Online Journals Publications IAIN Langsa (Institut Agama Islam Negeri Zawiyah Cot Kala Langsa)
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Analisis faktor-faktor penyebab terjadinya pembiayaan bermasalah pada kredit pemilikan rumah bersubsidi di Bank Tabungan Negara Kota Langsa
No full textThe aim of this research is to find out what factor cause financing problems in subsidized mortgages at BTN Syariag Langsa City. This type of research is research using qualitative deskriptive methods. The data collection method obtained was by interviewing collaction staff who handle problem mortgages at Bank BTN Syariah Langsa City. Apart from field research, it is also supported by library research which aim to collact da or information related to the research. From the results of research conducted by BTN Syariah Langsa City in analyzing the factors that cause financing problems, it is very good to be able to control financing so that it does not experience bottlenecks by using the 5C principles, capacity, capital, collateral, condition. In handling problematic mortgages, BTN Syariah Langsa City uses quite effective methods, such as by providing guidance to costumers, carrying out restructuring, and the final stage is taking legal action against customers who do not have good faith in fulfiling their obligations.
ABSTRAK
Tujuan penelitian ini untuk mengetahui faktor penyebab terjadinya pembiayaan bermasalah pada KPR bersubsidi di BTN Syariah Kota Langsa. Jenis penelitian ini adalah penelitian deskriptif kualitatif dengan metode snowball sampling. Adapun metode pengumpulan data yang diperoleh adalah dengan cara wawancara kepada karyawan BTN yang bertugas sebagai staf collection yang menangani KPR bermasalah. Selain itu didukung juga dengan penelitian pustaka yang bertujuan mengumpulkan data atau informasi yang berkaitan dengan penelitian tersebut. Dari hasil penelitian yang telah dilakukan BTN Syariah Kota Langsa dalam menganalisis faktor-faktor penyebab terjadi pembiayaan bermasalah sudah sangat baik untuk dapat mengendalikan pembiayaan agar tidak mengalami kemacetan dengan menggunkan prinsip 5C yaitu character, capacity, capital, collateral, condition. Dalam penanganan KPR bermasalah BTN Syariah Kota Langsa menggunakan cara yang cukup efektif, seperti dengan melakukan pembinaan terhadap nasabah, melakukan restrukturisasi,dan tahapan terakhir yaitu melakukan upaya hukum bagi nasabah yang tidak memiliki itikad baik untuk memenuhi kewajiban
Fiqh dan Negara: Dinamika Penerapan Sanksi Hukuman Zina di Aceh
No full textThe formalization of Islamic criminal law in Aceh until now is still reaping debates, one of the debates that arises regarding the proposed stoning penalty for adultery offenders. The debate arises because the Qanun Jinayat that regulates adultery is not like what is regulated in Islamic law. This led to various arguments that the qanun was made not serious and full of ruling interests. This research departs from the important question of why the specific legal sanctions for adultery offenders in Qanun Jinayat do not differentiate between muhsan and ghairu muhsan adulterers. Doctrinal method is used in this research to see the legal aspects of adultery regulated in Qanun Jinayat, the approach used is legislation and legal politics. This paper argues that the application of stoning law for muhsan adulterers can be enforced depending on the government agreement. When viewed from a legal aspect, stoning punishment cannot be applied in Aceh, because Aceh is part of the Indonesian government which has legal norms and values in law enforcement. Stoning is a form of death penalty that involves pain for the perpetrator which is considered by human rights as torture. In the Indonesian criminal law context, the death penalty is a severe criminal legal sanction that can be applied to the perpetrator if his actions are classified as serious crimes. In Islam, the death penalty can be applied to those who take the lives of others. This shows that legally and politically, stoning is difficult to enforce in Aceh. However, stoning punishment can be enforced by being equated to castration punishment as a form of law enforcement or exiled in a remote place as a form of providing a deterrent effect for the perpetrator
Restitusi Terhadap Korban Kekerasan Seksual di LPSK Medan; Analisis Hukum Pidana Dan Hukum Pidana Islam
No full textSexual violence, which includes actions that demean or attack an individual's body and reproductive functions, causes profound physical and psychological suffering and hinders victims' access to education and healthcare. Ideally, restitution aims to compensate victims for both material and immaterial losses, as stipulated in Law No. 31 of 2014, Supreme Court Regulation No. 1 of 2022, and Law No. 12 of 2022. However, in practice, many restitution cases are not effectively implemented due to the financial incapacity of the perpetrators. This study uses a juridical-empirical method to evaluate the restitution mechanism at the LPSK Representative Office in Medan and assess the restitution system from the perspectives of Criminal Law and Islamic Criminal Law. The research findings indicate that from the perspective of Criminal Law, the restitution system faces major challenges due to the inability of perpetrators to meet their payment obligations, despite adequate regulations and procedures. From the perspective of Islamic Criminal Law, the restoration of victims' rights, known as mahr mitsil or diyat, offers a restorative approach that can complement the restitution system by emphasizing the perpetrator's responsibility to fairly compensate for the losses. This study highlights the need for adjustments in the restitution procedure and detailed evaluation of the perpetrators' financial capacity to enhance the effectiveness of the restitution system
Development of Konseling-Ku.id website to improve Islamic guidance and counseling services
No full textIn the current era of the industrial revolution 4.0, digital technology-based innovations are urgently needed and are growing rapidly. The development method in this study is the Borg and Gall development model. The researcher made a development in the form of a website media named "konseling-ku.id". The purpose of research and development is to produce "Website Development "konseling-ku.id" to improve Islamic counseling guidance services. Based on the analysis of data from the development research results regarding konseling-ku.id websites in avery clear category, based on an assessment of usefulness, convenience, accuracy, attractiveness, and clarity that have been validated by two expert validators. The results of the qualitative analysis data are used as input to revise the product until the final product is produced on the konseling-ku.id website to improve the Islamic guidance and counseling services that have been theoretically accepted. The results of research and development show the effectiveness of counseling services through the https://konseling-ku.id/ website because it can provide convenience and benefits for peer counselors, professional counselors and counselors to conduct counseling that is not limited by distance and time
Fostering Environmental Hygiene Habits in Children with Special Needs
No full textEnvironmental hygiene is an important issue that impacts health and quality of life. As a consequence, several measures are required to keep the environment clean, including fostering environmental hygiene habits at an early age. This study aims to describe the habituation of environmental hygiene in children with special needs. The type of research used is qualitative, which is analyzed descriptively, using direct observation and semi-structured interviews with open questions involving participants, namely educators and students five to six years old. The results of this study indicate that the habituation of environmental hygiene in children with special needs at Talented Kindergarten Semarang City runs well through various methods such as hygiene songs, making costumes made from used goods, and applying the concept of Zero Waste Life Style. Personal cleanliness and toilet training are examples of habituation, which is the process of doing something repeatedly until it becomes second nature. The existence of adequate facilities can support children in maintaining cleanliness. The involvement of teachers, parents, and professionals in children's therapy influences their growth and development, in order for these activities to foster self-reliance, accountability, and environmental consciousness
The Relevance of Hadith and Reason in Demonstrating The Status of Hadith
No full textIf the authenticity of a hadith is uncertain and contradicts reason, then the hadith is considered weak. However, if a hadith is considered authentic by hadith scholars, two different theories emerge among the scholars. The first theory argues that true hadith never contradict reason. According to this view, common sense and clarity will never conflict with authentic hadith. On the other hand, the second theory argues that the Prophet's hadith are considered weak if they conflict with reason. This research uses analytical and library research methods, which utilize various scientific works including books, articles and writings by Muslim scholars. The findings of this research show that when a hadith, which is narrated through a strong chain of narrators and its sanad goes back to the Prophet, cannot contradict reason. However, if a hadith goes against common sense, then that can be a valid reason to question its authenticity and consider it weak. Through comprehensive scientific discourse analysis, this research provides a deeper understanding of the complex relationship between hadith and reason and how Islam values reason. This underscores the importance of a rigorous authentication process, emphasizing the need to consider the reliability of hadith sanads and principles of intellectual reasoning when assessing the strength or weakness of a Prophetic hadithIf the authenticity of a hadith is uncertain and contradicts sense, then the hadith is considered weak. However, if a hadith is considered strong by Hadith Ulama, two different theories emerge when a hadith is considered authentic. The first theory argues that true hadith never contradicts sense. According to this view, common sense and clarity will never conflict with authentic hadith. On the other hand, the second theory posits that a hadith attributed to the Prophet is considered weak if it conflicts with sense. This research employs analytical and library research methods, utilizing various scientific works including books, articles, and writings by Muslim Ulama. The findings of this research indicate that when a hadith is narrated through a strong chain of narrators and its isnad (chain of transmission) goes back to the Prophet, it cannot contradict sense. However, if a hadith goes against common sense, then that can be a valid sense to question its authenticity and consider it weak. Through comprehensive scientific discourse analysis, this research provides a deeper understanding of the complex relationship between hadith and sense, and how Islam values sense. This underscores the importance of a rigorous authentication process, emphasizing the need to consider the reliability of hadith chains of transmission and principles of intellectual sense when assessing the strength or weakness of a Prophetic hadith
The Phenomenon of Private Chatting in the View of the Hadith on the Prohibition of Seclusion
No full textThis article analyzes the phenomenon of private chatting in the context of the application of the hadith that prohibits seclusion between men and women who are not mahram. In today's digital era, interactions through messaging applications and social media are becoming increasingly widespread, often carrying implications for the social boundaries regulated in Islam. Although this phenomenon is often trivialized, the impact of private chatting can be quite harmful and lead to undesirable consequences. This research aims to discuss the phenomenon of private chatting from the perspective of hadith. Using a qualitative approach, this study explores the understanding of Muslim communities regarding the prohibition of seclusion and how they interpret and apply this principle in online communication. The author identifies various motivations that drive individuals to engage in private chatting, including the desire to build closer relationships, share information, and create a more intimate communication space. However, the study also highlights potential risks and negatives that may arise from such practices, such as the abuse of trust and the occurrence of immoral actions. The study concludes the relevance of the private chatting phenomenon to the hadith on the prohibition of seclusion, which can be linked due to the shared context of men and women being together without being mahram, and the illat generated through chatting that can fall under what is prohibited in Islam. Thus, this article argues the need for a deeper understanding of the hadiths about the prohibition of seclusion, as well as the enforcement of ethical values in online communication, to align with the principles of Islamic law.This article analyzes the phenomenon of private chatting in the context of the application of the hadith that prohibits seclusion between men and women who are not mahram. In today's digital era, interactions through messaging applications and social media are becoming increasingly widespread, often carrying implications for the social boundaries regulated in Islam. Although this phenomenon is often trivialized, the impact of private chatting can be quite harmful and lead to undesirable consequences. This research aims to discuss the phenomenon of private chatting from the perspective of hadith. Using a qualitative approach, this study explores the understanding of Muslim communities regarding the prohibition of seclusion and how they interpret and apply this principle in online communication. The author identifies various motivations that drive individuals to engage in private chatting, including the desire to build closer relationships, share information, and create a more intimate communication space. However, the study also highlights potential risks and negatives that may arise from such practices, such as the abuse of trust and the occurrence of immoral actions. The study concludes the relevance of the private chatting phenomenon to the hadith on the prohibition of seclusion, which can be linked due to the shared context of men and women being together without being mahram, and the illat generated through chatting that can fall under what is prohibited in Islam. Thus, this article argues the need for a deeper understanding of the hadiths about the prohibition of seclusion, as well as the enforcement of ethical values in online communication, to align with the principles of Islamic law
Konsep Kurikulum SMPS Merdeka Tampor Paloh Yang Memerdekan Peserta Didik
No full textSMPS Merdeka Tampor Paloh is a junior high school in Simpang Jernih District, East Aceh Regency, which was founded in 2007, where the learning process is sometimes carried out on riverbanks, under large trees, and on hillsides according to the theme or topic used as learning material at the time. That's with makeshift stationery. This study was carried out with the aim of knowing and describing the SMPS Merdeka curriculum concept, learning model, and evaluation. This research uses a descriptive qualitative research approach using interview and documentation instruments. The results of the research explain that the curriculum concept applied is the natural curriculum and the environment around which they live, which makes their students very active, participative, and communicative. The learning model and evaluation applied are direct learning, problem-based learning, and project-based learning, so the evaluation is also direct, namely in the form of presentations and workshops
Pencarian Rekognisi dan Legalitas Perkawinan Secara Adat Pada Suku Asli Anak Rawa di Siak Provinsi Riau
No full textThis article deals with the search for the recognition and legality of customary marriages on believers of the Suku Asli Anak Rawa in Siak, Riau. The article argued that although the Constitutional Court ordered the writing of identity credentials on the residence documents of citizens of trust holders, it could not be realized because they did not have a trust organizations or holders of trusts. This resulted in a number of Suku Asli Anak Rawa convert to one of the state-recognized religions in order to obtain a document of identity. Ethnographic data was collected through in-depth interviews, semi-structured observations as well as document studies. First, the author explores the indigenous population of the Anak Rawa who still embrace their beliefs and compares them to citizens who have converted to one of the official religions. Second, the researchers explored patterns of strengthening the external social networks of Suku Asli Anak Rawa, both government agencies and relevant social organizations as part of identity strengthening and search for recognition over indigenous marriages. Third, the researchers explored the efforts made by the Suku Asli Rawa in filing a registered status application to have the legality of issuing a marriage certificate. In conclusion, this paper indicates that policy on religious minority groups cannot be implemented immediately because of the limited capacity of citizens to meet administrative demands and bureaucratic processes in government
The Position of the Principle of Legality in Law No. 1 of 2023 for the Development of Criminal Law in Indonesia
Get PDFIdeally, the Principle of Legality serves as the fundamental basis in criminal law to ensure legal certainty and justice. However, in reality, with the enactment of Law No. 1 of 2023, there has been controversy regarding the evolving application of the law in Indonesia. The issue that arises is how this change impacts the application of criminal law, particularly in the context of protecting collective and individual interests. This study aims to analyze the position and consequences of the Principle of Legality in the development of criminal law in Indonesia. The method used is normative juridical research with a descriptive qualitative approach. The results of the study show that the Principle of Legality in Law No. 1 of 2023 emphasizes the principles of lex scripta, lex stricta, lex certa, and lex praevia, which reinforce legal certainty. The consequence of its application for the future of criminal law is the creation of a principle that is more adaptive and relevant to the diverse needs and culture of Indonesian society