1,721,079 research outputs found
IMPLEMENTASI PEMBIAYAAN GADAI (RAHN) EMAS iB HASANAH DI PT. BANK BNI SYARIAH CABANG MALANG
ABSTRAK Masruro. 2013. Implementasi Pembiayaan Gadai (Rahn) Emas iB Hasanah di PT. Bank BNI Syariah Cabang Malang. Tugas Akhir, Jurusan Akuntansi, Fakultas Ekonomi, Universitas Negeri Malang. Pembimbing:Sawitri Dwi Prastiti, S.E., M.Si. Kata kunci: Pembiayaangadai(rahn) emas, Akad qardh, rahn, dan ijarah, Peraturan Bank Indonesia (BI). Untuk mencegah praktik spekulasi, BI menerbitkan aturan tentang produk qardh beragun emas. BI menerbitkan aturan gadai emas syariah dalam bentuk Surat Edaran (SE) Nomor 14/7/DPbs tentang Produk Qardh Beragun Emas Bagi Bank Umum Syariah dan Unit Usaha Syariah. Dan produk gadai emas syariah, berpayung di bawah fatwa DSN, NO: 26/DSN-MUI/III/2002 Tentang rahn emas yang salah satu fatwa menyebutkan ongkos dan biaya penyimpanan barang besarnya didasarkan pada pengeluaran yang nyata-nyata diperlukan. Selain itu pembiayaan (rahn) gadai emas menggunakan tiga (3) akad, yaitu akad qardh,rahn, dan ijarah. Penelitian ini dilaksanakan dengan tujuan untuk Untuk menjelaskan kesesuaian peraturan yang dikeluarkan Bank Indonesia (BI) dengan Persyaratan dan ketentuan produk yang diterapkan oleh PT. Bank BNI syariah Malang dan untuk menjelaskan penetapan biaya penyimpanan barang gadai (ujroh) di PT. Bank BNI Syariah Malang. Berdasarkan hasil analisis data tersebut, diperoleh beberapa masalah yaitu, ketidakkesesuaian peraturan yang dikeluarkan Bank Indonesia (BI) dengan Persyaratan dan ketentuan produk yang diterapkan oleh PT. Bank BNI syariah Malang. Kedua, penetapan biaya penyimpanan barang gadai (ujroh). Dengan metode pemecahan masalah pertama, menelaah akad pembiayaan gadai emas.Kedua, menelaah persyaratan dan ketentuan produk BNI iB Gadai Emas , dan ketiga, menelaah biaya pemeliharaan dan perawatan barang gadai. Dari masalah tersebut terdapat ketidaksesuaian dari persyaratan dan ketentuan produk dengan peraturan yang dikeluarkan oleh BI dalam Edaran BI No 14/7/DPbS, tanggal 29 Februari 2012 perihal produk qardh beragun emas bagi bank syariah dan unit usaha syariah dan ketidaksesuian biaya pemeliharaan dan perawatan yang dihitung secara harian dan diterapkan PT. BNI Syariah Cabang Malang dengan Fatwa yang dikeluarkan oleh fatwa MUI nomor 26/DSN-MUI/III/2002 tentang rahn (gadai) emas, sehingga penulis merekomendasikan perbaikan, yaitu melaksanakan apa yang ada dalam aturan BI karena aturan itu untuk mencegah praktik spekulasi dan Menginformasikan lebih jelas tentang rician biaya yang apa saja yang harus dibayar oleh nasabah agar terhindar dari praktek riba
Going Beyond Counting First Authors in Author Co-citation Analysis
The present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation
counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings
are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that
only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into
account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed
Hubungan Stres Dengan Alkoholisme Pada Remaja Di Kelurahan Kauman Bangil
RELATIONSHIP STRESS WITH ALCOHOLISM IN ADOLESCENTS IN BANGIL AREA Ayu Masruro Psychology study program at the faculty of psychology Yudharta Pasuruan University Alcoholism is a form of action on the interaction of substances consisting of alcohol so as to increase unconsciousness that can improve well-being, relaxation and unable to control themselves by increasing the emergence of problems with the law, social, physical and psychological, and delicious. Customize your needs. This research is to study the relationship of alcoholism with stress in adolescents. The subjects of the study were adolescents in Kauman Bangil Village, 47 men and 13 women. Data collection used in this study is the scale of alcoholism and stress scale. Based on the calculation of validity, obtained 30 valid items from the stress scale and 34 valid items from alcoholism. The reliability estimate on the alcoholism scale obtained an average value of 0.9399, which indicates very high reliability, and on the stress scale an average value of 0.84 indicates high reliability. Data analysis was calculated using regression analysis of one predictor obtained rxy of 0.692 with r tab 1% 0.330, which stated there was a very significant relationship between variables X and Y, namely between stress and alcoholism Keywords: Alcoholism, Stres
Variations on the Author
“Variations on the Author” discusses two of Eduardo Coutinho’s recent films (Um Dia na Vida, from 2010, and Últimas Conversas, posthumously released in 2015) and their contribution to the general question of documentary authorship. The director’s filmography is characterized by a consistent yet self-effacing form of authorial self-inscription: Coutinho often features as an interviewer that rather than express opinions propels discourses; an interviewer that is good at listening. This mode of self-inscription characterizes him as an author who is not expressive but who is nonetheless markedly present on the screen. In Um Dia na Vida, however, Coutinho is completely absent form the image, while Últimas Conversas, on the contrary, includes a confessional prologue that moves the director from the margins to the center of his films. This article examines the ways in which these works stand out in the filmography of a director who offers new insights into the notion of cinematic authorship
Appropriate Similarity Measures for Author Cocitation Analysis
We provide a number of new insights into the methodological discussion about author cocitation analysis. We first argue that the use of the Pearson correlation for measuring the similarity between authors’ cocitation profiles is not very satisfactory. We then discuss what kind of similarity measures may be used as an alternative to the Pearson correlation. We consider three similarity measures in particular. One is the well-known cosine. The other two similarity measures have not been used before in the bibliometric literature. Finally, we show by means of an example that our findings have a high practical relevance.information science;Pearson correlation;cosine;similarity measure;author cocitation analysis
Dispelling the Myths Behind First-author Citation Counts
We conducted a full-scale evaluative citation analysis study of scholars in the XML research field to explore just how different from each other author rankings resulting from different citation counting methods actually are, and to demonstrate the capability of emerging data and tools on the Web in supporting more realistic citation counting methods. Our results contest some common arguments for the continued
use of first-author citation counts in the evaluation of scholars, such as high correlations between author rankings by first-author citation counts and other citation
counting methods, and high costs of using more realistic citation counting methods that are not well-supported by the ISI databases. It is argued that increasingly available digital full text research papers make it possible for citation analysis studies to go beyond what the ISI databases have directly supported and to employ more
sophisticated methods
koamabayili/VECTRON-author-checklist: VECTRON author checklist
We have done our best to complete the author checklist relating to the use of animals in the hut study. Note that the objective for the hut study was to evaluate the IRS treatment applications for residual efficacy against Anopheles mosquitoes, including the local An. coluzzii mosquito population. Cows were only used to attract mosquitoes into the huts and no tests were carried out directly on the cows. The author checklist is intended for use with studies where experiments are carried out on animals, which is why we have had such difficulty in completing this for the hut study, as many of the questions do not relate to how the cows were used
Pengaruh Olahraga Moderat Dengan Mendengarkan Musik Klasik Terhadap Fungsi Reseptor Insulin Pada Tikus Wistar Diabetes Mellitus
ABSTRAK Masruro, Widatul. 2016.Pengaruh Olahraga Moderat dengan Mendengarkan Musik Klasik Terhadap Fungsi Reseptor Insulin pada Tikus Wisar Penderita Diabates Mellitus.Skripsi, Jurusan Ilmu Keolahragaan, Fakultas Ilmu Keolahragaan, Universitas Negeri Malang. Pembimbing: (I) Dr. Sugiharto M.S., (II) dr. Rias Gesang Kinanti, M.Kes. Kata Kunci:, Diabetes mellitus, olahragamoderat, musik klasik,reseptor insulin.Penelitian ini bertujuan untuk mengetahui pengaruh olahraga moderat dengan mendengarkan musik klasik terhadap fungsi reseptor insulin, pada penderita diabetes mellitus. Penelitian menggunakan sampel hewan coba tikus putih dengan jenis rattus norvegicus strain wistar kelamin jantan, yang berjumlah 12 ekor dan terbagi menjadi 4 kelompok yaitu kontrol, olahraga moderat, mendengarkan musik klasik dan olahraga moderat dengan mendengarkan musik klasik. Perlakuan berupa olahraga treadmill dan mendengrakan musik klasik. Metode penelitian menggunakan Random Control Group Posttest-Only Design, yang digunakan untuk membandingkan kelompok kontrol, kelompok mendengarkan musik klasik, kelompok olahraga moderat dan kelompok olahraga dengan mendengarkan musik klasik. Olahraga moderat dengan mendengarkan musik klasik, olahraga moderat dan mendengarkan musik klasik dilakukan 3 kali seminggu selama 10 minggu, waktu olahraga moderat dan mendengarkan musik klasik dilakukan pada sore hari. Analisis sensitivitas reseptor insulin dilakukan dengan metode Sandwich ELISA, sedangkan analisis data menggunakan uji beda Anova dengan taraf signifikasi 0.05.Berdasarkan hasil analisis data, diartikan bahwa terdapat perbedaan antara kelompok olahraga dengan mendengarkan musik klasik, mendengarkan musik klasik, olahraga moderat dengan kelompok kontrol (Sig. P > 0.05), sedangkan kelompok olahraga moderat dengan kelompok mendengarkan musik klasik tidak terdapat perbedaan (Sig. P < 0.05). Namun bila dilihat dari kecenderungan nilai rata-rata sensitivitas reseptor insulin,kelompok olahraga moderat dengan mendengarkan musik 84.83 ug/ml, sedangkan kelompok olahraga moderat 74.50 ug/ml dan kelompok mendengarkan musik klasik 66.91ug/mlterjadi kecenderungan kenaikan sensitivitasreseptor insulin kelompok olahraga moderat dengan mendengarkan musik klasik. Berdasarkan hasil penelitian dapat disimpulkan bahwa olahraga moderat dengan mendengarkan musik klasik, olahraga moderat dan mendengarkan musik klasik mempunyai pengaruh yang berbeda terhadap perubahan sensitivitas reseptor insulin
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