IAIN (Institut Agama Islam Negeri) Manado Open Journal Systems
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The Legal Argumentation Regulatory Framework for Management of Sharia Funding and Risk Loans in Indonesia
Get PDFThis study discusses legal arguments related to Indonesia's regulatory framework for managing Sharia funding and loan risk. This study uses a legal analysis approach concerning the principles of the state constitution, Islamic banking laws, the fatwa of the Indonesian Ulema Council (MUI), and regulations from the Financial Services Authority (OJK). This arrangement aims to protect consumer interests, ensure compliance with Sharia principles, and maintain the sustainability of the Sharia financial industry in Indonesia. This study uses qualitative research with data search methods, namely through library research sources and literature studies through library research in scientific journals, books, papers, and articles directly related to the research problem under study. It has the purpose of doing a description of the problem under study. In conclusion, this regulatory framework is essential to protect consumer interests, ensure compliance with Sharia principles, and maintain sustainability in Indonesia's Islamic finance industry. These regulations are based on solid legal principles, such as the country's constitution, laws, MUI fatwas, and OJK regulations. This research contributes to understanding the legal arguments regarding Indonesia's regulatory framework for managing Sharia funding and loan risk. It can be a reference for further research and development in this field.
ANALISIS TERHADAP PUTUSAN HAKIM PA BITUNG TENTANG POLIGAMI DENGAN ALASAN ISTERI TIDAK DAPAT MENJALANKAN KEWAJIBAN
Get PDFPenelitian ini bertujuan untuk menganalisis Pertimbangan Hakim dalam memberi izin Poligami dengan alasan istri tidak dapat menjalankan kewajiban dalam Putusan Pengadilan Agama Bitung No.104/Pdt.G/2021/PA.Bitg. Metode penelitian yang digunakan adalah penelitian lapangan dengan menggunakan metode kualitatif dengan Teknik pengumpulan data dokumentasi dan wawancara. Narasumber dalam penelitian ini adalah Hakim Pengadilan Agama Bitung. Data yang telah berhasil dikumpulkan akan dianalisis secara deskriptif, Penelitian ini menyimpulkan bahwa Pertimbangan Hakim terbagi menjadi 2 macam pertimbangan, yaitu pertimbangan yuridis dan non yuridis. Pertimbangan yuridis adalah Undang-undang Nomor 1 Tahun 1974 Pasal 4 dan KHI pasal 57, secara tekstual dalil yang diajukan pemohon tidaklah sesuai dengan kriteria yang telah ditetapkan oleh undang- undang nomor 1 Tahun 1974 dan KHI dan tidak dapat dimaksudkan ke dalam alasan alternatif “istri yang tidak dapat menjalankan kewajiban sebagai istri’, tetapi di terima permohonan pemohon dengan pertimbangan suami sudah mendapatkan izin dari istri dan atasan serta suami sanggup berlaku adil. Pertimbangan non yuridis adalah pemohon mengajukan izin poligami karena istri tidak menjalankan kewajibannya secara maksimal yaitu tidak bisa ikut ke Kotamobagu dan tetap tinggal di Bitung untuk mendampingi anak-anaknya yang masih sekolah di Bitung. Sementara termohon menginginkan ada pendamping yang sah yang dapat menemani Pemohon ke tempat-tempat tugas yang jauh dari Bitung, di samping itu di dalam persidangan Pemohon menyatakan niatnya ingin membantu ekonomi calon isteri kedua Pemohon yang mana hanya seorang janda cerai yang tidak memiliki pekerjaan dengan membiayai 4 orang anak yang diperoleh dari pernikahan terdahulu
Upaya Kantor Urusan Agama dalam Mencegah Perkawinan Dini di Kecamatan Lolak, Bolaang Mongondow
Get PDFThis research focuses on the role of the Office of Religious Affairs/Kantor Urusan Agama (KUA) in reducing early marriage rates and the variables influencing such events in the Lolak Subdistrict, Bolaang Mongondow Regency, North Sulawesi. A qualitative descriptive method with a phenomenological approach is employed to understand participants' experiences regarding early marriage comprehensively. The research results indicate that the KUA plays a crucial role in lowering the incidence of early marriages in the Lolak Subdistrict. They refuse to approve marriages that violate the age limits set by Law Number 16 of 2019. In addition to withholding approval, the KUA also conducts educational programs to provide the community an understanding of these regulations. Islamic guidance is delivered directly in classroom settings to prevent early marriages. This research seeks to uncover the role of the KUA in addressing early marriages and the influencing variables in the Lolak Subdistrict. With an emphasis on education and the refusal to approve early marriages, the KUA is a crucial agent in combating early marriages in the region. Keywords: Office of Religious Affairs; Marriage, Early Age. ABSTRAKPenelitian ini berfokus pada peran Kantor Urusan Agama (KUA) dalam mengurangi angka pernikahan dini serta variabel yang mempengaruhi peristiwa tersebut di Kecamatan Lolak, Kabupaten Bolaang Mongondow, Sulawesi Utara. Metode deskriptif kualitatif dengan pendekatan fenomenologi digunakan untuk mendapatkan gambaran komprehensif terhadap pengalaman partisipan penelitian seputar pernikahan dini. Hasil penelitian menunjukkan bahwa KUA memainkan peran yang penting dalam menurunkan angka pernikahan dini di Kelurahan Lolak. Mereka menolak memberikan persetujuan terhadap pernikahan yang melanggar batasan usia yang ditetapkan dalam Undang-Undang Nomor 16 Tahun 2019. Selain menolak persetujuan, KUA juga menggelar program edukasi untuk memberikan pemahaman kepada masyarakat tentang peraturan tersebut. Bimbingan Islam disampaikan secara langsung dalam setting kelas untuk mencegah terjadinya pernikahan dini. Penelitian ini berusaha mengungkap peran KUA dalam menangani pernikahan dini serta variabel-variabel yang mempengaruhinya di Kecamatan Lolak. Dengan penekanan pada edukasi dan penolakan persetujuan pernikahan dini yang ditentukan, KUA bertindak sebagai agen penting dalam memerangi pernikahan dini di wilayah tersebut.
Desain Strategi Pembelajaran Maharah Al Kalam wa Al Kitabah Berbasis Promosi Produk Di Era Modern
Get PDFThis Study aims to describe the design of maharah al kalam wal kitabah learning strategy based on product promotion using the Canva application. This is done because many young people like online business and offer their products on social media such as whatsapp, facebook, and instagram. This strategy is expected to be one of the innovations in learning Arabic for students and students who like the business world. They are expected to be able to promote their products (especially domestic products) to the international world in Arabic. For this reason, the method used in this study is a qualitative type of library research. The results of this study show the steps of using the Canva application in learning maharah al kitabah based on product promotion. After that, students are asked to demonstrate their products orally in Arabic through social media such as YouTube, Instagram, Facebook, and so o
The Effect of Implementation of the Team Games Tournament (TGT) type Cooperative Learning Model on The Learning Outcomes of Islamic Religious Education and Character (PAIBP) for Vocational High School (SMK) Students Al-Hidayah Cirebon
Get PDFThe Effect of Implementation of the Team Games Tournament (TGT) type Cooperative Learning Model on The Learning Outcomes of Islamic Religious Education and Character (PAIBP) for Vocational High School (SMK) Students Al-Hidayah Cirebon. The Team Games Tournament (TGT)-type cooperative learning model for learning Islamic religious education and character is still rarely implemented at Vocational High School (SMK) Al-Hidayah Cirebon City. The purpose of the study was to determine the effect of the implementation of the Team Games Tournament (TGT) type cooperative learning model on the learning outcomes of Islamic Religious Education and Character (PAIBP) subjects for Al-Hidayah Vocational High School students in Cirebon City. The research method used in this study uses a quantitative approach. Quantitative research in this study is experimental research using a quasi-experimental design. The population in this study were class X students, with a total of 294 students, with a sample of class X TKJ-1 as the experimental class and class X TKR-1 as the control class. Data collection techniques in this study used observation, questionnaires, and tests. The results of this study indicate that the Team Games Tournament (TGT) type cooperative learning model affects the learning outcomes of Islamic Religious Education and Character students at Al-Hidayah Vocational High School (SMK) in Cirebon City. This is based on the significance value obtained of 0.000 0.05 and the t count value of 5.035> t table of 2.028. It can be concluded that Ho is rejected and Ha is accepted. The Teams Games Tournament (TGT) cooperative learning model has an effect of 42.7%, while the remaining 57.3% is influenced by other variables not examined in this study
Peningkatan Aktivitas dan Keterampilan Berkomunikasi Mahasiswa Dalam Mata Kuliah Konsep Dasar Sains MI dengan Model Pembelajaran Everyone Is A Teacher Here
Get PDFThis research aimed to investigate the improvement of activity and communication skills of students in the MI Basic Science Concepts course at the Madrasah Ibtidaiyah Teacher Education Study Program IAIN Manado using the Everyone Is a Teacher Here learning model.The research subjects were 16 students of semester IV enrolled in the 2021/2022 - 2022/2023 academic year, consisting of 1 male and 15 female students. The instruments used were observation sheets and communication skills tests. Research data were analyzed using descriptive statistical analysis technique.The results revealed that the students' activity and communication skills from cycle I to cycle II through the Everyone Is a Teacher Here learning model were increased. In cycle I, the communication skills and activities reached an average of 54.7% and increased to 74.7% in cycle II. It means that the improvement reach 18% from cycle I. Thus, to make the students active in learning process, to express their ideas and opinions smoothly and correctly, the lecturers should train students' communication skill
Praktik Jual Beli Motor Tanpa Dokumen Sah di Kelurahan Ternate Baru: Perspektif Hukum Islam
Get PDFTujuan penelitian ini adalah menganalisis praktik jual beli motor tanpa dokumen sah yang seringkali dilakukan oleh masyarakat dengan menggunakan pandangan hukum islam. Penelitian ini merupakan penelitian lapangan, dengan menggunakan metode kualitatif. Studi lapangan dilakukan di salah satu kelurahan di Kelurahan Ternate Baru. Pengumpulan data primer dengan melakukan wawancara kepada pembeli dan penjual yang melakukan praktik jual beli motor tanpa dokumen sah. Hasil penelitian menunjukan bahwa pada praktek jual beli sepeda motor di Kelurahan Ternate Baru masih ditemukan kejanggalan pada dokumen kelengkapan atau surat jual beli motor tersebut walaupun sudah ada kesepakatan secara terbuka. Secara hukum Islam,maka hal tersebut tidak dibenarkan karena melakukan gharar terhadap barang yang mau dijual kepada pembeli sehingga para penjual dalam pengambilan barang tidak transparan dan dokumen masih belum lengkap namun masyarakat sebagai pembeli tetap mau mengambil barang tersebut karena mudah didapatkan aktifitas dalam kehidupan sehari-hari
Persaingan Penjualan Pakaian di Pasar Youtefa dengan Super Market/Mall dan Pertokoan di Abepura Kota Jayapura
Get PDFPenelitian ini bertujuan untuk mengetahui perkembangan penjualan pakaian yang dilakukan pedagang pakaian di pasar Youtefa Abepura dan untuk mengetahui kebijakan pemerintah Kota Jayapura tentang libur dihari Minggu diperuntukkan bagi pedagang. Menggunakan metode kualitatif dengan paradigma fenomenologi sosial. Hasil penelitian: Pedagang pakaian di Pasar Youtefa kurang melakukan trobosan dalam melakukan perdagangan, melalui pemanfaatan jaringan internet untuk penjualan juga efek dari banjir tahunan menyebabkan kerugian besar bagi pedagang. Selain itu, peningkatan pelayanan yang dilakukan oleh pemerintah Kota Jayapura yang berkaitan dengan lingkup pelayananmasih belum cukup baik yang dalam hal ini berupa kenyamanan serta akses untuk mendapatkan pelayanan. Selain itu ketersediaan sarana pendukung pasar, fleksibilitas, penanganan permintaan khusus bagi pedagang juga masih dirasa sangat kurang. Perbedaan waktu operasional pada hari biasa untuk pedagang swalayan yang lebih lama 3 jam dibanding dengan pedagang di pasar membuat para konsumen lebih memilih untuk berbelanja di swalayan. Sedangkan jam operasional untuk pedagang di swalayan di hari Minggu memiliki waktu yang agak lama yaitu yaitu kurang lebih 4 jam dibandingkan dengan pedagang di pasar Youtefa Abepura. Selain itu, masyarakat kebanyakan enggan berbelanja di pasar ketika siang hari karena factor cuaca, mereka lebih memilih berbelanja pakaian di Mall/supermarket dengan fasilitas penyejuk udara yang menimbulkan kenyamanan dalam berbelanja
THE IMPORTANCE OF ISLAMIC ECONOMICS IN RELIGIOUS MODERATION
No full textDiversity can be a blessing if it is managed properly, it becomes uniqueness and strength, however, plurality can be a challenge if it is not handled wisely, it can even become a threat of division and conflict that can rip apart social security. The aim of the research was to find out the importance of Islamic economics in moderation of religion, this study used a descriptive qualitative approach with the phenomenological method, where researchers collected data with participant observation to find out the essential phenomena of participants in life experiences related to Islamic economics based on religious moderation. Sources of research data were obtained from various references which included books, journals, laws and regulations, and other relevant references. Research is carried out by collecting library data, reading, taking notes, processing research material through in-depth analysis, then making this paper a proper reading that can be used as a reference for further research. The analysis in this study uses descriptive analysis, which explains and describes the interrelationships of the Islamic economy based on religious moderation. The results of this study found that Islamic economics is important in the moderation of religion because it can create peace and tranquility in muamalah, namely mutual respect between adherents of religions is mandatory and becomes a basic foundation in everyday life. In carrying out economic activities, the concepts of Sharia will not be complete without being accompanied by religious moderation. Both Muslims and non-Muslims must be aligned in carrying out economic activities
Roma Toah: Social Construction of Inheritance Division of The Bangkalan Madura Community
Get PDFApplying Islamic law within the framework of social culture is never complete for research. Certain social entities understand Islamic law, originating from revelation to produce unique legal products. Roma Toah inheritance in Madurese society is a division of inheritance intended for all heirs without being based on the individual principle as in Islamic inheritance law in general. This study aims to understand the construction of social, cultural, and religious inheritance of Roma Toah in the people of West Madura, who are known to be firm in upholding their religious teachings. This study uses a qualitative method approach using a socio-legal approach. This study uses social construction analysis so that the meaning of the inheritance of Roma Toah can be well understood. This research resulted in the following findings; first, the legacy of Roma Toah survives based on the local wisdom of the Madurese community, based on two aspects that align with Islamic values; maintaining family ties intact and family economic resilience. Second, by using social construction analysis based on three phases; externalization, objectification, and internalization, the Roma Toah inheritance is built on a harmonious blend of culture, social, and religion through the legitimacy of traditionalist Madurese Ulama so that it is considered a system that does not conflict with Islamic values in maintaining family and economic integrity