Universitas Dehasen Bengkulu: Jurnal UNIVED
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Does Subsidized Health Insurance Cause Ex Ante Moral Hazard? Empirical Analysis Of Smoking Intensity In Poor Communities In Indonesia
Get PDFThe existence of ex ante moral hazard (EAMH) can cause inefficiency and threaten the sustainability of the health insurance program developed by the Indonesian government. The deficit in health social funds and the increase in the number of smokers in Indonesia may indicate the presence of EAMH. Several studies have explored EAMH, but their conclusions remain inconclusive. This study will utilize panel data from IFLS waves 2, 3, 4, and 5. By combining matching and Difference-in-Differences (PSM-DiD) methods to eliminate various potential biases, this research aims to reveal the impact of participating in subsidized health insurance on changes in smoking intensity among beneficiaries of Askeskin/JKN PBI. The findings suggest that, overall, the Askeskin policy does not indicate the presence of EAMH in relation to smoking behavior. However, within a specific subset of the data, there are indications of EAMH linked to rising smoking expenses among poor urban individuals
Comparison Of The Influence Of Social Media Marketing Activities On Purchase Intention In Mediating Consumer Brand Engagement In Local And Global Sneakers Brands In Indonesia
Get PDFThe objective of this study is to analyse the impact of social media marketing activities (SMMA) on consumer brand engagement (CBE) on the social media of local and global sneakers brands on customer purchase intention, with CBE acting as a mediator. Data were collected from 400 social media followers of local and global sneakers in Indonesia. The data were analysed using PLS-SEM with multigroup analysis (MGA) to measure causal relationships between variables from two or more groups. This study found that SMMA has a positive effect on purchase intention both directly and indirectly. SMMA has an effect on CBE. There is a positive effect of CBE on purchase intention. There is no significant difference between local and global sneakers brands in Indonesia. It is recommended that those engaged in the sneakers business and online business managers pay attention to the factors that shape customer purchase intention. This can be achieved by paying attention to social media activities, which can be used to stimulate consumer relationships with brands that have an impact on purchase intention. This study proposes a new model for research in the field of fashion, especially sneakers, by using comparisons to find out the differences between local and global sneakers brands in Indonesi
The Impact Of Work Stress And Compensation On Employee Retention At Pt Anzon Autoplaza In Pontianak
Get PDFThis study investigates the impact of work stress and compensation on employee retention at PT Anzon Autoplaza in Pontianak. As a prominent automotive dealership, PT Anzon Autoplaza has faced challenges related to high employee turnover despite its growth. This research aims to analyze how job stress and compensation affect employee retention and to propose strategies to improve job satisfaction and reduce turnover. A quantitative approach was employed, utilizing surveys and interviews with employees and HR personnel, focusing on data from 2020 to 2023. Results indicate a significant positive correlation between work stress and employee turnover, with inadequate compensation further exacerbating this relationship. The study also found that employees who reported high levels of work stress were more likely to have lower job satisfaction and a higher intention to leave. These findings underscore the need for PT Anzon Autoplaza to address work stressors and enhance compensation packages to improve retention. The insights provided aim to assist PT Anzon Autoplaza in developing effective strategies to stabilize its workforce and enhance overall employee satisfaction
Competitiveness of Indonesian Coffee Commodities in Global Market
Get PDFThe scope of this research includes international trade in coffee commodities using the Harmonized System (HS) code 0901. The method used in this research uses Revealed Comparative Advantage (RCA) and Trade Specialization Index (ISP). RCA method, the four largest coffee exporting countries in Indonesia have an average value of 3.10. These values mean that Indonesia has a strong comparative advantage but is still below Colombia, Brazil, and Vietnam. Based on ISP analysis, the position or stage of development of the Indonesia’s coffee trade with a value of 0.88. This indicates that the coffee commodity is at the fourth stage or maturity stage. Indonesian coffee is already at the stage of standardizing the technology used and shows that Indonesia as a coffee exporter in the global market
Evaluation Of Credit Risk Management On People's Business Loans Of Bank X In Bengkulu Province Using Risk Maturity Model
Get PDFThis study aims to analyze the application of risk management to “Kredit Usaha Rakyat” on Bank X in Bengkulu Province to minimize credit risk. This study using qualitative research with descriptive method based on the case study of risk management applied in Bank X to the “Kredit Usaha Rakyat” program. Data collection was carried out by interviewing the entity’s officer and by collecting and analyzing secondary data such as annual report and applicable regulation. Based on analysis using COSO ERM framework, concluded that Bank X has implemented an effective risk management. This study contributes to the field of risk management of banking industry which provide business credit for Micro, Small, and Medium Enterprise (MSME)
Protection Of Victims' Rights In Cases Of Maltreatment That Resulted In Death: A Case Study Of Ronald Tannur
Get PDFThis research aims to analyze how victims' rights are protected in Indonesia for cases that occur such as abuse and what laws can be imposed on the perpetrator through the case of Ronald Tannur who abused his girlfriend. The research method used in writing this paper is the normative legal research method (normative doctrinal-juridical). In this research, the author uses primary legal materials and secondary legal materials. In this research, the researcher used library materials as the main material for analyzing cases, and in conducting research. Normative legal research is a process of finding legal rules, legal principles and legal doctrines. The legal materials used in this research are primary legal materials and secondary legal materials. Primary legal materials include statutory regulations and official documents that contain legal provisions, while secondary legal materials are legal materials that provide explanations regarding primary legal materials. The results obtained in this research show that there are various legal bases that have been implemented in Indonesia, such as regulations that have been issued and stipulated by the government which regulate the protection of victims' rights, one of which is Undang-Undang (UU) Nomor 13 Tahun 2006 tentang Perlindungan Saksi dan Korban in Indonesia. Apart from that, there are articles from the Kitab Undang-Undang Hukum Pidana that can sentence such perpetrators to prison, such as Pasal 338 of the Kitab Undang-Undang Hukum Pidana
Identification Of Sexual Violence Cases In Higher Education: A Human Rights And Academic Ethics Perspective
Get PDFKekerasan seksual memiliki dampak multidimensional yang mencakup aspek fisik, psikologis, dan sosial. Fenomena ini tidak hanya terjadi di ruang publik, tetapi juga di lingkungan institusi pendidikan tinggi. Berdasarkan data tahun 2024, tercatat sebanyak 25.528 korban kekerasan seksual dengan mayoritas korban merupakan perempuan berusia muda, termasuk mahasiswa, yang mencapai 22.118 individu atau sekitar 79,8% dari total kasus. Penelitian ini menggunakan metode deskriptif kualitatif dengan pendekatan cross-sectional guna memberikan gambaran empiris mengenai prevalensi dan karakteristik kekerasan seksual berdasarkan data yang telah terdokumentasi. Sumber data utama berasal dari situs resmi pemerintah, yaitu https://kekerasan.kemenpppa.go.id/, yang merupakan bagian dari SIMFONI PPA di bawah naungan Kementerian Pemberdayaan Perempuan dan Perlindungan Anak Republik Indonesia. Data yang digunakan mencakup laporan kasus kekerasan seksual yang terjadi sepanjang periode Januari hingga Desember 2024. Hasil penelitian mengindikasikan bahwa kekerasan seksual di lingkungan pendidikan tinggi masih menjadi isu mengkhawatirkan dengan total sebanyak 2.761. Bentuk kekerasan yang teridentifikasi meliputi pelecehan verbal, penyalahgunaan wewenang, serta kekerasan berbasis gender yang kerap terjadi dalam relasi hierarkis, baik antara dosen dan mahasiswa maupun di antara mahasiswa sendiri. Meskipun regulasi seperti Undang-Undang Nomor 12 Tahun 2022 tentang Tindak Pidana Kekerasan Seksual dan Peraturan Menteri Pendidikan, Kebudayaan, Riset, dan Teknologi (Permendikbudristek) Nomor 30 Tahun 2021 telah diterapkan, implementasinya masih menghadapi berbagai tantangan terutama dalam aspek penegakan hukum dan keberanian korban untuk melaporkan kasus yang dialaminya. Sebagai langkah mitigasi, diperlukan penguatan literasi hukum bagi mahasiswa, optimalisasi peran Satuan Tugas Pencegahan dan Penanganan Kekerasan Seksual (Satgas PPKS), serta internalisasi nilai-nilai kesetaraan dan penghormatan terhadap hak asasi manusia dalam budaya akademik. Maka, disarankan perguruan tinggi perlu membangun mekanisme pelaporan yang lebih mudah diakses dan menjamin anonimitas korban agar merasa aman dalam melaporkan kasus kekerasan seksual
The Influence Of Social Media Influencers On The Buying Interest Of The Young Generation With Consumer Attitude As A Mediation Variable
Get PDFThis research aims to examine the effectiveness of social media influencer advertising on Generation Y and Z, with a focus on source credibility and attractiveness in relation to purchase intention. The study proposes that consumer attitude mediates the relationship between social media influencer characteristics (both exogenous and endogenous) and purchase intention. Structural Equation Modelling (SEM) was employed to test the empirical models, with SMARTPLS and SPSS utilized for the analysis. A total of 193 respondents were sampled. The findings support all the hypotheses except for the direct relationship between source attractiveness and consumer attitudes. Additionally, the study demonstrates that generational differences act as moderating variables in the relationship between consumer attitude and purchase intention
Analysis Of Product Quality And Consumer Satisfaction On Purchasing Decisions For Garmin Brand Watches
Get PDFThis research was conducted at PT Erajaya Swasembada Medan which is engaged in selling Garmin brand watch products. The purpose of this study was to determine the effect of product quality and customer satisfaction on consumer purchasing decisions on Garmin watch products. The population is consumers who come to visit and buy company products around 1210 consumers for 1 month and random sampling with the Slovin formula so that the number of research samples used is 92 respondents. The type of data used is primary data and the data source used is secondary data, data collection techniques using literature study, survey and observation. The data analysis technique is multiple linear regression, classical assumption test and hypothesis testing. The results showed that product quality and customer satisfaction partially and simultaneously had a positive and significant effect on consumer purchasing decisions for Garmin brand watch products. There is a strong correlation between product quality and customer satisfaction with consumer purchasing decisions on Garmin watch products. Consumer purchasing decisions can be explained by product quality and customer satisfaction by 46.50% and the remaining 53.5% can be explained by other variables not examined
The Influence Of Job Satisfaction And Motivation On Employee Performance At PT. Santy Abadi Mandiri In Bandar Lampung
Get PDFThis thesis researches the influence of job satisfaction and motivation on employee performance at PT. Santy Abadi Mandiri in Bandar Lampung. The study is motivated by the phenomenon of job satisfaction issues at PT. Santy Abadi Mandiri, where employee turnover is high due to dissatisfaction among employees. They feel that the incentives they receive are not commensurate with the work and risks involved. Low motivation is evident from employee absenteeism, which is attributed to a lack of recognition and limited career development opportunities. Employee performance targets have not been adequately met due to delays in project completion as set by partners.The aim of this study is to determine whether job satisfaction and motivation affect employee performance at PT. Santy Abadi Mandiri. This thesis employs a quantitative method, with job satisfaction (X1) and motivation (X2) as the independent variables, and employee performance (Y) as the dependent variable. Data collection methods include both primary and secondary sources, utilizing literature review and field research techniques such as observation and questionnaires.The results indicate that job satisfaction and motivation both individually and collectively influence employee performance at PT. Santy Abadi Mandiri. Based on the data analysis, the findings are as follows: (1) Job satisfaction (X1) has an influence on employee performance (Y) with an effect size of 79,6%, (2) Motivation (X2) influences employee performance (Y) with an effect size of 76.3%, (3) Simultaneously, job satisfaction (X1) and motivation (X2) significantly affect employee performance (Y) at PT. Santy Abadi Mandiri, with a combined effect size of 84.5