38 research outputs found
Agency Problem and Its Enforcement In Funding Mudharabah: Study of Baitul Maal wa Tamwil Usaha Gabungan Terpadu Sidogiri, Malang Branch
No full textTelaah Kritis Kebijakan Penanggulan Kemiskinan dalam Tinjauan Konstitusi
No full textThis paper aims to examine several poverty alleviation programs which have beendone for periods of time and evaluate the programs constitutionally in the frameworkof UUD 1945. The study finds that there are many programs held by the government,yet their mostly obstacles are overlapping objectives and the problem of corruptionand collusion. Moreover, the absence of clear guidance makes the conditions worse.UUD 1945 focuses in how to reduce poverty through basic needs fulfillment such aseducations, health, and social safety net, which are needed as key ingredients to suc-ceed sustainable poverty alleviation programs
PRAKTIK BANK THITHIL DAN IMPLIKASINYA MENURUT PANDANGAN MASYARAKAT MUSLIM WILAYAH PERKAMPUNGAN BETHEK KOTA MALANG
No full textThe present study aimed at finding out various practices of Bank Thithil at Bethek Urban Village, Malang, along with the people’s perception and the impact of such practices towards the people’s welfare. Employing qualitative approach, this study focuses on the people’s perception, particularly those belonging to debtors trapped in Bank Thithil, such bank’s creditors, and some local cultural leaders, who lived at Bethek Urban Village, Malang. Data collection was carried out by interviews, observation and documentation. In analyzing the data, Miles Huberman’s analysis was employed which consisted of the following action: collection, reduction, display, and conclusion drawing supported by a phenomenological method which tried to capture and understand the reality. The result showed that Bank Thithil at Bethek Urban Village belonged to an informal financial organization as it was not a legal entity. As a consequence, the creditors may set rules of loan and sanctions without any reference to the legal law of financial organizations in Indonesia. The people’s perception towards Bank Thithil was various; some people felt fine with its practices because they need it and some another people strongly disagreed for some reasons, one is the prohibition on Islamic law.</jats:p
Menelusur Struktur Pasar Pada Kontrak Informal di Sentra Industri Brem
No full textFenomena unik terkait kontrak informal yang terjadi di Sentra industri brem yaitu produsen besar yang telah menguasai pasar dapat menentukan arah pasar sesuai keinginan. Akibatnya banyak produsen kecil gulung tikar karena adanya persaingan tidak sehat dengan harga yang berlaku. Disisi lain, produsen besar dapat melebarkan sayap dengan melakukan kontrak informal bersama distributor dan agen. Dalam kontrak, distributor memiliki peran yang besar dalam memasarkan produk brem sehingga dapat menerima hasil produksi brem hingga beberapa produsen dengan harga ditetapkan. Oleh karenanya, penelitian ini bertujuan mengetahui proses terbentuknya struktur pasar dalam hubungan kontrak informal antar pelaku usaha. Penelitian ini menggunakan metode kualitatif dengan pendekatan fenomenologi. Hasil penelitian menunjukkan bahwa berdasarkan hasil telusur terdapat praktik oligopoli dan oligopsoni dalam proses pemasaran brem tersebut sehingga mengakibatkan inefisiensi bagi pelaku usaha yang terlibat dalam kontrak. Saran yang dapat penulis berikan untuk menciptakan kondisi pasar yang baik yaitu pemerintah perlu membentuk kartel dan istana brem di lingkungan sentra industri. Kata kunci: Kontrak Informal, Sentra Industri brem, Struktur Pasar
IDENTIFIKASI MODAL SOSIAL PADA PROGRAM PEMBERDAYAAN MASYARAKAT MISKIN MELALUI DANA ZAKAT, INFAK DAN SEDEKAH
No full textParadigma based on this research is naturalistic paradigm sourced from phenomenologist which more criticize on positivism approach which considered to rigid, black and white, also toomuch obeying the concept. According to knowledge paradigm an social science also problem to be answered in this research, the research uses qualitative approach. The research finding are: 1) people empowerment in Sumberoto village based on Islamic religious values, they are believing, purity, and ukhuwah islamiah (Islam brotherhood). This model is also built by trust and norm (rule) in society with reciprocal relations. While system used is network, with voluntary, similarity, freedom, and civilization, moved by proactive all empowerment management. 2) moral value reflected in social capital and religious value has played role in producing poor people empowerment model more fair, independence, honorable, and continued without losing humanity. That’s the poor people empowerment model which became this research’s thesis.</jats:p
Pengaruh Analisis Teknikal Terhadap Pergerakan Harga Saham Syariah Pada Perusahaan Yang Terdaftar Di Jakarta Islamic Index (Jii)
No full textTujuan penelitian ini adalah untuk mengetahui pengaruh analisis teknikal terhadap pergerakan harga saham syariah pada perusahaan yang terdaftar di Jakarta Islamic Index (JII). Analisis teknikal yang digunakan dalam penelitian ini adalah harga saham masa lalu, volume perdagangan, dan transaksi investor asing. Penelitian ini menggunakan metode kuantitatif dan data yang digunakan dalam penelitian ini merupakan data sekunder. Peneliti mengambil sampel dengan metode purposive sampling, dimana sampel dipilih diantara populasi sesuai dengan yang dikehendaki peneliti sehingga dipilih 5 perusahaan dengan kapitalisasi pasar terbesar yang masuk indeks JII. Analisis data yang digunakan dalam penelitian ini analisis data panel dan diolah dengan menggunakan e-views. Hasil penelitian ini menunjukkan variabel harga saham masa lalu dan transaksi investor asing berpengaruh positif signifikan terhadap harga saham syariah dan variabel volume perdagangan berpengaruh negatif dan tidak signifikan terhadap harga saham syariah
EMPOWERMENT OF SPICE FARMERS COMMUNITY IN MALUKU UTARA FOR SUSTAINABLE AGRICULTURAL DEVELOPMENT
No full textSubject and purpose of work: Community Empowerment in Sustainable Agricultural Development and CSR (Study of spice farmers in Maluku Utara). One of the duties of the nation is to facilitate prosperity for its citizens through development. Such development is pursued by the government to reach economic growth by utilizing all agriculture potentials and by organizing community development. Materials and methods: In this study, the goals are to identify, describe and analyze the empowerment of the spice farmers’ community in Maluku Utara in sustainable agricultural development and CSR. This study is descriptive in nature and uses the qualitative approach, while data analysis relies on the Creswell’s model. Maluku Utara has a resource potential that is needed for sustainable agriculture development and CSR for community welfare. Results: Through empowerment, which involves several stages, such as enlightenment, capacity building, and enforcement, it is possible to improve awareness, capacity, skill and strength of the community to exploit all potentials. The support given to the spice farmers’ community in sustainable agriculture development and CSR is not at the maximum. Despite this support, there are factors constraining community empowerment in sustainable agriculture development and CSR. Conclusions: These constraints may come from community, a very low number of agriculture counselors, natural resource inadequacy, and also weather factors at Maluku Utara, all of which hamper the empowerment process
Empowerment of the poor through zakat: a case study of Baznas in Malang City
No full textThis research aimed to construct a governance perspective on empowering the poor through zakāt, which has the potential to change zakāt recipients (mustahiq) into zakāt givers (muzakki). This research employs a postpositivist qualitative approach with a case study research strategy. Researchers try to interpret the meaning of actual cases, investigate the process, and seek in-depth explanations with data collection techniques through interviews, participatory observation, and documentation. Interactive analysis techniques are used starting from data collection, condensation, presentation, and concluding. The results are as follows: (1) the amil actor has two perspectives: (a) only distributes zakāt, and (b) interprets the main task of zakāt management as the aspect of distribution to the sustainability stage of its utilization. However, there are constraints from the resources availability, assistance budget, and empowerment experts, so it is necessary to improve the quantity and capacity of amil according to program needs; (2) mustahiq actors have two perspectives: (a) interpreting zakāt funds as being limited to giving for consumption, and (b) feeling that it is a mandate that needs to be accounted for. The majority of the mustahiq group in this study tend to receive zakāt for consumptive needs, not for the perspective of building a business that can be developed sustainably as a way out of poverty; and (3) for empowerment using Zakāt Community-Based Development (ZCD). The relatively successful ones are those that focus on the quality of their distribution, accompanied by the assistance management in each mustahiq community and optimizing the small groups’ role, such as recitation groups, community associations, and the Bayt al-Māl community, which are deliberately designed as social agents for BAZNAS
Paradigma islámico del dinero: dimensiones interrelacionadas
No full textIn Islam, money is viewed as a means to measure value and a tool for transactions. This study explains other dimensions of money while also examining its use in the interconnected social and religious phases of human life. Since money is perceived differently across cultures, we conducted a literature review to identify dimensions other than the one considered by Western culture. For this purpose, we used scientific articles, book chapters, and books as the primary sources, which allowed us to obtain a complete and coherent description of the phenomenon under study. According to the results, money not only has a transactional dimension that seeks to maximize profit (as it is mainly conceived by Western culture) but also a social and religious dimension. Giving money can be more satisfying than giving in-kind. In Islam, the money collected is freely spent based on individual needs. In addition, money (dinar and dirham) serves to measure pious deeds when employed as a unit of account in zakat and qurban, as well as in inheritances. In Islam, a proper management of monetary assets can help to link the social and religious dimensions in a coherent manner.En la cultura islámica, el dinero se considera como un medio para medir valor y una herramienta para realizar transacciones. Este estudio explica otras dimensiones del dinero y, al mismo tiempo, examina su uso en las fases social y religiosa (relacionadas entre sí) de la vida humana. Dado que cada cultura percibe el dinero de forma diferente, se realizó una revisión bibliográfica con el fin de identificar otras dimensiones diferentes a aquella que considera la cultura occidental. Para ello, tomamos, como principales fuentes de información, artículos científicos, capítulos de libro y libros de investigación, lo que nos permitió obtener una descripción completa y coherente del fenómeno objeto de estudio. De acuerdo con los resultados, el dinero no solo contempla una dimensión transaccional que busca maximizar ganancias, tal y como lo concibe principalmente la cultura occidental, sino también una dimensión social y religiosa. Dar dinero puede generar una mayor satisfacción que dar en especie. En la cultura islámica, el dinero recolectado se gasta libremente en función de las necesidades individuales. Además, el dinero (dinar y dírham) permite medir las acciones piadosas cuando se utiliza como denominación de unidades de cálculo en prácticas como zakat y qurban y en herencias. En el islam, una gestión adecuada de los activos monetarios puede contribuir a vincular las dimensiones social y religiosa de una forma coherente
