1,720,954 research outputs found

    JAMINAN KEPASTIAN HUKUM ATAS KELEBIHAN HASIL LELANG BARANG JAMINAN

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    This study concludes that increasing customer awareness of their rights and improving the valuation process is crucial for enhancing the auction system's transparency and fairness. PT Pegadaian is recommended to strengthen its customer education efforts, collaborate with independent appraisers, and review its policies to ensure better customer rights protection. This research aims to explore the legal certainty regarding the surplus from the sale of collateral auctioned at PT Pegadaian, using a qualitative approach. The data collection methods include literature review, interviews with auction creditors, direct observation of the auction process, and document analysis. The thematic analysis approach is used to analyze the data. Data from interviews, observations, and document analysis are organized and categorized into relevant themes. The research reveals that PT Pegadaian implements an internal policy that ensures the return of the auction surplus to customers after the loan principal and administrative fees are settled. However, many customers are unaware of their rights concerning this auction surplus. Additionally, challenges arise in the auction announcement process and the appraisal of collateral, which often does not reflect market prices. The study concludes that increasing customer awareness of their rights and improving the appraisal process is essential for enhancing the transparency and fairness of the auction system

    KEABSAHAN HUKUM PENGIKATAN JAMINAN TANAH DALAM PRODUK RAHN TAJSILY DI PT PEGADAIAN – STUDI KASUS PEGADAIAN UNIT BUNGAH

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    This study examines the implementation of the Rahn Tajsily Tanah product at the Pegadaian Unit Bungah, focusing on the process of securing land collateral, legal protection for both parties, and challenges faced during implementation. The findings reveal that the collateral binding process aligns with Islamic principles and regulations, particularly adhering to the DSN-MUI Fatwa No. 68/DSN-MUI/III/2008. However, the lengthy verification process poses a challenge. The legal protection provided ensures fairness and the absence of riba, securing the rights of both Pegadaian and the customers. Nonetheless, the challenges include prolonged verification times and a lack of customer understanding of the syariah contract. Suggestions include improving verification efficiency through collaboration with the National Land Agency (BPN), increasing public education on syariah principles, enhancing transparency, and exploring digital services to streamline processes. These improvements are expected to optimize the Rahn Tajsily Tanah product and its benefits for society.Penelitian ini mengkaji implementasi produk Rahn Tajsily Tanah di Pegadaian Unit Bungah dengan fokus pada proses pengikatan jaminan tanah, perlindungan hukum bagi kedua pihak, serta tantangan yang dihadapi selama pelaksanaannya. Hasil penelitian menunjukkan bahwa proses pengikatan jaminan telah sesuai dengan prinsip syariah dan peraturan yang berlaku, khususnya sesuai dengan Fatwa DSN-MUI No. 68/DSN-MUI/III/2008. Namun, proses verifikasi yang lama menjadi tantangan. Perlindungan hukum yang diberikan menjamin keadilan dan tidak adanya unsur riba, serta melindungi hak Pegadaian maupun nasabah. Meskipun demikian, tantangan yang dihadapi meliputi waktu verifikasi yang lama dan kurangnya pemahaman nasabah terhadap akad syariah. Saran yang diberikan meliputi peningkatan efisiensi verifikasi melalui kerja sama dengan Badan Pertanahan Nasional (BPN), peningkatan edukasi kepada masyarakat tentang prinsip-prinsip syariah, peningkatan transparansi, serta pengembangan layanan digital untuk mempercepat proses. Perbaikan ini diharapkan dapat mengoptimalkan produk Rahn Tajsily Tanah dan memberikan manfaat yang lebih besar bagi masyarakat

    Going Beyond Counting First Authors in Author Co-citation Analysis

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    The present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed

    Variations on the Author

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    “Variations on the Author” discusses two of Eduardo Coutinho’s recent films (Um Dia na Vida, from 2010, and Últimas Conversas, posthumously released in 2015) and their contribution to the general question of documentary authorship. The director’s filmography is characterized by a consistent yet self-effacing form of authorial self-inscription: Coutinho often features as an interviewer that rather than express opinions propels discourses; an interviewer that is good at listening. This mode of self-inscription characterizes him as an author who is not expressive but who is nonetheless markedly present on the screen. In Um Dia na Vida, however, Coutinho is completely absent form the image, while Últimas Conversas, on the contrary, includes a confessional prologue that moves the director from the margins to the center of his films. This article examines the ways in which these works stand out in the filmography of a director who offers new insights into the notion of cinematic authorship

    Appropriate Similarity Measures for Author Cocitation Analysis

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    We provide a number of new insights into the methodological discussion about author cocitation analysis. We first argue that the use of the Pearson correlation for measuring the similarity between authors’ cocitation profiles is not very satisfactory. We then discuss what kind of similarity measures may be used as an alternative to the Pearson correlation. We consider three similarity measures in particular. One is the well-known cosine. The other two similarity measures have not been used before in the bibliometric literature. Finally, we show by means of an example that our findings have a high practical relevance.information science;Pearson correlation;cosine;similarity measure;author cocitation analysis

    Dispelling the Myths Behind First-author Citation Counts

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    We conducted a full-scale evaluative citation analysis study of scholars in the XML research field to explore just how different from each other author rankings resulting from different citation counting methods actually are, and to demonstrate the capability of emerging data and tools on the Web in supporting more realistic citation counting methods. Our results contest some common arguments for the continued use of first-author citation counts in the evaluation of scholars, such as high correlations between author rankings by first-author citation counts and other citation counting methods, and high costs of using more realistic citation counting methods that are not well-supported by the ISI databases. It is argued that increasingly available digital full text research papers make it possible for citation analysis studies to go beyond what the ISI databases have directly supported and to employ more sophisticated methods

    Author Index

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    koamabayili/VECTRON-author-checklist: VECTRON author checklist

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    We have done our best to complete the author checklist relating to the use of animals in the hut study. Note that the objective for the hut study was to evaluate the IRS treatment applications for residual efficacy against Anopheles mosquitoes, including the local An. coluzzii mosquito population. Cows were only used to attract mosquitoes into the huts and no tests were carried out directly on the cows. The author checklist is intended for use with studies where experiments are carried out on animals, which is why we have had such difficulty in completing this for the hut study, as many of the questions do not relate to how the cows were used
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