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    Perbedaan Pandangan Fuqaha Ihwal Bunga Bank dan Riba

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    In this sophisticated era, people generally entrust money to banking services. In addition to getting security guarantees, the public also benefits from banks in the form of interest or profit sharing.Methods and Findings: The purpose of this study was to determine the differences in the views of fuqaha regarding bank interest and usury. This research is characterized by library research as one type of library research and the method used is literature study while data analysis uses content analysis techniques. The results of this study indicate that in understanding bank interest and usury fuqaha different opinions. First, the textual paradigm understands the nature of the prohibition of usury lies in the existence of additional, as the meaning contained by the word riba itself and based on nas confirmation, that only the principal capital can be taken, so that if the ilat is in bank interest, then the bank interest is usury . Second, the contextual paradigm understands the passage of prohibiting usury in context, namely the existence of zulm elements or exploitation that occurs when forbidden usury. So that these conditions when found in the application of bank interest, then the bank interest is categorized as usury with a clear legal status, namely haram. This group sees that what happens in bank interest is no element of zulm or exploitation, so they determine that bank interest does not include usury, and the law is permissible. Pada zaman yang serba canggih  ini, umumnya masyarakat menitipkan uang  pada jasa-jasa perbankan. Selain mendapatkan jaminan keamanan, masyarakat juga mendapatkan keuntungan dari bank berupa bunga atau bagi hasil. Metode dan Temuan:  Tujuan penelitian ini untuk mengetahui perbedaan pandangan fuqaha mengenai bunga bank dan riba. Penelitian ini bercorak library research salah satu jenis penelitian kepustakaan dan metode yang digunakan adalah studi literatur sedangkan analisis data menggunakan teknik analisis isi (content analisis). Hasil penelitian ini menunjukan bahwa dalam memahami bunga bank dan riba fuqaha berbeda pendapat. Pertama, paradigma tekstual memahami ilat pengharaman riba terletak pada adanya tambahan, sebagaimana makna yang dikandung oleh kata riba itu sendiri dan berdasarkan konfirmasi nas, bahwa hanya modal pokok yang dapat diambil, sehingga apabila ilat itu terdapat di bunga bank, maka bunga bank tersebut adalah riba. Kedua,  paradigma kontekstual memahami nas dari pengharaman riba secara konteks, yaitu adanya unsur zulm atau eksploitasi yang terjadi pada waktu diharamkannya riba. Sehingga kondisi tersebut bila dijumpai pada pemberlakuan bunga bank, barulah bunga bank itu dikategorikan sebagai riba yang status hukumnya jelas, yaitu haram. Kelompok ini melihat bahwa apa yang terjadi di bunga bank tidak ada unsur zulm atau eksplotasi, sehingga mereka menetapkan bunga bank tidak termasuk riba, dan hukumnya boleh

    KEMERDEKAAN MENYAMPAIKAN PENDAPAT DIMUKA UMUM SEBAGAI MAKAR MENURUT KUHP

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    KUHP (Penal Code Of Indonesia) is a positive Indonesian criminal law regulation which in its history, came from the Wetboek van Strafrecht voor Nederlandsch Indie (WvSNI) which contains about the crimes against the security of the state as regulated in the sub first chapter of the KUHP itself. Van Toelichting’s Memorie mentioned that treason is a translation of the Aanslag, which, if paired into English, can be interpreted as an attempt or attack. According to 87th Article of the Criminal Code, if treason has commenced according to Article 53th of the Criminal Code (Trial), on the other hand, there is a The1945 Constitution which is a Grundnorm that guarantees the freedom to express opinions that publicly as in 28th E Article, 3rd paragraph. And also, regulated explicitly in 39th Law Number, the year 1999 about expressing opinions in public, so if referring to treason as an experiment as Article 53 of the Criminal Code, it would prevent anyone from criticizing by communicating and issuing opinions. If the notice was addressed to the government by saying the current government is not good and must be replaced, the presence of the 87th Article about the Criminal Code certainly experiments intention. And the crimes against state security are also referred to as political offenses, to determine the suspects in this political offense, an in-depth study must be carried out, so this is the reason why the writing is carried out. The typology of the research used is the normative juridical (doctrinal) library method. So in this study, we can see whether it is appropriate if the criminal offense of this treason can be applied as the 87th Article about Criminal Code without interpreting the betrayal as an aanslag or attempt or an attack connected to the existence of Guarantees in Delivering Opinions

    PENGENAAN PAJAK PENGHASILAN ATAS WARIS DAN HIBAH DALAM PENGALIHAN HAK ATAS TANAH DAN/ATAU BANGUNAN DI KOTA PADANG

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    Income Tax (PPh) is one of several types of tax, which is one of the primary sources of state revenue for development, which aims to improve the welfare and prosperity of the people. Income Tax (PPh) is regulated in Government Regulation number 34 of 2016. Where in each transfer of rights carried out by the taxpayer will be subject to Income Tax, but there is a transfer of rights excluded from the imposition and collection of Income Tax as stipulated in the Director-General of Taxes Regulation Number 30 / PJ / 2009, namely the removal of reasons due to inheritance and grants to blood families in a straight line. From this income tax collection, it is necessary to know some problems that arise. The issues, namely First, how is the imposition of Income Tax on inheritance and grants in the transfer of rights to land and buildings in the City of Padang. Second, is the Constraint in imposing income tax on estate and concessions in the removal of rights to land and buildings in the City of Padang. The research method used is an empirical juridical approach, and this research is descriptive-analytical as well as collecting data in the form of document studies and field research. Based on the results of the study, it was found that: The imposition of income tax on inheritance and grants in the transfer of rights to land and buildings in Padang city can be excluded from tax collection by submitting an income tax certificate for inheritance and donations between blood families in a straight line. Constraints in imposing Income Tax on estate and awards in the transfer of rights to land and or buildings in the city of Padang, are still taxpayers who have an NPWP but do not report their annual SPT and there are taxpayers who are not registered at the Tax Office and do not have NPWP, which causes the SKB application to be rejected or not granted

    PEMBERDAYAAN NILAI-NILAI MASYARAKAT LOKAL SEBAGAI MODAL PEMBANGUNAN DEMOKRASI

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    The demand for a democratic system of government in Indonesia is not only the demands of society but also constitutional demands. Therefore, regional autonomy is expected to be able to provide answers to both needs. Because the essence of local independence itself is a tangible form of the practice of democracy in society, in the way of giving autonomy to the region to advance its society democratically in various aspects of life, politics, social economy and culture, to answer the challenges in the era of globalization. Community involvement by empowering local community values is one surefire strategy in the process of democratization. Besides, bureaucratic reform is a necessity; therefore, a combination of allowing the benefits of local communities with the government bureaucracy system is an appropriate strategy for accelerating democratic development

    Structure and Written Expression Section on Paper-Based TOEFL : Perceived Difficulties by Nursing Students of Poltekes Solok, West Sumatera

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    English language ability is one of the skills that must be possessed by college students, including nursing students. Having good English skills will open broad opportunities for increasing the competency and expertise of nursing students. One form of recognition of good English skills is to have a high TOEFL score. However, getting a high TOEFL score is still a challenge for nursing students. Facts in the field show that many nursing students find it difficult to achieve high scores on the TOEFL test. The most common form of difficulty is the problem in answering questions related to the structure and written expression section in the Paper-Based TOEFL test. The purpose of this research is to investigate nursing students’ difficulties in the structure and written expressions section tested in the Paper-Based TOEFL. The population of this study was 80 nursing students of POLTEKES Solok, and the sample was selected by using cluster random sampling. Data of the research was collected through tests and interviews. The result of the research found that that there were 8 items considered as the most difficult elements met by nursing students in the TOEFL test. These items were word order, parallel structure, singular and plural nouns, missing and extra words, articles, comparative and superlative, word choice, and word form. In addition, the findings also show that several factors influence nursing students' difficulties in the structure and written expression section. The factors were unfamiliarity with the TOEFL test, lack of practice, and lack of grammatical competence.Kemampuan berbahasa Inggris merupakan salah satu keterampilan yang harus dimiliki oleh mahasiswa perguruan tinggi, termasuk mahasiswa keperawatan. Dengan memiliki keterampilan bahasa Inggris yang baik akan membuka kesempatan yang luas terhadap peningkatan kompetensi dan keahlian mahasiswa keperawatan. Salah satu bentuk pengakuan dari kemampuan bahasa Inggris yang baik ialah memiliki skor TOEFL yang tinggi. Namun, mendapatkan nilai yang tinggi dalam test TOEFL masih menjadi tantangan tersendiri bagi mahasiswa keperawatan. Fakta di lapangan menunjukkan bahwa masih banyak mahasiswa keperawatan yang kesulitan untuk bisa mencapai skor tinggi dalam tes TOEFL. Bentuk kesulitan yang paling banyak ditemui adalah permasalahan dalam menjawab soal yang berkaitan dengan structure dan written expression section pada Paper-Based TOEFL test. Penelitian ini bertujuan untuk menyelidiki kesulitan yang dihadapi oleh mahasiswa keperawatan POLTEKES Solok dalam menjawab structure dan written expression section yang diuji dalam Paper-Based TOEFL. Populasi penelitian ini adalah 80 orang mahasiswa keperawatan, dan sampel penelitian ini dipilih dengan menggunakan cluster random sampling. Data dari penelitian ini  dikumpulkan dengan menggunakan tes dan interview. Dari temuan penelitian, dapat disimpulkan bahwa ada 8 item yang dianggap sebagai elemen paling sulit yang ditemui mahasiswa keperawatan dalam tes TOEFL. Item-item tersebut adalah word order, parallel structure, singular and plural noun, missing dan extra words, article, comparative and superlative, word choice, dan word form.Selain itu, temuan ini juga menunjukkan bahwa ada beberapa faktor yang mempengaruhi kesulitan siswa dalam structure and written epression section. Faktor-faktor tersebut adalah tidak terbiasa dengan tes TOEFL, kurangnya latihan, dan kurangnya penguasaan tata bahasa.Kata Kunci: TOEFL, Structure and Written Expression Section, Mahasiswa Keperawata

    GERAKAN EMANSIPASI RUHANA KUDDUS DALAM MEMPERJUANGKAN KESETARAAN PENDIDIKAN PEREMPUAN DI MINANGKABAU

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    At the beginning of the 19th century in Minangkabau, women just demanding to manage the household, they are not allowed to get the appropriate education and the high position of career. Because of this unlucky condition, some women in Minangkabau made a movement out of that oppression. One of the movement's doers is Ruhana Kuddus. In order to know the affection of Rohana Kuddus’s emancipation in her struggle for women’s education equality, these are the techniques of data collection and analysis is collecting the data, the main source is Scenting Melajoe newspaper, the second sources Are interviewing, book, journal, and all of the data about Ruhana Kuddus from the internet. Then criticizing of the sources, it can be internal and external critics. After that synthetic dan writing form (historiography). The results are incentive factors are religion value, traditional value, and social value. Obstructions factors are the illiteracies, the strict of traditional rules, the views on women, the empowerment of women and women’s skills

    Tablighi Jamaat, An Islamic Revivalist Movement and Radicalism Issues

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    This article discusses Tablighi Jamaat as Islamic transnational movement that emerged in the early 20th century and attracted a great attention post nine eleven in America. One of the interesting that invite debate among scholars is that Tablighi Jamaat is a part of radicalist movements or terrorist groups or only an Islamic missionary movement. Those debates are related to the existence of Tablighi Jamaat around the world. Moreover, it can be said that every country in the world have settled by Tablighi Jamaat. American Foreign Council report shows that tablighist is estimated 50 to 80 million people. The numbers have invited suspicion of policy maker from many countries, particularly on radicalism issues. Discussion on this article based on basic questions on who are Tablighists, their aims and their activities. However, the main purpose of this article to show how scholars argue on the existence of Tablighi and possibility on Tablighi Jamaat involvement on radicalism actions. This study based on library research and direct observation on Tablighi in Central Java dan East Java.Artikel ini mendiskusikan Tablighi Jamaat sebagai gerakan Islam transnasional yang muncul pada awal abad ke-20 dan menyita perhatian setelah peristiwa nine eleven (9/11) di Amerikan. Salah satu hal yang menarik dan mengundang perdebatan di kalangan ilmuwan adalah apakah Tablighi Jamaat merupakan bagian dari gerakan atau kelompok radikalis atau bahkan teroris, atau sebatas gerakan keagamaan belaka. Perdebatan-perdebatan tersebut terkait dengan keberadaan Tablighi Jamaat di berbagai Negara di seluruh dunia. Bahkan, dapat dikatakan bahwa setiap Negara telah terjamah oleh keberadaan Tablighi Jamaat. Dewan Amerika Luar Negeri menunjukkan bahwa diperkirakan ada 50 hingga 80 juta tablighis di seluruh dunia. Jumlah tersebut tentu mengundang kekhawatiran para pengambil kebijakan di berbagai negera, khususnya terkait dengan isu radikalisme. Diskusi dalam artikel ini berdasarkan pada pertanyaan-pertanyaan mendasar siapa sebenarnya Tablighi Jamaat, tujuan dan aktivitas mereka. Namun, tujuan utama dari artikel ini adalah untuk menunjukkan argument-argumen para ilmuwan mengenai keberadaan Tablighi Jamaat dan kemungkinan Tablighi Jamaat terlibat dalam aksi-aksi radikalisme. Kajian ini didasarkan pada kajian kepustakaan dan obersevasi langsung penulis, khusunya di wilayah Jawa Tengah dan Jawa Timu

    WOMEN IN THE IDENTITY CRISIS OF FEMINISM; A CRITICAL ANALYSIS ON GENDER MOVEMENT BASED ON ISLAMIC PSYCHOLOGY PERSPECTIVE

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    This paper attempted to analyze critically the women's movement that had been developing so far and tried to offer the ideology of the gender movement based on the values of humanism of Islamic Psychology. This study used a qualitative methodology with a literature approach. The results showed that (1) the male clone tendency in the women's movement had actually been predicted by various parties, including by the female activists. Because of the obsession to equalize the active role of women as equal to men, the women's movement was trapped in standardizing themselves with male masculinity figures. On one hand, they rejected male domination on women, but on the other hand the ambitions of their movements are directed towards seizing the dominant patriarchal system and violating it under the authority of women. Even though Islam places women in the frame of proportionally optimistic rational roles. That is, Islam does not make women fully pretend to be 'backward' entities so that it does not allow them to gain enlightenment and Islam rejects thoughts that are too optimistic to position 'front' women as the sole determinant of their lives and must be above men. Both of these views have reduced women to fall into the destruction or glorification of human quality by ignoring the greatness and power of Sunnatullah over the surrounding conditions; (2) Acording to the values of humanism of Islamic Psychology, the ideology of the gender movement should depart from the needs and be based on a) Women’s self-actualization rather than self-exploitation; b) Women’s Active participation rather than their mobilization and domestication. (c) Partnership rather than rivalism

    Hubungan Rasa Kebersyukuran dengan Adversity Quotient pada Mahasiswa Penerima Beasiswa BIDIKMISI UIN Imam Bonjol

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    This research aimed to find out the level of gratification, the level of adversity quotient, and the relationship of gratitude with adversity quotient in UIN Imam Bonjol Padang BIDIKMISI recipient students. This research uses quantitative methods with data analysis techniques namely Pearson correlation analysis which the SPSS program version 20.0 for windows. The independent variable in this study is gratification and the dependent variable is the adversity quotient. Research subjects numbered 229 students receiving the bidikmisi UIN Imam Bonjol Padang. Data collection techniques used in this study are psychological scales, namely the scale of gratitude that the authors arrange themselves with a validity of 48 out of 60 items and have a reliability of 0,934 and an adversity quotient scale that the authors compose themselves with a validity of 50 out of 59 items and a reliability of 0,921. Based on the results of the analysis of research data shows the Pearson Correlation coefficient of 0,501 with a significance of 0,000 (0,000 < 0,05), so that it can be concluded that there is a significant relationship between gratification with adversity quotient in students receiving Bidikmisi State Islamic University (UIN) Imam Bonjol Padang. These results also indicate that bidikmisi recipient students have average scores of high gratification rates and moderate dominant adversity quotient levels

    Promoting The Learning Quality of Islamic Elementery School Through Constructive - Inovative Model

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    Learning is interpreted as a process of obtaining behavioral changes as a result of getting knowledge and experience in doing interaction with the environment. The problem found in Islamic Elementery School 1 Pasaman (MIN 1 Pasaman) was the way the teacher tought the students and the teacher never create the innovative environment to make the students to be able to construct their ideas in learning. The teachers were still not familiar with the name and the application of constructive innovative learning models in order to create the fun learning for the students. The situation impacts to the student’s development and achievement during teaching and learning process. It leads the team to do the community service research to the application of constructive - innovative models to improve the quality of teaching and learning in MIN 1 Pasaman. The result of this community service shown that the teachers already able to comprehend the constructive -inovative learning model in teaching and learning process, and the teacher can apply various types of learning model as well as able to design a good lesson plan about constructive and innovative model in the classroom.Belajar diartikan sebagai proses perubahan perilaku sebagai hasil dari mendapatkan pengetahuan dan pengalaman dalam melakukan interaksi dengan lingkungan. Masalah yang ditemukan di Madrasah Ibtidaiyah 1 Pasaman (MIN 1 Pasaman) adalah cara guru mengajar siswa dan guru tidak pernah menciptakan lingkungan belajar yang inovatif untuk membuat siswa dapat membangun ide-ide mereka dalam belajar. Para guru masih belum tahu dengan nama dan juga cara menerapkan dengan model pembelajaran konstruktif- inovatif agar pembelajaran menyenangkan bagi siswa. Situasi ini berdampak pada perkembangan dan prestasi siswa selama proses belajar mengajar. Keadaan ini mengarahkan tim untuk melakukan penelitian pengabdian masyarakat pada penerapan model inovatif - konstruktif untuk meningkatkan kualitas pengajaran dan pembelajaran di MIN 1 Pasaman. Hasil pengabdian masyarakat ini menunjukkan bahwa para guru sudah mampu memahami model pembelajaran konstruktif-inovatif dalam proses belajar mengajar, dan guru dapat menerapkan berbagai jenis model pembelajaran yang konstruktif serta mampu merancang rencana pembelajaran yang konstruktif dan inovatif di kelas.Kata Kunci: pembelajaran, konstruktif- innovative, mode

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