Hasanuddin University Graduate School: Open Journal Systems
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Good Faith in Life Insurance Contract by Indonesian Court
Get PDFThis paper reviews both the interpretation of good faith and its implementation by the Court in terms of life insurance contracts. The principle of good faith in life insurance contracts was under the provision of the Article 251 Wet Boek van Kophandel which assigned the obligation of good faith on the insured. Based on the context of its historical and systematical interpretation, the obligation of good faith should be on both sides, the insurer and the insured. The insured had an obligation to inform any material facts and the insurer had to investigate those all facts. Until recent days, however, judges in all levels of Court did not have any shared and full understanding on the interpretation of good faith in life insurance contracts. As the result, many Courts were frequently inconsistent with each other. Hence, the sense of fairness the people perceived from the court verdict was not achieved
Overlapping Authority on the Cancellation of Local Regulation (An Erroneous Logic of Local Autonomy)
Get PDFThis research is based on the phenomenon of weak supervision on local law products. As a result, the province of Central Java became the region with the largest cancellation of local regulation in Indonesia, which is as many 90-local regulations cancelled. The cancellation of local regulation implicates the obstacles in the implementation of development and district and municipal programs in Central Java - Indonesia. The purpose of this research was to analyze the authority of the region in order to avoid overlapping authority on the cancellation of local regulation by the Governor as the representative of the Central Government. The method of writing uses a normative approach with qualitative analysis to detect the level of synchronization and harmonization of the application of local regulations. The results indicate that the cancellation of local regulation by the Governor as the representative of the central government shows an erroneous logic of the implementation of local autonomy. Ideally, the cancellation of local regulation is performed “one gateâ€, i.e by the Supreme Court (judicial institution only) through the authority of judicial revie
The Potency of β-Sitosterol Isolated From Hydroid Aglaophenia cupressina Lamoureoux as Antimitotic Agent towards Sea Urchin Tripneustes gratilla Linn.
Get PDFThe potency of β-Sitosterol isolated from hydroid Aglaophenia cupressina Lamoureoux as antimitotic agent towards early cleavage of Sea Urchin Tripneustes gratilla Linn had been conducted. The study aimed to determine β-Sitosterol activity isolated compound from hydroid A. cupressina Lamoureoux as antimitotic compound towards early cleavage of zygote of Sea Urchin T. gratilla Linn. Antimitotic treatments were β-Sitosterol (concentration 1 µg/ml, 10 µg/ml and100 µg/ml), positive control vincristine (concentration 0.01 µg/ml, 0.1 µg/ml, and 1 µg/ml) and negative control. A protozoa-free seawater was used in this assay. The results revealed that β-Sitosterol compound had the highest inhibition activity at concentration of 100 μg/ml was 69.22 % with IC-50 on 0.95 µg/ml which could develop as cancer chemotherapy compound
CREDIT CO-OPERATIVES AND THEIR ROLE IN POVERTY REDUCTION IN RURAL CHINA
Get PDFFinancial constraints may contribute to poverty traps. In the underdeveloped capital markets of rural China, many poor farmers in disadvantaged areas are financially constrained and denied access to formal financial services. A few attempts have been made to reform rural credit co-operatives but with limited impact. Recently, the development of rural mutual co-operatives, as one of new-type rural financial institutions, has gained increasing attention among scholars. While scholars predict that it would be difficult for true co-operative financial institutions to establish themselves and develop in China, this study discusses the conditions for the development of rural mutual co-operatives and identifies their institutional advantages in poverty outreach and financial sustainability. The analysis of the study is largely based on the primary data collected from field investigations and case studies. The study reveals that these organizations have played a significant role in promoting financial inclusion and become a sustainable driver for poverty reduction. This observation is in contrast to the widely-believed prediction that it is hardly probable for true credit co-operatives to establish themselves in modern China due to excessive government intervention and China’s peculiar political culture and social context. The findings also suggest two conditions be necessary to achieve their potential, namely, the co-operation between credit co-operatives and agricultural co-operatives, and local embeddedness with good social connectedness
CLIMATE RESILIENCE OF COLLECTIVE WATER MANAGEMENT IN RURAL JAPAN
Get PDFBuilding resilience of rural communities is crucial to minimize damages caused by external factors including climate change. This paper attempts to analyze climate resilience in farmer-based irrigation system in rural Japan. This paper focuses on the Kako area in Hyogo Preefecturre, where farmers had been confronted water shortage for a long time. The Kako Land Improvement Dstrict (LID) is reponsible for water control. This paper is based on the interview with Kako LID officials and the documents kept by the LID office. Examining emergency measures taken against a severe drought in a water users association in western Japan, this paper reveals that former communal values on water allocation still survive even in an apparently modernized and individualized irrigation scheme. When the group encountered an acute shortage of rain, former communal approach in controlling water was re-introduced without hindrance, displaying remarkable resilience of village-based organization in times of emergency and crisis
Development Performance of Agriculture and Fisheries as Leading Program of Local Government and their Impact on People’s Lives in Gorontalo Province, Indonesia
Get PDFThis research discusses two problems, namely the construction performance of agricultural and fisheries development and (2) their impact on community. The research employed qualitative research. The results showed that attainment of agricultural performance in the last five years, gave a quite significant impact on community. Along with the extensive development of the harvest and production, especially for commodity corn, growing on average per year (2012-2016) of 54.8% reached 548,220 tons each year. Agricultural performance has given the economic impact to farmers, with contribution of agricultural sector in gross regional product of Gorontalo Province (30.35% per annum). For the fisheries sector, the fisheries development is shown by the last of five years (2012- 2016), both capture fisheries or fishing areas, the average growing 59,228.6 tons per year. The performance of this economic impact on fishing communities, demonstrated by the contribution of fisheries to GDP of the Province (2012-2016) of 20.06% per year, and per capita income grew an average of Rp 12.51% per year. The second performance of the program impact was significant for society, particularly in the field of education, which is shown by the development of the school's participation numbers, the rate of literacy, and the use of education facilities of community expenditure above 95%
The Management Strategy of Marketing Mix of Pineapple Chips in Kampar District, Riau Province, Indonesia: A Structural Model Approach
Get PDFThe Management of marketing mix in agro-industry business of pineapple chips need to increase the volume of sales and customer loyalty. This research aims to (1) analyze the variable/ attribute lever in the management of the marketing mix of pineapple chips, and (2) formulating marketing strategy of pineapple chips. This research used survey method. The Selection of respondents in this research is intentional (purposive sampling). The determination of respondents based on the expertise and their role in policy-making related to the agroindustry of pineapple chips. Data analysis used prospective analysis and Analytic Hierarchy Process/AHP. The Results of analysis showed that the determinants of the management of the marketing mix of pineapple chips consists; the dimensions of the product, price, promotion, and distribution. Attributes that are included in the driving variables consists of; products that always available, distribution in craftsmen kiosks, available in souvenir outlets, available anywhere, and promotions through packaging. The attributes are located in quadrant I, which have strong influence and dependence among low attributes. The direction of development of marketing policy of pineapple chips, alternatives include; Alternative I is the institutional strengthening of marketing and alternative II, is the development of the marketing mix
The Performance of Agricultural Extension Workers on Empowerment and Independent Smallholder Farmer in Riau Province, Indonesia
Get PDFThe difference between the production and productivity of smallholders with private estates describe that the extension is still not carry out the role of extension in accordance with Act No 16 of 2006 or that known as SP3K. This will certainly have an impact on performance and memandirikan educator in empowering farmers. Performance can be seen how the extension educator preparation, implementation and evaluation and reporting on the role of counseling was run. The limited number of extension workers to meet one on one village extension will result in the workload becomes larger extension. This study aims to analyze: (1) The performance of agricultural extension; (2) The level of farmer empowerment, and (3) Independence of farmers in the cultivation of rubber and oil palm. Research methods using ex post facto, (analyze and assess the factual events that occurred on the field), with a sample of 240 farmers (120 smallholders and 120 rubber farmers from four districts in Riau province. Analysis using the Scale Likert’s Summated Rating (SLR). The results of the study illustrate that the extension has been conducting outreach with good especially in preparatory education. Activities undertaken have made quite helpless farmers, but farmers still unable to act independently plantations in doing farming oil palm and rubber. Based on our research, it is suggested extension workers to improve their performance in the extension program, for farmers to improve the quality of human resources and productive economic business for rubber and oil palm commodities, and the government should make efforts to improve the farmers’ marketing institutions to reduce the dependence of farmers on toke
Vulnerability of Elderly Women: Victim of Gender Discrimination
Get PDFThe life cycle of human being completes with the process of aging but we fail to realize this simple arithmetic of life and often consider our elders as a burden for us. They are compelled to compromise with their dignity and integrity and forced to live at the mercy of their own nearest and dearest. When we talk about elderly women their position is more appalling than their male counterpart due to this male chauvinism which tries to regulate every affair of the life of the people. Under the alibi of protection and security of women they are subjected to the violent gender discrimination and compelled to live and lead their life at the fingertips of a male. The women in especially in third world countries are considered as a tool of procreation of child and all her activities and qualities of life are relegated with the household course. Across the globe the male tendency is to regulate Women’s ownership and control of property, resources created by her own labor, education and information and even her reproductive abilities and sexualities with an intention to jeopardize and throttled down the rights of the women. Women bear this status till her last breath and hence, it is axiomatic that how vulnerable their position is.Â
Optimizing Confiscation of Assets in Accelerating the Eradication of Corruption
Get PDFNowadays, corruption is still the most and biggest problem facing by Indonesian, due to its impacts on the nation. It caused huge loss to the state finance and even to the democratic life in this country. Various efforts have been resorted to fight corruption, but the results are unfruitful. Until recently, Indonesia is still the third most corrupt country in Asia according to the survey of Transparency International Indonesia (TII) in 2015, with the Corruption Perceptions Index of 36 points. The fight in eradicating corruption cannot be separated from the effort to deter the criminals through severe punishment. However, ICW’s most recent data shows otherwise. During the first half of 2014, there were 261 accused of corruption, with 242 of them were convicted guilty by the Corruption Courts. Among them, 193 were sentenced lenient (between 1-4 years imprisonment), 44 moderate (4-10 years), and only 4 with over 10 years imprisonment. The average length of sentence is therefore 2,9 years. The lenient sentence can also be found in criminal restitution. Only in 87 of the total cases state compensation is imposed, amounting 87.04 billion rupiahs in total. The amount is only 0.022% of the total financial loss of 3.863 trillion rupiahs. The weak penalty triggered then the idea of impoverishing corruptors as a strategic step to accelerate the eradication of corruption while restoring the loss to the state. In contrast to the criminal restitution, which is restricted only to the state loss caused by the perpetrators, criminal confiscation of assets has no limit in amount