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    Kaung Lay's wife Khin Mar Cho holding a yellow dress

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    Khin Mar Cho, a seamtress, sewed this yellow dress

    Kaung Lay's wife Khin Mar Cho holding a black and white skirt

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    Khin Mar Cho holding a black and white skirt she sewed

    Kaung Lay's wife Khin Mar Cho holding a black and white blouse

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    Khin Mar Cho holding a black and white blouse she sewed

    Kaung Lay's wife Khin Mar Cho holding a black and white dress

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    Khin Mar Cho holding a black and white dress she sewed

    Kaung Lay's wife Khin Mar Cho holding a pink and white blouse she sewed

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    Khin Mar Cho holding a pink and white blouse she made

    Kaung Lay's wife Khin Mar Cho holding a skirt she embroidered

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    Khin Mar Cho holding a pink and white polka dot skirt she made with embroidery on the hem

    Kaung Lay's house, poster of dress patterns which Khin Mar Cho sews

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    Very colorful dress poster of all the different patterns of dresses Khin Mar Cho sews for customers to supplement the family income

    INFLUENCING FACTORS ON INTERNET BANKING USAGE IN SELECTED PRIVATE BANKS(Khin Mar Cho, 2019)

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    This aim of this study is to identify factors influencing the usage of internet banking services in bank in and to investigate the perceptions of internet banking users. This study is based on the TAM (Technology Acceptance Model). The influencing factors in this study include perceived usefulness, ease of use, perceived risk, self efficacy and trial ability. Descriptive research method is used in this study to achieve the above objectives. Structured questionnaire will be collected from 100 internet banking users. The study stated that most of the internet users are single females and middle aged people. Most of the users have good perceptions to all influencing factors but they are aware of the risk factor. This study proved that all independent variables have the positive relationship with dependent variables. Among them, risk factor has the greatest affect on user intention. In additions, the study proved that intention leads to actual use of internet banking. Private banks should pay more attention to risk factors by improving the security features in order to make safe transactions. Private banks should make the customized software and cooperate with top security companies in order to improve the security of their system

    Going Beyond Counting First Authors in Author Co-citation Analysis

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    The present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed
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