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STRATEGI PEMASARAN PRODUK PEMBIAYAAN ARRUM HAJI DI PT. PEGADAIAN SYARIAH CABANG JELUTUNG JAMBI
Get PDFThis research is based on the number of customers for Arrum Haji products which are not as many as other products issued by Pegadaian Syariah Cabang Jelutung Jambi. There were very few customers who used this product at the beginning of the interview. The problem in this study is what are the obstacles faced by Pegadaian Syariah Cabang Jelutung Jambi in marketing Arum Haji products and how is the marketing strategy of Arrum Haji products in increasing the number of customers. The marketing strategy at Pegadaian Syariah Cabang Jambi applies a marketing mix, namely product strategy, price strategy, place strategy, and promotion strategy. The price strategy and location strategy are good, because the price given by the pawnshop has been determined by the head office, while for the location strategy before the Pegadaian Syariah Cabang Jelutung Jambi was established, a survey was carried out first. However, the product strategy and promotion strategy are not good, because the Pegadaian Syariah Cabang Jelutung Jambi has not been maximal in introducing its products, as well as its marketing strategy, it is necessary to improve promotional strategies to increase the number of customers, for example socializing to the public
LAYANAN JASA DAN STRATEGI PEMBIAYAAN PADA MASA PANDEMI COVID DI PT. PEGADAIAN SYARIAH CABANG JAMBI
Get PDFThis study aims to determine the services during the pandemic, and the Financing Strategy carried out at PT. Jambi Branch of the Sharia Pawnshop. The objectives include the state of Service Services during the pandemic and the Financing Strategy at PT. Jambi Branch of the Sharia Pawnshop. This study uses a qualitative approach with data collection methods by conducting observations, interviews, documentation, and concluding: 1) In the services carried out during the Covid period at PT. Pegadaian Syariah Jambi Branch, namely: a) The service has slightly changed both inside and outside the outlet to prevent the transmission of covid-19. b) Those who can usually meet face-to-face with customers during the covid period must be isolated or online. c) Service PT. Sharia pawnshops can also be seen from the changes in employees who usually work directly in the office, and some work WFH (Work From Home. 2) In the financing strategy carried out by PT. Pegadaian Syariah Jambi Branch during the pandemic is as follows: a) Updating the way the sales business used to be less, now more on social media and digital applications. b) discounts for customers who purchase gold or use specific products at sharia pawnshops. c) For the micro during the pandemic, there is an easing for the businesses of affected customers by providing subsidies for MSMEs from the government. d) PT. Pegadaian Syariah Jambi branch conducted socialization to encourage customers to use digital pawnshops for house transactions
PENGARUH GREEN ACCOUNTING DAN KINERJA LINGKUNGAN TERHADAP KINERJA KEUANGAN PERUSAHAAN PERTAMBANGAN YANG TERDAFTAR DI ISSI TAHUN 2019-2021
Get PDFPenelitian ini bertujuan untuk mengetahui pengaruh Green Accounting, Kinerja Keuangan terhadap Kinerja Keuangan pada perusahaan pertambangan yang terdaftar di Index Saham Syariah Indonesia (ISSI) tahun 2019-2021. Penelitian ini merupakan penelitian deskriftif kuantitatif. Data yang digunakan adalah data sekunder yang diperoleh dari laporan tahunan perusahaan yang tergabung di dalam Index Saham Syariah Indonesia (ISSI) tahun 2019-2021. Sampel penelitian ini diperoleh dari teknik purposive sampling yaitu 13 perusahaan dengan 3 tahun penelitian sehingga menjadi 39 pengamatan. Teknik analisis data menggunakan Analisis Regresi Berganda. Hasil penelitian menunjukkan bahwa Green Accounting tidak berpengaruh signifikan terhadap Kinerja Keuangan pada perusahaan pertambangan yang terdaftar di Index Saham Syariah Indonesia (ISSI) tahun 2019-2021. Sedangkan Kinerja Lingkungan berpengaruh signifikan terhadap Kinerja Keuangan pada perusahaan pertambangan yang terdaftar di Index Saham Syariah Indonesia (ISSI) tahun 2019-2021. Variabel Green Accounting dan Kinerja lingkungan berpengaruh terhadap kinerja keuangan pada Perusahaan Pertambangan yang terdaftar Di Indeks Saham Syariah Indonesia (ISSI) Tahun 2019-2021
PENGARUH TARGET KEUANGAN, KETIDAKEFEKTIVITAS PENGAWASAN, DAN TOTAL AKRUAL TERHADAP KECURANGAN LAPORAN KEUANGAN
Get PDFTujuan Penelitian: Penelitian ini bertujuan untuk menguji pengaruh target keuangan, ketidakefektivitas pengawasan, dan total akrual terhadap kecurangan laporan keuangan pada perusahaan sektor transportasi dan logistik yang terdaftar di Bursa Efek Indonesia periode 2017-2020.
Desain/Metodologi/Pendekatan Penelitian: Metode analisis yang digunakan untuk menguji hipotesis dalam penelitian ini adalah regresi linear berganda dengan data panel. Data yang digunakan yaitu data sekunder diperoleh dari Bursa Efek Indonesia dan website perusahaan. Variabel independen yang digunakan yaitu target keuangan dengan proksi return on asset, ketidakefektivitas pengawasan dengan proksi rasio komisaris, dan total akrual dengan proksi rasio total akrual. Variabel dependen yang digunakan ialah kecurangan laporan keuangan.
Hasil Penelitian: Secara parsial Target Keuangan (ROA) berpengaruh negatif dan signifikan terhadap Kecurangan Laporan Keuangan. Sementara, Ketidakefektivitas Pengawasan (BDOUT) dan Total Akrual (TATA) secara parsial tidak berpengaruh terhadap kecurangan laporan keuangan. Sedangkan secara bersama-sama (simultan) Target Keuangan, Ketidakefektivitas Pengawasan, dan Total Akrual mempunyai pengaruh yang signifikan terhadap Kecurangan Laporan Keuangan.
Implikasi Penelitian: Dari hasil penelitian ini diketahui bahwa untuk menghidari kecurangan laporan keuangan, maka perusahaan harus meningkatkan target keuangan. Hal ini terbukti bahwa target keuangan berpengaruh negatif dan signifikan terhadap Kecurangan Laporan Keuangan
PENYUSUNAN LAPORAN KEUANGAN PADA USAHA MIKRO KECIL DAN MENENGAH (UMKM) BERBASIS SAK-EMKM: Studi Kasus Pada Toko Alka Bakery
Get PDFTujuan Penelitian: Penelitian ini bertujuan untuk mengetahui penyusunan laporan keuangan pada usaha mikro kecil dan menengah (UMKM) berbasis standar akuntansi keuangan entitas mikro kcil dan menengah (SAK EMKM) pada Toko Alka Bakery. Permasalahan yang dibahas dalam penelitian ini yaitu bagaimana penyusunan laporan keuangan Alka Bakery, bagaimana penyusunan laporan keuangan dengan SAK EMKM dan kendala apa yang dihadapi Toko Alka Bakery untuk menyusun laporan keuangannya
Desain/Metodologi/Pendekatan Penelitian: Dalam memperoleh data peneliti menggunakan jenis penelitian kualitatif deskriptif dengan melalui observasi dan wawancara dengan pemilik Toko Alka Bakery dan dokumentasi terhadap dokumen-dokumen yang berhubungan dengan penyusunan laporan keuangan Toko Alka Bakery.
Hasil Penelitian: Hasil penelitian menunjukkan bahwa laporan keuangan yang disusun oleh Toko Alka Bakery hanya mencatat uang masuk dan uang keluar berdasarkan nota pembelian dan melalui ingatan, dalam penyusunan laporan keuangan yang disusun oleh peneliti berbasis SAK EMKM terdiri dari laporan posisi keuangan, laporan laba rugi, dan catatan atas alaporan keuangan. Dan kendala Toko Alka Bakery dalam menyusun laporan keuangannya adalah karena belum mengetahui bagaimana cara membuat laporan keuangan berdasarkan SAK EMKM
Implikasi Hasil Penelitian: Laporan posisi keuangan dengan jumlah aset Rp. 70.279.625, liabilitas dan ekuitas Rp. 153.484.625, laporan laba rugi dengan jumlah laba Rp. 49.982.125 dan catatan atas laporan keuangan
Marsialapari : Tradisi Masyarakat Mandailing Di Kampung Air Putih Nagari Kinali Kecamatan Kinali Kabupaten Pasaman Barat (1972-2021): Marsialapari : Tradisi Masyarakat Mandailing Di Kampung Air Putih Nagari Kinali Kecamatan Kinali Kabupaten Pasaman Barat (1972-2021)
No full textTradisi adalah warisan nenek moyang serta identitas diri yang harus dijaga dan dilestarikan. Namun seiring berjalannya waktu banyak sekali tradisi yang perlahan hilang yang diakibatkan banyak faktor. Salah satu tradisi tersebut ialah tradisi Marsialapari suku Mandailing yang mulai tergiris oleh perkembangan zaman. Penelitian ini bertujuan untuk mengetahui sejarah dan perkembangantradisi Marsialaparidi kampung Air Putih. Adapun rumusan masalah penelitian ini yaitu bagaimana sejarah dan perkembangantradisi Marsialaparidi kampung Air Putih, Nagari Kinali, Kecamatan Kinali, Kabupaten Pasaman Barat (1972-2021). Jenis penelitian ini yaitu penelitian deskriptif-naratif. Metode penelitian yang digunakan ialah metode penelitian sejarah. Langkah-langkah penelitian ini meliputi:1. Heuristik atau pengumpulan sumber baik observasi, wawancara maupun studi pustaka; 2. Kritik sumber, dilakukan penyaringan atau penyeleksian agar didapatkan sumber data yang faktual dan orisinal; 3. Interpretasi, penafsiran terhadap fakta sejarah yang diperoleh dari data-data selama penelitian; 4. Historiografi, penulisan hasil penelitian. Hasil penelitian ini menunjukkan bahwa tradisi Marsialapari suku Mandailing di Kampung Air Putih perlahan keberadaannya mulai hilang. Terdapat banyak hal yang menyebabkan keadaan tersebut yaitu: perkembangan teknologi pertanian yang semakin pesat, masuknya komoditi sawit ke kampung Air Putih, penerapan sistem upah serta adanya rasa dirugikan saat pelaksanaan tradisi Marsialapari tidak sesuai harapan
Study of Ma'anil Hadith "Asking for a Leadership Position": The Case Study of Abu Dzar Al-Ghifari’s Hadith: Telaah Ma’anil Hadis “Meminta Jabatan Kepemimpinan” Studi Kasus Hadis Riwayat Abu Dzar Al-Ghifari
No full textThere are pros and cons from scholars regarding Allah's prohibition when asking for a candidacy position in a campaign for political office. This difference has been caused by the arguments in the Qur'an and al-Sunnah which prohibit or allow candidacy. Candidates can be justified if they have sufficient capacity, capability, and acceptability, as well as genuine motives to seek the pleasure of Allah and serve the public interest, not for personal gain or to the detriment of society. This study examines the hadith about "asking for a leadership position" with the Ma'anil hadith approach in library research. Data was collected from various hadith books and hadith syarah books. then Takhrij al-hadith is carried out to determine the quality of hadith, and understanding of hadith is analyzed using textual and contextual approaches. The results of the research show that all hadiths that prohibit asking for leadership positions have a high level of authenticity and can be used as evidence. Textually, the prohibition indicates that asking for a position will result in regret, and leadership positions are only given to those who meet certain requirements, not by asking. However, contextually, this prohibition may change according to the situation and conditions when running for office. Thus, from haram can be makruh, mubah, and so on
Bimbingan Agama Melalui Ta’limah dalam Membentuk Kepercayaan Diri Tunanetra
Get PDFDisabilities have various psychological problems, one of the important psychological problems is self-confidence. Disabilities generally experience problems of self-confidence due to negative stigma from other people and feel inferior due to deficiencies that exist in themselves. Forming self-confidence in distractions is important for distractions, one of which is with religious assistance through ta'limah. This qualitative research aims to describe religious guidance through ta'limah in shaping the self-confidence of persons with visual disabilities. This type of research uses case studies at the “Majelis Pengajian Difabel” Semarang City. This study involved four main informants. As for this research, the techniques used are observation techniques, interviews and documentation techniques. The data analysis technique in this study was the analysis from Milles and Huberman, with the stages of data reduction, data presentation, and conclusions. The results of the research obtained from religious guidance through ta'limah in forming self-confidence in blind disorders, namely religious guidance through ta'limah at the Disability Study Assembly can form self-confidence by providing religious studies and sharing among disabled people through lecture and discussion methods. From various aspects of self-confidence, it is shown in the aspects of self-confidence, optimism, and responsibility that emerged after the blind disorder participated in the study of the “Majelis Pengajian Difabel” Semarang Cit
Nilai-Nilai Religius dalam Novel 172 Days Karya Nadzira Shafa
Get PDFThe formulation of the problem in this research is what are the religious aspects contained in the Novel 172 Days by Nadzira Shafa. The aim of the research is to obtain an accurate, complete, detailed and in-depth understanding of the description of the religious aspects contained in the Novel 172 Days by Nadzira Shafa. The research method used in this research is a qualitative descriptive method which aims to describe the religious aspects contained in the novel 172 Days by Nadzira Shafa. The data analysis technique that the researcher carried out was a document/content analysis technique with steps: 1) quotations containing religious aspects in the novel 172 Days by Nadzira Shafa which had been collected were identified based on religious aspects, 2) quotations containing religious aspects grouped into one, 3) each classification of the same religious aspect is analyzed further to be described, 4) describes the religious aspects contained in the novel 172 Days by Nadzira Shafa, 5) analyzes and interprets the data by connecting the data with the theoretical basis exists to be formulated into conclusions, 6) draw conclusions. From the research results, it can be concluded that 1) the religious values contained in the novel 172 Days by Nadzira Shafa have 4 religious values, namely the relationship between humans and their God, the relationship between humans and themselves, the relationship between humans and other humans, and the relationship between humans and themselves. natural. 2) based on the results of the discussion about moral values above in the novel 172 Days by Nadzira Shafa, it can be concluded that moral values include 4 types, namely with a total of 157 data which includes 65 data of human relationships with God, 27 data of human relationships with themselves, Human relations with other humans 64 data, and human relations with nature 2 data
The Effectiveness of the Online Non-Tax State Revenue Information System (SIMPONI) in the Management of Traffic Fines (A Case Study of the Jambi State Prosecutor's Office)
Get PDFThe SIMPONI application is an integrated and comprehensive web-based online computerized system that can be accessed at any time to generate valid data reports in the management of non-tax state revenue. Traffic fines are one of the non-tax state revenues whose amounts are determined by court decisions based on the Indonesian Law Number 22 Year 2009 concerning Traffic and Road Transportation. The process of managing traffic fines in the Jambi State Prosecutor's Office is still done manually, even though the number of traffic violations in the city of Jambi is relatively high. If the data processing process is not accompanied by technological updates, an ineffective and inefficient work system will be created. The purpose of this study is to examine the effectiveness and efficiency of the integration between SIMPONI and the e-tilang application of the Indonesian State Prosecutor's Office in the Jambi State Prosecutor's Office working area. The results of this study can be known through the e-tilang application of the Indonesian State Prosecutor's Office v.2.0, where the public can directly pay traffic fines to the state treasury using billing codes. This application has been integrated with SIMPONI, making it easier for officers to reconcile non-tax state revenue, which serves as the basis for financial reporting