974 research outputs found
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The dynamics of fiscal deficit and current account in 12 SADC countries
No full textPurpose: This study examines the relationship between fiscal deficits and current account deficits in SADC countries.
Methods: A panel analysis using a random-effects model with secondary data from 2009 to 2020 was employed.
Results: Higher fiscal deficits affected current account deficits in the SADC region. Real interest rates and trade openness are critical determinants of both deficits.
Contributions: This study enhances the understanding of macroeconomic imbalances in the SADC region, guiding policymakers in creating tailored policy frameworks for economic stability and sustainable development.
Novelty: The study provides a comprehensive analysis of the relationship between fiscal deficit and current account deficits in Southern African Development Community (SADC) 12-member countries, offering significant insights into the macroeconomic dynamics of the region. A panel analysis using a random effects model with data spanning September 2009 to December 2020 was employed, capturing trends and individual country effects. This study provides a robust examination of common trends and individual country effects, enriching the understanding of how these macroeconomic variables are important within the SADC context. Its emphasis on tailored policy frameworks to address fiscal and external imbalances reflects a forward-looking approach, offering practical guidance for policymakers striving to enhance economic stability and sustainable development within the SADC region. As an area for further study, the same research can be replicated in BRICKS countries and a comparative analysis can be conducted for a broader analysis
The effect of marketing mix on purchasing decisions modified with variables of education level and monthly allowance (Study on By.U products)
No full textPurpose: The cellular operator industry in responding to the need for connectivity and digital services continues to evolve. Answering these challenges, Telkomsel as the largest operator in Indonesia continues to strive to provide the best service in the midst of competition. One of them is the youth segment as a great potential and in terms of market is still not dominant. In Central Jakarta, Telkomsel's youth market segment is still not dominant. The presence of by.U which specifically targets this segment is a solution to increase customers. In improving the market and competitiveness, companies develop marketing elements that are combined into a marketing mix. This study aims to determine how Telkomsel with by.U products affects consumer purchasing decisions through a marketing mix consisting of product, price, place, promotion, people, process, and physical evidence.
Method: This research uses quantitative methods, namely conducting research through data collection using questionnaires. The data analysis technique used is partial least square structural equation modeling with SmartPLS software.
Results: In this study, 7Ps elements in the marketing mix that have a positive and significant effect on purchase intention, namely price, promotion, people, and process. In addition, the moderating variables in this study, namely the level of education and student pocket money, also have a positive and significant effect. So that to increase the market with the by.U product, Telkomsel must continue to pay attention to strategies related to promotion and price, especially discounts and promotional materials that exist both offline and online. It was also found that the need for internet service quality by.U should be a special concern for companies to answer the need for videos, music, and games
Analysis of factors influencing the adoption of MyTEnS application with the Unified Theory of Acceptance and Use of Technology 2 (UTAUT 2) model on account managers at Telkom Indonesia
No full textPurpose: To continue building performance excellence, Telkom launched five main strategies known as the Five Bold Moves strategy (Infraco, Data Center, B2B IT, Digico and FMC). Telkom Indonesia developed the MyTEnS application to create smoother and more efficient B2B business processes for Account Managers. This study seeks what factors influence MyTEnS adoption and which moderating variables will strongly moderate the acceptance of MyTEnS adoption.
Methodology: This research uses quantitative methods and the expanded UTAUT-2 model with the addition of Personal Innovativeness and Age and Job Tenure variables will become Moderation variables. This study used a sample of 129 respondents. Data analysis in this study uses path analysis using the SmartPLS program.
Results: The results of testing the hypothesis can be concluded that Effor expectancy, Hedonic motivation, and Personal innovativeness have a positive and significant influence on Behavioral Intention. Facilitating Conditions and Behavioral Intention have a significant positive effect on Use Behavior
Impact of consumption values on cashless society: influence of perceived costs
No full textPurpose: This study aims to investigate the influence of consumption values (functional, social, emotional, epistemic, and conditional) on adopting a cashless society while examining the moderating effect of perceived cost and the mediating effect of cashless readiness.
Research Methodology: A quantitative research approach was employed, utilizing a convenience sampling method to collect data from 200 respondents through a survey. Statistical analysis techniques such as structural equation modeling (SEM) were likely used to analyze the data and test the hypothesized relationships.
Results: The study reveals that functional, epistemic, and conditional values significantly impact cashless readiness, which in turn affects the adoption of a cashless society. Perceived cost is identified as a significant moderator between cashless readiness and the adoption of a cashless society. Additionally, the findings indicate that cashless readiness partially mediates the relationship between functional, epistemic, and conditional values and the adoption of a cashless society.
Limitations: A potential limitation could be the use of a convenience sampling method, which may affect the generalizability of the findings to a larger population.
Contributions: The findings of this study could be valuable for mobile financial service providers, banking institutions, and governmental organizations in developing strategies to increase the adoption of digital payment systems. It contributes to the existing literature on consumer behavior and technology adoption, specifically in the context of cashless societies and mobile financial services
The impact of electronic procurement (E-procurement) on public sector accountability in Ghana
No full textPurpose: This study investigates the antecedents and consequences of e-procurement in Ghana, focusing on its role in enhancing transparency and accountability in public procurement.
Methods: The research sampled 200 respondents from various government agencies in Accra, including the Department of Roads, Ghana Cocoa Board, Ghana Health Service, and Tema Metropolitan Assembly. Data were analyzed using graphs, tables, descriptive statistics, chi-squared tests, and simple regression analysis.
Results: The findings revealed that the effective implementation of e-procurement in Ghana began in 2019, with agencies such as the Department of Feeder Roads, Ghana Cocoa Board, Ghana Health Service, Koforidua Technical University, and Tema Metropolitan Assembly adopting the system. The Ghana e-procurement system (GHANEPS) includes key components such as e-tendering, e-requisition, e-tender evaluation, e-supplier selection, and e-supplier relationship management. The study also found that transparency, accountability, automation, and a secure system were critical success factors in reducing corruption. In addition, a positive association was observed between e-procurement adoption and transparency in public procurement.
Conclusion: The findings underscore the significant role of e-procurement in enhancing transparency and accountability in Ghana’s public procurement processes.
Limitations: The study was limited to selected government agencies in Accra, which may restrict the generalizability of the findings to other regions and institutions in Ghana.
Contributions: This research contributes to the literature on public procurement reforms in Ghana, highlighting the effectiveness of e-procurement in enhancing transparency and accountability in public procurement, which has not been examined in previous studies in the Ghanaian context
The influence of compensation and motivation on the performance of civil servants at The Population and Civil Registry Office of Bandung District
No full textPurpose: This study aims to analyze the conditions of compensation, motivation, and employee performance, and to determine the effect of compensation and motivation on employee performance.
Method: This study was conducted at the Population and Civil Registration Service of Bandung Regency. The independent variables of this study are compensation and motivation, while the dependent variable is employee performance. Employees at the Population and Civil Registration Service of Bandung Regency were used as the population in this study. Sampling was carried out using the Simple Probability technique distributed to 60 employees. This type of research is quantitative research and uses descriptive analysis and SEM-PLS for processing data to test the relationship between variables. The hypothesis in this study is that compensation has a significant effect on employee performance and motivation has a significant effect on employee performance.
Results: The results of this study indicate that compensation has a positive but insignificant effect on performance, while motivation has a significant positive effect on performance. In addition, compensation and motivation are proven to have a significant positive effect on performance. This means that increasing fair compensation and work motivation given to employees together can significantly improve employee performance. The results of this study are expected to provide in-depth insight into the dynamics that can affect performance at the Population and Civil Registration Service of Bandung Regency. This finding emphasizes the importance of a combination of compensation and motivation improvement strategies in creating a work environment that will support optimal performance
Digital banking's effect on the banking industry & system transformation
No full textPurpose: This study examines how digital banking has affected Bangladesh's banking industry by emphasizing its ramifications, difficulties, and revolutionary influences.
Research Methodology: With 200 participants and secondary sources, this study employs a mixed-methods approach and concludes that digital banking improves financial inclusion, convenience, and security. However, obstacles to complete adoption include societal problems, legislative restrictions, and inadequate infrastructure. While inequalities in digital literacy and geographic access continue to be major concerns, security, accessibility, and time efficiency are also important contributing variables.
Results: Although the results highlight the potential of digital banking to modernize the banking sector and promote economic growth, their wider application is limited by factors, including their geographical concentration and dependence on self-reported data.
Conclusions: Bangladesh has enormous potential for equitable growth and financial innovation compared with digital banking. Nevertheless, for widespread adoption, infrastructure deficiencies, digital illiteracy, and security issues must be addressed.
Limitations: This study's limitations include its dependence on self-reported data, regional focus, and inadequate technology infrastructure that affects the uptake of digital banking.
Contribution: This study advances our knowledge of how digital banking is changing conventional banking institutions and provides practical advice to industry executives and legislators on how to remove obstacles and create a more robust and inclusive financial system.
Novelty: This study emphasizes financial inclusion, technological obstacles, and specific recommendations for sustainable growth and innovation, highlighting the revolutionary influence of digital banking on Bangladesh's banking industry
Governance, risk, and compliance maturity level: Optimizing XX LLC performance achievement
No full textPurpose: This research aims to evaluate the GRC maturity level at XX LLC as an SOE subsidiary engaged in plantation products and provides recommendations to improve GRC implementation.
Method: The research was qualitative with a case study approach. Data collection was carried out using secondary document collection to check the availability of documents to confirm the existence of GRC indicator elements. Supporting evidence that cannot be found on the website will be collected through interviews. The indicator used was from the GRC Forum Indonesia guidelines, which have three aspects.
Results: The results obtained from the average calculation of the three aspects of the GRC excellence model in XX LLC were 94.5% or had a proactive maturity level. However, several aspects still need to be improved to maximize GRC implementation at XX LLC and optimize company performance.
Conclusions: This study shows that a state-owned plantation subsidiary has reached a proactive GRC maturity level (94.5%), but still needs improvements in strategy dissemination, stress testing, innovation, and HR planning to enhance performance.
Limitations: This study is limited to state-owned plantation companies. The number of respondents, sources of theory, and previous research are limited, and access to information is restricted owing to the company policy on confidentiality.
Contribution: Because of the research limitations regarding the GRC maturity level, this study contributes to the literature and serves as an additional reference for further study. For XX LLC, this research can contribute to optimizing the company’s performance.
Novelty: This research uses secondary data collection, interviews, and document observation (available or not) as supporting evidence for respondents’ answers through interviews, while other research on GRC maturity levels only uses questionnaires
Optimum estimation and forecasting of gasoline consumption in Iran's national oil refining and distribution company
No full textPurpose: This paper presents an accurate estimation and forecasting of gasoline consumption. This is vital for the policy and decision-making process in the energy sector.
Method: A hybrid data-driven model based on Artificial Neural Network (ANN) and an autoregressive integrated moving average (ARIMA) approach was developed for optimum estimation and forecasting of gasoline consumption. The proposed hybrid ARIMA-ANN approach considers six lagged variables and one forecasted value provided by the ARIMA process. The ANN trains and tests data with a multi-layer perceptron (MLP) approach, which has the lowest Mean Absolute Percentage Error (MAPE). To show the applicability and superiority of the proposed hybrid approach, daily available data were collected for 7 years (2015–2021) in Iran.
Results: The acquired results show a high accuracy of about 94.27% using the proposed hybrid ARIMA-ANN method. The results of the proposed model are compared with respect to the regression models and the ARIMA process.
Conclusions: Analyzing consumption patterns can provide insights into consumer behavior, enabling NIORDC to tailor its services and marketing strategies more effectively.
Limitations: Eliminating subsidies from gasoline prices has led to the appearance of noisy data in gasoline consumption in Iran's National Oil Refining and Distribution Company.
Contribution: The outcome of this paper justifies the capability of the proposed hybrid ARIMA-ANN approach in accurate forecasting of gasoline consumption
The effect of Maqasid Al-Shariah towards youth motivation to become entrepreneur in Indonesia
No full textPurpose: The article emphasizes the role of maqasid al-shariah as youth motivation towards the intention to be an entrepreneur.
Method: This study is a quantitative research that collects data from 556 students across Indonesia and analyzes it through the Smart PLS statistical program to obtain results in both factor/indicator measurement and path analysis measurement.
Results: The study found that maqasid al-shariah significantly affects the youth’s intention to become entrepreneurs. The sequence of the five maqasid al-shariah indicators, from the most dominant influence, is progeny, wealth, intellect, soul, and faith.
Conclusions: This research provides valuable insight into the impact of Islamic principles, especially the Maqasid al-Shariah framework, on shaping entrepreneurial interests among university students. The emphasis on progeny and wealth reflects a dual commitment to maintaining family financial stability and contributing to community welfare through charitable efforts.
Limitations: This study focuses solely on university students in Indonesia, potentially limiting the generalizability of the findings to other demographic groups. Additionally, reliance on self-reported data may introduce response or social desirability biases. Future research should adopt longitudinal approaches and more diverse samples to improve external validity.
Contribution: This study enriches research on maqasid al-shariah as a framework shaping religious motivation for entrepreneurship, an area that has not been widely explored. The findings also have implications for public policy and education, suggesting the integration of Islamic values into university curricula to enhance entrepreneurial character