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IMPLEMENTASI PRAKTIK GADAI SAWAH DALAM PERSPEKTIF EKONOMI SYARIAH DI DESA SUMBERANYAR KECAMATAN MAESAN KABUPATEN BONDOWOSO
Get PDFAbstrak
Muhammad Hendra Aji Lesmana. NIM. 2110921024. Implementasi Praktik Gadai Sawah Dalam Perspektif Ekonomi Syariah Di Desa Sumberanyar Kecamatan Maesan Kabupaten Bondowoso Tahun 2025. Skripsi, Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Muhammadiyah Jember. Pembimbing: (I) Muhammad Syafi’i, M.E.I, (II) Istikomah S. H. I. M. S. I.
Kata Kunci: Implementasi Praktik, Gadai, Ekonomi Syariah
Praktik gadai sawah yang dilakukan oleh masyarakat Desa Sumberanyar karena adanya kebutuhan mendesak, kebutuhan untuk pendidikan sekolah anaknya, kekurangan modal untuk usaha dan gadai menjadi solusi utama untuk mendapatkan uang dengan mudah dan cepat. Tujuan dari penelitian ini yaitu
untuk mengetahui sistem pelaksanaan praktik gadai sawah di Desa Sumberanyar dan untuk mengetahui pelaksanaan praktik gadai sawah di Desa Sumberanyar dalam perspektif ekonomi syariah. Metode pengumpulan datanya dilakukan melalui observasi, wawancara, dan dokumentasi. Sedangkan analisis datanya yaitu melalui pengumpulan data, reduksi data, penyajian data, penarikan kesimpulan dan verifikasi. Hasil penelitian menunjukkan bahwa dalam pelaksanaanya pihak
penggadai (rahin) ada yang melalui perantara untuk mencari pihak penerima gadai dan ada yang tanpa melalui perantara, jika sudah menemukan pihak yang mau menerima gadai, maka pihak penggadai langsung mendatangi rumahnya untuk meminjam uang guna untuk memenuhi semua kebutuhannya dengan jaminan tanah sawahnya. Dan waktu untuk melunasi hutangnya sesuai dengan perjanjian, apabila hutang tersebut tidak dapat dilunasi maka akan membuat perjanjian yang baru dan tanah sawah tersebut tetap dikelola oleh penerima gadai sampai hutangnya lunas. Pelaksanaan gadai sawahnya masih dijalankan secara tradisional dan informal tanpa pengawasan lembaga resmi serta minim pemahaman terhadap prinsip-prinsip ekonomi syariah. Masyarakat cenderung menjadikan gadai sebagai solusi cepat atas masalah keuangan jangka pendek,
namun tanpa memahami risiko ketimpangan yang terjadi, terutama bagi pihak penggadai (rahin). Ketidakseimbangan posisi tawar antara rahin dan murtahin, serta pengambilan manfaat sawah oleh murtahin tanpa kejelasan akad atau bagi
hasil, mencerminkan praktik yang tidak sesuai dengan prinsip keadilan dalam Islam. Hal ini diperparah dengan rendahnya literasi ekonomi syariah sehingga membuka peluang terjadinya praktik yang mendekati unsur riba.
ABSTRACT
Muhammad Hendra Aji Lesmana. NIM. 2110921024. Implementation of Rice Field Pawning Practices in the Perspective of Sharia Economics in Sumberanyar Village, Maesan District, Bondowoso Regency in 2025. Thesis, Sharia Economics Study Program, Faculty of Islamic Studies, Muhammadiyah University of Jember. Supervisors: (I) Muhammad Syafi’i, M.E.I, (II) Istikomah S. H. I. M. S. I.
Keywords: Implementation of Practice, Pawn, Sharia Economy
The practice of pawning rice fields carried out by the people of Sumberanyar Village is due to urgent needs, the need for their children's school education, lack of capital for business and pawning becomes the main solution to get money easily and quickly. The purpose of this study is to determine the implementation system of the practice of pawning rice fields in Sumberanyar Village and to determine the implementation of the practice of pawning rice fields in
Sumberanyar Village from a sharia economic perspective. The data collection method is carried out through observation, interviews, and documentation. While the data analysis is through data collection, data reduction, data presentation,
drawing conclusions and verification. The results of the study show that in its implementation, some pawners (rahin) go through intermediaries to find pawn recipients and some do not go through intermediaries, if they have found a party
willing to accept the pawn, then the pawner directly comes to their house to borrow money to meet all their needs with their rice field as collateral. And the time to pay off the debt is in accordance with the agreement. If the debt cannot be paid off, a new agreement will be made and the rice field will continue to be managed by the pawnee until the debt is paid off. Pawning of rice fields is still carried out traditionally and informally without supervision from official institutions and with minimal understanding of sharia economic principles. People tend to use pawning as a quick solution to short-term financial problems, but without understanding the risks of inequality that occur, especially for the pawnbroker (rahin). The imbalance in the bargaining position between the rahin and the murtahin, as well as the murtahin taking advantage of the rice fields without clear contracts or profit sharing, reflect practices that are not in accordance with the principles of justice in Islam. This is exacerbated by the low level of sharia economic literacy, which opens up opportunities for practices that approach elements of usury
Going Beyond Counting First Authors in Author Co-citation Analysis
Get PDFThe present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation
counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings
are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that
only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into
account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed
Variations on the Author
Get PDF“Variations on the Author” discusses two of Eduardo Coutinho’s recent films (Um Dia na Vida, from 2010, and Últimas Conversas, posthumously released in 2015) and their contribution to the general question of documentary authorship. The director’s filmography is characterized by a consistent yet self-effacing form of authorial self-inscription: Coutinho often features as an interviewer that rather than express opinions propels discourses; an interviewer that is good at listening. This mode of self-inscription characterizes him as an author who is not expressive but who is nonetheless markedly present on the screen. In Um Dia na Vida, however, Coutinho is completely absent form the image, while Últimas Conversas, on the contrary, includes a confessional prologue that moves the director from the margins to the center of his films. This article examines the ways in which these works stand out in the filmography of a director who offers new insights into the notion of cinematic authorship
Appropriate Similarity Measures for Author Cocitation Analysis
Get PDFWe provide a number of new insights into the methodological discussion about author cocitation analysis. We first argue that the use of the Pearson correlation for measuring the similarity between authors’ cocitation profiles is not very satisfactory. We then discuss what kind of similarity measures may be used as an alternative to the Pearson correlation. We consider three similarity measures in particular. One is the well-known cosine. The other two similarity measures have not been used before in the bibliometric literature. Finally, we show by means of an example that our findings have a high practical relevance.information science;Pearson correlation;cosine;similarity measure;author cocitation analysis
Dispelling the Myths Behind First-author Citation Counts
Get PDFWe conducted a full-scale evaluative citation analysis study of scholars in the XML research field to explore just how different from each other author rankings resulting from different citation counting methods actually are, and to demonstrate the capability of emerging data and tools on the Web in supporting more realistic citation counting methods. Our results contest some common arguments for the continued
use of first-author citation counts in the evaluation of scholars, such as high correlations between author rankings by first-author citation counts and other citation
counting methods, and high costs of using more realistic citation counting methods that are not well-supported by the ISI databases. It is argued that increasingly available digital full text research papers make it possible for citation analysis studies to go beyond what the ISI databases have directly supported and to employ more
sophisticated methods
koamabayili/VECTRON-author-checklist: VECTRON author checklist
No full textWe have done our best to complete the author checklist relating to the use of animals in the hut study. Note that the objective for the hut study was to evaluate the IRS treatment applications for residual efficacy against Anopheles mosquitoes, including the local An. coluzzii mosquito population. Cows were only used to attract mosquitoes into the huts and no tests were carried out directly on the cows. The author checklist is intended for use with studies where experiments are carried out on animals, which is why we have had such difficulty in completing this for the hut study, as many of the questions do not relate to how the cows were used
Author-wise bibliometric analysis based on entropy.
No full textAuthor-wise bibliometric analysis based on entropy.</p
Author Under Sail The Imagination of Jack London, 1893-1902
No full textIn Author Under Sail, Jay Williams offers the first complete literary biography of Jack London as a professional writer engaged in the labor of writing. It examines the authorial imagination in London's work, the use of imagination in both his fiction and nonfiction, and the ways he defined imagination in the creative process in his business dealings with his publishers, editors, and agents. In this first volume of a two-volume biography, Williams traverses the years 1893 to 1902, from London's "Story of a Typhoon" to The People of the Abyss. The Jack London who emerges in the pages of Author Under Sail is a writer whose partnership with publishers, most notably his productive alliance with George Brett of Macmillan, was one of the most formative in American literary history. London pioneered many author models during the heyday of realism and naturalism, blurring the boundaries of these popular genres by focusing on absorption and theatricality and the representation of the seen and unseen. London created an impassioned, sincere, and extremely personal realism unlike that of other American writers of the time. Author Under Sail is a literary tour de force that reveals the full range of London as writer, creative citizen, and entrepreneur at the same time it sheds light on the maverick side of machine-age literature.Intro -- Title Page -- Copyright Page -- Dedication -- Contents -- Acknowledgments -- Introduction -- 1. Spirit Truth -- 2. From Absorption to Theatricality and Back Again -- 3. "I Will Build a New Present" -- 4. Sons as Authors -- 5. Fathers as Publishers -- 6. The Daughter as Author -- 7. Lovers as Authors -- 8. At Sea with the Family -- 9. Yellow News, Yellow Stories -- 10. The Return Home -- Notes -- Bibliography -- Index -- About Jay WilliamsIn Author Under Sail, Jay Williams offers the first complete literary biography of Jack London as a professional writer engaged in the labor of writing. It examines the authorial imagination in London's work, the use of imagination in both his fiction and nonfiction, and the ways he defined imagination in the creative process in his business dealings with his publishers, editors, and agents. In this first volume of a two-volume biography, Williams traverses the years 1893 to 1902, from London's "Story of a Typhoon" to The People of the Abyss. The Jack London who emerges in the pages of Author Under Sail is a writer whose partnership with publishers, most notably his productive alliance with George Brett of Macmillan, was one of the most formative in American literary history. London pioneered many author models during the heyday of realism and naturalism, blurring the boundaries of these popular genres by focusing on absorption and theatricality and the representation of the seen and unseen. London created an impassioned, sincere, and extremely personal realism unlike that of other American writers of the time. Author Under Sail is a literary tour de force that reveals the full range of London as writer, creative citizen, and entrepreneur at the same time it sheds light on the maverick side of machine-age literature.Description based on publisher supplied metadata and other sources.Electronic reproduction. Ann Arbor, Michigan : ProQuest Ebook Central, YYYY. Available via World Wide Web. Access may be limited to ProQuest Ebook Central affiliated libraries
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