eJournal of Sunan Gunung Djati State Islamic University (UIN)
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Integration of Maqāṣid Al-Sharīʿah in the Design of Hybrid Financial Contracts (Uquˉd Murakkabah)
Get PDFThis study aims to critically examine how maqāṣid al-sharī‘ah can be systematically integrated into the design, structuring, and evaluation of uqud murakkabah (hybrid contracts) as a core driver of contemporary Islamic financial innovation. Grounded in key concepts such as maqasid, hybrid contracts, maslahah, hilah, and the principles of uṣūl al-fiqh, this research adopts a qualitative library-based methodology, drawing on classical jurisprudence, contemporary scholarship, international Sharia standards, and DSN-MUI fatwas. The scope of analysis includes conceptual foundations, methodological linkages, and practical applications of hybrid contracts in financing, home ownership structures, and sukuk engineering. The findings demonstrate that maqasid integration requires hybrid structures that ensure clarity, transparency, justice, real economic substance, and effective safeguards against hilah and exploitative risk configurations. Key challenges include contractual complexity, limited practitioner awareness of maqasid, and a tendency to mimic conventional financial instruments. Practical recommendations include strengthening maqasid-oriented regulatory frameworks, enhancing the capacity of Sharia Supervisory Boards, and developing measurable evaluation instruments. The study contributes an integrative normative-analytical framework that operationalizes maqasid within hybrid contract design to enhance ethical and welfare-oriented outcomes in Islamic finance. This research introduces a structured maqasid-hybrid contract integration model, offering an actionable evaluative tool for regulators, Sharia boards, and industry practitioners to ensure substantive Sharia compliance beyond formal legality
The concept of forgiveness as soul therapy: Healing of inner wounds, child in the Qur’an
Get PDFThis study analyzes the concept of forgiveness in the Qur\u27an through the terms \u27afw, ṣafh, and gufran, exploring their semantic, theological, and contextual meanings. It integrates this Qur\u27anic understanding with the psychological concept of the wounded inner child, showing forgiveness as both a moral duty and a spiritual healing process for emotional wounds and past trauma. Using qualitative methods, the research reveals forgiveness in Islam as a multidimensional mechanism involving emotional regulation, relationship transformation, and spiritual growth. It highlights how God\u27s grace restores self-worth and inner peace. This study bridges tafsir and psychology, offering new insights by integrating the inner child concept with Qur\u27anic forgiveness for practical psychological healing
TRANSFORMATION OF SMES IN WEST JAVA: BUILDING NATIONAL ECONOMIC RESILIENCE THROUGH DIGITAL INNOVATION
Get PDFThis study aims to analyze the effect of digital transformation, MSME innovation, and government policies on the sustainability of Micro, Small, and Medium Enterprises (MSMEs) in West Java, with Human Resource (HR) capacity as a moderating variable. Using a quantitative approach with a causal design, this study tests hypotheses through Structural Equation Modeling (SEM) with the help of SmartPLS software. The research population consists of active MSMEs in West Java Province, with a minimum sample of 99 respondents selected using stratified purposive sampling. The results show that digital transformation has a positive and significant effect on MSME sustainability. MSME innovation also shows a very strong and dominant positive effect on business sustainability. In addition, government policies also contribute positively and significantly to the sustainability of MSMEs, although the impact is relatively weaker. However, an important finding is that human resource capacity does not significantly moderate the relationship between digital transformation, innovation, and government policies on the sustainability of MSMEs. This is likely due to the low digital literacy of MSME human resources or because the innovations carried out are still simple and do not require high human resource skills
The Dilemma of Checks and Balances, Human Rights Protection, and Judicial Independence in Indonesia
Get PDFThe 1998 post-reform amendments to the 1945 Constitution marked a new era in the development of the rule of law in Indonesia, with an emphasis on the separation of powers, the protection of human rights, and the independence of the judiciary. However, more than two decades later, the implementation of this vision is still faced with various structural and practical challenges. This article critically evaluates the effectiveness of state institutional arrangements, particularly the trias politica, in maintaining checks and balances of power and accountability between the executive, legislative and judicial branches. In addition, it discusses the extent to which human rights guarantees explicitly stated in the constitution have been realized through laws and daily law enforcement, including the gap between ideal norms and field realities that often disadvantage vulnerable citizens. Finally, the article reveals the main obstacles in realizing the rule of law, such as political interference with the judiciary and the lack of autonomy of judges, which impede a fair and independent judiciary. Through an analysis of constitutional documents, empirical cases, and current literature, the study concludes that while the legal foundations are strong, systemic dilemmas such as institutional corruption and weak oversight are major impediments. Recommendations include further reforms to strengthen accountability mechanisms and public legal education, in order to realize a truly inclusive and sustainable rule of law
PRAKTIK HUTANG PIUTANG BERSYARAT DALAM PERSPEKTIF HUKUM ISLAM: STUDI KASUS DI DESA PASIR KECAMATAN AYAH KABUPATEN KEBUMEN
No full textThis study examines the practice of conditional debt agreements among fishermen in Pasir Village, Ayah District, Kebumen Regency, and analyzes it from the perspective of Islamic law. In this community, fishermen who require capital for fishing operations typically borrow funds from private lenders. However, the lending agreement includes a mandatory condition: fishermen must sell their entire catch to the lender at a price determined by the lender, which is significantly lower than the market price at the local fish auction. This practice creates a dependency cycle that economically disadvantages the fishermen. This research employs a qualitative field approach, using interviews, observation, and documentation, combined with a normative juridical analysis to assess compliance with principles of Islamic jurisprudence (fiqh muamalah). Data were analyzed deductively by comparing empirical facts with Islamic legal sources and scholarly views. The findings reveal that although the practice begins as a financial assistance mechanism, it gradually transforms into an exploitative economic transaction driven by profit-seeking motives from the lender. Such conditional benefit requirements violate the core principle of qardh, which is intended as a benevolent contract (tabarru’), and fall under the category of riba prohibited in Islamic law. Therefore, the conditional debt practice observed in Pasir Village is deemed invalid according to Islamic jurisprudence.Fenomena praktik hutang piutang di Desa Pasir Kecamatan Ayah Kabupaten Kebumen. Penyedia modal meminjamkan modal kepada nelayan yang membutuhkan modal, sedangkan dalam kesepakatan terdapat syarat yang harus disepakati oleh nelayan yaitu larangan untuk menjual hasil tangkapan ikan di TPI dan harus menjual setiap hasil tangkapan ikan yang didapat kepada penyedia modal. Syarat itu berlaku sampai nelayan bisa mengembalikan modal tersebut. Selama nelayan belum bisa mengembalikan modal tersebut maka selama itu juga nelayan harus menjualnya kepada penyedia modal dengan harga yang ditentukan oleh penyedia modal. Penelitian ini memusatkan pada rumusan masalah bagaimana praktik hutang piutang bersyarat di Desa Pasir Kecamatan Ayah Kabupaten Kebumen dan bagaimana praktik hutang piutang bersyarat di Desa Pasir Kecamatan Ayah Kabupaten Kebumen dalam perspektif hukum Islam.
Jenis penelitian ini adalah penelitian lapangan (research field) yang bersifat kualitatif deskriptif analisis pendekatan yang digunakan adalah normatif, tekhnik pengumpulan data dengan cara wawancara dan dokumentasi, sedangkan analisa data yang digunakan adalah menggunakan metode deduktif.
Kesimpulan yang dapat diambil dari kajian ini adalah bahwa praktik hutang piutang tersebut tidak lagi berfungsi sebagai sarana memberikan pertolongan dengan memberikan bantuan pinjaman modal kepada nelayan, melainkan telah berubah menjadi komoditas bisnis oleh penyedia modal untuk memperoleh keuntungan yang besar. Praktik hutang piutang bersyarat di Desa Pasir Kecamatan Ayah Kabupaten Kebumen dalam perspektif hukum Islam tidak sesuai dengan hukum Islam karena adanya syarat dari penyedia modal yang bertentangan dengan hukum Islam
Konvergensi Pendidikan Lingkungan dan Spiritualitas: Analisis Tematik atas Program Sekolah Adiwiyata dan Filsafat Ekologi Seyyed Hossein Nasr
Get PDFThe global ecological crisis reflects not only environmental degradation but also a spiritual crisis that disrupts the sacred relationship between humans and nature. This study explores the convergence between Indonesia’s Adiwiyata School Program and Seyyed Hossein Nasr’s philosophy of Islamic eco-spirituality, aiming to reveal how environmental education can be integrated with spiritual values. Employing a qualitative Systematic Literature Review (SLR) and thematic analysis, this research systematically identifies and synthesizes findings from previous studies on both Adiwiyata and Nasr’s ecological thought. The results indicate that the Adiwiyata program contributes significantly to shaping students environmental and moral awareness through behavioral habituation, curriculum integration, and school culture development. However, its philosophical and spiritual depth remains limited compared to Nasr’s critical perspective on modernity, desanctification of nature, and the unity of science and spirituality. The synthesis proposes an integrative conceptual framework that aligns technical environmental education with spiritual transformation, forming an eco-spiritual paradigm in schooling. The study concludes that embedding Nasr’s eco-spiritual philosophy into Adiwiyata can transform it from a behavioral-based environmental program into a transformatory model of sacred ecological education. Future research is recommended to empirically test this conceptual model and to explore comparisons with other eco-spiritual thinkers
Pengaruh Syukur terhadap Motivasi Berprestasi Mahasiswa Jurusan Tasawuf Psikoterapi yang Mengalami Fatherless
Get PDFAchievement motivation is one of the keys to student success in education. Achievement motivation needs to be supported by a supportive environment. However, not all students are fortunate enough to receive support, especially the presence of a father in their growth process. This study aims to determine the effect of gratitude on the achievement motivation of active students majoring in Sufism and Psychotherapy who have experienced fatherlessness. This study uses a quantitative approach with a sample of 36 students majoring in Sufism and Psychotherapy who have experienced fatherlessness with several established inclusion criteria. The analysis technique used is simple regression analysis. The results of the study show a significant correlation with p = 0.001 (p <0.05) and rxy: 0.565, meaning that gratitude affects student achievement motivation. Thus, it can be concluded that the higher the level of gratitude, the higher the achievement motivation. The R square value was 0.319, indicating that gratitude contributed or influenced 31.9% of achievement motivation. The remaining 68.1% of achievement motivation was influenced by other factors not examined in this study
Model Kepemimpinan Transformasional Dalam Pengembangan Bakat Santri di Pondok Pesantren Salafiyah Al-Mu\u27awanah Kabupaten Bandung: Studi Kasus di Pondok Pesantren Salafiyah Al-Mu\u27awanah Jalan Cibiru Hilir Kabupaten Bandung
No full textThis study aims to examine the integrity and commitment, motivation and inspiration, intellectual stimulation, and individual consideration carried out by the leaders of pesantren in the development of students\u27 talents. This research uses a descriptive method with a qualitative approach. Data was collected through observation, interviews, and document analysis. The study is based on Bass\u27 (Insan, 2017) transformational leadership theory. The findings show that the pesantren leaders play an important role in providing motivation, inspiration, and individual attention to students to help them develop their talents. The leaders also provide space for creative innovation through intellectual stimulation and the development of practical skills. This research provides insights into the application of transformational leadership that can be implemented in the development of talents within the pesantren context
Penyampaian Pesan Komunikasi Low Context Khitobah Ustadzah Yayah Di Tiktok
Get PDFABSTRAK
Transformasi digital menempatkan media sosial sebagai platform krusial bagi dakwah. Penelitian ini menganalisis akun TikTok Ustadzah Yayah Fajriyah (@Yayah_fajriah), yang efektif menyampaikan pesan keagamaan melalui komunikasi low context dalam video singkat. Tujuan studi ini adalah menganalisis fokus pesan, kejelasan isi ceramah, serta intonasi dan artikulasi beliau. Menggunakan Teori Computer Mediated Comunication McLuhan dan Komunikasi Linear Shannon & Weaver, penelitian kualitatif ini mengadopsi studi kasus. Data dikumpulkan via observasi, wawancara, dan dokumentasi, lalu dianalisis dengan triangulasi serta member check. Hasilnya menunjukkan efektivitas dakwah Ustadzah Yayah didukung Prinsip Simplicity, Message Efficiency untuk penerimaan audiens, dan Konsep Micro Reflection yang memicu refleksi cepat.
Kata Kunci : Penyampaian pesan; low context; tiktok; khitobah
ABSTRACT
Digital transformation places social media as a crucial platform for preaching. This study analyzes the TikTok account of Ustadzah Yayah Fajriyah (@Yayah_fajriah), which effectively conveys religious messages through low-context communication in short videos. The purpose of this study is to analyze the focus of the message, the clarity of the content of the sermon, and her intonation and articulation. Using McLuhan\u27s Computer Medited Comunication Theory and Shannon and Weaver\u27s Linear Communication, this qualitative research adopts a case study. The results show the effectiveness of Ustadzah Yayah\u27s preaching supported by the Principle of Simplicity, Message Efficiency for audience acceptance, and the Concept of Micro Reflection which triggers rapid reflection.
Keywords: Message delivery; low context; tiktok; sermon
ABSTRAK
Transformasi digital menempatkan media sosial sebagai platform krusial bagi dakwah. Penelitian ini menganalisis akun TikTok Ustadzah Yayah Fajriyah (@Yayah_fajriah), yang efektif menyampaikan pesan keagamaan melalui komunikasi low context dalam video singkat. Tujuan studi ini adalah menganalisis fokus pesan, kejelasan isi ceramah, serta intonasi dan artikulasi beliau. Menggunakan Teori Computer Mediated Comunication McLuhan dan Komunikasi Linear Shannon & Weaver, penelitian kualitatif ini mengadopsi studi kasus. Data dikumpulkan via observasi, wawancara, dan dokumentasi, lalu dianalisis dengan triangulasi serta member check. Hasilnya menunjukkan efektivitas dakwah Ustadzah Yayah didukung Prinsip Simplicity, Message Efficiency untuk penerimaan audiens, dan Konsep Micro Reflection yang memicu refleksi cepat.
Kata Kunci : Penyampaian pesan; low context; tiktok; khitobah
ABSTRACT
Digital transformation places social media as a crucial platform for preaching. This study analyzes the TikTok account of Ustadzah Yayah Fajriyah (@Yayah_fajriah), which effectively conveys religious messages through low-context communication in short videos. The purpose of this study is to analyze the focus of the message, the clarity of the content of the sermon, and her intonation and articulation. Using McLuhan\u27s Computer Medited Comunication Theory and Shannon and Weaver\u27s Linear Communication, this qualitative research adopts a case study. The results show the effectiveness of Ustadzah Yayah\u27s preaching supported by the Principle of Simplicity, Message Efficiency for audience acceptance, and the Concept of Micro Reflection which triggers rapid reflection.
Keywords: Message delivery; low context; tiktok; sermo
Implementasi Moderasi Beragama Dalam Kegiatan Dakwah Toyota Islamic Center Jepang
Get PDFPenelitian ini menganalisis implementasi moderasi beragama dalam dakwah Toyota Islamic Center Jepang mencakup komitmen kebangsaan, toleransi, anti-kekerasan, dan akomodatif budaya lokal. Metode kualitatif studi kasus dengan teori Moderasi Beragama Saifuddin digunakan melalui wawancara, observasi, dan analisis dokumen. Hasil menunjukkan implementasi kontekstual: komitmen kebangsaan melalui nilai Pancasila; toleransi melalui penghormatan praktik keagamaan lokal; anti-kekerasan melalui dialog damai; akomodatif budaya melalui modifikasi teknis tanpa mengubah esensi. Penelitian berkontribusi pada model moderasi beragama diaspora Muslim