1,680 research outputs found
Mekanisme Restrukturisasi Dalam Penyelesaian Pembiayaan Murabahah Bermasalah Pada Bank Sumut Syariah KC Medan Katamso
No full textThe purpose of this study is to understand the restructuring mechanism in solving problematic murabahah financing at Bank Sumut Syariah KC Medan Katamso. This research uses descriptive qualitative method. The source of the data obtained and used in this study was obtained directly at the research location at PT Bank Sumut Syariah KC Medan Katamso. This study uses primary data. In addition, in this study, raw data was also collected in the form of secondary data, such as evidence, documents or historical reports, documents, archives, whether published or not. The data collection that the writer did was through observation, interviews and document studies. Observations were made through direct observation at PT Bank Sumut Syariah KC Medan Katamso. Interviews were addressed directly to the Business or Marketing division of PT. Bank Sumut Syariah KC Medan Katamso according to the information needs by answering the questions raised by the author. Document research conducted by the author is in the form of written data or other documents needed by the author. After doing the research, it can be concluded that the North Sumatra Sharia KC Medan Katamso Bank in implementing the restructuring mechanism there are principles that must be followed in resolving problem financing contained in Bank Indonesia Regulations and can be said to be good. The principles applied by Bank Sumut Syariah KC Medan Katamso are in accordance with Bank Indonesia Regulation No. 13/9/PBI/2011 concerning amendments to Bank Indonesia Regulation Number 10/1/PBI/2008 concerning Financing Restructuring for Sharia Banks and UUS. Namely, rescheduling, reconditioning, and restructuring
Pelaksanaan Pembiayaan Modal Kerja Musyarakah Pada PT. Bank Syariah Indonesia KC Padang
No full textThe purpose of this research was to determine the implementation of Musyarakah working capital financing at PT. Bank Syariah Indonesia KC Padang. In analyzing the data, the author uses qualitative data analysis methods as a research method that describes descriptively the implementation of Musyarakah working capital financing at the PT. Bank Syariah Indonesia KC Padang. The results of this study there are several stages of procedures in the Implementation of Musyarakah Working Capital Financing at PT. Bank Syariah Indonesia KC Padang, namely submitting a financing application, financing feasibility analysis, the decision to grant Musyarakah working capital financing which is divided into two decisions, namely the financing decision is accepted and the decision is rejected. If the financing decision is accepted or rejected, it is submitted in writing by providing clear and thoughtful reasons. After the financing decision is approved, it will proceed to the stage of contract and disbursement of financing, supervision of financing and repayment of financing
Penyelesaian Pembiayaan Bermasalah Terhadap Perjanjian Kepemilikan Rumah Di Brk Syariah Kc Arifin Ahmad Pekanbaru
No full textABSTRACT Housing is a basic need besides food and clothing. The role of banking greatly affects the economic activities of a country. Providing housing financing is one of the most basic bank businesses, one of which is providing housing financing by BRK Syariah. Before providing financing the bank needs to assess customers who apply for financing. Because, not a few customers fail to fulfill their obligations in house payments which results in problematic financing. In resolving problematic financing, settlement is not always carried out through court channels, but also efforts to resolve problems carried out outside the court provided by BRK Syariah. The formulation of the problem in this research is how to review the law regarding the resolution of problematic home ownership financing at BRK Syariah KC Arifin Ahmad Pekanbaru and what factors cause problematic home ownership financing at BRK Syariah KC Arifin Ahmad Pekanbaru. The type of research used is included in the empirical group and the sample for this research is one part of the BRK Syariah bank KC Arifin Ahmad Pekanbaru, namely the Management Director and several customers who have been declared in default or failed to carry out their obligations. From the results of research that has been conducted by the author, that the settlement of problematic financing of home ownership in BRK Syariah KC Arifin Ahmad Pekanbaru is litigation and non-litigation, such as rescheduling, reconditioning and restructuring and there are 2 (two) factors causing the financing of problematic home ownership in BRK Syariah KC Arifin Ahmad Pekanbaru, namely internal factors originating from the bank that are not careful both from analyzing prospective customers, as well as in the calculation of home financing and ext from the bank that is not careful both from analyzing prospective customers, as well as in the calculation of rumaa financing and external factors from the customer, where there are some customers who do not make payments because there is an element of intentionality and an element of customer unintentionality. Keywords
Test Record for Author Crosswalk FIG to ELE 20250807 KC
No full textThis test record is for the purpose of testing the FIG to ELE crosswalk for author Keely Chapman on 20250807. </p
Transcriptome profile in Drosophila Kc and S2 embryonic cell lines
No full textDrosophila melanogaster cell lines are an important resource for a range of studies spanning genomics, molecular genetics, and cell biology. Amongst these valuable lines are Kc167 (Kc) and Schneider 2 (S2) cells, which were originally isolated in the late 1960s from embryonic sources and have been used extensively to investigate a broad spectrum of biological activities including cell-cell signaling and immune system function. Whole-genome tiling microarray analysis of total RNA from these two cell types was performed as part of the modENCODE project over a decade ago and revealed that they share a number of gene expression features. Here, we expand on these earlier studies by using deep-coverage RNA-sequencing approaches to investigate the transcriptional profile in Kc and S2 cells in detail. Comparison of the transcriptomes reveals that ∼75% of the 13,919 annotated genes are expressed at a detectable level in at least one of the cell lines, with the majority of these genes expressed at high levels in both cell lines. Despite the overall similarity of the transcriptional landscape in the two cell types, 2,588 differentially expressed genes are identified. Many of the genes with the largest fold change are known only by their CG designations, indicating that the molecular control of Kc and S2 cell identity may be regulated in part by a cohort of relatively uncharacterized genes. Our data also indicate that both cell lines have distinct hemocyte-like identities, but share active signaling pathways and express a number of genes in the network responsible for dorsal-ventral patterning of the early embryo. © The Author(s) 2023. Published by Oxford University Press on behalf of the Genetics Society of America
Deriving vegetation drag coefficients in combined wave-current flows by calibration and direct measurement methods
No full textCoastal vegetation is efficient in damping incident waves even in storm events, thus providing valuable protections to coastal communities. However, large uncertainties lie in determining vegetation drag coefficients (CD), which are directly related to the wave damping capacity of a certain vegetated area. One major uncertainty is related to the different methods used in deriving CD. Currently, two methods are available, i.e. the conventional calibration approach and the new direct measurement approach. Comparative studies of these two methods are lacking to reveal their respective strengths and reduce the uncertainty. Additional uncertainty stems from the dependence of CD on flow conditions (i.e. wave-only or wave-current) and indicative parameters, i.e. Reynolds number (Re) and Keulegan-Carpenter number (KC). Recent studies have obtained CD-Re relations for combined wave-current flows, whereas CD-KC relations in such flow condition remain unexplored. Thus, this study conducts a thorough comparison between two existing methods and explores the CD-KC relations in combined wave-current flows. By a unique revisiting procedure, we show that CD derived by the direct measurement approach have a better overall performance in reproducing both acting force and the resulting wave dissipation. Therefore, a generic CD-KC relation for both wave-only and wave-current flows is proposed using direct measurement approach. Finally, a detailed comparison of these two approaches are given. The comprehensive method comparison and the obtained new CD-KC relation may lead to improved understanding and modelling of wave-vegetation interaction.Green Open Access added to TU Delft Institutional Repository ‘You share, we take care!’ – Taverne project https://www.openaccess.nl/en/you-share-we-take-care Otherwise as indicated in the copyright section: the publisher is the copyright holder of this work and the author uses the Dutch legislation to make this work public.Environmental Fluid Mechanic
Chemistry of nanocrystalline oxide materials - Combustion synthesis, properties and applications
No full textNanoscience and Nanotechnology have captured the imagination of people worldwide and nanochemistry has stirred tremendous interest. The term, "Nanotechnology" was coined by a Japanese engineer Nario Taniguchi in 1974. Eric Drexler in his book "Engines of Creations" published in 1986 envisaged the building of molecular machines by bringing atom by atom in a precise manner to make many simple desired systems. However, Drexler's dream continues to be implausible since the laws of chemistry do not easily allow this kind of assembly at the molecular level. The challenge facing nanotechnologists today is in designing fine grained structures, unlike biomolecular structures. A bigger confrontation is to merge the science intensive process with its engineering aspect. In this context the present book on Chemisry of Nanocrystalline Oxide Materials is a step closer to this challenge. Nanocrystalline oxides exhibit interesting magnetic, dielectric, optical and catalytic properties and find applications as sensors, pigments, phosphors and catalysts for air and water purification. Prof. Patil and his colleagues at IISc, Bangalore, have developed an original low temperature initiated self propagating synthetic route by solution
combustion and combustible precursors processes. A characteristic feature of this process is in preparing homogenous multicomponent oxide powders of desired
composition, structure and properties. Also, doping of impurity metal atoms/ions in an oxide matrix producing nano composite materials is achieved instantaneously in a
single step
Photoluminescence study of mixed doped Ge-Se-In-Bi glasses
No full textPhotoluminescence studies, carried out using the Fourier Transform method rather than the conventional monochromator-dispersion method,are reported on glassy samples of indium-bismuth mixed doped Ge (10) Se(90-x-y) In (x) Bi (y) system (x,y = 5,10). The amorphous Bi2Se3 is found to be n-type like the crystalline counterpart. The possible contributions from microscopic cluster-level phase separation of Bi2Se3 and from the defects to the change in conductivity from p- to n- typein this system is discussed. The similar situation in related systems is also pointed out
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