E-QIEN - Jurnal Ekonomi dan Bisnis
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ANALISIS TINGKAT PEMAHAMAN MASYARAKAT KABUPATEN SERDANG BEDAGAI TERHADAP PENGGUNAAN SISTEM PEMBAYARAN NON TUNAI (Studi Kasus : PNS di Kabupaten Serdang Bedagai)
This research aims to know the understanding level of government employee in Serdang Bedagai Region for non cash payment system utilization. The number of samples is determined by uknown populations formula and the accidental sampling technique is used to collect the samples. The object of this research is government employee of Serdang Bedagai Region who use non-cach payment system with 96 respondents.The sampling method in this field research is by giving them questionnaires. This research used descriptive data analysis technique in the form of frequency, percentage, and cross-tab. In this research, the writer used IBM SPSS Statistics 22 program.The results of this research shows that goverment employee in Serdang Bedagai Region understand the non cash payment system by using the indicator whinch consist of interpreting, exemplifying, classifying, inferring, comparing and explaining with the understanding average level at 78,75%, but utilizatoin of card payment throught of government employee are still very limited in the use of ATM cards, credit cards and debit cards.This research aims to know the understanding level of government employee in Serdang Bedagai Region for non cash payment system utilization. The number of samples is determined by uknown populations formula and the accidental sampling technique is used to collect the samples. The object of this research is government employee of Serdang Bedagai Region who use non-cach payment system with 96 respondents.The sampling method in this field research is by giving them questionnaires. This research used descriptive data analysis technique in the form of frequency, percentage, and cross-tab. In this research, the writer used IBM SPSS Statistics 22 program.The results of this research shows that goverment employee in Serdang Bedagai Region understand the non cash payment system by using the indicator whinch consist of interpreting, exemplifying, classifying, inferring, comparing and explaining with the understanding average level at 78,75%, but utilizatoin of card payment throught of government employee are still very limited in the use of ATM cards, credit cards and debit cards
P PENGARUH KERJASAMA TIM, KOMUNIKASI, LINGKUNGAN DAN KOMPENSASI TERHADAP KINERJA KARYAWN PASCA MERGER BANK SYARIAH INDONESIA
At the end of 2020, there was a merger between three Sharia Commercial Banks, subsidiaries of BUMN Banks in Indonesia, under the name PT Bank Syariah Indonesia Tbk. The result of the merger was assessed by the Governor of Bank Indonesia to be able to boost the sharia economy and strengthen sharia banking in Indonesia, no exception also applies to the Indonesian Sharia Bank (BSI) Kertosari, Banyuwangi, which is included in the merged bank. This merger can have a positive impact on existing employees, including the company being able to produce higher quality and highly dedicated human resources. This study aims to determine the effect of teamwork, communication, work environment and compensation on employee performance after the merger into Bank Syariah Indonesia. The sample used 17 employees of the Indonesian Sharia Bank (BSI) Kertosari, Banyuwangi. Quantitative analysis of Multiple Linear Regression is used in this study. The results of the study explain that partially teamwork, communication, and work environment have no significant effect on employee performance, while compensation has a significant effect on employee performance. The conclusion can provide important input for the management to remain concerned, or even to increase the compensation given, so that employee performance will increase.Akhir tahun 2020 telah terjadi merger antara tiga Bank Umum Syariah anak perusahaan Bank BUMN di Indonesia dengan nama PT Bank Syariah Indonesia Tbk. Hasil merger dinilai oleh Gubernur Bank Indonesia akan mampu untuk menaikkan perekonomian syariah dan memperkokoh perbankan syariah di Indonesia. Hasil ini tidak terkecuali juga berlaku pada Bank Syariah Indonesia (BSI) Kantor Cabang Pembantu (KCP) Kertosari, Banyuwangi, yang termasuk dalam bank hasil merger. Merger ini dapat memberikan pengaruh positif bagi karyawan yang ada, diantaranya perusahaan dapat menghasilkan sumber daya insani yang lebih berkualitas dan memiliki dedikasi yang tinggi. Penelitian ini bertujuan untuk mengetahui pengaruh Kerjasama tim, komunikasi, lingkungan kerja dan kompensasi terhadap kinerja karyawan pasca merger menjadi Bank Syariah Indonesia. Sampel yang digunakan sebanyak 17 karyawan PT Bank Syariah Indonesia Tbk KCP Kertosari, Banyuwangi. Analisis kuantitatif Regresi Linier Berganda digunakan dalam penelitian ini, Hasil penelitian menjelaskan bahwa secara parsial Kerjasama tim, komunikasi, dan lingkungan kerja berpengaruh tidak signifikan terhadap kinerja karyawan, sedangkan kompensasi berpengaruh signifikan terhadap kinerja karyawan. Kesimpulan penelitian ini dapat memberikan masukan penting bagi pihak manajemen agar tetap peduli, atau bahkan bisa lebih meningkatkan kompensasi yang diberikan, sehingga kinerja karyawan akan semakin meningkat
PENGARUH PENERAPAN STANDAR AKUNTANSI PEMERINTAH, KOMPETENSI ASN, DAN PENERAPAN GOOD GOVERNANCE TERHADAP AKUNTABILITAS KINERJA INSTANSI PEMERINTAH
This study aims to determine: (1) the influence of implementation accounting standard on the Performance Accountability in Government Institutions, (2) the influence of civil servant competency on the Performance Accountability in Government Institutions, (3) the influence of implementation good governance on the Performance Accountability in Government Institutions. The population in this study is the Coordinating Ministry for Economic Affairs of the Republic of Indonesia. Purposive sampling is used as a method of determining the sample in the form of primary data with data collection instruments using questionnaires. The sample to be used is a work unit that is directly related to the Performance Accountability In Government Institutions. This study uses multiple regression analysis techniques. Based on the results of the study, it is known that: (1) the implementation of accounting standards has a positive but not significant effect for the Performance Accountability in Government Institutions, (2) civil servant competency has a positive and significant effect for the Performance Accountability in Government Institutions, (3) the implementation of good governance has a negative but not significant effect for the Performance Accountability in Government Institutions
Economic Exposure During the Covid - 19
This research was conducted to see the economic exposure of various industrial sector manufacturing companies listed on the Indonesian stock exchange during the Covid-19 pandemic in the time span used is Q4 2019 to Q3 2020. With the number of samples used were 30 companies that had data. which will be used. Testing in this study uses multiple regression to see the influence of factors that can affect economic exposure. From the results obtained in this study. Show that the model used can be used to measure factors that help increase or decrease economic exposure, although if partially company size cannot be a determinant of economic exposure during this pandemic, only liquidity and market to book ratio can only be determinants of economic exposure. part of the company during the Covid-19 pandemic.This research was conducted to see the economic exposure of various industrial sector manufacturing companies listed on the Indonesian stock exchange during the Covid-19 pandemic in the time span used is Q4 2019 to Q3 2020. With the number of samples used were 30 companies that had data. which will be used. Testing in this study uses multiple regression to see the influence of factors that can affect economic exposure. From the results obtained in this study. Show that the model used can be used to measure factors that help increase or decrease economic exposure, although if partially company size cannot be a determinant of economic exposure during this pandemic, only liquidity and market to book ratio can only be determinants of economic exposure. part of the company during the Covid-19 pandemic
Pengaruh Kompensasi & Pelatihan Terhadap Kinerja Pegawai Yang Dimediasi Oleh Keseimbangan Kehidupan Kerja Pada Perusahaan Pengolahan Uang Rupiah
This study aims to analyze the effect of compensation on employee performance, the effect of training on employee performance, the effect of compensation on work-life balance, the effect of training on work-life balance, the effect of work-life balance on employee performance, the mediating effect of work-life balance on the effect of compensation on employee performance and the mediating effect of work life balance on the effect of training on employee performance. The research model used is a survey method with a quantitative approach, namely by focusing on hypothesis testing. The sample of this research is 171 employees of PT Artha Lestari. The sampling method is the Likert Scale Method
MANAJEMEN SUMBER DAYA MANUSIA TERHADAP PRODUKTIFTAS USAHA MELALUI KUALITAS SDM DI INDUSTRI KECIL DAN MENENGAH (IKM) DI PROVINSI SUMATERA UTARA
The purpose of this study is to determine whether planning for HR procurement, organizing HR and providing motivation has a direct or indirect effect on the productivity of Small and Medium Industries (IKM) through the quality of human resources. This study focuses on human resource management activities such as HR procurement planning, HR organization and motivation which only affects other variables, namely the productivity of Small and Medium Industries (IKM) through the intervening variable of HR quality. In this study, the independent variable is HR procurement planning, HR organization and motivation, the dependent variable is Small and Medium Industry (IKM) productivity, while the intervening variable is HR quality, where data analysis uses PLS 3.0 path analysis. This research is a quantitative descriptive research method using path analysis, with a sample of 100 people, using probability sampling. Partially, only the motivational variable for HR has a positive and significant effect on the variable quality of HR in Small and Medium Industries (IKM) and the work productivity variable for Small and Medium Industries (IKM) in North Sumatra. Meanwhile, simultaneously, the variables of HR procurement planning, HR organizing and motivating HR have a positive and significant effect on the work productivity of Small and Medium Industries (IKM) in North Sumatra through the variable of HR quality in Small and Medium Industries (IKM). Through the results of the study, only the motivational variable for HR has indirect implications for the work productivity of Small and Medium Industries (IKM) in Indonesia through the quality of HR in Small and Medium Industries (IKM), where by providing more motivation to businesses, Small and Medium Industries and Medium Enterprises (IKM) will be able to improve the quality of their human resources while at the same time increasing the work productivity of Small and Medium Industries (IKM).The purpose of this study is to determine whether planning for HR procurement, organizing HR and providing motivation has a direct or indirect effect on the productivity of Small and Medium Industries (IKM) through the quality of human resources. This study focuses on human resource management activities such as HR procurement planning, HR organization and motivation which only affects other variables, namely the productivity of Small and Medium Industries (IKM) through the intervening variable of HR quality. In this study, the independent variable is HR procurement planning, HR organization and motivation, the dependent variable is Small and Medium Industry (IKM) productivity, while the intervening variable is HR quality, where data analysis uses PLS 3.0 path analysis. This research is a quantitative descriptive research method using path analysis, with a sample of 100 people, using probability sampling. Partially, only the motivational variable for HR has a positive and significant effect on the variable quality of HR in Small and Medium Industries (IKM) and the work productivity variable for Small and Medium Industries (IKM) in North Sumatra. Meanwhile, simultaneously, the variables of HR procurement planning, HR organizing and motivating HR have a positive and significant effect on the work productivity of Small and Medium Industries (IKM) in North Sumatra through the variable of HR quality in Small and Medium Industries (IKM). Through the results of the study, only the motivational variable for HR has indirect implications for the work productivity of Small and Medium Industries (IKM) in Indonesia through the quality of HR in Small and Medium Industries (IKM), where by providing more motivation to businesses, Small and Medium Industries and Medium Enterprises (IKM) will be able to improve the quality of their human resources while at the same time increasing the work productivity of Small and Medium Industries (IKM)
Pengaruh Disiplin Kerja Dan Motivasi Kerja Terhadap Kinerja Karyawan (Studi Pada Pegawai Dinas Pemadam Kebakaran Dan Penyelamatan Kabupaten Cirebon)
The purposes of this study are: 1) To analyze how work discipline, work motivation and performance of employees of the Cirebon Regency Fire and Rescue Service are. 2) To find out whether there is an effect of work discipline on the performance of the employees of the Cirebon Regency Fire and Rescue Service. 3) To find out whether there is an effect of work motivation on the performance of the employees of the Cirebon Regency Fire and Rescue Service. 4) To find out whether there is an influence of work discipline and work motivation on the performance of the employees of the Cirebon Regency Fire and Rescue Service. The method in this study uses a causal associative approach. The population in this study were 40 employees of the Cirebon Regency Fire and Rescue Service, all of which will be used as sample subjects in this study. Research analysis with multiple linear regression. Data processing is assisted by the SPSS program. The results of this study conclude: 1) Discipline has an effect on employee performance. If discipline is improved, employee performance will also increase. 2) Work motivation has an effect on employee performance. The more work motivation given to employees, the employee\u27s performance will increase. 3) Discipline and work motivation together affect employee performance. The effect together is 75.3%, the rest is influenced by other variables.Tujuan penelitian ini adalah: 1) Menganalisis bagaimana disiplin kerja, motivasi kerja dan kinerja pegawai Dinas Pemadam Kebakaran dan Penyelamatan Kabupaten Cirebon. 2) Untuk mengetahui ada tidaknya pengaruh disiplin kerja terhadap kinerja pegawai Dinas Pemadam Kebakaran dan Penyelamatan Kabupaten Cirebon. 3) Untuk mengetahui ada tidaknya pengaruh motivasi kerja terhadap kinerja pegawai Dinas Pemadam Kebakaran dan Penyelamatan Kabupaten Cirebon. 4) Untuk mengetahui ada tidaknya pengaruh disiplin kerja dan motivasi kerja terhadap kinerja pegawai Dinas Pemadam Kebakaran dan Penyelamatan Kabupaten Cirebon. Metode dalam penelitian ini menggunakan pendekatan asosiatif kausal. Populasi dalam penelitian ini adalah 40 pegawai Dinas Pemadam Kebakaran dan Penyelamatan Kabupaten Cirebon yang kesemuanya akan dijadikan subjek sampel dalam penelitian ini. Analisis penelitian dengan regresi linier berganda. Pengolahan data dibantu oleh program SPSS. Hasil penelitian ini menyimpulkan: 1) Disiplin berpengaruh terhadap kinerja karyawan. Jika disiplin ditingkatkan maka kinerja pegawai juga akan meningkat. 2) Motivasi kerja berpengaruh terhadap kinerja pegawai. Semakin banyak motivasi kerja yang diberikan kepada karyawan maka kinerja karyawan akan semakin meningkat. 3) Disiplin dan motivasi kerja secara bersama-sama mempengaruhi kinerja pegawai. Pengaruh secara bersama-sama sebesar 75,3%, selebihnya dipengaruhi oleh variabel lain
MANAGING THE PRODUCTIVE ZAKAT FUND: THE CASE OF BAZNAS KAPUAS
Islam requires rich Muslims to distribute their wealth through zakat. Therefore, zakat can be used as one of the economic policies to help regulate the turnover of wealth in a country to help solve the problem of poverty. BAZNAS is a zakat management organization formed by the Indonesian government to manage zakat funds. One of the programs of BAZNAS is productive zakat which aims to help the mustahik in the long term by providing business capital. This study aims to find out how productive zakat fund management is and the obstacles faced because there are still not many studies that discuss how productive zakat management is and the obstacles faced. This research is qualitative in collecting data using interviews with the Chairman and reporting department of BAZNAS Kapuas Regency. The results showed that the management of productive zakat funds in BAZNAS Kapuas Regency was carried out through the Kapuas creative program by distributing productive zakat funds used to help business capital. However, BAZNAS managers experience problems raising funds, which are caused by the lack of public understanding of zakat management institutions such as BAZNAS, so they tend to distribute their zakat funds directly. The results of the research are important for BAZNAS to carry out better management of zakat funds and provide an understanding of the function of BAZNAS to the community to increase the number of zakat funds that can be collected.Islam mewajibkan Muslim yang mampu untuk medistribusikan kekayaannya melalui zakat. Zakat dapat dijadikan sebagai salah satu kebijakan ekonomi untuk membantu pengaturan perputaran kekayaan dalam sebuah negara untuk membantu menyelesaikan masalah kemiskinan. BAZNAS sebagai organisasi pengelola zakat yang dibentuk pemerintah Indonesa untuk mengelola dana zakat. Salah satu program dari BAZNAS adalah zakat produktif yang bertujuan untuk membantu para mustahik dalam jangka panjang dengan memberikan modal usaha. Penelitian ini ini bertujuan untuk mengetahui bagaimana pengelolaan dana zakat produktif dan kendala yang dihadapi karena masih belum banyak penelitian yang membahas bagaimana pengelolaan zakat produktif dan kendala yang dihadapi. Penelitian ini merupakan penelitian kualitatif yang dalam pengambilan datanya menggunakan wawancara dengan Ketua dan bagian pelaporan BAZNAS Kabupaten Kapuas. Hasil penelitian menunjukkan bahwa pengelolaan dana zakat produktif di BAZNAS Kabupaten Kapuas dilakukan melalui program Kapuas kreatif dengan menyalurkan dana zakat produktif yang digunakan untuk membantu modal usaha. Pengelola BAZNAS mengalami kendala dalam hal penghimpunan dana yang diantaranya disebabkan oleh kurangnya pemahaman masyarakat tentang lembaga pengelola zakat seperti BAZNAS sehingga mereka cenderung untuk menyalurkan dana zakatnya secara langsung. Hasil penelitian penting bagi BAZNAS untuk melakukan pengelolaan dana zakat yang lebih baik dan memberikan pemahaman tentang fungsi BAZNAS kepada masyarakat sehingga dapat meningkatkan jumlah dana zakat yang dapat dihimpu
PENGARUH RASIO-RASIO KEUANGAN TERHADAP PERTUMBUHAN LABA (Studi Pada Perusahaan Perbankan yang Terdaftar di BEI Tahun 2017-2019)
The purpose of this study is to analyze the effect of capital ratio, efficiency ratio, liquidity ratio and profitability ratio on profit growth in banking companies listed on the Indonesia Stock Exchange (IDX) in 2017 - 2019. This type of research is quantitative. The sampling technique used a purposive sampling approach. The results show that capital ratio and profitability ratio had a significant positive effect on profit growth on profit growth in banking companies listed on the Indonesia Stock Exchange from 2017 to 2019. The efficiency ratio has a significant negative effect on profit growth in banking companies listed on the Indonesia Stock Exchange from 2017 to 2019. Meanwhile, the liquidity ratio has not significant effect on profit growth in banking companies listed on the Indonesia Stock Exchange from 2017 to 2019. The research implication is that the company needs to prioritize financial policies related to capital ratio, efficiency ratio and profitability ratio
PENGARUH PROMOSI TERHADAP KEPUTUSAN PEMBELIAN DI DEALER SENTRAL MOTOR YAMAHA CABANG SUKABUMI
Promotion is a way for a company to have a role to inform, persuade, andremind potential customers of products that are created to create a demand. Thepurchase decision is a decision that is influenced by several factors that will makeconsumers consider everything and in the end consumers buy the brand they likethe most. This research aims to see how a person\u27s decision to buy a product is seenfrom the promotion made by a company for its product. This study examines theeffect of promotion on product purchase decisions at Dealer Sentral Motor YamahaSukabumi Branch. The results showed that promotion has a close relationship withpurchasing decisions, furthermore promotion has a significant positive effect onpurchasing decisions. This indicates that if promotion increases, purchasingdecisions will also increase