e-Journal IAIN Bukittinggi (Institut Agama Islam Negeri)
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Kajian Ekonomis Penyelesaian Sengketa Bisnis melalui ADR (Alternative Despute Resolution)
Get PDF In line with the increasing demands of the business in the era of globalization, especially related to the resolution of business conflicts, business people have tried to find alternative dispute resolution methods other than justice. This is because the judicial institution as a legal institution that should be able to play its role in efforts to resolve various kinds of business conflicts, is in reality not as expected by business people. There is support for normative formalities. Therefore alternative dispute resolution institutions can be used as a very possible choice. This alternative institution is considered more effective in various aspects of business dispute resolution, in response to the demands of very fierce business competition. Some economic benefits gained from choosing a solution through ADR (Alternative Despute Resolution) are that this model is not formal, saves more time and also minimize costs in dispute resolution.
Peran Non Performing Financing terhadap Profitabilitas Bank Pembiayaan Rakyat Syariah dengan Inflasi sebagai Variabel Moderasi
Get PDFThe research aims to examine the role of Non-Performing Financing (NPF) on the profitability of financing in Sharia Banks with inflation as a moderation variable. The population of this research is Islamic Rural Banks in West Sumatra Indonesia, which was registered in the Financial Services Authority (OJK) in the 2015-2018 period. Samples of research were taken purposively as many as seven units of Islamic Rural Banks which were spread in West Sumatra Indonesia. The data analysis technique used is a regression method with panel data (pooled data) which is a combination of cross section and time series data using Software Eviews8. The results of the analysis showed that Non-Performing Financing (NPF) has a negative effect on profitability, which is proxied by ROA. Furthermore, this research proves that the inflation does not moderate or weaken the influence of the NPF on the profitability of Islamic Rural Banks. This research contributes in expanding the direct relationship between NPF and profitability which in previous research was not elaborated further
Kajian Kitab Hadis (Telaah Kitab Hadis al-Nihayah fi al-Fitan wa al-Malahim)
No full textThis article attempts to examine the book of al-Nihayah fi al-Fitan wa al-Malahim which is a book of hadith written by Ibn Kathir. Kitab al-Nihayah fi al-Fitan wa al-Malahim is the second part of the book of al-Bidayah. Kitab al-Nihayah fi al-Fitan wa al-Malahim contains about the signs of doomsday, major events that have and will occur before the coming of doomsday, a picture of heaven and hell excess of the book al-Nihayah fi al-Fitan wa al-Malahim is an explanation of ma'sni al-hadith, the quality of the hadith, and some rijal al-hadith. While the shortcomings of the book al-Nihayah fi al-Fitan wa al-Malahim is that not all the traditions written in it are complete, and the composition is not systematic. The traditions collected in the book of al-Nihayah fi al-Fitan wa al-Malahim are included in the difficult category
Perilaku Hidup Konsumtif Remaja Muslim di Pilar Coffee Bukittinggi
No full textCurrently among Muslim youth there has been a shift in shopping behavior to coffeshop. Muslim youths are looking for excessive entertainment because they tend to follow models of today's development. The presence of the coffeshop has an impact on the consumptive behavior of Muslim teenagers. Based on the participation observation that there is a relationship between the existence of coffeshop to consumptive behavior of Muslim teenagers. Based on the results of the analysis of Islamic economic view that the behavior of consumptive Muslim teenagers is not in accordance with the behavior in consumption in Islamic economics which refers to the three basic principles of consumption that has been outlined by Islam is kosher consumption, consumption of sacred goods and not excessive. Consumption of Muslim teenagers is included in the category of consumptive behavior
Memaknai Perolehan Rezki dalam Hukum Ekonomi Syariah
Get PDFIslam as a religion that has universal teachings, not only talks about aqidah as the main foundation of people in adhering to religion, but also teaches good relations among humans (muamalah). In Islam, the discussion of economics cannot be separated from the concept of sustenance, some people assume that sustenance is identical to property, because economic activity is an activity to fulfill material needs or property (al-Mal) as a life support. Economic activity is an effort to fulfill basic human needs in order to worship Allah SWT. Therefore, it must be ensured through the rules and methods justified by sharia. Although in principle various types of muamalah are permitted, the concept of usury is strictly not justified in sharia economic law, so it must also be ensured that in meeting daily needs, Muslims must obey these limits and provisions. The method used in this paper is to reveal the meaning of the limitations (arguments) of the Qur'an and Sunnah regarding the acquisition of sustenance then analyzed based on the sociological ethical aspects of Islamic economic law activities. And in this paper the activities of usury and gharar are one of the enemies of Islamic economics in the perspective of Islamic law.Islam sebagai suatu agama yang memiliki ajaran universal, tidak hanya bicara tentang aqidah sebagai pondasi utama umat dalam menganut agama, tapi juga mengajarkan hubungan baik sesama manusia (muamalah). Dalam Islam, bahasan ekonomi tidak terlepas dari konsep rezki, sebagian masyarakat mengasumsikan bahwa rezki identik dengan harta, karena kegiatan ekonomi merupakan aktifitas pemenuhan kebutuhan material atau harta (al-Mal) sebagai penyangga kehidupan. Aktifitas ekonomi merupakan usaha pemenuhan kebutuhan dasar manusia dalam rangka menjalankan ibadah kepada Allah SWT. Oleh karenanya mesti dipastikan melalui aturan dan cara yang dibenarkan syariah. Sekalipun pada prinsipnya, berbagai jenis muamalah dibolehkan. Konsep riba dengan tegas tidak dibenarkan dalam hukum ekonomi syariah, maka harus dipastikan pula dalam pemenuhan kebutuhan sehari-hari, umat Islam harus patuh pada batas dan ketentuan tersebut. Metode yang digunakan dalam tulisan ini ialah dengan mengungkap makna batasan (dalil) dari al-Qur`an dan Sunnah tentang perolehan rezki, kemudian dianalisis berdasarkan aspek etik sosiologis aktifitas hukum ekonomi Syariah. Dan dalam tulisan ini, aktifitas riba dan gharar menjadi salah satu musuh ekonomi dalam persepktif ekonomi syariah
Euthanasia dalam Pandangan Moral, Kode Etik Kedokteran dan Perspektif Hukum Islam
Get PDFThe practice of euthanasia in medicine has become a topic that raises various discussions when viewed from different points of view. The existence of differences of opinion that arise from the practice of euthanasia is normal because the practice is related to human life. Based on this, this scientific study aims to determine euthanasia from a moral perspective, a medical code of ethics and in the perspective of Islamic law. The process of collecting data from scientific studies was carried out by means of literature research using qualitative descriptive methods in presenting and analyzing the data obtained. The results of the study show how euthanasia practices are in accordance with the medical code of ethics, moral views and how the law is in Islam.Praktik Euthanasia dalam kedokteran menjadi hal yang menimbulkan berbagai perbincangan bila dilihat dari sudut pandang yang berbeda. Adanya perbedaan pendapat yang muncul dari praktik euthanasia merupakan suatu kewajaran karena praktik tersebut berhubungan dengan nyawa manusia. Berdasarkan hal tersebut studi ilmiah ini bertujuan untuk mengetahui euthanasia dalam pandangan moral, kode etik kedokteran dan dalam perspektif hukum Islam. Proses pengumpulan data studi ilmiah ini dilakukan dengan cara penelitian literatur menggunakan metode deskriptif kualitatif dalam penyajian dan anlisis data yang diperoleh. Hasil dari penelitian menunjukkan bagaimana praktik euthanasia yang sesuai kode etik kedokteran, pandangan moral dan bagaimana hukumnya dalam agama Islam
Errors Behind Asking Open-Ended Questions: A Study in Individual Counseling Class
No full textThe skill of asking open-ended questions is one of the most important skills in counseling. Asking the right questions may help a counselor to understand the counselee's situation. This study aims to reveal the errors in asking open-ended questions during the implementation of individual counseling conducted by 27 fourth-semester students of the Guidance and Counseling Study Program, Faculty of Tarbiyah and Teaching Training, State Islamic Institute (IAIN) Bukittinggi. The research was conducted through a quantitative approach. This research found that there were some common errors made by students when using open-ended questions; they were 1) 70.37% of students used open-ended questions that were not coherent, 2) 66% of students used open-ended questions “why” in their question, 3) 40.74% used repeated open-ended questions that have the same meaning, 4) 29.62% used open-ended questions that did not in line with the context, 5) 14.81% students used open-tailed questions, 6) 11.11% students used 2 open-ended questions simultaneously at the same time, and 7) there were 11.11% who did not use open-ended questions at all during the counseling processBertanya adalah salah satu keterampilan yang paling penting dalam proses konseling. Pengajuan pertanyaan-pertanyaan yang tepat dapat membantu konselor memahami situasi konseli, alasan konseli menemui konselor, harapan-harapan konseli, dan informasi-informasi yang relevan dengan situasi yang dihadapi oleh konseli saat itu. Keterampilan menggunakan pertanyaan terbuka merupakan salah satu dari keterampilan bertanya yang penting tersebut. Penelitian ini berupaya mengungkapkan pertanyaan-pertanyaan terbuka yang digunakan oleh 27 orang mahasiswa semester IV Program Studi Bimbingan dan Konseling Institut Agama Islam Negeri Bukittinggi dalam pelaksanaan konseling individual. Secara spesifik penelitian ini bertujuan untuk mengungkapkan kesalahan-kesalahan penggunaan pertanyaan terbuka dalam konseling individual yang dilakukan oleh mahasiswa. Penelitian dilakukan melalui pendekatan kuantitatif. Melalui penelitian ini diperoleh informasi bahwa, terdapat beberapa kesalahan umum yang dilakukan mahasiswa pada saat menggunakan pertanyaan terbuka yaitu 1) 70,37% mahasiswa menggunakan pertanyaan terbuka yang tidak runtut, 2) 66% mahasiswa menggunakan pertanyaan terbuka dengan kata tanya mengapa, 3) 40,74% menggunakan pertanyaan terbuka yang berulang dengan makna sama, 4) 29,62 % menggunakan pertanyaan terbuka yang tidak sesuai konteks, 5) 14,81% mahasiswa menggunakan pertanyaan terbuka mengekor, 6) 11,11% mahasiswa menggunakan sekaligus 2 pertanyaan terbuka dalam waktu yang sama, dan 7) terdapat 11,11 persen yang sama sekali tidak menggunakan pertanyaan terbuka selama proses konseling
Dari Konversi ke Resistensi: Strategi Kebertahanan Agama Lokal dalam Pusaran Pluralitas Terbatas
No full textThis article discusses the construction of defining religion in Indonesia which cannot be separated from the influence of the world religions paradigm. Indonesia is one of the countries that has implemented a religious management policy based on recognition, through Law no. 1/PNPS 1965 concerning the Prevention of Religious Abuse and/or Blasphemy. This research article focuses on examining how the patterns and strategies adopted by the adherents of local religions in Indonesia can exist in the middle of the vortex of recognition of official religions by the state. With the library research method analyzed using a content analysis approach, this article finds that the patterns and strategies used by adherents of local religions to maintain their existence are conversion or conversion, religious syncretism, and resistance, namely refuses to be affiliated with world religions. The various patterns and strategies that have emerged are the response of local religions to various state policies that co-opt their rights, especially civil rights in services and fulfillment of their needs, including civil registration, access to education, health facilities and facilities, to the registration of marriage. Artikel ini membahas tentang konstruksi pendefinisian agama di Indonesia yang tidak lepas dari pengaruh paradigma agama dunia. Indonesia merupakan salah satu negara yang menerapkan kebijakan pengelolaan agama berdasarkan pengakuan, melalui UU No. 1/PNPS Tahun 1965 Tentang Pencegahan Penyalahgunaan dan/atau Penodaan Agama. Riset artikel ini fokus untuk mengkaji bagaimana pola dan strategi yang diterapkan oleh para penganut agama Lokal di Indonesia agar dapat eksis di tengah pusaran pengakuan agama-agama resmi oleh negara. Dengan metode studi kepustakaan (library research) yang dianalisis menggunakan pendekatan analisis isi (content analysis), artikel ini menemukan bahwa pola dan strategi yang digunakan oleh penganut agama lokal dalam mempertahankan eksistensinya adalah dengan melakukan konversi atau pindah agama, sinkretisme agama, dan resistensi, yakni menolak untuk diafiliasikan dengan agama dunia. Ragam pola dan strategi yang mengemuka ini sebagai respon agama lokal terhadap berbagai kebijakan negara yang mengkooptasi hak-hak mereka, terutama hak-hak sipil dalam pelayanan dan pemenuhan kebutuhannya, baik pencatatan sipil, akses pendidikan, sarana dan fasilitas kesehatan, hingga pencatatan perkawinan
Pendaftaran Peralihan Hak Atas Tanah Berdasarkan Akta Pengikatan Perjanjian Jual Beli di Kota Padang
Get PDFEach Land Office has a different policy in accepting return registration of certificates based on PPJB, some accept and some reject. Based on this description, the author is interested in discussing this thesis with the title "Registration of Transfer of Land Rights Based on the Binding Deed of Purchase Agreement at the National Land Agency Office in Padang City." The problem is, How is the Process of Making a Sale and Purchase Binding Agreement (PPJB) for Registration of Land Rights In Kota Padang, How Is Legal Strength Against Proof of Binding of Contract of Purchase (PPJB) In the Process of Registration of Transfer of Land Rights at the National Land Agency Office in Padang City, What Is the Process for Registration of Transfer of Land Rights in the Deed Phase of the Binding Agreement of Purchase (PPJB) in Padang City National Land Agency Office. The writing of this thesis uses empirical juridical methods that determine the field in court with the legal aspects or regulations that apply with respect to the object of research. Copyright and implementation of the Registration of Transfer of Land Rights Based on the Binding Deed of Purchase Agreement at the Office of the National Land Agency in Padang City has not been fully implemented properly or it has not been effective
Predicting the Impact of Commercialization Factors on the Social Mission of Islamic Microfinance Institutions for Muslim Communities
No full textThis study examines the impact of commercialization factors, covering profitability, regulation, and competition, on the social performance of Islamic rural banks that cater specifically to the Muslim community. As a community banking institution operating by Islamic principles, Islamic rural banks are faced with two performance targets, namely financial performance and social performance, both of which are interrelated. This study is quantitative research based on a survey on six units of Islamic rural banks in West Sumatra. Data from the financial services authority and other financial documents at Islamic rural banks are analyzed with panel data regression. The findings of this research show that profitability and competition influence social performance. Meanwhile, there is no regulation’s impact on social performance. Regulatory factors that were initially expected to strengthen the social responsibility mission of Islamic rural banks did not stimulate the increase of social performance. This study reveals the importance of the commercialization factor in improving the social performance of Islamic rural banks which aims at increasing the social benefits for the low-income Muslim community.Penelitian ini bertujuan untuk menguji dampak dari faktor-faktor komersialisasi yang meliputi profitabilitas, regulasi dan kompetisi terhadap kinerja sosial BPR Syariah khususnya kepada penggunanya yaitu masyarakat Muslim. Sebagai sebuah community banking yang beroperasi dalam prinsip-prinsip Islam, BPR Syariah dihadapkan pada dua target kinerja yaitu kinerja keuangan dan kinerja sosial yang keduanya saling terkait. Penelitian ini menggunakan pendekatan kuantitatif berdasarkan survei pada enam unit BPR Syariah di provinsi Sumatera Barat, Data dikumpulkan dari Otoritas Jasa Keuangan dan dokumen di BPR Syariah kemudian dianalisis dengan regresi data panel. Hasil penelitian ini menunjukkan bahwa profitabilitas dan persaingan berpengaruh terhadap kinerja sosial, sedangkan regulasi tidak berpengaruh terhadap kinerja sosial. Faktor regulasi yang semula diharapkan memperkuat misi tanggung jawab sosial BPR syariah, ternyata tidak merangsang peningkatan kinerja sosial. Studi ini mengungkap akan pentingnya faktor komersialisasi dalam meningkatkan kinerja sosial BPR syariah dengan meningkatkan manfaat sosial untuk masyarakat Muslim berpenghasilan rendah