JP Fakultas Ekonomi dan Bisnis Unsoed (Universitas Jenderal Soedirman, Journal & Proceeding)
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1923 research outputs found
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The Effect of Technology Readiness, Digital Capability, and Government Support on BUMDes Performance With Digital Capability as Mediating Variable
No full textThis study aims to analyze the effect of technological readiness, digital capability, and government support on BUMDes performance with e-commerce adoption as a mediating variable. This research uses quantitative methods with an explanatory approach. The population in this study are BUMDes managers in West Java who have adopted e-commerce. The sample was determined by non-probability sampling and the data collected was collected by survey using a questionnaire. in the end as many as 145 BUMDes managers became respondents in this study. Based on the results of research and data analysis using SEM (Structural Equation Modeling) with SmartPLS analysis tools, it shows that technological readiness, digital capability, and government support have a positive and significant effect on e-commerce adoption, technological readiness has a positive and significant effect on BUMDes performance, digital capability and government support have no effect on BUMDes performance, e-commerce adoption has a positive and significant effect on BUMDes performance, e-commerce adoption mediates the effect of technological readiness on BUMDes performance, e-commerce adoption does not mediate the effect of digital capability on BUMDes performance, and e-commerce adoption mediates the effect of government support on BUMDes performance.
Keywords: Technology Readiness, Digital Capability, Government Support, E-commerce Adoption, BUMDes Performance
Analysis Of Profitability Determinants of Microfinance Institutions in Central Java During the Covid-19 Pandemic with Macroeconomics As A Moderating Variable
No full textThis paper examines the profitability determinants of Rural Banks (BPR) and Islamic Rural Banks (BPRS) in Central Java during 2018-2024, particularly focusing on the impact of the COVID-19 pandemic. Using panel data regression analysis on 235 BPRs and 24 BPRS, the research investigates the influence of NPL/NPF, CAR, BOPO, LDR/FDR, Third Party Funds (DPK), credit restructuring policy, and COVID-19 on Return on Assets (ROA), with inflation and BI-Rate as moderating variables. The findings reveal that NPL/NPF, CAR, BOPO, DPK, BIRate, and COVID-19 have significant negative effects on ROA, while LDR/FDR and inflation show significant positive effects. The credit restructuring policy implemented during the pandemic shows no significant impact on profitability. Regarding moderating effects, both inflation and BI-Rate significantly moderate the relationship between DPK and ROA. However, while inflation significantly moderates the relationship between LDR/FDR and ROA, BI-Rate does not show a significant moderating effect on this relationship. The study indicates that the pandemic has significantly impacted rural banks\u27 profitability, as evidenced by increasing NPL/NPF ratios, declining operational efficiency, and challenges in maintaining optimal liquidity levels. These findings provide valuable insights for bank management and regulators in developing strategies to enhance rural banks\u27 resilience during crises and improve their operational efficiency in the post-pandemic era.
Keywords: Bank Profitability; Rural Banks (BPR); Islamic Rural Banks (BPRS); Non- Performing Loan (NPL); COVID-19 Pandemic; Credit Restructuring; Third Party Funds (DPK); Operational Efficiency (BOPO); Capital Adequacy Ratio (CAR); Macroeconomic Moderatio
Analysis Investment Performances using Sharpe Ratio: Study Case at PT Asuransi Jiwa Taspen
No full textInvestment is one of the main activities in pension fund management companies. The better the investment performance of the pension fund management company indicates that the company is able to manage participant funds properly. PT Asuransi Jiwa Taspen as one of the pension fund management companies in Indonesia needs to analyze investment performance to see how well the investment performance of PT Asuransi Jiwa Taspen is. The method used to analyze investment performance uses the sharpe ratio measurement method, where the results of investment performance at PT Asuransi Jiwa Taspen will be compared with the investment performance of BPJS Ketenagakerjaan. This comparison is carried out to see the extent of the investment performance of PT Asuransi Jiwa Taspen compared to other pension and insurance fund management companies. The analysis results show that PT Asuransi Jiwa Taspen\u27s investment performance is superior to the performance of BPJS Ketenagakerjaan, where the sharpe ratio value at PT Asuransi Jiwa Taspen is 2,42, while BPJS Ketenagakerjaan is only 2,07. This is due to the difference between the strategy and portfolio composition of PT Asuransi Jiwa Taspen and BPJS Ketenagakerjan. Although PT Asuransi Jiwa Taspen investment performance is superior, BPJS Ketenagakerjaan investment performance can still be said to be good because the sharpe ratio value is more than one. Portfolio diversification plays an important role in maintaining the balance of return and risk levels so that investment performance in the two companies produces good results.
Keywords: investment performance, portfolio optimization, portofolio diversification, return, ris
Scrolling to Splurge: How Hedonic Shopping and Beauty Influencers Drive Impulse Buying Among Gen Z on TikTok
No full textThis study investigates the influence of hedonic shopping motivation and beauty influencer endorsement on impulsive buying behavior among Generation Z TikTok users, with a specific focus on beauty products used by both males and females. Employing a quantitative approach, this research examines the impact of hedonic shopping motivation, driven by emotional gratification and pleasure, and the credibility of beauty influencers on impulsive purchase decisions. The findings, based on a survey of 149 Indonesian Generation Z TikTok users, reveal that both hedonic shopping motivation and beauty influencer endorsement are positively correlated with impulsive buying behavior, regardless of gender. Hedonic shopping motivation emerged as a significant predictor of impulsive purchases, while the influence of beauty influencer endorsement, although significant, exhibited a more rational rather than impulsive pattern. These results highlight the significant role of social media, particularly TikTok, in shaping the consumer behavior of younger generations, regardless of gender. The study\u27s implications suggest that marketers should emphasize emotional benefits in their campaigns and collaborate with beauty influencers to promote more thoughtful purchasing decisions for both male and female consumers. However, the cross-sectional design of this study limits causal inferences, and the focus on a specific population may restrict the generalizability of the findings.
Keywords: Hedonic Shopping;Beauty Influencer; Impulse Buying; Generation Z;Tikto
The Influence Of Leadership Style, And Workload On Turnover Intention
No full textThe purpose of this study is to determine the causes of high turnover rates which are thought to be caused by leadership styles and workloads that cause high turnover rates. So that the hope is that the results of this study can find solutions for companies to reduce turnover rates so that company productivity increases. So that company productivity increases. the main focus of this research is to improve the leadership style and the existing burden so that it will change the company\u27s perspective in determining policies. quantitative data collection through questionnaires to frontliners, with analysis using SPSS. The population in this study were all frontliners in RO Yogyakarta, with the sampling technique being random sampling. The results show that both have an influence on the high turnover that exists partially and simultaneously.
Kata kunci: Leadership Style; Workload; Turnove
The Effect of Intellectual Capital and Profitability on Firm Value: Evidence from Banking Industry Listed in Indonesia Stock Exchange
No full textThis research aims to analyze the effect of Intellectual Capital (Value Added Capital Employed (VACA), Value Added Human Capital (VAHU), Structural Capital Value Added (STVA) and Profitability on Firm Value Evidenve from Banking Industry Listed in Indonesia Stock Exchange. The object of research from banking on the IDX in the period 2013-2023. The research method used is quantitative, secondary data type with multiple linear regression models. The sampling technique used purposive sampling method. The number of samples used in this research amounted to 5 banking industry. The results of the research state that Value Added Capital Employed (VACA), Value Added Human Capital (VAHU) Structural Capital Value Added (STVA) simultaneously affects the firm value, then the effect of Value Added Capital Employed (VACA), has a positive effect on firm value, Value Added Human Capital (VAHU) has a positive effect on firm value while Structural Capital Value Added (STVA) has no significant effect on Firm Value and Profitability affects Firm Value.
Keywords: Intellectual Capital, Value Added Capital Employed (VACA), Value Added Human Capital (VAHU), Structural Capital Value Added (STVA), Profitability, Firm Valu
The Impact Of Competency and Personal-Job Fit on Improving Work Motivation to Increase Employee Performance at Class II Ksop Cilacap
No full textThe Class II KSOP Cilacap as an institution that manages the port has a vital role in ensuring the smooth operation of the port. Achieving superior performance cannot be separated from various influencing factors, including employee competency, personal-job fit, and work motivation. Employee competency, which includes knowledge, skills, and attitudes, is the basic capital that must be possessed to be able to carry out tasks well. This purpose of this study is to analyze the effect of competency and personal-job fit on employee work motivation and performance at the Class II KSOP Cilacap. The study data were collected through questionnaires distributed to 92 employees during the census. The IBM SPSS version 25 application was used for path analysis. The results of the study indicate that employee competency has a positive effect on work motivation, personal-job fit has a positive effect on work motivation, competency has a positive effect on employee performance, personal-job fit has a positive effect on employee performance, work motivation plays a mediating role in the relationship between competency and employee performance, and work motivation plays a mediating role in the relationship between personal-job fit and employee performance.
Keywords: KSOP Cilacap; Competency; personal-job fit; Work Motivation; Employee Performanc
The Influence of Digitalization on Export Performance: The Mediation Role of Market Adaptation Speed in the Wig Industry in Purbalingga
No full textThis study examines the impact of digitalization on export performance, focusing on the mediating role of market adaptation speed in the wig industry in Purbalingga, Indonesia. In the era of Industry 4.0, digitalization has become an important factor in changing the global business landscape, significantly affecting the export sector. This study aims to fill the gap in understanding the underlying mechanism of the relationship between digitalization and export performance, especially in labor-intensive industries in developing countries. Using a quantitative approach and data from 50 respondents from several industries engaged in wig exports. This study found that digitalization has a positive effect on the speed of market adaptation and export performance. In addition, the speed of market adaptation mediates the relationship between digitalization and export performance, highlighting the importance of rapid market response in improving global competitiveness. These findings provide valuable insights for industry players and policymakers to optimize digital strategies and maintain a competitive advantage in global markets.
Keywords: Digitalization,Market Adaptation Speed,Export Performanc
The Impact of Job Engagement on Burnout with Extraversion as a Moderator
No full textResearch on job burnout continues to evolve across various disciplines. This study aimed to examine the influence of job engagement on burnout among remote workers, with extraversion as a moderator, using the Job Demand-Resource theory. A total of 43 employees completed a questionnaire, which was then analyzed using multiple regression. The results showed that job engagement had a significant negative impact on burnout, meaning that the higher the level of job engagement, the lower the level of burnout experienced. However, extraverted personality did not moderate the negative influence of job engagement on burnout. This research contributes theoretically to the understanding that job engagement can reduce burnout. Therefore, practically, leaders are advised to increase employee engagement, especially for those working remotely.
Keywords: Job Engagement, Burnout, Ekstraversion, Remote work
Analysis of the Influence of Financial Literacy and Financial Behavior Bias on Investment Decision Making with Risk Perception as a Mediating Variable
No full textThis study analyzes the effect of financial literacy and financial behavioral biases on investment decision making with risk perception as a mediating variable. Data were obtained from 122 respondents, namely employees of the BPSDM unit of the Ministry of Villages, Development of Disadvantaged Regions, and Transmigration. The research method uses a quantitative approach with data collection through questionnaires. The results showed that financial literacy and financial behavior bias have a significant positive influence on investment decision making. In addition, risk perception was found to mediate the relationship between financial literacy and investment decision making, as well as between financial behavioral biases and investment decision making. This study provides theoretical and practical implications in understanding the dynamics of investment decision making, especially in government organizations. However, this study has limitations on the generalizability of the results and the cross-sectional approach, so further research with a broader scope is needed.
Keywords: financial literacy, financial behavior bias, risk perception, investment decision making, government employees