Berugak Jurnal Universitas Islam Negeri (UIN) Mataram
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USING HELIOSPHERE LEARNING MEDIA TO MOTIVATE ELEMENTARY SCHOOL STUDENTS
Full text linkThis study aims to use heliosphere media to increase the learning motivation of SDN 3 Ketan\u27s grade VI science students. Sixteen students are the subjects of the classroom action research (CAR) methodology. Questionnaires, documentation, interviews, and observation were used to gather data and subjected to qualitative descriptive analysis. The study\u27s findings demonstrated that Heliosphere successfully raised pupils\u27 motivation for learning. According to observations and survey results, up to 75% of students reported feeling more motivated after using this medium for studying. In conclusion, heliosphere media can be valuable for raising primary school pupils\u27 motivation to learn scienc
Comparative Analysis of Bellman-Ford and Dijkstra Algorithms to Determine the Shortest Tourist Path in Central Lombok
Full text linkPurpose: Central Lombok Regency has many tourist attractions spread out, which often makes it difficult for tourists to determine the best travel route to visit several locations at once. Choosing the shortest route is an important factor because it can save time, energy, and fuel costs, especially in tourist trips with unstructured schedules. Therefore, an effective method is needed to determine the shortest route to improve the efficiency of tourist trips. This study analyzes the shortest route to tourist attractions in Central Lombok Regency using two popular graph algorithms, including Dijkstra Algorithm and Bellman-Ford Algorithms
Method: In this study, the data used are 6 tourist attractions in Central Lombok Regency. Tourist attractions are represented by points on the graph. Then the edge represents the road connecting the tourist attractions and the weight represents the distance to each tourist attraction from a starting point. Then to determine the minimum shortest distance of each tourist attraction based on the graph, Dijkstra and Bellman-Ford algorithms are used.
Result: The shortest path to tourist attractions in Central Lombok Regency is obtained based on the Dijkstra and Bellman-Ford Algorithms.
Contribution: Through this analysis, the advantages and disadvantages of the two algorithms in the context of determining tourist routes in Central Lombok can be identified
Financial Inclusion and Financial Technology in SMEs: Investigating the Mediating Role of Risk Perception on Business Performance
Full text linkPurpose: This study examines the impact of financial technology and financial inclusion on the performance of small and medium-sized enterprises (SMEs) in the creative economy sector with risk perception serving as a mediating variable.Method: Data collection was conducted through surveys and questionnaire distribution to participants. The study involved a sample of 130 SMEs operating in the creative sector on Lombok Island that utilize financial technology in their businesses. A combination of purposive and accidental sampling techniques was employed. The data were analyzed using structural equation modeling with the partial least squares (SEM-PLS) approach.Result: The findings reveal that financial technology has no significant impact on risk perception, while financial inclusion demonstrates a significant effect. Similarly, financial technology does not significantly influence SME performance, whereas financial inclusion has a substantial impact. Risk perception exhibits only a minor effect on SME performance. Furthermore, risk perception does not mediate the relationship between financial technology and SME performance, nor does it mediate the relationship between financial inclusion and SME performance.Practical Implications for Economic Growth and Development: This study highlights the importance of financial inclusion in enhancing SME performance, suggesting that greater access to financial services can drive economic growth by improving business efficiency and market competitiveness. Furthermore, it emphasizes the need for policies that foster financial inclusion to support sustainable development in the creative economy sector
Mediating Role of Islamic Social Reporting on the Nexus Between Sharia Supervisory Board Characteristics and Islamic Banks\u27 Financial Performance in Indonesia
Full text linkPurpose: The Sharia Supervisory Board (SSB) plays a significant role in Islamic banking. Therefore, it is important to examine how the characteristics of the SSB influence financial performance, particularly when mediated by Islamic Social Reporting (ISR).Method: This study adopts a quantitative approach. We analyze the annual financial statements of 13 Islamic commercial banks in Indonesia from 2019 to 2023, focusing on how SSB characteristics affect financial performance through ISR. Structural Equation Modelling (SEM) is used to test the proposed hypothesis, utilizing SEM-PLS with Smart-PLS 4 as the analysis tool.Result: The analysis reveals that SSB characteristics do not significantly impact financial performance, suggesting that the role of the SSB has not sufficiently influenced financial outcomes. However, SSB characteristics significantly affect ISR, which in turn has a significant impact on financial performance. The mediation analysis shows that ISR fully mediates the relationship between SSB characteristics and financial performance. Therefore, ISR is a crucial factor in improving the financial performance of Islamic banks.Practical Implications for Economic Growth and Development: This study recommends that Islamic banks enhance the role of the SSB, particularly in ensuring transparent and effective social disclosures. Strengthening ISR practices can improve financial performance, thereby increasing Islamic banking’s contribution to community financing and fostering broader economic growth
Antecedents of Electronic Word-of-Mouth (e-WOM) and Purchase Intention: The Moderating Role of Consumer Involvement
Full text linkPurpose: This research aims to investigate the antecedents of electronic word-of-mouth (e-WOM), specifically source credibility and information accuracy, as well as the influence of e-WOM on purchase intention. Additionally, the study examines the role of consumer involvement as a moderating variable between e-WOM and purchase intention among Shopee e-commerce users.Method: The research employs a quantitative method, collecting primary data through a questionnaire distributed via social media platforms across Indonesia. The participants included 214 Shopee users interested in beauty products serving as the unit of analysis. The data were analyzed using Structural Equation Modeling (SEM) with AMOS version 23.Result: The findings indicate that source credibility positively and significantly impacts e-WOM, establishing it as an antecedent factor. In contrast, information accuracy does not significantly affect e-WOM, suggesting it is not an antecedent factor. Furthermore, e-WOM positively and significantly influences purchase intention. While consumer involvement affects purchase intention, it does not directly moderate the relationship between e-WOM and purchase intention.Practical Implications for Economic Growth and Development: This study offers strategic insights for e-commerce companies to enhance their quality and underscores the importance of credibility and reviews in marketing to boost product sales. Consequently, it presents a novel strategy within the digital marketing landscape that supports economic growth
INTERACTIVE INFORMATION MEDIA OF THE GENERAL ELECTION COMMISSION (KPU) OF EAST LOMBOK DISTRICT BASED ON ANDROID
Full text linkThe application of multimedia as information media has now expanded its use even to KPU information issues. The development of information technology, especially multimedia technology using android-based tools, can help the younger generation or the community in general in obtaining information on the East Lombok Regency General Election Commission in the existing KPU books, the younger generation or the community in general still feel some obstacles or problems such as how to find out East Lombok KPU information such as how to vote correctly, the history of the East Lombok KPU, KPU RI, temporary voter data (DPT).
The purpose of this research is to create an Android-based General Election Commission (KPU) Information Media. It can be used to access East Lombok Regency election information and reduce election fraud.
In this thesis, the author provides an alternative solution to the existing problems. These, namely several East Lombok KPU information media applications, can provide an overview or explanation in the form of text, images and videos. According to Luther Sutopo, the design and manufacture of the East Lombok KPU information media application based on Android use the multimedia development method, which consists of six stages: conceptualizing, design, material collecting, assembly, testing and distribution.
The result or output of the application that the author designed is a packaged Android application
Tourism Marketing Communication Strategy For West Sumatra in Promoting Tourism Events to Increase Tourist Visits in 2023
Full text linkPurpose: The West Sumatra Provincial Government launched "Visit Beautiful West Sumatra 2023," a post-pandemic activation program aimed at increasing the number of tourist visits to West Sumatra by implementing events. This study aims to analyze and understand the tourism marketing communication strategy of the West Sumatra Government in promoting the "Visit Beautiful West Sumatra 2023" program to boost tourist visits to West Sumatra.
Method: The research method used is descriptive qualitative with a case study approach. The results indicate that the strategy currently employed by the West Sumatra government has been quite successful in promoting tourism events.
Result: This success is reflected in the 137 percent increase in tourist visits to West Sumatra during 2023, surpassing the target of 8.2 million visitors. This study concludes that the success of this marketing communication strategy can be measured by the high number of tourists visiting West Sumatra in 2023.
Contribution: The marketing communication strategy of the West Sumatra Tourism Province can serve as an example and be applied by provinces, regencies, and cities in Indonesia to increase tourist visits
What Drives Digital Payment Adoption? Examining the Role of Ease of Use, Security, and Trust
Full text linkPurpose: This research examines the factors affecting the adoption of digital payments, focusing on how perceived ease of use and perceived security impact this adoption, with user trust serving as a mediating variable.Method: Data were collected in Cirebon City through a survey conducted via Google Forms, distributed both online and offline. A total of 180 respondents participated in the study. The sampling technique employed was purposive sampling, targeting individuals who currently use or have used digital payments. The data were analyzed using structural equation modeling with the partial least squares (SEM-PLS) approach.Result: The study\u27s findings indicate that both perceived ease of use and perceived security significantly influence user trust. Additionally, these factors also have a notable impact on the adoption of digital payments. User trust effectively mediates the relationship between perceived security and digital payment adoption.Practical Implications for Economic Growth and Development: This study highlight the importance for service providers to streamline digital transaction processes, enhance security measures, and offer transparent education on data protection to foster greater adoption of digital payments. The rise in digital payment usage not only enhances financial literacy but also promotes financial inclusion within society. This research offers valuable insights for the financial industry and regulators in developing policies that can bolster public trust in digital payment systems, ultimately contributing to a more advanced, inclusive, and sustainable digital economy in Indonesia
Pengaruh Kepercayaan Masyarakat terhadap Pembiayaan Mudharabah di BSI Kecamatan Belo Kabupaten Bima
Full text linkTrust is a person\u27s willingness to rely on another person involved in an exchange because he or she believes in that person. Because trust is very important in the banking industry, customer trust in banks is an important component that influences customer loyalty. Although the majority of the people of Renda Village, Belo District, Bima Regency are Muslim, many people are less aware of Islamic Banking products, which causes them to have less trust in Islamic Bank services and products. In addition, the knowledge and understanding of the community indirectly affect their perspective on the perception of Islamic banking. This study uses a quantitative method, with a research population of 7000 and a sample of 100 respondents. In this study, statistical analysis was carried out using SPSS. The data analysis techniques used were validity and reliability tests, classical assumption tests, and simple linear regression tests. The results of this study indicate that there is a positive and significant influence of the level of public trust on mudharabah financing with a value of the T-test of the trust level variable of 5.702 with a significance of 0.000 <0.05. Variable X1 has a t-test of 5.702 with t-table = 1.985
EVALUATION OF RECITATION PROGRAM PESANTREN STUDENT OF AL ASYARIAH MANDAR UNIVERSITY THROUGH THE KIRK PATRICK MODEL
No full textThe research results show that the recitation program is effective in increasing Islamic knowledge, such as fiqh, recitation and morals, as well as building student character based on the values ??of tolerance and pluralism. However, there are obstacles related to facilities and infrastructure, as well as variations in teaching methods that need to be improved. The research conclusion states that this program is relevant to student needs and supports the university\u27s vision of building an Islamic-based intellectual generation. This program strengthens students\u27 ability to read the Koran and basic understanding of religion, although it still requires improvement in aspects of implementation and ongoing evaluation. The research recommends developing interactive learning methods, improving facilities, and further training for presenters. Implementation of further programs such as preacher training and student study communities is also proposed to strengthen the sustainability of the program\u27s impact