1,720,966 research outputs found
Paradigma Baru Pengembangan Wakaf Produktif (Kajian Empiris Badan Wakaf Indonesia Propinsi Bangka Belitung)
Full text linkAt present the study and concern of the muslim community is being focused on socializing, utilizing and developing waqf, especially productive waqf. Which is one of the instrument of sharia social finance. Event the existence of productive endowments is very potential which is allegedly one of the complentary instrument solution for development financing.There are many form of development and utilization of productive waqt in Indonesia both in the fields of agriculture plantations, economics such as establishment of sharia hotel, health; establishment of hospital, infrastructure and other business centers. Cash waqf which is one element of productive endowment can be alternative way of “expansion” of development and development of Islamic economic which can ultimately strengthen financial system stability.The focus this paper will be “reading” the direction of development of productive waqf carried out by BWI Bangka Belitung regarding of socializing, education and implementation program. Therefore, “built in” the new paradigm of productive waqf so that its management its carried out professionally must continue to be encouraged. Furthermore, the intended paradigm is increasing capacity of nadzir; besides having religious knowledge and trust and also having enterpreneursip spriit. Bisides that BWI Bangka Belitung must start introducing cash waqf
Urgensi Penerapan Kepatuhan Syariah pada Perbankan Syariah (Telaah Konseptual-Analitis)
Full text linkThe issue of shariah compliance is increasingly important, given that Islamic finance is always challenged by demand from market participants to be innovative and business oriented (eg. offering new instruments and products), as conventional financial does. This fact can encourage the Islamic financial position further improve. On the one hand they should accommodate the demand of customers that may be contrary to shariah principles, but on the other hand Islamic banks are strictly bound by shariah compliance. This paper will focus on the importance of applying aspects of shariah compliance in Islamic banking.In various opinions, the meaning of shariah compliance in Islamic banks is “the application of Islamic principles, shariah and traditions in financial transactions and banking and other related business”. Shariah is one of the indicators of Islamic disclosure to ensure the adherence of Islamic banks to shariah principles. Furthermore, at the operational level, shariah compliance is compliance to the Dewan Syariah Nasional which is the embodiment of shariah principles and rules that must be adhered in Islamic banking.Some provisions that can be used to assess shariah compliance within Islamic financial institutions are: First, contract used for the collection and distribution of funds in accordance with the priciples of shariah and the rules of shariah. Second, Zakat funds is calculated and paid, managed in accordance with the rules and principles of shariah. Third, All transactions and economic activities are reported fairy in accordance with applicable shariah accounting standards. Fourth, the work environment and corporate culture in accordance with shariah. Fift, business that are financed do not conflict with shariah. Sixthly, there is Shariah Supervisory Board (DPS) as a shariah director for the overall operational activities of Islamic banks. Seventh, the source of funds comes from a legitimate and lawful source according to shariah.Related to the implementation mechanisme of shariah compliance, there are two underlying concept both in the context of the fulfillment of accuntability horizontally and transcendental. First, The concept of shariah review must be done by DPS to conduct supervision on shariah compliance. Second, the concept of shariah internal review, Islamic banking as one of internal audit function. If the optimazation of the implementation of shariah compliance aspect in Islamic banking is a necessity, so that the impact of Islamic bank can be the only option for the society to save and do the financing
MENELAAH KEPEMIMPINAN PEREMPUAN DI PONDOK PESANTREN AL- ISLAM KEMUJA
Full text linkDiscourse about women and leadership is always interesting to study with various perspective. In this context, Islam is a religion that gives the same right for everyone to contribute to the public and domestic domain, regardless of gender, social status, because what distinguishes them at the level of human devotion itself. This study of this issue continuous to find momentum, ut ironically attention almost never given to women who have an important role in Islamic science. Likewise there are women have a crucial role in the formation of Islamic education of institution such as mandrasah and others. It turns out that the pesantren culture requires that the religio-sociological factors become very important for woman to play an active role in the public sphere. If examined the excistence of ewomen in Al Islam Kemuja noarding school, as long as the writer know since its establishment, including when she was educated there, there is no found a woman or ustadzah who holds the top leadership leader at this pesatren. This study shows that until now, woman/ustadzah are only in the domestical realm, its mean attached to the duties of woman; for example dealig with consumtion or guarding of a girls at pesantren. This is not about gender discrimination but the absence of woman has the capacity and capability to occupy these position, also in the culture of community. If there are woman who take part, this is permissible as long as they get permission from their husband
Pemikiran Ibnu Khaldun Tentang Mekanisme Pasar
Full text linkIbnu Khaldun is a thought-leader who is proficient in the various fields of study such as politics, social, philosophy, history, and economy. So, Ibnu Khaldun is known as one of the originators of economic theory and as the largest Muslim economists recognized by Western economists. Unlike previous scholars who had tendencies to be normative, Ibnu Khaldun used historical and social approach to understand economy of a nation. Ibnu Khaldun was very positive in comprehending economy. So, his ways of thinking will be very worthy to put forward in this paper, especially on market mechanisms. Market is a place where buyers and sellers meet and do transactions of buying and selling goods or services. The importance of market in Islam cannot be separated from the function of the market as a place for buying and selling activities. Sale and purchase itself has an important function, since buying and selling are parts of the economic activities which are "accredited" in Islam. Islam is very concerned with buying and selling as one of the economic fundamentals. It can be seen in Al-Baqarah 275 saying that "God justifies the purchase and forbids usury". The market mechanism is a system that determines the formation of prices, which is in the process can be influenced by many things: demand and supply, distribution, government policies, labor, money, taxes and security. In the process of market mechanisms requires the principles of morality, such as fair competition (fair play), honesty, transparency and justice
IMPLIKASI PELAKSANAAN PROGRAM KELOMPOK USAHA BERSAMA (KUBE) TERHADAP PEMBERDAYAAN EKONOMI DAN KESEJAHTERAAN MASYARAKAT DI KABUPATEN BANGKA
Full text linkThis empirical research is intended to analyze the effect/implication of KUBE program on economic empowerment and community welfare at Bangka Regency. The implementation of the variable (x¹) was measured by three indicator variables namely theoretical and technological support, the diversity of the target group’s behavior and the desired level of behavior change. Structure of KUBE program and implementation process (x²) were measured by clarity and consistency of KUBE program objectives, its accuracy and the allocation of funding sources. External factor variables that influence the implementation of KUBE program (x³) were measured by five indicator variables; socio-economic, public support, constituents, government support, and commitment. This research is quantitative research with descriptive analysis techniques, and inferential analysis using Multiple Linear Regression, and SPSS 23.0 software. The population of this research is some KUBE which spread in several villages in Bangka Regency with 122 groups across 8 sub-districts. The sample of the study is 5 KUBE with 53 members at Sungailiat, Mendo Barat dan Merawang Sub-district. The result of the study showed that the implementation of the KUBE did not affect the economic empowerment and welfare of people in Bangka regency. On the other hand, the structure variable of KUBE program implementation affects the economic empowerment and welfare of people in Bangka regency. Moreover, the external factor variables that influence the implementation of the KUBE program affects the economic empowerment and welfare of people in Bangka regency
PEMBERDAYAAN PEREMPUAN DAN PENINGKATAN EKONOMI KELUARGA
Full text linkWomen empowerment in the field of economy in particular, should be maximized necessary empowerment program for women community both in home industry. The presence of local food products that exist at Desa Kemuja “Pembuatan Beras Aruk” should be followed by the availability of basic ingredients of how high quality cassava. Furthermore, in terms of processing, packaging and branding, and marketing should be more improved in order to really be a support and help the family economy. One type of business currently KPRL “Pembuatan Beras Aruk” in order to foster the public interest in creating employment for all parties specifically for the improvement and empowerment of women's economy. The existence of this business should be a model of tiered training and more optimized, so that the reliable and professional human resources in turn the production level the better
Perception and Attitude of the Society Bangka Belitung Province Towards the Development of Halal Tourism
Full text linkTourism is a sector that plays a significant role in improving a country's economic development. There are desires the development of the tourism sector is expected to encourage efforts to improve the welfare of local communities through the provision of employment opportunities. Likewise, halal tourism has now begun to trend not only in Indonesia, but is one of the core products for various Muslim-majority countries. This research is urgently carried out, so that the people of Bangka Belitung Province have a moderate perception and in the future tourist destinations such as culinary tourism, natural tourism, educational tourism and religious tourism can become icons and if they have a "core" undoubtedly halal tourism destinations in this province can become a magnet, of course many local, national and international tourists visited. This pstudy using the PLS-SEM approach.This study highlight that the Perception of regarding Halal Tourism is categorized as good. The Attitude of the society of Bangka Belitung regarding Halal Tourism is categorized as good. The relationship between exogenous variables (Perception of Concepts and Attitudes) and endogenous (development) is significant.
Optimalisasi Peran Nazhir dalam Pengembangan Wakaf Produktif
Full text linkThe success of Islamic countries shows that waqf can contribute to overcoming economic problems. In Indonesia, waqf management is regulated through Law No. 41 of 2004, Government Regulation No. 25 of 2018, and Minister of Religious Affairs Regulation No. 4 of 2009. The local government and the Belitung Regency BWI are actively developing productive waqf by optimising the role of nazhir. This study uses a case study method with observation, documentation, and interviews with five key informants from the BWI, religious leaders, community leaders, and the nazhir forum. Data analysis refers to Miles and Huberman. The results show that the BWI's nazhir guidance mechanism covers two aspects. First, the recruitment pattern is through letters to village heads and the Religious Affairs Office (KUA), but it is still limited to the village and mosque levels. Second, guidance is carried out through basic socialisation without special certification. Optimising the role of nazhir includes regeneration, technical training, and increasing waqf literacy. BWI Belitung needs to revitalise its management and synergise with Ministry of Religious Affairs programmes such as waqf incubation and the millennial literacy movement.Keberhasilan negara-negara Islam menunjukkan bahwa wakaf mampu berkontribusi dalam mengatasi persoalan ekonomi. Di Indonesia, pengelolaan wakaf diatur melalui UU No. 41 Tahun 2004, PP No. 25 Tahun 2018, dan PMA No. 4 Tahun 2009. Pemerintah daerah dan BWI Kabupaten Belitung turut aktif mengembangkan wakaf produktif dengan mengoptimalkan peran nazhir. Penelitian ini menggunakan metode studi kasus dengan teknik observasi, dokumentasi, dan wawancara terhadap lima informan kunci dari BWI, tokoh agama, tokoh masyarakat, dan forum nazhir. Analisis data mengacu pada Miles dan Huberman. Hasil penelitian menunjukkan bahwa mekanisme pembinaan nazhir oleh BWI mencakup dua aspek. Pertama, pola rekrutmen melalui surat ke kepala desa dan KUA, namun masih terbatas pada tingkat desa dan masjid. Kedua, pembinaan dilakukan melalui sosialisasi dasar tanpa sertifikasi khusus. Optimalisasi peran nazhir mencakup kaderisasi, pelatihan teknis, dan peningkatan literasi wakaf. BWI Belitung perlu merevitalisasi manajemen serta bersinergi dengan program Kementerian Agama seperti inkubasi wakaf dan gerakan literasi millennial
Penentuan Niat Mahasiswa IAIN Shaikh Abdurrahman Siddik Bangka Belitung dalam Berwirausaha
Full text linkThis empirical study aims to determine the factors that influence the intention of IAIN Syaikh Abdurrahman Siddik students to become entrepreneurs. Discussing in an implemented manner whether environmental factors (access to capital, access to information and access to social networks) influence the intention of IAIN students to become entrepreneurs? Do skill factors (communication skills, ability to develop business strategies and ability to operate IT devices) influence the intention of IAIN students to become entrepreneurs? Do orientation factors (entrepreneurial knowledge, entrepreneurial desire) influence the intention of IAIN students to become entrepreneurs? Do obstacles (financial risk, lack of expertise, social risk, and lack of commitment) influence the intention of IAIN students to become entrepreneurs? This study is a quantitative study with descriptive analysis techniques, and inferential analysis, using Multiple Linear Regression, and the assistance of SPSS 23.0 software. The population of this study were IAIN Bangka Belitung students. Respondents in this study were selected using purposive sampling techniques. The population of the study was 500 students from three faculties, so that a sample of 125 students was obtained. Based on the research results, it can be concluded that environmental factors, skills, orientation, and obstacles have a positive influence on entrepreneurial intentions.Penelitian empiris ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi niat mahasiswa IAIN Syaikh Abdurrahman Siddik untuk menjadi wirausahawan. Membahas secara terimplementasi apakah faktor lingkungan (akses permodalan, akses informasi dan akses jejaring sosial) mempengaruhi niat mahasiswa IAIN untuk menjadi wirausahawan? Apakah faktor keterampilan (kemampuan komunikasi, kemampuan menyusun strategi bisnis dan kemampuan mengoperasikan perangkat IT) mempengaruhi niat mahasiswa IAIN untuk menjadi wirausahawan? Apakah faktor orientasi (pengetahuan kewirausahaan, keinginan berwirausaha) mempengaruhi niat mahasiswa IAIN untuk menjadi wirausahawan? Apakah hambatan (risiko keuangan, kurangnya keahlian, risiko sosial, dan kurangnya komitmen) mempengaruhi niat mahasiswa IAIN untuk menjadi wirausahawan? Penelitian ini merupakan penelitian kuantitatif dengan teknik analisis deskriptif, dan analisis inferensial, menggunakan Regresi Linear Berganda, dan bantuan perangkat lunak SPSS 23.0. Populasi penelitian ini adalah mahasiswa IAIN Bangka Belitung. Responden dalam penelitian ini dipilih dengan menggunakan teknik purposive sampling. Populasi penelitian ini adalah 500 mahasiswa dari tiga fakultas, sehingga diperoleh sampel sebanyak 125 mahasiswa. Berdasarkan hasil penelitian, dapat disimpulkan bahwa faktor lingkungan, keterampilan, orientasi, dan hambatan memiliki pengaruh positif terhadap intensi berwirausaha
Determinan Minat Masyarakat Kabupaten Belitung dalam Menyalurkan Wakaf
Full text linkThis study aims to analyze the Interest of the People of Belitung Regency in Distributing Money Waqf which is measured by the factors of Socialization, Religiosity and Income both partially and simultaneously. with a sample of 100 respondents. Furthermore, the data collection technique used is a printed questionnaire distributed to 100 respondents as a primary data source. The type of research is Associative which is carried out to explain the relationship between two or more variables. The results of the study show that if the Religiosity variable partially affects the Interest in Distributing Money Waqf with a value of tcalcal>ttable or 4,170>1,290, it means that H1 is accepted and H0 is rejected. The Socialization variable partially affects the Interest in Disbursing Money Waqf with a tcal>ttable value or 2,492<1,290 meaning that H2 is accepted and H0 is rejected. Meanwhile, the Income variable partially affects the Interest in Disbursing Money Waqf with a tcal>ttable value or 1,291>1,290 meaning that H3 is accepted and H0 is rejected. Simultaneously, the variables of religiosity, socialization and income have an effect on the Interest in Distributing Waqf Money with a value of 22,581 while the Ftable is obtained from the formula df=-k-1 or 100-3-1= 96, which is 2.14. where Fcal>Ftabel or 22,581>2.14 means that H4 is accepted, H0 is rejected.Penelitian ini bertujuan untuk menganalisis Minat Masyarakat Kabupaten Belitung Dalam Menyalur Wakaf Uang yang diukur dengan faktor Sosialisasi, Religiositas dan Pendapatan Baik secara parsial maupun simultan. dengan sampel 100 responden. Selanjutnya teknik pengumpulan data yang digunakan adalah kuesioner cetak yang disebar kepada 100 responden sebagai sumber data primer. Jenis penelitiannya adalah Asosiatif yang dilakukan untuk menjelaskan hubungan antara dua variabel atau lebih. Hasil penelitian menunjukkan jika variabel Religiositas secara parsial Berpengaruh terhadap Minat Menyalurkan Wakaf Uang dengan nilai thitung>ttabel atau 4.170>1.290 artinya H1 diterima dan H0 ditolak. Variabel Sosialisasi secara parsial Berpengaruh terhadap Minat Menyalurkan Wakaf Uang dengan nilai thitung>ttabel atau 2.492<1.290 artinya H2 diterima dan H0 ditolak. Sedangkan variabel Pendapatan secara parsial Berpengaruh terhadap Minat Menyalurkan Wakaf Uang dengan nilai thitung>ttabel atau 1.291>1.290 artinya H3 diterima dan H0 ditolak. Secara simultan variabel religiositas, sosialisasi dan pendapatan berpengaruh terhadap Minat Menyalurkan Wakaf Uang nilai Fhitung sebesar 22.581 sedangkan Ftabel diperoleh dari rumus df=-k-1 atau 100-3-1= 96 yaitu sebesar 2.14. di mana Fhitung>Ftabel atau 22.581>2.14 artinya H4 diterima, H0 ditolak
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