IAIN (Institut Agama Islam Negeri) Manado Open Journal Systems
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Effects of Income and Fund Management of State Civil Apparatus on Bank Credit Granting (Case Study of the Academic Community of IAIN Manado)
No full textAbstractThis study aims to examine and analyze the influence of income (x1), and the management of funds of the state civil apparatus (X2) on bank credit granting, a case study of the Academic Community of IAIN Manado. This research is a survey research conducted on the Academic Community of IAIN Manado. The population in this study is 111 respondents and the sample is 87 respondents. Sampling uses a random sampling technique with Solvin formula. The data analysis technique used in this study is the normality test, hypothesis testing, and T test using multiple regression analysis with SPSS V.16 application for Windows.The results of this study prove that income does not affect the granting of credit with a value of 0.857> 0.05, Fund management affects the granting of credit with a value of 0.003 <0.05 and Revenue (X1) and Fund Management (X2) simultaneously for Credit granting (Y ) with a value of 0.005 <0.05. Based on the results of the analysis it can be seen that the R square value is 0.119 or 11, 9% management of funds. This means that the influence of the fund management variable on the provision of bank credit has an influence of 11, 9%Keywords: Income, Fund Management, and Credit Grantin
Konsep E-Commerce Perspektif Ekonomi Islam
Get PDFThe economic development generally and specifically in the field of industry and national trade has resulted in a wide variety of goods/ services that can be consumed. In addition, globalization and free trade, supported by telecommunications and Information technology advances have expanded the space for the transaction flows of goods and services across borders of a country.The development and progress of information and technology influence the development of the business transactions as well. E-commerce creates a new economy, which connects manufacturers, sellers, and customers via technology in ways that had never been done before.Along with the widespread of e-commerce transaction, Muslims are wondering whether this kind of transaction is acceptable in Syariah (Islamic Law) perspective. Thus, this paper will discuss about some matters regarding this issue and find the conclusion about this brand new kind of commerce.Perkembangan ekonomi secara umum dan spesifik dalam lingkup industry serta perdagangan nasional telah menghasilkan begitu banyak varian baik barang maupun jasa yang dilonsumsi masyarakat. Globalisasi dan perdagangan bebas yang di dukung oleh kemajuan telekomunikasi serta teknologi informasi semakin memperluas jarak jangkauan transaksi barang dan jasa melampaui perbatasan Negara. Perkembangan dan kemajuan informasi dan teknologi tentunya mempengaruhi perkembangan transaksi bisnis. E-Commerce menciptakan ekonomi baru, yang menghubungkan para pengusaha pabrik, penjual dan pembeli melalui teknologi dengan cara yang belum pernah dilakukan sebelumnya. Sepanjang penyebaran transaksi E-Commerce, masyarakat muslim mulai mempertanyakan apabila transaksi ini diperbolehkan dalam Islam. Artikel ini akan membahas tentang beberapa hal terkait permasalahan ini serta memberi kesimpulan tentang jenis perdagangan yang baru ini.
OBJEK BARU KAJIAN LIVING QURAN: STUDI MOTIF HIAS PUTRI MIRONG PADA BANGUNAN KERATON YOGYAKARTA
No full textAbstract: Most living Quran studies emphasize on the role of Quran in the society as a life motivation and inspiration. This article aims to discuss a new object of living Quran through the decorating motifs of Putri Mirong on the building structures of Yogyakarta palace. Data is collected through in-depth interviews with the palace residents. Through historical and empirical data, the paper found that the legend reveals that the Putri Mirong motifs represent the existence of Nyi Roro Kidul (princess of the South Ocean) as a jin. It is a motif is related to the flows of jin converting into Islam after hearing the Quran recitation from the prophet Muhammad. This is to say that all God’s creature should maintain the nature equilibrium as a part of environmental harmony preventing the planet from the social and ecological destruction. The paper concludes that the new object of the living Quran studies in this case is using Quranic verses as object to support their arguments.Keyword: Argumentation, Inspiring. Quranic Living, Motivation, Putri Mirong. Abstrak: Sebagian besar kajian living Quran menitikberatkan pada objek penerimaan Alquran di masyarakat sebagai sebuah motivasi atau inspirasi tertentu. Artikel ini mendiskusikan objek baru living Quran melalui motif hias Putri Mirong pada bangunan Keraton Yogyakarta. Data dikumpulkan melalui wawancara mendalam (indpeth interview) kepada pihak Keraton Yogyakarta. Dengan pendekatan historis–filosofis, argumentasi penelitian ini menunjukkan bahwa Putri Mirong merupakan perwujudan Ratu Kidul sebagai sosok jin. Bentuknya tersebut kemudian dihubungkan dengan peristiwa masuknya para jin ke dalam Islam secara berbondong-bondong setelah mendengarkan bacaan Alquran oleh Rasulullah. Hal ini bermakna bahwa sesama makhluk ciptaan Allah (manusia, jin dan alam semesta) harus saling menjaga keseimbangan sebagai wujud harmonisasi, supaya tidak terjadi kerusakan baik di darat maupun di lautan sebagaimana dilukiskan dalam Alquran. Hasil penelitian menyimpulkan objek baru kajian living Quran pada penelitian ini adalah dilekatkannya nilai-nilai Qurani terhadap sebuah objek tertentu untuk dijadikan sebagai sebuah argumentasi.Kata Kunci: Argumentasi, Inspirasi, Living Quran, Motivasi, Putri Mirong
SEMANTIK AL-QUR’AN (PENDEKATAN SEMANTIK AL-QUR’AN THOSHIHIKO IZUTZU)
Get PDFAl-Qur'an as a text (signs) of the holy book, can always be interpreted and the opportunity is always open to be studied and thought about the meaning of the verses, according to its position as "tibyãn li kulli syai" (reference interpretation of everything) . Regarding the Semantic approach that was initiated by Tashihiko Izutzu became an influential part in tracing the true meaning of a word contained in the Qur'an. The semantic approach has many branches of scientific theory, however, the semantic branch of Toshihiko Izutzu's theory is structural semantics, in this theory there are two operational steps it offers to study aspects of the basic meaning of a word and study the relational meaning (new meaning), from researching this rational aspect of emergence some analysis about that.Keywords: Semantics; Al-Qur’an; Thoshihiko Izutzu. Al-Qur’ãn sebagai teks (tanda-tanda) kitab suci, senantiasa dapat ditafsirkan dan selalu terbuka peluang untuk dikaji dan dipikirkan makna ayat-ayat-nya, sesuai dengan posisinya sebagai “tibyãn li kulli syai” (referensi penafsiran terhadap segala sesuatu). Perihal pendekatan Semantik yang digagas oleh Tashihiko Izutzu menjadi bagian yang berpengaruh dalam penelusuran hakikat sebuah makna kata yang terdapat pada al-Qur’an. Pendekatan semantik memiliki banyak cabang teori keilmuwan akan tetapi, cabang teori semantik Toshihiko Izutzu ialah semantik struktural, dalam teori ini ada dua langkah operasional yang ditawarkannya yaitu mengkaji aspek makna dasar suatu kata dan mengkaji makna relasional (makna baru), dari meneliti aspek ralasional ini munculnya beberapa analisis tentang itu.Kata kunci: Semantik; Al-Quran; Thoshihiko Izutzu
CELEBRATING SHARIA INDONESIA: ISLAMIC HARMONY AND PANCASILA IN THE VISION OF INDONESIAN NATIONALITY
No full textThis article discusses and offers at the same time the issue of formalizing Islamic law in Indonesia. It started with a debate about the ideals of the formalization of Islamic law, which never ended. The debate about this has led to at least two significant views, namely fundamentalism and secularism. The first group believes that Islam is a religion that prepares solutions to all problems. In the context of Indonesians, such rules override local state laws, such as the 1945 Constitution and the Pancasila ideology. Meanwhile, the second group tried to give up religion in answering modern problems. This article uses a qualitative method, and two knives of analysis, namely socio-historical and maqāṣid of the Koran. This paper proves that the ideology of the State of Indonesia, namely Pancasila, contains substantive sharia values. The values of Islamic law are contained in every principle and are following the vision of Indonesian nationhood as a nation that harmonizes between Islam and nationality. These values are relevant to the values that exist in the country of Medina as the first country formed by the Prophet Muhammad. With the values of Islamic law in the Pancasila, Indonesia is worth mentioning as a sharia country
Fenomena Zakat Dan Status Hukum Zakat Di Negara Muslim Dan Beberapa Wilayah Di Indonesia
Get PDFZakat is often seen as a very long problem, an ordinary matter and lacks a future in terms of its development. This is due to the legal status of zakat in Law NO. 23 of 2011 is not something that is required as an Indonesian citizen, but as a form of obedience in worship. Next is the lack of awareness of obligatory zakat people to issue zakat. However, there are actually some things that can overcome these problems. basically the regional government has the authority to establish laws in its territory, there are also several articles in the Zakat Management Act (Law NO 23 of 2011) on the role of regional governments, and some regions in Indonesia are quite successful with some of their applications. In this paper some systems of zakat implementation are reviewed in the regions of Indonesia and other Muslim countries which can be taken into consideration for the progress of zakat in Indonesia.Zakat kerap dipandang sebagai persoalan yang sangat lama, perihal yang biasa dan kurang memiliki masa depan dalam hal pengembangannya. Hal ini disebabkan status hukum zakat dalam UU NO. 23 Tahun 2011 bukanlah sesuatu yang diwajibkan sebagai warganegara Indonesia, tetapi sebagai bentuk ketaatan dalam beribadah. Berikutnya adalah kurangnya kesadaran orang-orang wajib zakat untuk mengeluarkan zakat. Meskipun demikian, sebenarnya ada beberapa hal yang dapat mengatasi problem-problem tersebut. pada dasarnya pemerintah daerah berwenang dalam pembentukan hukum di wilayah kekuasaannya, terdapat juga beberapa pasal dalam UU Pengelolaan Zakat (UU NO 23 Tahun 2011) tentang peran pemerintah daerah, serta beberapa wilayah di Indonesia cukup sukses dengan beberapa penerapannya. Dalam tulisan ini diulas beberapa sistem penerapan zakat di wilayah-wilayah Indonesia dan negara muslim lainnya yang dapat dijadikan pertimbangan untuk kemajuan zakat di Indonesia
AKTVITAS DAKWAH JEMAAT AHMADIYAH DAN RESPON MASYARAKAT DI KOTA MANADO
Get PDFAbstract: A century after his presence in 1889 in India, only then did Ahmadiyya expand to Indonesia. Post Joint Decree (SKB) of 3 ministers, namely Minister of Religion, Attorney General and Minister of Home Affairs Number 3 of 2008, Number Kep 33 / A / JA / 6/2008, Number 199 of 2008 concerning Warnings and Orders to Adherents, Members and / or Management Members of the Indonesian Ahmadiyya Community (JAI) and community members, in almost every area the Ahmadiyya Jama'at gets resistance from other Islamic groups. However, it was very different from their existence in the city of Manado, almost no friction and repressive actions were found from adherents of Islamic teachings mainstream. This study wanted to reveal the existence of the Ahmadiyya Jama'at in Manado, starting from the history of arrivals, developments and dynamics of the propaganda of this community. Da'wah in this case the author understands as an activity in carrying out religious rituals as well as a mission in teaching and spreading religious ideas. This research is a field research (field research), because the data and study materials used are from the Ahmadiyya Jama'at in the city of Manado and its surroundings. To support this research, the authors also took data from the library (library research).Keyword: Ahmadiyah, Religious, Dakwah Activity, Society. Abstrak: Satu abad setelah kehadirannya pada 1889 di India, barulah Ahmadiyah berkembang luas hingga ke Indonesia. Pasca Surat Keputusan Bersama (SKB) 3 menteri, yaitu Menteri Agama, Jaksa Agung dan Menteri Dalam Negeri Nomor 3 Tahun 2008, Nomor Kep 33/A/JA/6/2008, Nomor 199 Tahun 2008 tentang Peringatan dan Perintah kepada Penganut, Anggota dan/atau Anggota Pengurus Jemaat Ahmadiyah Indonesia (JAI) dan warga masyarakat, hampir disetiap daerah Jemaat Ahmadiyah mendapat resistensi dari kelompok Islam lainnya. Namun, berbeda sekali dengan eksistensi mereka di Kota Manado, hampir tidak ditemukan adanya gesekan dan tindakan represif dari penganut ajaran Islam maenstream. Penelitian ini ingin mengungkap keberadaan Jemaat Ahmadiyah di Manado, mulai dari sejarah kedatangan, perkembangan serta dinamika dakwah komunitas ini. Dakwah dalam hal ini penulis pahami sebagai kegiatan dalam menjalankan ritual keagamaan sekaligus misi dalam mengajarkan dan menyebarkan paham keagamaan. Penelitian ini merupakan penelitian lapangan (fieldresearch), karena data dan bahan kajian yang dipergunakan berasal dari Jemaat Ahmadiyah di Kota Manado dan sekitarnya. Untuk menunjang penelitian ini, penulis pun mengambil data dari kepustakaan (library research).Kata Kunci: Jemaat Ahmadiyah; Aliran Kegamaan; Aktivitas Dakwah; masyarakat.
Effects of Material Incentives and Non Material on Employee Satisfaction Employees
Get PDFAbstractThe purpose of this study was to determine the effect of material and non-material incentives on employee job satisfaction at PT. Bank Tabungan Negara (Persero) Tbk. Makassar Branch. The analysis method used to determine the effect of material and non-material incentives on employee job satisfaction is to use multiple linear regression analysis through the SPSS version 24.0 program. Partially and simultaneously shows that the variables of material and non-material incentives can affect employee job satisfaction. These results imply that the company is able to create added value in the provision of additional wages which can ultimately increase the job satisfaction of its employees.Keywords: Material Incentives, Non Material Incentives, Employee Satisfaction
Implementasi Model Pembelajaran Project Based Learning Untuk Meningkatkan Keaktifan Belajar Siswa Pada Mata Pelajaran Al Qur’an dan Hadis
Get PDFAbstrakPenelitian ini berjudul Implementasi Model Pembelajaran Project Based Learning untuk meningkatkan keaktifan belajar siswa pada mata pelajaran Al Qur’an Hadis di MTs Al-Inayah Kota Manado. Adapun rumusan masalah dalam penelitian ini adalah: (1) Bagaimana penerapan model pembelajaran di MTs Al-Inayah Manado? (2) Bagaimana implementasi model pembelajaran Project Based Learning untuk meningkatkan keaktifan belajar siswa di MTs Al-Inayah Manado? (3) Bagaimana kendala dan solusi dalam penerapan model pembelajaran Project Based Learning di MTs Al-Inayah Manado?Penelitan ini merupakan hasil Penelitian Tindakan Kelas (Classroom Action Research). Subjek dari penelitian ini adalah siswa kelas VIII semester genap tahun akademik 2017/2018 yang berjumlah 20 siswa di MTs Al-Inayah Manado. Penelitian ini dilakukan dalam dua siklus, yang terdiri dari empat tahap yaitu: perencanaan, tindakan, observasi/pengamatan, dan refleksi. Dan setiap akhir siklus dilakukan evaluasi hasil belajar siswa. Teknik analisis dan pengumpulan data dalam penelitian ini menggunakan tes tulisan dilihat dari ketuntasan hasil belajar, lembar observasi dan dokumentasi.Dari hasil pengamatan diperoleh kondisi kelas yang akan diteliti sebelum diberi tindakan dengan model pembelajaran Project Based Learning, yaitu keaktifan belajar siswa di MTs Al-Inayah Manado Semester II Tahun Pelajaran 2017/2018 khususnya pada mata pelajaran Al Qur’an Hadis masih sangat rendah atau dapat dikatakan motivasi siswa kurang. Hal ini disebabkan oleh guru yang masih menggunakan pendekatan tradisional dan monoton yaitu penggunaan metode ceramah, dan pemberian tugas menulis kepada para siswanya. Pada hasil penelitian pra tindakan terlihat hanya 2 atau 10% siswa yang mencapai kriteria ketuntasan belajar dengan nilai rata-rata 56, dengan jumlah nilai 1120. Maka hasil ini masih pada kategori sangat rendah. Setelah diterapkannya model pembelajaran Project Based Learning pada mata pelajaran Al Qur’an Hadis, keaktifan siswa sudah mulai baik dari observasi awal yang hanya menggunakan metode ceramah, di mana siswa sudah lebih aktif bertanya, menjawab dan menjelaskan materi yang telah disampaikan.Kata kunci: Model Pembelajaran; Project Based Learning. AbstractThis study is entitled Implementation of Project Based Learning Learning Model to improve student learning activeness in the subjects of the Qur'an Al Hadith in MTs Al-Inayah, Manado City. The formulation of the problem in this study are: (1) How is the application of learning models in MTs Al-Inayah Manado? (2) How is the implementation of the Project Based Learning learning model to improve student learning activities in MTs Al-Inayah Manado? (3) What are the constraints and solutions in applying the Project Based Learning learning model in MTs Al-Inayah Manado?This research is the result of Classroom Action Research. The subjects of this study were students of class VIII even semester 2017/2018 academic year totaling 20 students at MTs Al-Inayah Manado. This research was conducted in two cycles, which consisted of four stages: planning, action, observation, and reflection. And at the end of each cycle an evaluation of student learning outcomes is carried out. Analysis and data collection techniques in this study used a written test seen from the completeness of learning outcomes, observation sheets and documentation.From the observations obtained class conditions that will be examined before being given action with the Project Based Learning learning model, namely student learning activeness in MTs Al-Inayah Manado Semester II 2017/2018 Academic Year especially in the Qur'anic Hadith subjects are still very low or can be it is said that student motivation is lacking. This is caused by teachers who are still using the traditional and monotonous approach, namely the use of lecture methods, and giving writing assignments to their students. In the pre-action research results it was seen that only 2 or 10% of students reached the mastery learning criteria with an average grade of 56, with a total score of 1120. Then these results were still in the very low category. After applying the Project Based Learning learning model to the Qur'anic subjects of Hadith, student activity has begun both from the initial observation using only the lecture method, where students have been more active in asking questions, answering and explaining the material that has been delivered.Keywords: Learning Model; Project Based Learnin
The Difference Opinions Analysis on Conventional Bank Interest Law According to Ushul Fiqh
Get PDFThis research discussed conventional bank interest law according to the opinion of the Muslim scholars, which then will continue the discussion with the legal analysis based on the ushul fiqh theory to determine the strength of the conventional bank interest law. The most crucial problem examined in this research is how is prevailing bank interest law viewed from the perspective of usual fiqh? This research is library research. The approach used in this study is a conceptual approach considering the purpose to be achieved in this study is to produce one concept of Islamic legal thinking about bank interest law which is not bounded by existing views or opinions, but actually refers to the rules of Islamic law which is agreed upon by the majority of the muslim scholars. The results of this study are: The scholars have a different opinion on bank interest law. Those who forbid argued that bank interest has in common with usury, so it must be banned. As for those who justify bank interest explained that bank interest is not the same as usury, so its law is halal. As for those who consider it as a shubhat thing, because in their view the bank's interest besides having similarities with usury, also has a number of differences, so its law is shubhat. The bank interest law when viewed from the perspective of ushul fiqh, then both those that forbid, which justify, or those that consider syubhat, all of which do not originate from the qath'î, but zhannî propositions because they come from the results of ijtihad using the qiyâs method. Because of the absence of the qath 'argument, the author argues that the new direction to determine the halal-haram law of banking transactions with the interest system should be assessed from the large or small level of benefit (maslahah) and harm (mudharat) arising from the sale