Berugak Jurnal Universitas Islam Negeri (UIN) Mataram
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DAMPAK COVID-19 TERHADAP PEMBIAYAAN BERMASALAH NASABAH DI BTN SYARIAH KCPS PANAKUKANG PADA TAHUN 2020
This study aims to determine the impact of Covid-19 on customer financing and to determine the impact of Covid-19 on banks, in this case BTN Syariah KCPS Pannakukang. This research is a qualitativeresearch conducted descriptively. The results of this study indicate that first, From the customer\u27s perspective, namely the Covid-19 pandemic has greatly affected the customer\u27s business merchandise sales, reduced and decreased income makes customers object to paying installments of financing, income during this pandemic is only to cover installment costs. the impact of this pandemic has made customers look for other income to meet their needs. Used to pay installments and basic daily needs. customers in terms of covering installments are half dead in looking for income to cover installment deposits.Second,From the perspective of the bank itself, namely BTN Syariah KCPS Panakukang, it has experienced a decrease in the level of community participation as an intermediary institution, the presence of Covid 19 has had an effect on turmoil in terms of views for leaders and employees regarding the best solution or solution that can be given to BTN KCPS Panakukang customers, the impact the Covid-19 pandemic for BTN Syariah KCPS Panakukang itself, namely issuing a special policy for BTN Syariah KCPS Panakukang customers
TA’SIRU NAMUDAJ AT TA’LIM TA’AWUNI ROUND TABLE ALA NATAAIJ AT TA’ALUM FII MAADATI AL LUGHAH AL ARABIYYAH
Arabic is one of the compulsory subjects in Madrasah Aliyah Negeri 1 Magetan. However, learning Arabic at this school faces challenges, notably students’ limited grasp of the lessons. Furthermore, teachers continue to employ direct methods, resulting in monotonous Arabic language learning activities at these schools, ultimately leading to student disengagement and boredom. Based on the mentioned issues, this research aims to assess the impact of adopting the Round Table Learning model on the Arabic language learning achievements of the 10th-grade students at Madrasah Aliyah Negeri 1 Magetan. This quantitative study uses a true experimental design, specifically a control group design, where the experimental and control groups are randomly selected from the population. The study involves 40 participants, divided equally between the experimental group (20 students) and the control group (20 students), out of a total population of 238 students. Researchers utilized data collection methods, including observation, interviews, tests, and document analysis. The data were analyzed using the t-test (independent samples t-test) due to its normality and homogeneity. The findings from Arabic language learning using the Round Table learning model in class indicate that H0 is rejected and H is accepted; this shows the statistical results of the t-test based on SPSS 25, namely 0.001 < 0.05. Therefore, we conclude that Ho is rejected and Ha is accepted, so it is said that there is a difference between the learning outcomes of Arabic language subjects in the experimental class and the control class
TRANSFORMING ARABIYA BAINA YADAIK LEARNING: GROUP AND INDIVIDUAL REMEDIAL STRATEGIES FOR ACADEMIC ACHIEVEMENT
The Arabic language learning using the book "Arabiya Baina Yadaik" at Dar El Iman Islamic Boarding School in Padang faces significant challenges in meeting the graduation standard of a minimum score of 85. Among the 21 first-year junior high school students, 52% did not achieve this standard. To address this issue, remedial activities were conducted to ensure all students could meet the learning targets. This research aims to improve Arabic language learning outcomes through a remedial teaching method that combines group and individual tasks. This study employs a qualitative approach with a descriptive method to detail the implementation and results of the remedial activities. Data were collected through observations, interviews, and analysis of student scores before and after the remedial activities. The findings indicate a significant improvement in students\u27 learning outcomes following the remedial activities. The graduation rate increased from 48% to 85%, and the number of students who did not pass decreased from 11 to 3. This demonstrates that the remedial teaching method is effective in helping students achieve the graduation standard. In conclusion, combining group and individual tasks in remedial teaching can significantly enhance students\u27 Arabic learning outcomes and overcome learning obstacles. This research contributes to developing more effective Arabic teaching strategies in Islamic boarding schools and other educational institutions
IMPLEMENTASI KURIKULUM MERDEKA BELAJAR DALAM PEMBELAJARAN BAHASA INDONESIA BERBASIS KEARIFAN LOKAL
This study aims to identify and analyze the implementation of the Independent Curriculum (Kurikulum Merdeka) from the aspects of planning, execution, and evaluation in Indonesian language learning based on local wisdom, as applied at SMP Negeri 1 Bayan. A qualitative approach was used in this research. Data collection techniques involved direct observation, analyzed using the interactive model of Miles and Huberman. The results indicate that the planning stage has been executed very well, meeting the criteria outlined in six indicators on the observation instrument for planning. The planning activities carried out by teachers include the preparation of teaching modules, Learning Outcomes (Capaian Pembelajaran or CP), formulation of Learning Objectives (Tujuan Pembelajaran or TP), development of the Learning Objectives Flow (Alur Tujuan Pembelajaran or ATP), and design of instructional steps, learning media, and assessment tools for student learning. At the implementation stage, the curriculum was also executed very well, meeting the criteria outlined in twenty-nine indicators in the observation instrument for implementation. In this regard, the form of curriculum implementation in Indonesian language learning involved the teacher delivering instruction based on the prepared Indonesian language module, specifically a letter-text module designed in the planning phase. At the evaluation stage, the curriculum implementation was carried out very effectively, meeting the criteria in the observation instrument for evaluation, which includes diagnostic evaluation, formative assessment, and summative assessment
QADHA DAN QADAR MANUSIA DALAM AL-QUR’AN
The intellectual conflict of the mutakallimin was related to qadha and qadar, one of which was caused by differences in interpretation of verses and habits related to qadha and qadar. Understanding qadha and qadar in Islam greatly influences the process of human life, both worldly life and the hereafter. Differences in understanding of qadha and qadar or destiny gave birth to three different groups of understanding. The first group believes that everything humans do is forced by God, humans do not have any role in their actions. This group is led by Jabbariyah. The second group holds the view that all human actions are the free will of humans themselves, without God\u27s intervention. This group is represented by the Qadariyyah and Mu\u27tazilah. These two groups are 180 degrees opposite. Then a mediating group emerged who held the view that destiny is God\u27s provision which humans must accept and still prioritize God\u27s will. If humans will, then God\u27s will is the main thing. These three theological schools have a strong basis in the Koran in their defense of their opinions. This research wants to analyze the meaning of qadha and qadar in the Koran in a comprehensive manner. This research uses literature review techniques and maudhu\u27i (thematic) methods in analyzing verses related to qadha and qadar. The researcher expressed the views of several commentators in interpreting the words qadha and qadar, including the opinions of Buya Hamka, M. Quraish Shihab, Fakhruddin Ar-Razi, Sayyid Qutub, and Muhammad Husain Thabathaba\u27i. They have slight differences in the meaning of qadha and qadar, but they are the same in interpreting qadha and qadar as everything that happens in the universe is the provisions, regulations, levels and measurements that Allah SWT has set for His creatures
Study on the Analysis of Hilal Calc 3.0 Application in Determining the Beginning of the Kamariah Month
This study was motivated by the researcher\u27s attention to the many applications used in determining the beginning of the Kamariah month. One such application that is easy to use is Hilal Calc 3.0. The Hilal Calc 3.0 application can calculate the beginning of the Kamariah month using the hilal visibility criteria, which is relatively old. Therefore, the focus of this research is to assess the accuracy and feasibility of using this application. The research adopts a descriptive evaluative approach in the field. The results of this study indicate that the Hilal Calc 3.0 application is relatively accurate. This is supported by the calculations using the Hilal Calc 3.0 application, which show small differences compared to the Ephemeris system hisab hakiki. The largest difference between the two method is found in the calculation of the beginning of the month of Ramadan 1443 H, with an elongation difference of 0° 4\u2757.54".Such differences in results can occur due to human error or technical issues
Hilal Observation using LRGB Filters
The technology used in hilal observation continues to develop. Most recently, using filters has become one of the options in hilal observation. Several filters can be used, ranging from low wavelengths like ultraviolet to high wavelengths like infrared. In some ideas, there needs to be a limit to the use of filters, the human eye\u27s ability as a benchmark for the filter used. The human eye is sensitive to light with visual wavelengths, and one type of filter in this range is the LRGB filter. In this study, hilal observations were made on four filters and compared to find out which filter is better at increasing the contrast of hilal against the background. Using Michelson and Weber contrast as the definition of contrast to determine the comparison of the brightness value of the object with the background. From the observations made, it is found that the R filter will produce higher contrast values at low altitudes, followed by the L, G, and B filters. However, at higher altitudes, the contrast values of the L and R filters are similar, while the G and B filters remain low
Sustainable Development Strategies for Enhancing Gender Welfare in Kelurahan Kalitirti, Sleman Regency, Yogyakarta
This study explores sustainable development strategies to enhance gender welfare in Kelurahan Kalitirti, Sleman, Yogyakarta, with a primary focus on women\u27s empowerment through integrated social and economic programs. Employing a qualitative research method, data were collected via in-depth interviews and participatory observation. The findings reveal that these programs significantly increased women\u27s participation in local economic activities. Through various initiatives, women in this community have substantially contributed to the local economy and improved their families\u27 welfare. Furthermore, the social support and skills training provided have bolstered women\u27s independence and opened new business opportunities. The study concludes that this community-based sustainable development approach serves as an effective, replicable model for enhancing gender welfare in other regions. This approach not only positively impacts the economy but also addresses social aspects, reducing gender disparities at the local level
Implementation of Risk Management at Jatiluwih Space Venue in Jatiluwih Village, Tabanan, Bali (Case Study of Jatiluwih Cultural Week 2022)
Purpose: This study aims to examine the implementation of risk management at the Jatiluwih Space venue, focusing on the case study of Jatiluwih Cultural Week 2022.
Method: The research method used is qualitative, utilizing ISO 31000:2018 as a reference framework, which includes seven indicators: communication and consultation, context establishment, risk identification, risk analysis, risk evaluation, risk treatment, and monitoring and review. Data were collected through observations and in-depth interviews with seven informants.
Result: The findings indicate that the organizers implemented risk management based on ISO 31000:2018 during the Jatiluwih Cultural Week 2022. This included discussions related to venue risks, the establishment of roles and responsibilities, the development of risk identification steps, and the determination of risk levels through the cross-multiplication of probability and impact ratings, resulting in the identification of two levels of risk: low and medium.
Contribution: This research contributes by providing an example of ISO 31000:2018-based risk management implementation during the Jatiluwih Cultural Week 2022. The organizers successfully identified and assessed risks using appropriate methods, allowing them to manage risks at low to medium levels. These findings can serve as a practical reference for similar events in effectively implementing risk management.
UNDERSTANDING OF CLIMATE CHANGE DISASTER RISK, AND VULNERABILITY AMONG STUDENTS, TEACHERS, AND ROLE- TAKERS
This research examines the understanding of climate change, disaster risk, and vulnerability in educational contexts, encompassing students, teachers, school administrators, and leaders in the selected schools in the Philippines. Utilizing a descriptive research design and surveys, the study reveals that both Basic Education (BE) and Senior High School (SH) students demonstrated notable comprehension of climate change, disaster risk exposure, and vulnerability, with SH students displaying slightly elevated understanding in specific areas. The findings emphasized the need to enhance disaster preparedness education for teachers and augment the grasp of climate change among school administrators. Furthermore, a strong positive correlation emerges between comprehending climate change and reducing vulnerability to disasters. In conclusion, this research underscores the urgency of bolstering understanding and preparedness related to climate change and disaster risks among students, educators, and educational leaders, necessitating dynamic educational strategies, collaboration with experts, and proactive measures to cultivate safety and resilience in the face of these multifaceted challenges