1,883 research outputs found

    Corrigendum to “Performance of Candida albicans germ tube antibodies (CAGTA) and its association with (1 → 3)-β-D-glucan (BDG) for diagnosis of invasive candidiasis (IC)” (Diagnostic Microbiology & Infectious Disease (2019) 93(1) (39–43), (S073288931830230X), (10.1016/j.diagmicrobio.2018.07.007))

    No full text
    In the article “Performance of Candida albicans germ tube antibodies (CAGTA) and its association with (1 → 3)-β-D-glucan (BDG) for diagnosis of invasive candidiasis (IC),” the authors’ names are listed incorrectly. The correct names are as follows: Pietro Pini, Bruna Colombari, Enrico Marchi, Anna Castagnoli, Claudia Venturelli, Mario Sarti, Elisabetta Blasi

    Analisi economica del sistema di credito cooperativo: il caso Emilia Romagna

    No full text
    Obiettivo di questo studio è comprendere l’evoluzione del sistema bancario a livello regionale al fine di individuare un benchmark rispetto al quale comparare l’evoluzione del sistema BCC

    How Income Diversification, Size and Capital Ratio affect BHCs Performance?

    No full text
    This paper investigates whether the range of activities conducted by banks influences their performance and risk. Using an unbalanced panel dataset which includes 308 bank-year observations, for the period 2006-2011, corresponding to 52 Italian Bank Holding Companies in the last year, the core question is to analyse the effect of diversification across and within both traditional and non-traditional income and if the results have been affected by the financial crisis. The main results suggest that revenue diversification plays a role in determining bank performance. The relative effects appear, however, to be different in relation to banks’ size and capital ratio. The results have strategic implications both for bank managers, regulators and supervisors for the consequences on banks’ performance and stability

    La Milano di Ludovico il Moro e Leonardo da Vinci. Tra arte e propaganda

    No full text
    Politica, società e cultura nella Milano di Ludovico il Moro. Mecenatismo, urbanistica e propaganda nell'opera di costruzione del consenso

    The Effect of Revenue and Geographic Diversification on Bank Performance

    No full text
    This paper investigates the effect of revenue and geographic diversification on bank performance, also on a risk adjusted basis. Using an unbalanced panel dataset of 3,002 observations relative to Italian banks for the period 2006-2011, the core question is to analyse the effect of geographic and functional diversification across and within both interest and non-interest income and their effect on some principal performance measures. Furthermore in our study we analyse whether certain type of institutions are better able to reap the benefits of diversification analysing performance implications for different categories of banks and if the results have been affected by the financial crisis. The main results suggest that revenue and geographical diversification play a role in determining bank performance. The relative effects appear, however, to be different between mutual and not-mutual banks suggesting different business strategies for different banks. Moreover, in the after crisis period, banks that have been less penalized in terms of riskadjusted profit are those characterised by a gretare focus on non interest income component and the ones more geographically diversified. These findings have strategic implications both for bank managers, regulators and supervisors for the consequences on banks’ performance and stability

    Effects of contaminants on antiprotonic helium and possible long-living states in hydrogen

    No full text
    A new analysis on p annihilations in He targets at 3 bar at room temperature with low contaminant concentrations (H/sub 2/, Xe, Ar, Ne, N/sub 2/) collected by the OBELIX detector is presented. (6 refs)

    How Do Income Diversification, Firm Size and Capital Ratio Affect Performance? Evidence for Bank Holding Companies

    No full text
    We use panel data from 52 Italian Bank Holding Companies (BHCs) over the period of 2006 to 2011 to test how revenue diversification affects bank performance. Unlike studies of diversification that focus on its effect on equity and debt values and risk return portfolio strategies, we investigate how various nontraditional revenues mix impact performance. Diversification increases bank profitability on a risk-adjusted basis; however, no statistical effect in terms of risk is observed. We also argue that the results of previous research on the impact of diversification may differ because of its interaction with asset size and degree of capitalization. Our models are robust to different measures of performance, endogeneity tests and the effect of the financial crisis. The results have strategic implications for the consequences of bank performance and stability that are relevant to bank managers, regulators and supervisors

    PREDICTIVE STRENGTH OF LENDING TECHNOLOGIES IN FUNDING SMES

    No full text
    Using a proprietary database of lending decisions (N=9,898) for small and medium-sized enterprises (SMEs), the paper investigates how banks cope with the adverse selection dilemma. Based on an intertemporal framework, we qualify incorrect and correct lending decisions of banks and investigate the power of lending technologies to predict errors and correct choices. Findings suggest that adverse selection can be better controlled by a durable bank–firm relationship, as well as by an atomistic loan decision process, at the local level. By contrast, a loan decision-making process based exclusively on hard financial information about SMEs may lead to adverse selection errors
    corecore