E-Jurnal Universitas Muhammadiyah Palembang
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Pelatihan Revitalisasi Tatakelola Badan Usaha Milik Desa (BUMDES) Juluboritta Desa Bangkalaloe Kecamatan Bontoramba
No full textBadan Usaha Milik Desa (BUMDes) merupakan Lembaga usaha yang dimiliki oleh pemerintah desa dalam Upaya memeperkuat perekonomian desa sesuai dengan kebutuhan masayarakat dan potensi desa. BUMDes saat ini khususnya BUMDes Juluboritta menghadapi permasalahan tatakelola sehingga usaha ini tidak beraktifitas sebagaimana seharusnya. Kegiatan pengabdian masyarakat Sekolah Tinggi Ilmu Administrasi Asy-Syafi’iyah Fakfak dilaksanakan dengan tujuan untuk merevitalisasi tatakelola BUMDes Juluboritta Desa Bangkalaloe. Bentuk pelaksanaan kegiatan adalah berupa pelatihan tatakelola selama empat hari dengan peserta pengurus BUMDes dan Masyarakat desa Bangkalaloe. Materi yang disampaikan terdiri dari sosialisasi BUMDes, pelatihan perencanaan BUMDes, pelatihan pembukuan, dan pelatihan analisa kredit. Hasil pelatihan menunjukkan adanya perubahan pemahaman dari sebelum latihan dengan sesudah mengikuti pelatihan. Disarankan untuk melakukan pendampingan dan pemantauan secara berkelanjutan agar tatakelola BUMDes dapat terus terjaga
Hubungan Menarke Dini dengan Kejadian Karsinoma Mammae di RS Muhammadiyah Palembang
Get PDFKarsinoma mammae (kanker payudara) merupakan karsinoma yang menempati urutan pertama penyebab kematian wanita di Indonesia. Salah satu faktor risiko karsinoma mammae adalah menarke dini. Menarke merupakan suatu peristiwa menstruasi yang terjadi pertama kali dalam periode kehidupan seorang wanita. Menarke menandai matangnya organ reproduksi seorang wanita. Penelitian ini bertujuan untuk mengetahui hubungan antara menarke dini dengan kejadian karsinoma mammae. Penelitian ini menggunakan desain analisis kuantitatif dengan pendekatan cross sectional. Penelitian dilakukan di RS Muhammadiyah Palembang. Sampel yang digunakan dalam penelitian ini adalah sebanyak 100 orang. Pengambilan sampel dilakukan dengan metode Total Sampling. Hasil penelitian menunjukkan prevalensi karsinoma mammae sebanyak 79 orang (79,0%). Proporsi terbesar pada kelompok umur 51- 60 tahun, yaitu sebanyak 44 orang (44,0%). Subjek penelitian yang mengalami menarke dini adalah 73 orang(73,0 %). Ada 45 orang yang memiliki usia melahirkan anak pertama pada usia 21-25 (45,0 %). Terdapat 35 kasus karsinoma mammae dalam keluarga. Ada 70 sampel dengan riwayat keluarga menderita karsinoma (70,0%). Sebanyak 85 orang memiliki siklus menstruasi teratur. Ada 64 orang yang merupakan akseptor keluarga berencana dan 33 diantaranya adalah pengguna kontrasepsi oral kombinasi (51,6%). Sampel yang telah mengalami menopause ada 49 orang (49,0%) dan terbanyak terjadi pada usia 46-50 tahun (61,2%). Terdapat hubungan yang bermakna antara menarke dini dengan kejadian karsinoma mammae (p- value = 0,021). Disimpulkan ada hubungan antara menarke dini dengan kejadian karsinoma mammae pada pasien di RS Muhammadiyah Palemban
Improvement of Cooperative Empowerment of Smallholder Sugarcane Farmers through the Preparation of Standard Operating Procedures (SOP)
Get PDFCooperatives in carrying out their business processes are guided by applicable regulations and standards. Problems that often occur are generally due to changing regulations or ignorance of applicable regulations. This problem causes the cooperative to not run properly, reflecting inefficient governance. The purpose of the sugarcane farmer empowerment program is to assist and simplify the cooperative administration process by publishing a standard operating procedure book based on farmer practices in the field and applicable regulations. This is in line with realizing one of the missions of LPP Yogyakarta Polytechnic, namely organizing community service in order to disseminate information. This activity was carried out with partners from sugarcane farmers in Sleman who are members of the Sido Makmur Abadi Sugarcane Farmers Cooperative. The activity stages begin with identifying problems in the cooperative administration, followed by problem solving by compiling and publishing the SOP book, and finally disseminating SOP book information through socialization to administrators, supervisors, and sugarcane farmers who are members of the cooperative. The process of assessing the level of understanding of sugarcane farmers before and after socialization The results of empowerment show a significant increase in understanding of the SOP from the initial level of understanding of the SOP of cooperative members only 9.09% to 81.82%. Increased understanding of the SOP is expected to be implemented by sugarcane farmers so that the level of governance and performance of the cooperative becomes better than before
Assistance with Business License Number Registration for Potential Village SME to Upgrade
Get PDFMicro businesses, which are the backbone of the Indonesian economy, must be legalized so that they move up a class in improving the economic welfare of the people. To make this happen, government leadership through the empowerment function by creating PIRT for Micro Enterprises. As an initial stage, Micro Businesses must register their Business Identification Number (NIB) to increase consumer confidence and facilitate business transactions. The aim of PkM is to increase the legality of Micro Businesses in Rancatungku village in the culinary, grocery and service sectors through assistance with NIB registration. The PkM implementation method is a lecture to refresh partners about the benefits of NIB in capital, legal strength, increased production and marketing. Meanwhile, for assistance with NIB registration via Online Single Submissions (OSS), a question and answer method is used which is guided by the head of the UMBandung IPR Study Center and accompanied by the PkM head, students and village government representatives through good collaboration by dividing tasks and providing supporting infrastructure for laptops, cellphones and printers. The results of the assistance have resulted in the successful issuance of four NIB certificates for Micro Business actors in the culinary and grocery sectors. It is hoped that having an NIB certificate will motivate them to move up to a higher level in the trade and entrepreneurship sectors. The ease of implementing OSS in licensing services has encouraged other sectors such as BUMDES and student businesses to be registered with NIB
Sensory Properties of Yellow Pumpkin Dodol with the Addition of Soy Protein Isolate
Get PDFOne of the traditional foods that is popular among several Indonesian communities is dodol. Processed food is made from a mixture of white glutinous rice flour, sugar, and coconut milk, which is boiled until it becomes thick and non-sticky with a dense and chewy texture.The aim of this research was to determine the best yellow pumpkin dodol based on sensory properties with the addition of soy protein isolate.The method used was a Randomized Block Design (RAK) method arranged in a non-factorial manner with five treatments, namely T0 (pumpkin dodol without the addition of soy protein isolate), T1 (addition of 2% soy protein isolate), T2 (addition of 4% soy protein isolate), T3 (addition of 6% soy protein isolate), and T4 (addition of 8% soy protein isolate). The research results showed that the addition of soy protein isolate had a significant effect on color,taste, and texturebut had no significant effect on aroma. The most preferred treatment was T0 (pumpkin dodol without the addition of soy protein isolate) with an average characteristic value of color (3.60) and aroma (3.48), the most preferred treatment was T1 (yellow pumpkin dodol with the addition of 2% soy protein isolate)with an average value of taste characteristics (4.16); and the most preferred treatment was T4 (pumpkin dodol with the addition of 8% soy protein isolate) with an average value of texture characteristics (4.2
Comparative Feasibility of Shifting Cultivation and Direct Seed System Rice Farming in Yaba Maru Village, Tanah Miring District, Merauke Regency, South Papua Province
Get PDFThe research objective was to compare production costs, revenue, income, and farm feasibility using the transplanting system method (tapin, a traditional method of planting rice seedlings) and direct seed planting system (tabela, a modern method of planting rice seeds directly into the field) in Yaba Maru Village, Tanah Miring District. The research location was chosen purposively by considering Yaba Maru Village as a rice center. The research population was 611 farmers, and the number of research samples was 80 farmers consisting of 40 tapin farmers and 40 tabela farmers. The data used in the study were primary data from observation, documentation, and questionnaires, as well as secondary data from BPS, village heads, literature, and the internet. The data analysis method used quantitative descriptive analysis. The results showed that the average total cost incurred by the Tapin system was higher than that of the Tabela system. The tapin system cost was Rp 15,714,237, consisting of fixed costs of Rp 3,378,353 and variable costs of Rp 12,335,884, and the tabela system was Rp 13,989,800 consisting of fixed costs of Rp 3,667,588, and variable costs of Rp 10,322,213. Farming receipts for the tapin system are higher than those for the tabela system, at Rp 29,061,450 for tapin and Rp 26,670,600 for tabela. The income received by the tapin system rice farming is higher than the tabela system, namely 13,347,213 for tapin and Rp 12,680,800 for tabela. The farm feasibility value of the tabela system is higher than the tapin system, with an R/C ratio of 1.91 for the tabela system and 1.85 for the tapin system
Analysis of Attributes in Consumer Preferences towards Rice Purchasing Decisions in South Bangka
Get PDFConsumer preferences can assist a business in understanding the attributes that are essential or desired by consumers. The decision of a consumer to choose a product is closely related to the preferences of an individual consumer. An example of a commodity in the agricultural sector that has the potential to influence consumer preferences is rice. This study aims to identify the attributes that are preferred by consumers in the decision to purchase rice, considering the importance level of each attribute, in Toboali District, South Bangka Regency. The sampling method used in this research was judgment sampling. Data collection techniques include interviews, questionnaires, observations, and focus group discussions. Data processing in this study uses Conjoint Analysis. The results showed that consumer preferences for rice products were based on certified rice, packaged in sacks, 5 kg in size, and had a tender texture
PELAKSANAAN PENGIKATAN JAMINAN GADAI DEPOSITO BERJANGKA PADA PT. BANK MANDIRI (PERSERO) TBK. MANDIRI KANTOR CABANG PEMBANTU PALEMBANG KANTOR WILAYAH II
Get PDFABSTRAK Secara garis besar, terdapat beberapa proses pelaksanaan pemberian fasilitas kredit pada umumnya sampai dengan pengikatan jaminan pada PT. Bank Mandiri (Persero) Tbk. Proses pemberian fasilitas kredit yang dilakukan dengan beberapa tahap sebelum pelaksanaan pengikatan jaminan apabila Bank Mandiri akan memberikan fasilitas kredit pada calon debitur. Dari sekian banyak produk perbankan, kredit lebih menarik untuk diteliti dikarenakan produk perbankan inilah yang sering terjadi permasalahan. Sering kali kredit yang diketahui menggunakan jaminan kebendaan, yaitu tanah, rumah, mobil, namun masyarakat Kota Palembang jarang yang mengetahui bahwa kredit juga dapat menggunakan jaminan deposito berjangka dari debitur. Oleh karena itu penulis mencoba membahas masalah kredit dengan jaminan deposito berjangka.Pelaksanaan pengikatan jaminan gadai deposito berjangka pada PT. Bank Mandiri (Persero) Tbk. dilakukan melalui lima tahapan yaitu tahap pertama dengan melakukan pengikatan kredit sebagai perjanjian pokok dimana didalamnya disebutkan jaminan kredit ini adalah deposito. Tahap kedua yaitu pengikatan deposito dilakukan dengan pembuatan akta perjanjian gadai antara pemilik deposito dengan pihak bank. Tahap ketiga, penyerahan bilyet deposito yang dijaminkan kepada pemegang gadai, dalam hal ini pihak bank. Penyerahan tersebut merupakan penyerahan yang nyata. Penyerahan nyata ini dilakukan bersamaan dengan penyerahan yuridis, sehingga penyerahan tersebut merupakan unsur sahnya gadai. Tahap keempat, bersamaan dengan tahap ketiga, pemilik deposito/penjamin harus memberikan kuasa kepada pemegang gadai/pihak bank untuk melakukan pencairan deposito dalam hal pemilik deposito/debitur wanprestasi. Tahap kelima, kreditur selaku penerima gadai deposito akan melakukan pemblokiran atas deposito jaminan tersebut sesuai dengan jangka waktu perjanjian kreditnya. Artinya sepanjang kredit sebagai perjanjian pokok belum dilunasi maka sepanjang itu pula deposito jaminan diblokir.Penyelesaian yang dilakukan oleh PT. Bank Mandiri (Persero) Tbk. apabila debitur wanprestasi maka PT. Bank Mandiri akan mengirimkan Surat Peringatan pertama hingga Surat Peringatan ketiga dengan batas waktu masing-masing antara 1 (satu) sampai dengan 2 (dua) minggu. Bila sampai surat peringatan ketiga masih tetap wanprestasi, maka dana deposito tersebut akan dicairkan oleh bank untuk melunasi seluruh kewajiban debitur.Kata Kunci : Jaminan Gadai, Deposito Berjangka, Perbankan ABSTRACK Broadly speaking, there are several implementation processes for granting credit facilities in general up to the binding of collateral to PT. Bank Mandiri (Persero) Tbk. The process of granting credit facilities is carried out in several stages prior to the implementation of collateral binding if Bank Mandiri will provide credit facilities to prospective debtors. Of the many banking products, credit is more interesting to study because it is this banking product that often causes problems. Often credits are known to use material guarantees, namely land, houses, cars, but the people of Palembang City rarely know that credit can also use time deposit guarantees from debtors. Therefore the author tries to discuss the credit problem with a time deposit guarantee.Implementation of time deposit collateral binding at PT. Bank Mandiri (Persero) Tbk. carried out through five stages, namely the first stage by binding credit as a principal agreement in which it is stated that this credit guarantee is a deposit. The second stage, namely the binding of deposits, is carried out by making a deed of pledge agreement between the deposit owner and the bank. The third stage, delivery of deposit slips that are guaranteed to the pawn holder, in this case the bank. That surrender is real surrender. This real surrender is carried out simultaneously with the juridical surrender, so that the surrender is an element of the legitimacy of the mortgage. The fourth stage, together with the third stage, the deposit owner/guarantor must authorize the mortgage holder/bank to withdraw the deposit in the event that the deposit owner/debtor defaults. In the fifth stage, the creditor as the recipient of the mortgage deposit will block the collateral deposit in accordance with the term of the credit agreement. This means that as long as the credit as the principal agreement has not been repaid, so long as the collateral deposits are blocked.Settlement carried out by PT. Bank Mandiri (Persero) Tbk. if the debtor defaults, then PT. Bank Mandiri will send a letter the first warning up to the third warning letter with a time limit of 1 (one) to 2 (two) weeks respectively. If until the third warning letter is still in default, then the deposit funds will be disbursed by the bank to pay off all debtor obligations.Keywords : Pawn Guarantee, Time Deposit, Bankin
Pengaruh Taman Kambang Iwak Kecik Terhadap Tingkat Suhu dan Kelembaban di Masjid Raya Taqwa Palembang
Get PDFThe people of Palembang city know Taman Kambang Iwak (fish pond) as a park for recreation, sports and social contact. Kambang Iwak is divided into two, namely the Kambang Iwak Besak Park (TKIB) and the Kambang Iwak Kecik Park (TKIK). Taman Kambang Iwak Kecik is behind the Taqwa grand mosque Palembang which has a pool that is ¼ the area of TKIB and has a green open space (RTH) which is quite small compared to TKIB. TKIK is surrounded by a 2.5 m wide pedestrian street that has many Tabebuya trees planted. With the fish pond and green open space, of course, the temperature and humidity of the environment affect the level of comfort in the room. Therefore this study aims to determine how much influence temperature and humidity have on the Taqwa Palembang Great Mosque. And descriptive analysis research method with an architectural approach. Data collection was carried out using Hobometers and anemometers. The data was analyzed by comparing it with the ASHRAE standard. It was found that the influence of temperature and humidity on TKIK had quite an effect on the level of comfort, especially during the day when the sun was hot which made the evaporation of the pool water enter the Raya Taqwa Mosque due to the wind blowing from the pool.Masyarakat kota Palembang mengenal Taman Kambang Iwak (kolam ikan) sebagai taman untuk rekreasi, olahraga dan kontask sosial. Kambang Iwak terbagi dua yaitu taman Kambang Iwak Besak (TKIB) dan Taman Kambang Iwak Kecik (TKIK). Taman Kambang Iwak Kecik berada di belakang masjid Raya Taqwa Palembang yang memiliki kolam yang luasnya ¼ dari TKIB dan memiliki ruang terbuka hijau (RTH) yang cukup kecil dibandingkan dengan TKIB. TKIK dikelilingi oleh jalan pedestrian selebar 2,5 m yang banyak ditanam pohon Tabebuya. Dengan adanya kolam ikan dan RTH tersebut tentunya suhu dan kelembaban lingkungan tersebut mempengaruhi tingkat kenyamanan dalam ruang, maka penelitian ini untuk memahami pengaruh suhu dan kelembaban pada Masjid Raya Taqwa Palembang. Metode penelitian ini adalah deskriftif analisis dengan pendekatan arsitektur. Pengumpulan data dilakukan dengan alat Hobo meter dan anemometer. Data tersebut dilakukan analisi dengan cara membandingkan dengan standart ASHRAE. Dari hasil penelitian tersebut diperoleh bahwa pengaruh suhu dan kelembaban pada TKIK cukup berpengaruh pada tingkat kenyamanan terutama pada siang hari saat matahari terik yang membuat pengaupan air kolam masuk ke dalam Masjid Raya Taqwa karena tiupan angin dari arah kolam.
HARMONIZATION BETWEEN TAUHID AND SCIENCE AND TECHNOLOGY: UNDERSTANDING THE RELATIONSHIP BETWEEN FAITH AND SCIENTIFIC PROGRESS
No full textThis article explores the harmonization between tauhid (belief in the oneness of Allah) and science and technology, focusing on understanding the relationship between spiritual faith and scientific progress. Using the literature review method, this article presents several perspectives that reflect the compatibility between tauhid and science, the limitations of scientific knowledge, and ethical considerations in utilizing science and technology. The report emphasizes the importance of achieving a balanced and comprehensive understanding of our world by integrating a holistic experience