974 research outputs found
Sort by
Storybook validation: Essential practices for student's financial literacy
No full textPurpose: To develop and validate a financial literacy storybook for Junior High School students using the 4D (Define, Design, Develop, Disseminate) method.
Research Methodology: This study employs a development research approach, specifically utilizing the 4D (Define, Design, Develop, Disseminate) method to create and validate a financial literacy storybook for Junior High School students.
Results: The high feasibility scores from both material (72 points) and media (77 points) experts validate the storybook's content accuracy, relevance, and overall design quality. These results suggest that the approach of using digital storytelling, specifically through Storyjumper, can effectively bridge the gap between abstract financial concepts and relatable, age-appropriate narratives for adolescents.
Limitations: Firstly, the validation process relies primarily on expert opinions, which, although valuable, may not fully capture the perspectives of the target audience - Junior High School students. The study does not include a pilot test with actual students, which could provide insights into the storybook's real-world effectiveness and engagement levels. Additionally, the research is limited to a specific geographical and cultural context, potentially affecting the generalizability of findings to other regions or educational systems.
Contribution: This research contributes a validated financial literacy storybook for Junior High School students, advancing educational tools in this crucial field and demonstrating the 4D method's effectiveness in educational material development
Analysis of service quality on consumer satisfaction data from the central statistics agency of Belitung Regency
No full textPurpose: This study aims to increase the level of consumer satisfaction with the services provided by the Central Statistics Agency (BPS) of Belitung Regency through the Integrated Statistical Service (PST) by measuring the dimensions of Tangibility, Reliability, Responsiveness, Assurance, and Empathy.
Research Methodology: This study was conducted at BPS Belitung Regency using a quantitative survey method. Data was collected through questionnaires given directly to consumers of BPS services with the Likert scale approach. Data analysis was carried out using SPSS software and Microsoft Excel to assess service quality based on responses from 50 consumers.
Results: The results show that most consumers are satisfied with the services provided by BPS, especially in the dimensions of Empathy and Guarantee. However, there are several dimensions that need improvement, especially in terms of data up-to-date and service speed.
Limitation: This research is limited to consumer data that comes directly to BPS offices, does not include online consumer services.
Recommendation: This study makes an important contribution to the improvement of public services in BPS Belitung Regency, especially as a basis for improving the quality of statistical services for the community and government agencies in Belitung Regency.
Keywords: Tangibility, Reliability, Responsiveness, Assurance, and Empath
Alternative solution to achieve abnormal returns on the Indonesian Stock Exchange
No full textPurpose: Investors continuously achieve abnormal returns (ARs) by adopting advanced strategies. Therefore, this study aimed to compare the performance of the IDX Value30 and IDX Growth30 indices, which represent value and growth investment strategies in Indonesia.
Method: The comparison in this study was conducted using return- and risk-adjusted variables represented by Information Ratios and Jensen’s alpha. Based on this approach, Mann-Whitney and independent sample t-tests were performed using the SPSS program.
Results: Both the IDX Value30 and IDX Growth30 indices show positive abnormal returns. However, a comparison of returns, Information Ratios, and Jensen's alpha showed no significant differences between the IDX Value30 and IDX Growth30.
Limitations: The secondary data of IDX Value30 and IDX Growth30 indices were limited to the period from January 30, 2014, to September 30, 2022.
Contribution: IDX Value30 and IDX Growth30 could serve as references for investors and Investment Managers in executing value- and growth-investing strategies to outperform IHSG. Furthermore, Investment Managers could use these indices as benchmarks for issuing index funds or ETFs.
Novelty: This study uniquely compares the performance of value and growth investing using the IDX Value30 and IDX Growth30 indices, a comparison that has not been previously conducted
Mediating role in industry 4.0 (4IR) adoptions and sustainable corporate financial growth in developed economies
No full textPurpose: This study explores the role of Industry 4.0 maturity in enhancing corporate financial performance in developed economies. It examines how technological innovation impacts internal business process performance (IBPP), supply chain performance (SCP), and customer performance, which mediate financial outcomes.
Methods: A survey was conducted among 110 manufacturing firms in the United States, selected from a database of 834 eligible companies. The study employed AMOS software for structural equation modelling (SEM) to test hypotheses based on survey data. The maturity of Industry 4.0 technologies in these firms was measured using a comprehensive framework.
Results: The study found that Industry 4.0 maturity significantly improves IBPP and SCP, positively affecting customer performance. Notably, customer performance serves as a full mediator between SCP, IBPP, and financial performance. Firms with higher Industry 4.0 maturity show better financial results due to improved customer engagement and satisfaction.
Limitations: The study's findings are based on a sample of 110 firms, which limits generalizability. Future research with larger and more diverse samples is recommended.
Contributions: This research contributes to understanding how Industry 4.0 technologies influence financial success, providing valuable insights for policymakers and business leaders in manufacturing sectors.
Novelty: The study uniquely examines the complementary roles of IBPP, SCP, and customer performance in mediating the relationship between Industry 4.0 maturity and financial outcomes
The Effect of job satisfaction and work motivation on employee performance in Pekanbaru City sub-district in Pekanbaru City
No full textPurpose: The population in this research is all employees who work at the District Office and the sampling technique uses census sampling, namely all employees are used as a research sample, totaling 36 people.
Research Methodology: This research aims to analyze the influence of job satisfaction and work motivation on employee performance in Pekanbaru City District in Pekanbaru City .
Results: The results of this research show that job satisfaction and work motivation partially and simultaneously have a significant positive effect on employee performance in Pekanbaru City District in Pekanbaru City.
Limitations: This research aims to analyze the influence of job satisfaction and work motivation on employee performance in Pekanbaru City District in Pekanbaru City
Psychosocial Adjustment Of Breast Cancer Patients Post-Treatment Therapy and Mentoring. (Case Study of 4 Breast Cancer Patients in Sapkandara Community Medan)
No full textAbstract
Purpose: To determine the impact of therapy and psychosocial adjustments as well as assistance received by breast cancer patients in the Sapkandara Movement community in the city of Medan.
Research Methodology: This type of research is qualitative with a case study approach to 4 breast cancer patients who are members of the Sapkandara
Results: The results showed that breast cancer patients experienced significant physical and psychological changes after therapy, including fatigue, hair loss, stress, and emotional instability. Socially, patients tend to withdraw from the environment. Psychosocial adjustment is influenced by patients' knowledge of the disease and family support. There are three types of assistance: existential, functional, and professional, but only existential support from family is effective. Sapkandara Community is here to provide comprehensive support including information, hospital assistance, and moral and emotional support.
Limitations: This research limits the scope of research to only patients who suffer from breast cancer, are undergoing treatment, support therapy, and are members of the Sapkandara.
Contribution: It is hoped that he can contribute to the development of knowledge in the Department of Social Welfare, especially courses on health and social welfare issues. Adding information for breast cancer patients and readers to find out about the needs of companions regarding the psychosocial adjustment of breast cancer patients. Also provides additional insight or knowledge for medical social workers, health services, hospitals, communities, or NGOs related to health and policymakers in the health sector, especially in social services for cancer sufferers
Leveraging SMEs financial inclusion through agency banking in Zimbabwe
No full textPurpose: The main purpose of this study is to examine the effect of agency banking on the financial inclusion of SMEs, determine factors that influence the adoption of agency banking by SMEs, and establish an agency banking model that can be adopted to improve the financial inclusion of SMEs in Zimbabwe.
Research Methodology: The study uses a mixed-method approach and is explanatory. Questionnaires and informants were used as research instruments, with a random sample of 78 respondents and 10 purposively selected agents. Inferential statistics were used to analyze the data.
Results: The findings shed light on the effects of agency banking on financial inclusion and impediments to financial inclusion, and identify the channels of agency banking being used most frequently. Factors that influenced the adoption of technology were also identified.
Limitations: The study was limited to one population group and one locality, although financial inclusion should ideally include all population groups.
Contribution: This study recommends a unique model that can be used to enhance financial inclusion through agency banking, which has been identified as a pillar of financial inclusion. Therefore, the results are useful to policymakers and future researchers
Determinants of cashless society, a case of Inyati Mine in Rusape
No full textPurpose: This study aimed to identify the variables affecting the Inyati community in Inyati Mine's adoption of mobile money.
Research Methodology: A descriptive research design was employed using a stratified random sampling technique.
Results: A target population of 300 households was contacted, and the research concluded that some rural residents find it difficult to access mobile money because of their inferior technological skills, while others believe that network coverage is limited to certain areas of the community, and rural residents are adopting mobile money more slowly than their urban counterparts.
Limitations: The study was restricted to a small community; hence, the findings may not be applicable to a wider community.
Recommendations: This research recommends that network operators ensure network consistency and wide coverage if potential members of the communities are to be included in the mobile wallet. It further recommends some improvements to mobile app systems to remove application complexity; it recommends that mobile money operators partner with international remitting agencies to include excluded groups of potential customers who receive their income from abroad. It also recommends abolishing end-to-end transaction fees to reduce overall transaction costs
Empowerment of PKK members for reducing stunting in the Tasikmalaya City
No full textPKK members to optimize activities and programs related to stunting, which is in line with one of the goals of sustainable development (SDGS) in the world, called creating a healthy and prosperous life.
Research Methodology: Data were collected through a literature review and consultation with village officials and community groups participating in empowerment. Data reduction was performed, and the results of the analysis were explained and clarified with descriptive descriptions.
Results: This study reveals that PKK members, in this case, are partners with the Tasikmalaya city government, who have been empowered with several programs to accelerate stunting reduction, but the results of implementation from society have not been maximized.
Limitations: This study also specifically examines women's empowerment in Mugarsari Village, Tamansari District, Tasikmalaya City, which has a high prevalence of stunting.
Contributions: This study contributes to the field of healthy living and the welfare of the Indonesian people in handling stunting, starting from the smallest scope, surrounding community organizations. The findings and recommendations are relevant to policymakers, city governments, and researchers of local governance and community empowerment
An assessment of banking sector performance in Indonesia
No full textPurpose: This study examines the effect of dividend pay-out ratio (DPR), total assets, and asset growth on banking company performance, measured by return on assets (ROA) and net profit margin (NPM).
Research methodology: Using purposive sampling, we obtained 67 banking companies as samples, comprising 33 unlisted firms and 34 listed firms on the IDX. This study observed a 9-year period from 2011 to 2019; thus, the total sample comprises 603 firm-year observations. Linear regression analysis was used to analyze the data.
Results: The results show that DPR and total assets, namely ROA and NPM, have a significant effect on the performance of banking companies. Asset growth had a significant effect on NPM. However, asset growth has no significant effect on ROA.
Limitations: We acknowledge that we solely used a banking corporation in Indonesia. Nevertheless, to demonstrate the bigger picture of the study findings in terms of banking performance, further studies should employ banking corporations in all emerging countries.
Contribution: The results enrich the theoretical knowledge about these factors in financial performance, particularly in the Indonesian banking industry.
Practical Implications: Corporation management might consider this finding when making decisions regarding dividend ratios, asset size, and asset growth. Further, management needs to pay attention to these factors when planning business strategies and making decisions to achieve higher financial performance.
Novelty: To the best of our knowledge, this is the first study to examine the relationship between DPR, total assets, and asset growth to performance that employs samples of the banking industry from listed and unlisted companies on the IDX