UIN (Universitas Islam Negeri) Walisongo Journals
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Implementation of sharia principles in the insurance industry in Indonesia: Systematic Literature Review
Get PDFPurpose - Aims to examine in depth the implementation of sharia principles in the insurance industry in Indonesia. The main focus is to evaluate the extent to which principles such as monotheism, justice, ta'awun, and cooperation are implemented through sharia contracts such as tabarru', tijarah, mudharabah musytarakah, and wakalah bil ujrah in sharia insurance practices.
Method - The method used in this study is Systematic Literature Review (SLR). Data were collected from 500 articles filtered through Google Scholar with the keywords "sharia principles" and "insurance industry" in the period 2020-2025. After going through the selection and data cleaning stages, the seven most relevant articles were analyzed in depth to identify key findings and academic trends related to the topic.
Result - The results of the study show that although sharia insurance has a strong basis in Islamic principles, its implementation still faces several major challenges. Among them are low public literacy, lack of standardization in the implementation of contracts, weak regulations from the government, and less than optimal services comparable to conventional insurance. In addition, there was a gap in understanding between industry players and customers regarding sharia contracts.
Implication - emphasizes the need to strengthen education, improve service systems, and formulate regulations that are more supportive of the development of the sharia insurance industry. This study also recommends increasing the role of the Sharia Supervisory Board in ensuring operational compliance with sharia values.
Originality - This study provides an original contribution through a systematic literature approach, by integrating various dimensions of sharia (theological, managerial, social, and digital) in its analysis. This study is expected to be a theoretical and practical reference for academics, regulators, and industry players in strengthening the sharia financial system in Indonesia.
Keywords: Sharia insurance , Sharia principles, Insurance industry
Navigating Religious Coexistence in Sri Lanka: Challenges, Reflections, and Implementation Prospects
Get PDFBuddhism, Hinduism, Islam, and Christianity make up the complex religious mosaic that makes up Sri Lanka, and throughout its history, there has been peace and strife between different faiths. Through analyzing the data gathered from purposefully sampled interviews and secondary sources, this study explores the myriad issues that impair the harmonious coexistence of religions and provides viable solutions. The challenges include political interventions that exploit religion for electoral gain, the failure to implement constitutional and legal frameworks designed to promote ethnic harmony, the divisive influence of media, poor communication and coordination among stakeholders, an ineffective education system, and the lack of financial resources for meaningful projects. Reforms to education, interreligious dialogue, constitutional safeguards, regulating media, and legal actions are among the suggested remedies. The findings offer practical perceptions and actionable recommendations to enhance religious coexistence and support broader efforts toward peace and reconciliation in Sri Lanka
Gender Identity Construction in Cyberspace: A Netnographic Analysis of Tinder Users
Get PDFTinder is one of the virtual spaces that allows individuals to negotiate and present themselves dynamically. Stereotypes and traditional social norms continue to influence how gender is understood and represented online, which in turn reinforces problematic biases in interactions in digital spaces. This study aims to analyze the construction of gender identity among Tinder dating app users within the framework of a digital society. Employing a qualitative method with a netnographic approach, this research involves the researcher's active participation in the Tinder platform's virtual space by observing 52 user accounts and conducting in-depth interviews with five informants. The findings reveal that Tinder users construct gender identity through visual and textual elements, including profile photos, brief bios, hobbies, and interests. Gender identity on the platform can be manipulated and diversified to represent themselves as "women" and or "men." It underscores the necessity for contextualization and redefinition of gender identity within cyberspace. The study makes a significant contribution by revealing how gender identity on Tinder challenges traditional binaries through performative practices that blur the rigid boundaries between “feminine” and “masculine” while offering new insights into gender fluidity within digital spaces as arenas for renegotiating social norms
FEEDING BEHAVIOUR OF SWORDFISH (XIPHOPHORUS HELLERII) AND PLATY FISH (XIPHOPHORUS MACULATUS) AS PREDATORS OF MOSQUITO LARVAE (AEDES SP.) BASED ON SCIENCE AND ISLAMIC PERSPECTIVES
No full textIslam teaches the importance of maintaining the balance of nature and justice in the use of resources. Currently, one of the problems caused by human negligence due to a lack of awareness in protecting the environment is health problems. Therefore, an infectious disease that has become endemic in Indonesia is Dengue Hemorrhagic Fever (DHF). Dengue fever is caused by the dengue virus, which is transmitted through the insect vector Aedes sp. One of the controls carried out to control mosquitoes as a vector of dengue disease is to use natural predators with fish as mosquito larvae eaters. The purpose of this study is to observe the feeding behaviour and predation rate of Swordfish (Xiphophorus hellerii), and Platyfish (Xiphophorus maculatus) against mosquito larvae (Aedes sp.) and the study is based on an Islamic perspective. The observation results obtained from the feeding behaviour of X. hellerii and X. maculatus fish are that they are predators that chase, catch, and directly prey on their prey. X. hellerii fish has a higher level of feeding behaviour compared to X. maculatus fish in preying on mosquito larvae (Aedes sp.). The average predation ability of X. hellerii fish against Aedes sp. instar III larvae was 24.8 fish, while X. maculatus fish was 18.4 larvae. So that the fish X. hellerii is said to have better potential as a biocontrol to control the mosquito population, which is a vector of dengue disease, in accordance with the recommendation to maintain the balance of nature in Islamic teachings
Violence, Religion, and Trauma: A Social Critique on the Phenomenon of Terrorism in Movies
Get PDFThe violent and religiously manipulative content of several religious movies can cause trauma to those who view them. This study uses cognitive dissonance theory to analyze how religious movie that highlight aspects of fear in the movie can affect social construction, particularly in light of the possibility of extreme attitudes. Qualitative content analysis using narrative and visual techniques to many key scenes is the methodology employed. The findings demonstrated how the portrayal of religious organizations as purveyors of threatening doctrine that emphasizes punishment affects the psychological strain of the story's characters, leading to internal conflict and a range of responses, such as rejection and extreme tendencies. The results show how authoritative religious teachings might influence psychological and symbolic pressure. To promote critical attitudes and avoid the possible detrimental effects of interpreting teachings that emphasize fear, this research helps clarify the significance of media literacy and the selective distribution of religious beliefs
Analysis of the Influence of Ease and Usefulness on Interest in Using QRIS in Micro, Small and Medium Enterprises (MSMEs) in Jempong Baru Village
Get PDFPurpose - This research aims tofor the Analysis of the Influence of Ease and Usefulness on Interest in Using QRIS in Micro, Small and Medium Enterprises (MSMEs) in Jempong Baru Village with the formulation of the problem to analyze the influence of ease on interest in using QRIS and analyze the influence of usefulness on interest in using QRIS which was carried out in Jempong Baru Village, Mataram City.
Method - The types of research are:quantitative research type where quantitative research uses research based on postpositivism philosophy, used to research a particular population or sample. In this study, the sample taken used non-probability sampling technique. Non-probability sampling is a sampling technique that does not provide equal opportunities or chances for each member of the population to be selected as a sample. The sampling technique in this study used purposive sampling technique. Purposive sampling is a sampling technique with certain considerations. The number of samples was 30 MSMEs in Jempong Baru Village. The data obtained from the questionnaire was then processed using SPSS Version 16.0 software.
Result - The results of this study indicate that the influence of the Ease Variable on the Interest Variable in using QRIS in Micro, Small and Medium Enterprises (MSMEs) in Jempong Baru Village, Mataram City is 83%. This means that the ease variable has a positive and significant influence on the Interest variable in using QRIS. This shows that the easier it is to use the QRIS service, the higher the interest in using the QRIS service. While the influence of the Benefit Variable on the Interest Variable in using QRIS in Micro, Small and Medium Enterprises (MSMEs) is 72% in Jempong Baru Village, Mataram City. This means that the benefit variable has a positive and significant influence on the Interest variable in using QRIS. This shows that the more benefits received and obtained by QRIS users, the higher the interest in using QRIS.
Implication - This finding shows the important role of technology in supporting people's economic activities, especially in digital transaction activities. In addition, the role of technology increases efficiency, reduces costs, and creates new economic opportunities. This technology enables faster, safer, and more affordable transactions, as well as enabling wider access to markets and financial services.
Originality - This analysis provides a more comprehensive explanation regardingEase and Benefits of Interest in Using QRISin Jempong Baru Village. This review contributes to the literature by identifying the convenience, benefits and weaknesses of QRIS in Jempong Baru Village..
Keywords: Convenience, Benefits, Interest, QRIS and MSMEs
Managing cultural diversity through communication: A face negotiation perspective on Muslim and Aboge interactions in Wonosobo
Get PDFThis research discusses the communication between Muslims and Aboge adherents in Mudal Urban Village, Wonosobo, using the Face Negotiation theory. The main focus of this research is how effective communication creates social harmony in the midst of community diversity. This research uses a descriptive qualitative approach, with data obtained through observation, interviews, and documentation. The results show that harmonious communication patterns are realized through facework that prioritizes respect for other groups and mindfulness. Traditions such as selametan and community service become interaction spaces that strengthen emotional relationships with a collectivist approach and a combination of direct and indirect communication. Face negotiation strategies play an important role in maintaining group honour while managing differences without conflict. Effective communication allows Muslim and Aboge communities to coexist inclusively, strengthening social cohesion and making diversity an asset for community harmony. This study contextualizes the Face Negotiation Theory in a local context while emphasizing the role of communication in building social harmony based on cultural values.
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Penelitian ini mengkaji komunikasi antara masyarakat Muslim dan penganut adat Aboge di Kelurahan Mudal, Wonosobo, dengan menggunakan teori negosiasi wajah. Fokus utama penelitian ini adalah bagaimana komunikasi efektif menciptakan harmoni sosial di tengah keberagaman masyarakat. Penelitian ini menggunakan pendekatan kualitatif deskriptif, dengan data diperoleh melalui observasi, wawancara, dan dokumentasi. Hasil penelitian menunjukkan bahwa pola komunikasi harmonis terwujud melalui facework yang mengedepankan penghormatan terhadap kelompok lain dan mindfulness. Tradisi seperti selametan dan kerja bakti menjadi ruang interaksi yang memperkuat hubungan emosional, dengan pendekatan kolektivisme dan kombinasi komunikasi langsung dan tidak langsung. Strategi face negotiation memainkan peran penting dalam menjaga kehormatan kelompok sambil mengelola perbedaan tanpa konflik. Komunikasi yang efektif memungkinkan masyarakat Muslim dan Aboge untuk hidup berdampingan secara inklusif, memperkuat kohesi sosial, dan menjadikan keberagaman sebagai aset harmoni masyarakat. Penelitian ini berkontribusi untuk mengontekstualisasikan teori negosiasi wajah dalam konteks lokal sekaligus menegaskan peran komunikasi dalam membangun harmoni sosial berbasis nilai budaya
Negotiating the meaning of female genital mutilation and cutting: A symbolic interactionist approach among religious university students
Get PDFThe meanings attributed to Female Genital Mutilation/Cutting (FGM/C) are shaped through complex negotiations within religious and socio-cultural frameworks, including those observed in Indonesia. Using a combined qualitative and quantitative (mixed methods)-ethnographic and survey approach, data from 109 students of religious tertiary institutions in East Kalimantan on their perspectives on FGM/C practices can be more comprehensively explored. The results of the study, which were analysed using the three principles of symbolic interactionism, showed that 72.5 per cent of religious college student families still practice FGM/C and 53.2 per cent stated that FGM/C practices are beneficial for women. However, they are also willing, if asked, to help socialise FGM/C prevention with a percentage of 54.1 percent. This research contributes to revealing the constitutive communication owned by religious tertiary students with the emergence of negotiations on the meaning of FGM/C practices originating from the family environment and from the environment where they pursue higher education. Prevention efforts will have a greater impact when the Government collaborates with the parties according to their contribution. This research contributes to bridging the gap between the traditional understanding that lives in the cultural and religious values of the family and the critical perspective in the academic environment through an inclusive dialogue space to create zero tolerance for the practice of FGM/C, not only in East Kalimantan but also in Indonesia.
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Pemaknaan seputar praktik Pemotongan dan Pelukaan Genitalia Perempuan (P2GP) terbentuk melalui negosiasi yang kompleks dalam kerangka keagamaan dan sosio-kultural, termasuk yang terjadi di Indonesia. Dengan menggunakan pendekatan gabungan kualitatif dan kuantitatif (mixed methods), data yang berasal dari 109 mahasiswa perguruan tinggi keagamaan di Kalimantan Timur tentang perspektif mereka terhadap praktik P2GP dapat lebih komprehensif dieksplorasi. Hasil penelitian yang dianalisis menggunakan tiga prinsip interaksionisme simbolik menunjukkan sebanyak 72,5 persen keluarga mahasiswa perguruan tinggi keagamaan masih melakukan praktik P2GP dan 53,2 persen menyatakan bahwa praktik P2GP bermanfaat bagi perempuan. Namun mereka juga bersedia jika diminta untuk membantu sosialisasi pencegahan P2GP dengan prosentase sebesar 54,1 persen. Penelitian ini berkontribusi mengungkap komunikasi konstitutif yang dimiliki oleh mahasiswa perguruan tinggi keagamaan dengan munculnya negosiasi terhadap makna praktik P2GP yang berasal dari lingkungan keluarga dan dari lingkungan tempat mereka menempuh pendidikan tinggi. Upaya pencegahan akan memiliki dampak yang lebih besar ketika Pemerintah berkolaborasi dengan para pihak sesuai dengan kontribusi yang dimiliki. Penelitian ini berkontribusi untuk menjembatani adanya kesenjangan antara pemahaman tradisional yang hidup dalam nilai budaya dan agama keluarga dengan perspektif kritis di lingkungan akademis melalui ruang dialog yang inklusif untuk mewujudkan toleransi nol pada praktik P2GP tidak hanya di Kalimantan Timur tetapi juga di Indonesia.
COLLECTIVE INSIGHTS ON THE POLYMORPHS, BIOAVAILABILITY, AND BINDING PROPERTIES OF ATOVAQUONE (ANTIMALARIAL DRUG): AN OVERVIEW
Get PDFThis review initiative had interrelated key aspects like crystal structure, bioavailability, and stereospecific binding capabilities of Atovaquone. Surprisingly, very little literature was available regarding the exploration of different polymorphs of Atovaquone. Interestingly, extensive literature was found towards the bioavailability features and factors specifically related with Atovaquone. Several researchers had attempted to correlate crystal morphology and orientation with the binding properties of Atovaquone and its structurally related compounds. The polymorphic stability of the molecule will play a crucial role in drug formulation and contributes towards the bioavailability of the drug through variations in solubility. Hence for Atovaquone, two factors must be considered: its polymorphic nature and the presence of stereospecific isomers to explain its bioavailability and binding properties. The trans-isomer of Atovaquone, having a specific polymorphic form had provided higher bioavailability, more efficient binding, and an expectedly higher inhibitory activity
Sharia-compliant financing as fiscal policy instrument: an Islamic economic approach to budget deficit management
Get PDFBudget deficits are a recurring fiscal challenge for many countries, including Indonesia, where reliance on conventional financing methods such as interest-based debt often imposes long-term economic burdens. This study explores the potential of Islamic financial instruments as an alternative solution to address budget deficits, emphasizing sustainability, fairness, and compliance with sharia principles. Using a qualitative approach through literature review and descriptive analysis, the research examines the implementation and effectiveness of instruments such as sukuk, crowdfunding, and securities crowdfunding based on sukuk. The findings reveal that these sharia-compliant tools not only provide viable financing options without the burden of interest but also foster public participation and uphold social justice principles. The study highlights the importance of strengthening regulatory frameworks and integrating Islamic financial systems into national fiscal policies to create a more inclusive, stable, and ethical financing ecosystem. The implications of this research underscore the potential of Islamic finance to contribute to sustainable economic development while adhering to ethical and religious values