Online Journals Publications IAIN Langsa (Institut Agama Islam Negeri Zawiyah Cot Kala Langsa)
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Penggunaan Paylater Dalam Prespektif Ekonomi Islam
No full textAbstract
Pay later has become a popular online payment trend among the public, especially millennials. Ease of access and payment flexibility are the main attractions of this feature. However, from an Islamic economic perspective, the use of Pay later needs to be further studied because it has the potential to contain elements of usury (riba ). This study aims to analyze Islamic law related to the use of Pay later in online transactions. The method used is literature study by collecting data from various reliable sources, such as academic journals, books, and fatwas from scholars. The research results show that Pay later contains elements of usury because it charges interest and fines to users. This is contrary to the principles of Islamic economics which prohibit usury in all its forms. In addition, the Pay later payment mechanism does not comply with the qardh akad which is permissible in Islam. Based on these findings, it is concluded that the use of Pay later is not justified in Islamic law. Muslims are urged to avoid using Paylater and choose payment methods that are in accordance with Islamic law.Abstrak
Paylater telah menjadi tren pembayaran online yang populer di kalangan masyarakat, terutama generasi milenial. Kemudahan akses dan fleksibilitas pembayaran menjadi daya tarik utama fitur ini. Namun, dalam perspektif ekonomi Islam, penggunaan Paylater perlu dikaji lebih dalam karena berpotensi mengandung unsur riba.Artikel ini bertujuan untuk menganalisis hukum Islam terkait penggunaan Paylater dalam transaksi online. Metode yang digunakan adalah studi literatur dengan mengumpulkan data dari berbagai sumber terpercaya, seperti jurnal akademik, buku, dan fatwa ulama.Hasil penelitian menunjukkan bahwa Paylater mengandung unsur riba karena membebankan bunga dan denda kepada pengguna. Hal ini bertentangan dengan prinsip ekonomi Islam yang melarang riba dalam segala bentuk. Selain itu, mekanisme pembayaran Paylater tidak sesuai dengan akad qardh yang diperbolehkan dalam Islam.Berdasarkan temuan tersebut, disimpulkan bahwa penggunaan Paylater tidak dibenarkan dalam hukum Islam. Umat Islam diimbau untuk menghindari penggunaan Paylater dan memilih metode pembayaran yang sesuai dengan syariat Islam.
 
Determinan Loyalitas Nasabah dengan Efek Mediasi Kepuasan Nasabah Terhadap Produk Perbankan Syariah
No full textAbstract
Purpose: This study aims to analyze the influence of the application of Islamic values, service quality and product excellence on customer loyalty through customer satisfaction as an intervening variable in Islamic Banking Products.
Design/methodology/approach: In this study, the author took data from the Langsa City Community which amounted to 100 samples. The analytical tool used in this study is the Structural Equotion Model- Partial Least Square (SEM-PLS) mediation effect using the Smart PLS 3.00 Application.
Findings: The results revealed that the variable t test hypothesis test showed that the application of Islamic values directly positive was not significant and through customer satisfaction was positive and significant. The variable of service quality is directly positive and significant to customer loyalty, while through positive customer satisfaction is not significant, besides that product excellence is directly positive significant, while product excellence through customer satisfaction is positive significant to customer loyalty. Furthermore, customer satisfaction with customer loyalty is positive and insignificant for customer loyalty to Islamic Banking Products.
Research limitations/implications: The results of this study can enrich the literature on customer loyalty in Islamic banking by adding insight into how the application of Islamic values, service quality, and product excellence affects customer satisfaction and loyalty.
Practical implications: Islamic banking management can use these findings to improve their service and product strategies. Strengthening the application of Islamic values, improving service quality, and introducing superior products can increase customer satisfaction and loyalty.
Tujuan: Penelitian ini bertujuan untuk menganalisa pengaruh Penerapan nilai-nilai Islam, Kualitas pelayanan dan Keunggulan produk terhadap Loyalitas nasabah melalui Kepuasan nasabah sebagai variabel intervening pada Produk Perbankan Syariah.
Desain/metodologi/pendekatan: Penelitian ini penulis mengambil data Masyarakat Kota Langsa yang berjumlah sebanyak 100 orang sampel. Alat analisis yang digunakan dalam penelitian ini adalah Structural Equotion Model- Partial Least Square (SEM-PLS) efek mediasi dengan menggunakan Aplikasi Smart PLS 3.00.
Temuan: Hasil penelitian mengungkapkan bahwa pada uji hipotesis uji t variabel menujukkan bahwa Penerapan nilai-nilai Islam secara langsung positif tidak signifikan dan melalui Kepuasan nasabah positif dan signifikan.Variabel Kualitas pelayanan secara langsung positif dan signifikan terhadap Loyalitas nasabah, sedangkan melalui Kepuasan nasabah positif tidak signifikan, selain itu Keunggulan produk secara langsung positif signifikan, sedangkan Keunggulan produk melalui Kepuasan nasabah positif signifikan terhadap Loyalitas nasabah. Selanjutnya Kepuasan nasabah terhadap Loyalitas nasabah positif dan tidak signifikan terhadap Loyalitas nasabah pada Produk Perbankan Syariah.
Keterbatasan / implikasi penelitian: Hasil penelitian ini dapat memperkaya literatur tentang loyalitas nasabah di perbankan syariah dengan menambahkan wawasan tentang bagaimana penerapan nilai-nilai Islam, kualitas pelayanan, dan keunggulan produk mempengaruhi kepuasan dan loyalitas nasabah.
Implikasi praktis: Manajemen perbankan syariah dapat menggunakan temuan ini untuk meningkatkan strategi layanan dan produk mereka. Memperkuat penerapan nilai-nilai Islam, meningkatkan kualitas pelayanan, dan memperkenalkan produk yang unggul dapat meningkatkan kepuasan dan loyalitas nasabah.
 
Dauru Wasail Attawasul Alijtima'i Fi Ta'lim Allughah Al'arabiyyah
No full textSocial media is important in education, especially in teaching the Arabic language. This research aims to know social media, its role in teaching the Arabic language, and its advantages and disadvantages. The method used in this research is the descriptive method with a qualitative approach, and data is collected by reviewing books, articles, periodicals, the Internet, etc., then analyzing, discussing, and drawing conclusions. The results of this research are: 1) some social media can be used in teaching the Arabic language, such as YouTube, Facebook, and WhatsApp. 2) These social media have a role in teaching the Arabic language as they make lessons more efficient. 3) Using these means in teaching Arabic has pros and cons. The teacher is the primary supervisor of the learning process and it is his responsibility to guide the students and advise them on the best ways and means that will help them in their learnin
Faktor-Faktor Motivasi Siswa untuk Mengikuti Layanan Klasikal di SMA Negeri 11 Muaro Jambi
No full textBimbingan dan konseling memegang peranan yang sangat penting dalam pendidikan, yaitu membantu setiap siswa untuk berkembang secara optimal. Minimnya pengetahuan siswa tentang bimbingan dan konseling mengakibatkan belum optimalnya pemanfaatan layanan bimbingan dan konseling di sekolah oleh siswa. Oleh karena itu, penelitian ini bertujuan untuk mengetahui faktor-faktor yang melatarbelakangi motivasi siswa dalam mengikuti layanan klasikal di SMA Negeri 11 Muaro Jambi. Motivasi itu sendiri dapat berasal dari dalam (internal) maupun dari luar (eksternal). Penelitian ini dibatasi pada faktor-faktor yang memotivasi siswa dalam memanfaatkan layanan klasikal di SMA Negeri 11 Muaro Jambi. Faktor yang diteliti adalah tingkat motivasi faktor eksternal dengan tiga indikator yaitu fasilitas sekolah, guru bimbingan konseling dan pengaruh teman. Jenis penelitian ini adalah kuantitatif dengan metode deskriptif, menggunakan teknik pengumpulan data berupa kuesioner. Hasil penelitian mengungkapkan bahwa secara umum berdasarkan persentase indikator, fasilitas sekolah (18,62%), guru BK (12,05%), dan pengaruh teman (23,23%). Dari hasil penelitian ini disarankan perlu adanya penyediaan fasilitas yang lebih baik untuk menunjang keberhasilan program konseling di sekolah
Upaya Guru Bimbingan dan Konseling dalam Mereduksi Perilaku Bullying
No full textPendidikan nasional berfungsi mengembangkan kemampuan dan membentuk watak serta peradaban bangsa yang bermartabat dalam rangka mencerdaskan kehidupan bangsa, bertujuan untuk berkembangnya potensi peserta didik agar menjadi manusia yang beriman dan bertaqwa kepada Tuhan yang Maha Esa, berahlak mulia, sehat, berilmu, cakap, kreatif, mandiri, dan menjadi warga negara yang demokratis serta bertanggung jawab.
Adapun target dalam observasi adalah untuk memperoleh gambaran terkait teknis pelaksanaan layanan konseling, tahapan pelaksanaan layanan konseling dan berbagai media yang dimanfaatkan oleh guru BK SMA Swasta 2 Takengon dalam mengatasi perilaku bullying sisw
Keefektifan Konseling Kelompok Rational Emotive Behavioral Therapy untuk meningkatkan Forgiveness siswa
No full textThe purpose of this research is to determine the effectiveness of Rational Emotive Behavior Therapy group counseling to increase students' Forgiveness. The research design uses Non-Equivalent Control Group Design with Experimental and Control Groups. The sampling technique uses Purposive Sampling with sample criteria that have a low category Forgiveness Score. The scale used is the Heartland Forgiveness Scale (HFS18) which has a validity of r up to 0.569 and reliability α = 0.830. Research results show that Rational Emotive Behavior Therapy group counseling is effective in increasing students' Forgiveness. Apart from that, there are variables belief (belief), emotion regulation (emotion regulation), and self-disclosure (self-disclosure) which influence students' level of forgiveness. The conclusion of this research shows that providing group counseling using the Rational Emotive Behavior Therapy approach is effective in increasing student forgiveness. Suggestions for future researchers are to involve the variables belief (belief), emotion regulation (emotion regulation), and self-disclosure which influence student forgiveness
Peran Guru BK Melalui Komunitas Konselor Sebaya untuk Mencegah Perilaku Bullying Di Sekolah: Literature Riview
No full textGuidance and counseling teachers have an important role in alleviating student problems at school. Services that can be provided by guidance and counseling teachers to prevent bullying problems are through peer counselor services. This research aims to examine in depth the role of guidance and counseling teachers through peer counselor services to prevent bullying behavior at school. This research uses the literature review method, to review various relevant articles using Google Scholar. The results of this study indicate that peer counselors are effective in preventing bullying behavior. Bullying behavior that occurs is closely related to peer support, so to overcome bullying problems that occur, the role of peers is needed which is packaged in peer counselor training activities to increase student competence in providing counseling services to students who have problems, especially bullying problems that occur at school. Students will be more open in expressing the problems they experience to their peers compared to teachers or parents, so that peer counselor services are effective in helping students to prevent and resolve problems experienced by students at school
The effect of perceived stress and psychological well-being on mompreneurs
No full textIn recent years, the rise of mompreneurs has become a notable phenomenon, as more mothers engage in managing small businesses while simultaneously fulfilling family responsibilities. Mompreneur refer to a mother figure who owns and works on small business, also known as Micro, Small, and Medium Entreprises or MSME. While balancing dual roles as business owners and caregivers, they often face significant challenges in maintaining their businesses and attending to household and family responsibilities. These challenges can lead to daily life struggles perceived as stress, which, in turn, may impact their psychological well-being. This study aims to examine whether perceived stress affects the psychological well-being of mompreneurs. Using a quantitative approach, the study targeted mompreneurs in Bandung City and employed convenience sampling, resulting in 102 respondents. Measuring tools will be using Perceived Stress Scale (PSS) consists of 10 items and Psychological Well-Being Scale consists of 42 items while demographic factors suh as age, educational background, sales turnover, and marital status were also included. The result showed that there is an effect of perceived stress on psychological well-being from regression analysis (p < 0,05) with an r squared of 0.156. These findings highlight the importance of addressing stress management and promoting psychological well-being among mothers managing MSMEs to ensure they can effectively fulfill their dual roles and maintain a healthy balance
Influence of work role on transgender's work engagement and social support
No full textThe research aims to find out the level of work engagement and social support among transgenders performing traditional work role and transgender's performing non-traditional work role. Cross sectional and correlational research design were used with purposive sampling of 200 transgenders (traditional work performer n=100 and non-traditional work performer n = 100) from different Non-Government Organizations of Lahore, Pakistan. A series of questionnaire as Utrecht work engagement scale and Multidimensional scale of perceived social support was administered to transgenders after taking consent. Regression and correlation analysis were used to analyse data. Results revealed that work engagement and social support were significantly high in non-traditional work performing transgenders as compared to traditional work performing transgenders. Research conclusion specifies that work engagement predicts social support among transgenders work role. Lastly, inclusion of more researches in this community recommended to make them active and contributing citizens
Parenting dimensions and hardiness personality in Muslim university students
No full textThe objective of this study is to examine the relationship between parenting dimensions and hardiness personality in university students. This research employs a quantitative design involving 367 students aged 18-21 from four universities in Banda Aceh, selected using Multistage Cluster Sampling and Disproportionate Stratified Random Sampling techniques. The hypothesis testing in this study employs Pearson Product Moment Correlation. The results indicate correlation coefficients of r = .229 (p < .05) for the warmth dimension, r = -.189 (p < 0.05) for the rejection dimension, r = .319 (p < .05) for the structure dimension, r = -.123 (p < .05) for the chaos dimension, r = .407 (p < .05) for autonomy support, and r = -.007 (p > 0.05) for the coercion dimension. The findings of this study suggest that an increase in the warmth, structure, and autonomy support dimensions is associated with an increase in hardiness personality. However, an increase in the rejection and chaos parenting dimensions is associated with a decrease in hardiness personality. The coercion dimension was found to have no relationship with a hardy personality. This study demonstrates that implementing positive parenting dimensions by parents can enhance the hardiness personality among students. Furthermore, it offers insights for higher education institutions to develop psychological support programs and soft skills training that can assist students in fostering a hardiness personality