1,721,025 research outputs found
Branchless Banking Sebagai Disruptive Innovation Bank Mini Universitas Kristen Indonesia
Full text linkThe purpose of writing this scientific paper is to improve the performance of small bank
laboratories as a place to develop competences in intellectual, motor skills and skillful use of
banking media tools to increase the competence of graduate students in finance and banking
who are part of the Indonesian Christian University in achieving superior APT. The research
method in this research is in the form of literature review or literature study, which contains
theoretical theories that are relevant to research problems. Small bank laboratories as
Branchless Banking can offer basic banking services to customers at minimal costs, more
economical than the cost of serving customers through conventional banks. Small bank
laboratories can become branchless banking for uki residents. UKI residents or the
surrounding community can register themselves as prospective customers at a bank without
the need to visit the central bank, but only go to the small bank laboratory which is the
representative of that bank. Registered customers can make financial transactions like other
customers, such as sending money between users, buying credit, and so on. Control is
carried out by the bank, represented by the Funding and Relationship Officer, namely
control of the transaction process that has been carried out by the mini bank laboratory as an
agent for customers.
Keywords: Branchless Banking, Disruptive Innovatio
Transformasi Digital Perbankan Pada Laboratorium Bank Mini Menuju Universitas Kristen Indonesia Berakreditasi Unggul
Full text linkThe UKI small bank laboratory currently does not have facilities for back office / sundrise
practicum (making and encoding ceque and bilyet giro), as well as activation in the dealing
room / treasury. The practice at small bank UKI is not a real bank. This research is a
qualitative study using a literature review approach by collecting data from various sources
which are secondary resources. This research also studies the document of cooperation
agreements that have been made with other parties, to evaluate the effectiveness and followup
of the cooperation. To prepare future laboratories, the following are carried out: (1)
Prepare a collaborative curriculum with the industrial world and industry-owned
associations to determine industry needs, (2) Equipment and technology in laboratories that
support digital banking, (3) competent human resources, reliable to guide students in the
small bank laboratory. (4) Small bank laboratories are to become laboratories that make real
transactions to become income generating units that encourage the emergence of other
business units which must be managed professionally. This is necessary to support UKI as a
leading accredited university.
Keyword : Mini Bank, Digital Banking, Income Generating Units, Real Transactio
Going Beyond Counting First Authors in Author Co-citation Analysis
Full text linkThe present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation
counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings
are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that
only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into
account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed
Pengelolaan Manajemen Risiko pada Industri Perbankan
Full text linkThe banking industry is an industry that is laden with risks, especially as it involves the management of public money and screened in the form of investment. To minimize the risks faced, bank management should have sufficient expertise and competence, so that a variety of risks that could potentially arise can be anticipated from the beginning, and look for a better way of handling it. The types of risks presented by the economists are very diverse but substantially similar to one another. Broadly speaking, the grouping of risk conducted by economists are almost the same description and its coverage. The bigger and modern bank, the more numerous and complex risks that it faces.
Financial risks faced by the banking industry, can be broadly grouped into five (5) major risk, namely: (1) credit risk, (2) market risk, (3) liquidity risk, (4) operational risks, and (5 ) risk capital. These risks are presented in the financial ratios, indicating that the performance achieved by management in managing a bank.
Bank Indonesia based on the Basel II classifies eight (8) types of risk are generally divided into two (2) categories of risk, which can be measured (quantitative), namely credit risk, market risk, liquidity risk, operational risk and risks are difficult to measure ( qualitative) that legal risk, strategic risk, reputation risk and compliance risk.
Keywords: Risk Management; Basel II; Bankin
Pengelolaan Manajemen Risiko pada Industri Perbankan
Full text linkAbstractThe banking industry is an industry that is laden with risks, especially as it involves themanagement of public money and screened in the form of investment. To minimize therisks faced, bank management should have sufficient expertise and competence, so that avariety of risks that could potentially arise can be anticipated from the beginning, and lookfor a better way of handling it. The types of risks presented by the economists are verydiverse but substantially similar to one another. Broadly speaking, the grouping of riskconducted by economists are almost the same description and its coverage. The biggerand modern bank, the more numerous and complex risks that it faces.Financial risks faced by the banking industry, can be broadly grouped into five (5) majorrisk, namely: (1) credit risk, (2) market risk, (3) liquidity risk, (4) operational risks, and (5 )risk capital. These risks are presented in the financial ratios, indicating that theperformance achieved by management in managing a bank.Bank Indonesia based on the Basel II classifies eight (8) types of risk are generallydivided into two (2) categories of risk, which can be measured (quantitative), namely creditrisk, market risk, liquidity risk, operational risk and risks are difficult to measure(qualitative) that legal risk, strategic risk, reputation risk and compliance risk.Keywords: Risk Management; Basel II; Bankin
Bukti Kinerja Reviewer Internasional Bank Profitability and Economic Growth in SSA The Mediating Role of Stability
Full text link
BLUE OCEAN vs RED OCEAN
Full text linkTo have its own blue ocean, company must be managed not in ordinary way. For example, it should not only focus on tis current customers but also on potential customers and change them to customers. Kim dan Mauborgne (2005) introduce four processes that company must do to have its own blue ocean. The processes include developing benefits for customers (why
consumers buy), building strategic price, finding strategic cost, and adopting the strategy in organization. This paper introduce siimple idea to build blue ocean strategy in compan
Kinerja Efisiensi Industri Perbankan Indonesia: Bank Pembangunan Daerah
Full text linkAbstractTo achieve maximum benefit level, a company must be able to produce the optimaloutput level with a certain number of inputs (technical efficiency) and produces output with theright combination at a certain price level (allocative efficiency). The concept of efficiencymeasurement can be viewed either with a focus on the input side (input-oriented) or focus onthe output side (output-oriented). The second approach is analogous to the concept of theprimal and dual operations research techniques, which are like two sides of a coin, so that thetwo approaches will consistently produce the same conclusions about the relative efficiency ofa company to the relationship.For BPD who are not able to achieve 100% efficiency rating, to achieve the maximumvalue of the bank should increase total loan and total revenue portfolio. For the banks withBPD, especially medium and small can take several policies to improve the efficiency of theoptimal performance, through economics of scale in operations and focus on lending to micro,small and medium enterprises (SMEs). In addition, monetary authorities and governmentshould consider to from a Local Credit Guarantee Agency (LCGA). Credit guarantee is thecomplement of a credit system and can serve as a substitution for collateral, despite subograsibilling remains the duty of the creditor.Keywords: EfficiencyBank, Regional Development Banks (BPD
- …
