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Analysis and evaluation by the internal audit of the quality of the bank’s customer portfolio
Get PDFThe speeding business operations and the necessity for strategically-oriented activities determine the relevance of research in the domain of business audit, including marketing. Given the feasibility of studying these aspects of internal control, the objective of this paper is to improve the existing methods of client portfolio analysis as well as theoretically justify new methods and ways of analysis and internal audit. According to the results of the study, the methods of ABC and XYZ analysis were amended and adapted for use in the banking sector, where ABC is based on ranking customers according to the operating and transaction income, and XYZ studies the frequency and regularity of transactions conducted by bank customers. The improved indicators applied to measure the profitable activity of a client’s portfolio in general and in terms of profit centres (business lines) enable to promptly identify a decline in the profitability of certain groups of customers,reveal its causes and offer effective solutions. The reorganization of the analytical part for client portfolio management and the implementation of ABC and XYZ analysis as well as other methodological approaches allow to monitor the dynamics of a bank’s client portfolio quality as quickly and effortlessly as possible. Analytical mechanisms for determining the quality of the bank’s client portfolio is one of the basic elements of internal audit, and this study proposes the optimal form of the internal auditor’s working document, which is best adapted to the needs of auditing business units, their quality and efficiency
„Nadzieja na powodzenie” w czasie pandemii COVID-19
Get PDFIntroduction: The situation with COVID-19 is unexpected and unpredictable, and the consequences are tragic. The number of sick and dead has increased globally, including in Ukraine, and it is reasonable to assume that this will have a certain effect on the mental state of people, including their level of anxiety. Therefore, this study focuses on measuring the level of state anxiety and determining its relationship with the perception of various aspects of COVID-19 by the population of Ukraine.
Material and methods: The survey was conducted by telephonic interview. Respondents were recruited randomly in the period from 17.04 to 22.05.2020. The sample consists of 412 people from all over Ukraine. State anxiety, which is dynamic and reflects the level of anxiety on the State Anxiety Scale from The State-Trait Anxiety Inventory (STAI) at a particular time, was studied.
Results: Differences have been traced in responses of male and female respondents, where this indicator was higher among females. People tend to have a different subjective attitude towards the likelihood of finding themselves in the same situation, which for objective reasons is relatively equal for everyone who is in the same pandemic environment; they tend to believe they are more likely to protect themselves from the disease than those around them. Individuals tend to overestimate both their ability to achieve a certain success in the situation and the favorable circumstances ("hope for good luck"). There is a certain correlation between this assessment and the level of state anxiety (correlation = 0.2328 (p <0.01)), i.e. the higher the anxiety, the higher a person estimates the probability of contracting the disease themselves or of others falling ill. There are two extremes in the Ukrainian society: the part of the population that reasonably estimates their place in the world (if it is a global problem, and I am a part of the world then this is my problem) constitutes 42% of respondents who participated in the study; the part of the population that tends to separate themselves from the society as a whole (state anxiety in this group is lower) – this is a problem of the world but not mine (and am I a part of the world?) – constitutes 41%.
Conclusions: State anxiety is almost independent of characteristics, such as age, gender, or place of residence, but this anxiety differs among people with different views of themselves and their place in society, which necessitates some in-depth research of other personal factors in parallel with state anxiety that could further clarify the situation.Wstęp: Sytuacja z COVID-19 jest nieoczekiwana i nieprzewidywalna, a jej skutki tragiczne. Liczba chorych i zmarłych wzrosła na całym świecie, w tym na Ukrainie, i można przypuszczać, że będzie to miało pewien wpływ na stan psychiczny ludzi, w tym na poziom ich lęku.
Materiał i metody: Badanie przeprowadzono w formie wywiadu telefonicznego. Rekrutację respondentów przeprowadzono w okresie od 17.04 do 22.05.2020 r. w sposób losowy. Próba składa się z 412 osób z całej Ukrainy. Badano lęk jako stan, który ma charakter dynamiczny i odzwierciedla poziom lęku w Skali Lęku Stanu z Inwentarza Stanu i Cechy Lęku (STAI) w określonym czasie.
Dyskusja: Różnice zaobserwowano w odpowiedziach respondentów płci męskiej i żeńskiej, przy czym wskaźnik ten był wyższy wśród kobiet. Ludzie mają zazwyczaj odmienne subiektywne podejście do prawdopodobieństwa znalezienia się w tej samej sytuacji, które z przyczyn obiektywnych jest stosunkowo równe dla wszystkich, którzy znajdują się w tym samym środowisku pandemicznym; zazwyczaj wierzą, że mają większe szanse na uchronienie się przed chorobą niż osoby w ich otoczeniu. Osoby mają tendencję do przeceniania zarówno swojej zdolności do osiągnięcia określonego sukcesu w danej sytuacji, jak i sprzyjających okoliczności („nadzieja na szczęście”).
Wnioski: Lęk-stan jest prawie niezależny od cech społecznych i wiekowych, takich jak wiek, płeć czy miejsce zamieszkania, jednak lęk ten jest różny u osób o odmiennych poglądach na siebie i swoje miejsce w społeczeństwie, co wymaga pogłębionych badań innych czynników osobistych równolegle z niepokojem-stanem, który mógłby dodatkowo wyjaśnić sytuację
Going Beyond Counting First Authors in Author Co-citation Analysis
Get PDFThe present study examines one of the fundamental aspects of author co-citation analysis (ACA) - the way co-citation
counts are defined. Co-citation counting provides the data on which all subsequent statistical analyses and mappings
are based, and we compare ACA results based on two different types of co-citation counting - the traditional type that
only counts the first one among a cited work's authors on the one hand and a non-traditional type that takes into
account the first 5 authors of a cited work on the other hand. Results indicate that the picture produced through this non-traditional author co-citation counting contains more coherent author groups and is therefore considerably clearer. However, this picture represents fewer specialties in the research field being studied than that produced through the traditional first-author co-citation counting when the same number of top-ranked authors is selected and analyzed. Reasons for these effects are discussed
Variations on the Author
Get PDF“Variations on the Author” discusses two of Eduardo Coutinho’s recent films (Um Dia na Vida, from 2010, and Últimas Conversas, posthumously released in 2015) and their contribution to the general question of documentary authorship. The director’s filmography is characterized by a consistent yet self-effacing form of authorial self-inscription: Coutinho often features as an interviewer that rather than express opinions propels discourses; an interviewer that is good at listening. This mode of self-inscription characterizes him as an author who is not expressive but who is nonetheless markedly present on the screen. In Um Dia na Vida, however, Coutinho is completely absent form the image, while Últimas Conversas, on the contrary, includes a confessional prologue that moves the director from the margins to the center of his films. This article examines the ways in which these works stand out in the filmography of a director who offers new insights into the notion of cinematic authorship
Appropriate Similarity Measures for Author Cocitation Analysis
Get PDFWe provide a number of new insights into the methodological discussion about author cocitation analysis. We first argue that the use of the Pearson correlation for measuring the similarity between authors’ cocitation profiles is not very satisfactory. We then discuss what kind of similarity measures may be used as an alternative to the Pearson correlation. We consider three similarity measures in particular. One is the well-known cosine. The other two similarity measures have not been used before in the bibliometric literature. Finally, we show by means of an example that our findings have a high practical relevance.information science;Pearson correlation;cosine;similarity measure;author cocitation analysis
Dispelling the Myths Behind First-author Citation Counts
Get PDFWe conducted a full-scale evaluative citation analysis study of scholars in the XML research field to explore just how different from each other author rankings resulting from different citation counting methods actually are, and to demonstrate the capability of emerging data and tools on the Web in supporting more realistic citation counting methods. Our results contest some common arguments for the continued
use of first-author citation counts in the evaluation of scholars, such as high correlations between author rankings by first-author citation counts and other citation
counting methods, and high costs of using more realistic citation counting methods that are not well-supported by the ISI databases. It is argued that increasingly available digital full text research papers make it possible for citation analysis studies to go beyond what the ISI databases have directly supported and to employ more
sophisticated methods
koamabayili/VECTRON-author-checklist: VECTRON author checklist
No full textWe have done our best to complete the author checklist relating to the use of animals in the hut study. Note that the objective for the hut study was to evaluate the IRS treatment applications for residual efficacy against Anopheles mosquitoes, including the local An. coluzzii mosquito population. Cows were only used to attract mosquitoes into the huts and no tests were carried out directly on the cows. The author checklist is intended for use with studies where experiments are carried out on animals, which is why we have had such difficulty in completing this for the hut study, as many of the questions do not relate to how the cows were used
Author-wise bibliometric analysis based on entropy.
No full textAuthor-wise bibliometric analysis based on entropy.</p
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