalisis kebutuhan pengembangan e-Lembar Kerja Peserta Didik (e-LKPD) berbasis Problem Based Learning (PBL) bernuansa keislaman untuk mendukung peningkatan penalaran adaptif siswa. Penelitian menggunakan pendekatan campuran dengan metode deskriptif, melibatkan guru matematika dan 32 siswa kelas VII SMP Budi Mulia Pakisaji yang dipilih secara purposive. Data dikumpulkan melalui observasi, wawancara, angket, serta tes penalaran adaptif, kemudian dianalisis secara kualitatif dan kuantitatif. Hasil penelitian menunjukkan bahwa pembelajaran masih didominasi metode ceramah, sekitar 50% siswa kurang fokus, serta pemanfaatan teknologi belum optimal. Sebanyak 94% siswa menilai bahan ajar cetak kurang menarik, sedangkan 97% menyatakan memerlukan bahan ajar digital interaktif. Selain itu, lebih dari 90% siswa mendukung integrasi nilai keislaman dalam e-LKPD. Hasil tes awal menunjukkan penalaran adaptif siswa berada pada kategori rendah, terutama pada indikator mengajukan dugaan, memberikan bukti, dan memeriksa argumen. Temuan ini menegaskan urgensi pengembangan e-LKPD berbasis PBL bernuansa keislaman yang interaktif, kontekstual, dan sesuai kebutuhan siswa. Produk yang dihasilkan diharapkan mampu meningkatkan kemampuan berpikir kritis, reflektif, serta membentuk karakter religius peserta didik
The Concept of Mani’ and its Application in Islamic Inheritance
Get PDFIslamic inheritance explains in detail whether or not an heir is entitled to receive an inheritance. This is done to ensure that a person may only receive his rights and share. Therefore, giving the inheritance to heirs must go through stages and confirm their status as heirs who are entitled to receive the inheritance. Furthermore, this study aims to explain the concept of mani\u27 or factors that prevent someone from getting an inheritance and the form of its application in Islamic inheritance. This research is qualitative research with a type of literature. All research data is generated by searching many books and articles and other scientific works that have a relationship with the research theme. Furthermore, the data were analyzed descriptively with a conceptual approach. The results of the study explain that Islamic inheritance strictly regulates the distribution of inherited assets. Three things prevent someone from getting an inheritance; murder, different religions, and slavery
PENGGUNAAN MEDIA DART BOARD UNTUK MENINGKATKAN INGATAN MATERI BELAJAR BAHASA ARAB DI MTS ASSALAM MATARAM
Get PDFDuring earlier data observation on the study of arabic, some problems faced by students are found, that is teacher’s lack of learning media that results in student’s lack of motivation in learning and low achievement. Based on the problem found, the use of Dart Board Media is Applied. The purpose of this research is to find planning, process, and increase of students’ motivation and achievement. From the shown data results we can conclude that the use of dart board media can increase students’ motivation and learning achievement on learning the material arabic
USLUB AL AMR DALAM SURAT YASIN
Get PDFThe Al-Qur\u27an employs language in a remarkably eloquent manner, carefully selecting appropriate words where each holds its own significance. Some scholars argue that the Qur\u27an possesses a profound balaghah value that is unparalleled. Thus, the purpose of this paper is to examine this linguistic style, particularly the language style of Amr, which encompasses both its essential (original) meaning and its figurative (majazi) meaning. Surah Yasin is classified as a Makkiyah Surah because it was revealed in the city of Mecca. This Surah encompasses admonitions from Allah SWT and His Messenger, instructions for worshipping Allah SWT, retribution for believers and disbelievers, manifestations of Allah SWT\u27s power, and warnings from the Prophet about Hell. It is named Yasin due to its opening with the letters Yaasiin. According to the interpretation provided by the Ministry of Religion, just as the meanings of the alphabet letters are present at the beginning of several Surahs in the Qur\u27an, so too does Yaasiin hold significance within the verses at the start of this Surah, indicating that significant matters will be discussed subsequently. Allah solemnly swears by the Qur\u27an that Muhammad SAW is truly His messenger sent to a people who had not previously received any messengers. Within this Surah, the author identifies approximately 11 instances of al-Amr forms, each with its intrinsic or figurative meaning. Consequently, the author is intrigued to conduct a deeper study, analyze, and map the occurrences of al-Amr in Yasin based on their respective parts and meanings. This written work adopts an analytical descriptive approach. Materials and research sources obtained through library research will be detailed, described, and analyzed, after which the findings will be presented in written form to provide a comprehensive depiction of the uslub al-Amr form in Surah Yasin.
Keywords: Style, al-amr, yasin.
 
Membangun Karakter Peserta Didik melalui Integrasi Nilai-Nilai Surah Luqman dalam Pembelajaran Matematika
Get PDFPendidikan matematika tidak hanya berfungsi mengembangkan kemampuan kognitif, tetapi juga dapat menjadi sarana pembentukan karakter peserta didik. Surah Luqman ayat 13 sampai 19 memuat nilai-nilai pendidikan karakter yang yang dapat diintegrasikan ke dalam pembelajaran matematika. Penelitian ini bertujuan untuk mengkaji enam komponen pendidikan dalam ayat-ayat Surah Luqman ayat 13 sampai 19. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi kepustakaan. Data yang digunakan mencakup berbagai literatur seperti Al-Quran, kitab tafsir, buku, dan artikel yang relevan. Teknik analisis dilakukan dengan analisis isi terhadap ayat-ayat Al-Qur’an dan literatur pendidikan matematika. Hasil kajian menunjukkan bahwa nilai-nilai dalam Surah Luqman dapat diinternalisasikan ke dalam pendekatan pembelajaran matematika yang lebih manusiawi, reflektif, dan berlandaskan karakter. Guru matematika dapat mengadopsi peran Luqman sebagai pembimbing peserta didik, pencipta suasana yang dialogis, kolaboratif, dan religious, serta penasihat dalam setiap refleksi pembelajaran. Penelitian ini membuka peluang untuk perancangan model pembelajaran matematika integratif yang berlandaskan surah Luqman dan mendorong adanya penelitian lanjutan yang bersifat empiris
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Get PDFAbstract: Arabic comprises four abilities and four components, namely speaking, reading, writing, and listening. The aim of this study is to knowledge the effect of using Arabic cartoons to improve listening skills of children in Grade 2 at Tsanawiyah Islamic Boarding School in Tandem Hilir, North Sumatra. The researcher use quantitative approach with experiment method. This study compares the students\u27 listening abilities before and after the application of Arabic cartoons. According to the study\u27s findings, pupils overall scored 1853 on the pretest. The average score is 61.8; pupils who receive the predicate pass 9 individuals while those who do not pass 21 individuals. The posttest exam had a total score of 2663, but the average was 88.76, with 30 students receiving the passing predicate and none receiving the failing predicate. The influence of Arabic cartoons on listening skills is another factor. The value of 2,04<17,197>2,75 indicates that to is greater than tt. Ha is therefore accepted but Ho is refused.
Keywords: Education, Arabic Cartoons, Listening Ability
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