Berugak Jurnal Universitas Islam Negeri (UIN) Mataram
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Haram Statement on Digital Wallet Discounts; A Critical Approach
Smartphone and tech-savvy users, have a tendency to choose digital wallets instead of physical wallets. In addition to being practical, digital wallets offer many advantages such as: discounts, free shipping, cashback, so that users can shop more efficiently. The MUI fatwa on the use of the digital wallet discount law does not yet exist, so various opinions have emerged on its halal law.
This research is a qualitative library research, with the aim of revealing about the halalness of digital wallets and the provision of discounts on digital wallets, so that users do not hesitate in using digital wallets. The results showed that the law of digital wallet discounts is halal, so the haram statement of the digital wallet discount law is not true. The contract on a digital wallet is wadiah yad d}Amanah contract, not a qard contract. Discounts on digital wallets are in accordance with the provisions of Islamic law and are in line with maqa>s}id shari>’ah. Discounts on digital wallets are not a benefit of qard} but \u27at}a>ya
BRANDING OF RADIO SUARA KOTA MATARAM THROUGH THE PROGRAM "REGIONAL DEVICE ORGANIZATION (OPD) GREETING" IN MAINTAINING EXISTENCE IN THE DIGITAL ERA
Radio Suara Kota is a radio managed by the Mataram city government which is currently experiencing a decrease in the number of listeners, due to changes in the use of social media by the public, one of its flagship programs is the "Regional Apparatus Organization (OPD) Menyapa" program, Suara Kota needs to do branding so that the radio can be recognised by the public and build an image in the eyes of the public as a radio that connects the public with the government regarding the policies of the Mataram city government. This research method uses descriptive qualitative with the research subject, namely the "Regional Apparatus Organization (OPD) Menyapa" program. Data collection methods using interviews, observation and documentation. The results of this study are brand positioning, namely radio positioning itself to be the center of Mataram city government information to the public. Brand Identity is the radio has identity, one of which is the tagline "radio Suara Kota Suara Kita" and has unique program names such as MAHAR Mataram Harum and OPD Menyapa
The Islamic Communication: One Persuasive Step to Spread Da’wah Among Korean Lovers (Critical Discourse Analysis of Fuadh Naim\u27s Youtube)
Making people closer to Islam is one of da\u27wah\u27s primary goals. So, it takes creativity to package da\u27wah messages so that they can be accepted by the object of da\u27wah, which is increasingly diverse today. One of the interesting da\u27wah objects studied is Korean Lovers, a community of Korean culture lovers. A negative stigma has been pinned on Korean Lovers, that they are a community far from Islam and live with hedonistic nuances. Meanwhile, with the right da\u27wah approach, Korean Lovers can be touched and become part of Islamic da\u27wah. This study aims to analyze how da\u27wah content includes or removes actors from a central discourse. Furthermore, the analysis results are linked to the concept of Islamic communication. This is where the novelty lies. This research makes the Never Drowned video on Fuadh Naim\u27s YouTube channel the main discourse (object of research). Fuadh Naim\u27s YouTube channel discusses Korean culture and gets positive appreciation. The PernahTenggelam video can reference the style of delivering da\u27wah messages among Korean Lovers. To elaborate on the #PernahTenggelam video, the most appropriate method used is qualitative analysis with Theo van Leuween\u27s critical discourse analysis model. The results showed that 18 data were analyzed. Of the 18 data, 3 showed an exclusion strategy, and 15 showed an inclusion strategy. After being analyzed, the results show that content creators do not intend to discredit Korean Lovers. Instead, the exclusion and inclusion made the delivery more elegant and persuasive. The strategy is connected with Islamic communication, including qaulan sadida, qaulan ma\u27rufa, qaulan baligha, qaulan maysura, and qaulan layyina
The Application Of Maja Labo Dahu Cultural Values In Overcoming Conflicts Between Communities In Parado Sub-District, Bima District, West Nusa Tenggara
This research discusses "The Application of Maja Labo Dahu Values in Conflict Resolution in Parado Subdistrict, Bima Regency, West Nusa Tenggara," with the following research questions: 1) What forms of conflict commonly occur in Parado Subdistrict, Bima Regency? 2) How are the cultural values of Maja Labo Dahu applied to resolve conflicts among the community in Parado Subdistrict, Bima Regency? This study is qualitative, employing a sociological approach. Data sources are obtained from both primary and secondary data. Data collection methods include direct interviews with informants, supported by other data from observation and documentation. The data analysis involves three stages: data reduction, data presentation (display), and conclusion drawing. The research findings indicate that conflict in the Parado community includes brawls between individuals and group fights. These conflicts, often sparked by the actions of young people, are primarily triggered by the tradition of joget (dance) parties and alcohol consumption. The application of Maja Labo Dahu values, such as patience in actions, the principle of family and deliberation, and mutual cooperation, is still seen as crucial for fostering harmony within the community of Parado Subdistrict. The implications of this study suggest the need for continued application of Maja Labo Dahu values. Additionally, there should be enhanced communication and exemplary leadership from local leaders who must focus more on improving harmony and solidarity. All parties must agree on abolishing the culture of dance parties and imposing strict regulations, along with penalties, on the distribution, provision, and sale of alcoholic beverages, whether from inside or outside the community. In particular, youth require serious attention, as proactive steps must be taken to safeguard future generations
Penentuan Harga Jual Rumah Subsidi Melalui Akad Murabahah pada PT. Bank NTB Syariah Kantor Cabang Pejanggik
Although it has not even been 3 years of cooperation, there have been many customers who have completed the murabahah KPR contract at Bank NTB Syariah, which is specifically located in Grand Muslim Housing, Terong Tawah. This research aims to determine the selling price of subsidized houses through a murabahah contract at PT. Sharia NTB Bank. This type of research is descriptive qualitative, the location and research information is taken purposively (designated), that is, those who are considered to be related to certain characteristics. The research was conducted at Bank NTB Syariah KC Pejanggik. The informants in this study were the leaders of Bank NTB Syariah KC Pejanggik, employees, and customers of KPR FLPP who made financing at PT Bank NTB Syariah. The research method used in this study consisted of observation, interviews, and documentation. Meanwhile, data analysis techniques are arranged through data collection, data reduction, data display, and verification. The results of this study indicate that 1). the determination of the subsidized home selling price (FLPP) at PT Bank NTB Syariah is the purchase price plus the profit margin that has been mutually agreed upon between the bank and the customer. 2). Financing products tapak sejahtera iB amanah at PT. Bank NTB Syariah is in accordance with the DSN-MUI fatwa No. 4 of 2000. So it can be stated that in determining the selling price of murabahah products it is in accordance with sharia principles or the DSN-MUI Fatwa.
Keywords: Determination of Selling Price, Murabahah contract, Subsidized KPR.
Meskipun belum genap 3 tahun menjalin kerja sama, namun sudah terdapat banyak nasabah yang selesai melakukan akad murabahah KPR di Bank NTB Syariah yang khusus berlokasi di Perumahan Grand Muslim, Terong Tawah. Penelitian ini bertujuan untuk mengetahui penentuan harga jual rumah subsidi melalui akad murabahah pada PT. Bank NTB Syariah. Jenis penelitian ini bersifat kualitatif deskriptif, lokasi dan informasi penelitian diambil secara purposive (ditunjuk), yakni yang dianggap mempunyai sangkut paut dengan karakteristik tertenu. Penelitian dilakukan di Bank NTB Syariah KC Pejanggik. Informan dalam penelitian ini adalah pimpinan Bank NTB Syariah KC Pejanggik, karyawan, dan nasabah KPR FLPP yang melakukan pembiayaan di PT Bank NTB Syariah, metode penelitian yang digunakan dalam penelitian ini terdiri dari observasi, wawancara, dan dokumentasi. Sedangkan dalam teknik analisis data disusun melalui koleksi data (data collection), reduksi data (data reduction), penyajian data (display data), dan kesimpulan (veification). Hasil penelitian ini menunjukan bahwa 1). penentuan harga jual rumah subsidi (FLPP) pada PT Bank NTB Syariah adalah harga beli diambah dengan margin keuntungan yang telah disepakati bersama antara pihak bank dan nasabah. 2). Produk Pembiayan tapak sejahtera iB amanah pada PT. Bank NTB Syariah sudah sesuai dengan fatwa DSN-MUI No 4 Tahun 2000. Sehingga bisa disebutkan bahwa dalam penentuan harga jual produk murabahah sudah sesuai dengan prinsip syariah atau Fatwa DSN-MUI.
Kata kunci: Penentuan Harga Jual, akad Murabahah, KPR Subsid
Integrating Environmental Sustainability into Islamic Religious Education Curriculum Development
This study explores the development of an environmental-based Islamic Religious Education (PAI) curriculum, focusing on the integration of Islamic principles and values into environmental awareness and sustainability practices. The research emphasizes the importance of aligning PAI curriculum objectives with Islamic teachings about nature, human stewardship (khalifah), and environmental responsibility. By utilizing methods such as lectures, discussions, and modeling, the curriculum aims to foster spiritual, social, and environmental piety among students. Key recommendations include the use of appropriate learning media, the promotion of hands-on environmental activities, and continuous assessments to ensure students\u27 understanding and commitment to environmental preservation. The study underscores the need for a holistic approach in Islamic education that nurtures both the spiritual and ecological dimensions of students\u27 character development
Social Responsibility of Islamic Boarding Schools in Indonesia and Thailand
This study focuses on exploring the social engagement experiences of Sangkhom Islam Wittaya School and Lenterahati Islamic Boarding School as a manifestation of their social responsibility in the surrounding communities. Using a qualitative case study approach, the research employed three data collection techniques: in-depth interviews, observation, and document analysis, followed by qualitative analysis. The findings indicate that both institutions share similarities in the content and procedures of their social programs. These include regular programs in religious education, economic empowerment, healthcare, and basic infrastructure improvement, as well as their proactive involvement in disaster relief as part of their incidental programs. The community has expressed positive appreciation for the social programs implemented by both Sangkhom Islam Wittaya School and Lenterahati Islamic Boarding School, with a strong desire for the continuation of such initiatives. This study underscores the ability of these pesantren to adapt and align with public expectations within mutually beneficial collaboration
SARCASM HUMOR IN HABIB JA\u27FAR\u27S LOG-IN CONTENT ON DEDDY CORBUZIER\u27S YOUTUBE CHANNEL
Sarcasm in this study is represented through language signs in Habib Ja\u27far\u27s da\u27wah on Log-In content on Deddy Corbuzier\u27s YouTube account. This research uses an interpretive qualitative method through Ferdinand de Saussure\u27s semiotics to analyze the signs and meaning of da\u27wah language. The results showed that Habib Ja\u27far\u27s da\u27wah is propositional Sarcasm, Lexical Sarcasm, \u27Like\u27-Prefixed Sarcasm, Illocutionary Sarcasm. Habib Ja\u27far\u27s sarcastic humor aims to reduce tension and sensitivity to sensitive issues related to religion, social, and culture. Habib Ja\u27far\u27s use of sarcastic humor serves to create a lighter and more open atmosphere without offending, aiming to reduce tension and sensitivity to sensitive issues related to religion, social, and culture
THE INFLUENCE OF SOCIAL MOVEMENTS ON THE INTERNATIONAL LEGAL PROCESS: A CASE STUDY OF THE ISRAELI-PALESTINIAN CONFLICT IN THE INTERNATIONAL COURT OF JUSTICE
This study examines the influence of social movements on the international legal process in the context of the Israeli-Palestinian conflict at the International Court of Justice (ICJ). The focus is on the role of the Boycott as a social movement, Divestment, and Sanctions (BDS) in mobilizing global support and influencing legal decisions through advocacy and public pressure. This study shows that social movements are important in shaping public opinion and driving social change. The use of social media by the BDS movement is explained as an effective mobilization tool in disseminating information and organizing solidarity actions. A case study related to the opinion of the ICJ adviser on Israel\u27s separation wall illustrates how international pressure from social movements can affect legal proceedings. The findings of this study provide new insights into the dynamics of the interaction between social advocacy and legal decisions, as well as their implications for the Israeli-Palestinian conflict and international law. This research contributes to understanding the important role of social movements in influencing international legal decisions and offers more effective strategies to support human rights and justic
THE DILEMMA OF MUHAMMADIYAH IN ACEH AMIDST THE RELIGIOUS CONTESTATION BETWEEN WAHHABI AND ASWAJA: A Historical Parallelism
The controversy and rejection surrounding the construction of the Muhammadiyah mosque in Bireuen have marked a new chapter in the history of Muhammadiyah in Aceh. Some studies suggest that this is a conflict between Muhammadiyah and traditional Islamic communities. This article presents a different argument, asserting that Muhammadiyah in Aceh has become an organization inadvertently drawn into a religious contestation between two religious communities: the Wahhabi and the Ahlu Sunnah wa Jamaah (Aswaja) groups. Muhammadiyah does not actually have a direct conflict with traditional Islam or the dayah community in Aceh, but it finds itself in a precarious situation when conflicts arise between these two groups. Muhammadiyah becomes entangled with one of these groups due to shared aspects in religious doctrine. The contestation between these two major currents is not only about the domination of doctrines and religious authority but also extends into the competition for access to economic and socio-cultural resources. This situation parallels and echoes the early history of Muhammadiyah in Aceh, where it was inadvertently involved in conflicts between uleebalang/teuku (local rulers) and ulama/teungku (traditional scholars). During that time, Muhammadiyah, allied with uleebalang, found itself confronting ulama