1,720,992 research outputs found

    Islamizing The System of Economy: Solution Toward An Economical Welfare For The Islamic Landscape

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    This paper attempts to offer Islamic economic system as the solution of the actualization of the economic welfare of ummah. It went from the failure of the capitalist economic system (capitalism) and socialist economic system (socialism) that causes the global crisis, even the fall of a country. The topics in the paper discusses in depth related to the cause of the failure of the capitalist economic system (capitalism) and socialist economic system (socialism). Next, author perform related in-depth analysis of the Islamic economic system is concerned with the construction of the economic system of Islam; comparison of the characteristics of economic activities that based on Islamic values with non-Islamic-based economic activities; comparing the capitalist economic system, socialists and Islam; social institution in the Islamic economic system as a solution to alleviate poverty; and the implementation of Islamic economic system that cause the achievement of the financial system stability

    DEVELOPING THE QUALITY OF ISLAMIC CORPORATE CULTURE ON ISLAMIC BANK IN INDONESIA

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    Financial institutions and contemporary business today have been transformed into a sharia-based financial institution and business. However, this change of a new transformation is done systemically by system and not implemented by culture. Thus, despite the growth of Islamic bank is so high, polemics is increasingly unsettled. Based on this, the necessary of transformation of corporate culture has to change based on Islamic values to create sustainable development and competitive advantage. This paper attempts to offer relevant ideas based on Islamic corporate culture. At the end of this paper, the author offers the characteristics of Islamic corporate culture, corporate culture in Islamic bank in Indonesia, and the development of quality of Islamic corporate culture on Islamic bank in Indonesia. This paper concludes that Islamic corporate culture has a major role in increasing employee motivation, employee work ethic, job satisfaction, employee's prestigious behavior and employee performance. Thus, it is important for Islamic banks to develop the quality of corporate culture based on Islamic values.</jats:p

    MANAJEMEN LEMBAGA KEUANGAN SYARIAH

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    Buku Manajemen Lembaga Keuangan Syariah ini ditulis dalam 17 bab yang diharapkan bisa digunakan para pembelajar sebagai bahan perkuliahan pada jenjang Sarjana dan Pascasarjana pada bidang manajemen keuangan syariah, ekonomi syariah, perbankan dan jurusan lain yang berkenaan. Pembahasan dimulai dari konsep muamalah dan transaksi dalam keuangan islam. Setelah itu baru kemudian para pembalajar diajak mempelajari dan berdiskusi mengenai beberapa lembaga keuangan syariah yang berkembang di Indonesia, termasuk BMT yang dianggap khas Indonesia. Buku ini kemudian diakhiri dengan pentingnya memahami risiko dalam manajemen lembaga keuangan syariah dan kondisi global perkembangan Manajemen dan lembaga keuangan syariah

    SUKUK : TEORI DAN IMPLEMENTASI

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    Abstrak Sukuk is one of the most innovative products in the development of contemporary Islamic financial system. Sukuk growth of 84% per year when analyzed in the 2001 until 2007. Discussion of sukuk increasingly attracted the attention of academics and professional practitioners. Thus, the discussion paper will discuss in more depth theoretically about sukuk and implementation. The discussion on the definition of sukuk in etymology and terminology, history of the development of sukuk, Islamic legal basis of the sukuk, sukuk investment types, the development potential of sukuk in Indonesia, mechanism of profit sharing investment securities, as well as the difference between Sukuk and Bonds. Keywords: Investments, sukuk, bonds, and Islamic finance

    MANAJEMEN RESIKO PERBANKAN SYARIAH DI INDONESIA

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    Abstract Islamic banks will always be dealing with different types of risk with diverse complexity and inherent in its business activities. Thus, the implementation of risk management in Islamic banking is very urgent to be implemented in order to identify, measure, and control various risks to be faced. The discussion paper will discuss more in depth related risk management in Islamic banking in Indonesia theoretically and implementation. The discussion on worldview importance of risk management of Islamic banks, the identification of the risk characteristics of Islamic banks, the classification of the types of risks in Islamic banks, as well as the implementation of risk management deals in Islamic banks. Keywords: Risk Identification, Risk Management, and Islamic Bankin

    The Challanges of Islamic Bank for Accelerating the Growth of Micro, Small and Medium Enterprises (MSMEs) in Indonesia

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    Islamic banking has a huge role in accelerating the growth of Micro, Small and Medium Entrerprises (MSME)s in Indonesia. The largest Muslim population in Indonesia is one factor for the development of MSMEs. This paper explains how the Problems and Challenges of MSMEs in Indonesia; Development of MSMEs in Indonesia; Relationship Between Islamic Bank and MSMEs in Indonesia; The Role of Islamic Bank for Development MSMEs; and The Challanges of Islamic Bank for Accelerating the Growth of MSMEs in Indonesia. The end of this paper, the authors offer solutions to Islamic banking challenges in accelerating the growth of MSMEs such as: First, to improve mudhorobah and musyarakah financing schemes to accelerate and develop MSMEs in Indonesia; Secondly, to reduce the dependence on the use of Murabahah contract products that are consumptive and targeted middle and upper only, Third, improve the financing scheme Qordhul Hasan contract by cooperating against Islamic social institutions, such as BAZNAS, BAZDA, LAZ, BWI, and Mosque, etc by maximizing the utilization of zakat funds, infaq, alms, waqf which has been only consumptive. Fourth, the cooperation of linkage program to BPRS and BMT so that the funds channeled can be directed to remote areas and on target. Fifth, coaching, mentoring, and mentoring to BPRS, BMT, MSMEs business practitioners, and Islamic social institutions in order to develop funds that are stored productively. Sixth, allocate Hajj and umroh investment funds to MSMEs business practitioners

    Sharea Issues in the Application of Takaful: Review on Islamic Law Perspective

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    Insurance is still debated between scholars when viewed in the light of Islamic law. Contemporary Muslim jurists are fully aware that the legal status of Insurance not been determined by Islamic law thinkers in advance (jurists). The application of Takāful today is the result of a struggle between the understanding of Islami law with the reality of what happened. Thus, the problem needs to be reviewed in the light of Islamic law in depth. This paper attempts to offer Shariah Issues in the Application of Takāful From Islamic Law Perspective, including The Concepts of Takāful (Sharia Insurance), Legal Basis of Takāful (Sharia Insurance), History of Takāful (Shariah Insurance) Development, Scholars' Views on Takāful (Sharia Insurance), The Principles of Takāful (Sharia Insurance), Establishment of Contract in Takāful (Sharia Insurance), and To Compare The Characteristics Between Takāful (Shariah Insurance) and  Commercial Insurance

    MODEL PENGEMBANGAN ORGANIZATIONAL CITIZENSHIP BEHAVIOR (OCB) KARYAWAN BERBASIS NILAI ISLAM

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    This study aims to develop a model of organizational citizenship behavior (OCB) based on Islamic values. This is based on the fact that there has been no research examining the influence of Islamic leadership style and Islamic work motivation on OCB and Islamic work motivation on Islamic job satisfaction. The basic theories used in this study are the Path Goal Leadership Theory, Vroom's Expectancy Theory, and Stewardship Theory. This quantitative research involves case studies in 18 Islamic Banks (Sharia Commercial Banks and Sharia People's Financing Banks) in Yogyakarta. The research analysis uses Smart PLS 3.0 Software. The research findingsreveal that (1) Islamic Leadership Style has a significant influence on Islamic Work Motivation, (2) Islamic Leadership Style has a significant influence on Islamic Job Satisfaction, (3) Islamic Leadership Style does not have a significant influence on Organizational Citizenship Behavior Islamic Perspective (OCBIP) of the employees, (4) Islamic Work Motivation has a significant influence on Islamic Job Satisfaction, (5) Islamic Work Motivation has a significant influence on OCBIP, (6) Islamic Job Satisfaction has significant influence on OCBIP

    Implementasi Marketing Mix Strategy Terhadap Peningkatan Penjualan Umkm Aneka Keripik Sungkai Jaya Ditinjau dalam Perspektif Ekonomi Islam

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    UMKM (Usaha Mikro Kecil dan Menengah) memliki peran penting dan strategis dalam pertumbuhan ekonomi dan penyerapan tenaga keja, maka perlu adanya strategi dalam meningkatkan volume penjualan UMKM. Marketing Mix merupakan strategi pemasaran yang menekankan pada berbagai faktor yang dikenal dengan istilah 7P (product, price, place, promotion, personel, process, dan physical evidence). Penelitian ini bertujuan untuk menganalisis implementasi atau penerapan marketing mix terhadap peningkatan penjualan UMKM dengan menggunakan metode kualitatif yang bersifat deskrriptif untuk menyelidiki keadaan, kondisi secara sistematis, faktual dan akurat, sehingga dapat disimpulkan bahwa marketing mix strategy dalam penerapannya bisa meningkatkan volume penjualan UMKM Aneka Keripik Sungkai Jaya Lampung Utara

    Analisis Pengaruh Green Banking Terhadap Profitabilitas Bank Umum Syariah Indonesia

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    Research Aims: Islamic commercial banks are Islamic banks which in their activities provide services in payment traffic. Islamic commercial banks can operate as foreign exchange banks and non-foreign exchange banks. Foreign exchange bank is a bank that can carry out transactions abroad or related to foreign currencies as a whole, such as transfers abroad, collections abroad, opening letters of credit and so on. The purpose of the study was to determine the effect of green banking on the profitability of Islamic commercial banks in Indonesia and the concept of green banking in an Islamic perspective. Design/methodology/approach: This type of research is quantitative with a descriptive statistical approach, the research methodology used in this study is the method of documentation and literature study. Research Findings: The results of the study show that green banking has a positive effect on the profitability of Islamic Commercial Banks in Indonesia. In the Islamic perspective, all Green Banking Indicators are in accordance with the Islamic perspective as well as the reinforcing arguments about protecting nature and preventing natural damage. Keywords: Green Banking, profitibalitas, Bank Umum Syariah
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