36 research outputs found
Analisis pengaruh risiko likuiditas terhadap profitabilitas bank persero dan bank umum swasta nasional devisa di indonesia
No full textThe banking industry is an important sector in national development that functions as financial intermediary. The main objective of a company is to prosper the shareholders. To achieve this goal, a company can maximize the generated profitability. In the banking sector, regulating liquidity is one of the important things in maintaining public trust for the bank. For this reason, every operating bank has to maintain its liquidity in an adequate position. In regulating liquidity, the bank strives to maintain liquidity status by reducing idle funds in order to increase the revenue at the lowest risk and meet the need for cash flow.
This research aims to analyze the effect of liquidity risk on the profitability of state-owned banks and national private foreign-exchange commercial banks in Indonesia. Liquidity risk indicators used in this research include the Loan to Deposit Ratio (LDR), liquidity gap and Non-performing Loan (NPL). As for the profitability, the indicator used is Return on Assets (ROA).
The samples used in this research are state-owned banks and national private foreign-exchange commercial banks by obtaining the data from the financial statements of each company in the 2010-2016 period. After passing through the purposive sampling phase, the feasible samples for use include 4 state-owned banks and 8 national private foreign-exchange commercial banks. The analytical method applied in this research is multiple regression analysis using E-views 9 software.
The findings of the research showed that the LDR variable does not affect the profitability of state-owned banks but has a positive and significant effect on the profitability of national private foreign-exchange commercial banks. In addition, the liquidity gap and NPL variables have a negative and significant effect on the profitability of state-owned banks and national private foreign-exchange commercial banks
SOSIALISASI LUBANG RESAPAN BIOPORI SEBAGAI ALTERNATIF MENGURANGI SAMPAH ORGANIK SKALA RUMAH TANGGA
No full textSalah satu tantangan pengelolaan sampah di Perumahan Arsenio 5, Kota Palembang, terkait dengan pemilahan, pemisahan, dan penanganan sampah rumah tangga organik maupun non-organik. Sampah organik dapat dimanfaatkan kembali melalui komposting, salah satunya dengan membuat lubang biopori. Program pengabdian masyarakat ini bertujuan untuk memberikan edukasi tentang pemilahan sampah rumah tangga serta pemahaman tentang penerapan sistem biopori sebagai metode pengelolaan sampah yang efisien. Kegiatan ini dilaksanakan melalui tahapan persiapan, pelaksanaan, dan pelaporan. Tujuan dari program ini adalah agar masyarakat menyadari pentingnya menjaga lingkungan, mampu memproduksi pupuk organik, serta memberdayakan mitra untuk meningkatkan kesejahteraan dan kebersihan lingkungan. Hasil sosialisasi menunjukkan bahwa warga menyambut positif dan merespons baik inisiatif pengenalan manfaat lubang biopori dalam mengurangi sampah organik rumah tangga
Tugas Taruna Siaga Bencana Membantu Pemerintah Daerah Dalam Penanggulangan Bencana Di Provinsi Riau
No full textThis study aims to find out and explain how the task of Disaster Preparedness Midshipmen helps the Regional Government in Disaster Management in Riau Province and knows the inhibiting factors that affect the implementation of the Disaster Preparedness Cadets to assist Local Governments in Disaster Management in Riau Province. survey method with qualitative interviews, while in terms of the nature of this research is a survey analysis that is explaining and developing various research findings in the field and analyzing interviews obtained from informants so that an answer to the problem is formulated, considering the number of informants is not too much then researchers try to find sources of information from informants. based on informants described in the study the researchers formulated interviews with open nature and in-depth interviews to obtain more accurate information. To analyze the data, in this case the collected data are grouped according to the type of each data and then presented in the form of interview narratives. Furthermore, the data that has been presented in the form of interview narratives is analyzed qualitatively which is described in the form of depictions that occur in the field, namely, from the results of the discussions that have been drawn, conclusions can be drawn from the Task Force for Disaster Preparedness to assist Local Governments in Disaster Management Riau Province with 4 indicators from Santoso, 2010: 291, Giving Guidance, Giving Education and Training, Giving Guidance, and Bureaucracy based on interview recap which the author analyzes back from observation, the author concludes the Role of Tagana in helping local government in this case disaster can be categorized as Good enough means that the Role of Disaster Preparedness Midshipmen helps Local Governments in Disaster Management in Riau Province run with enough role, although there are still some that show less optimal but can still be overcome
APLIKASI PENGOLAHAN DATA RAWAT INAP DAN RAWAT JALAN PADA PUSAT KESEHATAN MASYARAKAT (PUSKESMAS) DESA TANJUNG RAJA, KABUPATEN OGAN ILIR – SUMATERA SELATAN
No full textThe purpose of writing this final report is to create data processing applications inpatient and outpatient at Pusat Kesehatan Desa Tanjung Raja . The problem is the processing of data obtained inpatients and outpatients and also a monthly report patient data are still using books written and employees schedule guard still type in Microsoft Word. Moreover patient data searches take a long time because they have to look for in a book recording. The author makes an application to be implemented computerized using the programming language PHP and MySQL database. Establishment the data processing applications inpatient and outpatient will simplify the process of inputting , editing , searching patient data , monthly reports and payment of patient data. So, that activities health care become more effective
FIGURATIVE LANGUAGE IN POE’S BRIDAL BALLAD
No full textFigurative language is an essential element in literary works especially in poetry. It helps authors in emphasize meaning of their works and also drawn the reader in the beauty the language. Edgar Allan Poe was one of author that used various types of figurative languages in his works. The aim of this research is to elaborate figurative languages in one of Poe’s poetry Bridal Ballad. The data were collected from text and analyzed by employing descriptive-qualitative analysis. The result of this research that there are five types of figurative languages: alliteration, anaphora, irony, metaphor, and simil
Performance Analysis and Optimal Portfolio Disversfication of Fifthteen Stocks of LQ-45 Index Period 2007 - 2012 Using Markowitz Modern Portfolio Theory
No full textThe main theme of this research is Capital Market and focus on finding an Efficient and Optimal Portfolio based on the Markowitz Modern Portfolio Theory. Markowitz Modern Portfolio Theory explains that risk could be minimized by diverse the asset as a portfolio. It also explains than an optimal portfolio is a portfolio that gives highest return in a point of risk, or also meaning a portfolio with highest Sharpe ratio.  To find an optimal portfolio, the author made a portfolio simulation. In that simulation, there were 25 portfolios that made from stocks which were established in Jakarta Composite Index. 14 stocks were chosen in the simulation, these stocks were a stock that listed in LQ-45 Index in the January 2nd 2007 up to January 2nd 2012 period. The author uses Solver Add-ins in the process of making the portfolio. From the portfolios that were made, the author compares the portfolios performance with the Jakarta Composite Index performance. The compartment includes risk, return, beta, Sharpe ratio, and Treynor ratio. The portfolio number 3 which had highest Sharpe ratio shows a better performance than the JCI, while had higher risk. The weight proportion of the Portfolio number 3 was 50.95% ASII, 33.42% BBCA, 9.06% PGAS, 3.98% BBRI and 2.59% PTBA. The result of the Sharpe ratio is 147.49%, the beta was 1.2 and the Treynor ratio is 60.31%. Expected return of this portfolio was 79.34% while giving 48.95% risk. Keywords: Stocks, LQ-45 Index, Risk and Return, Portfolio, Sharpe Ratio, Treynor Ratio, Solver, Efficient Frontier, Markowitz Modern Portfolio Theor
Analisis Perubahan Curah Hujan di Stasiun Halim DKI Jakarta Menggunakan Data Satelit CHIRPS dan CANESM5
No full textSiklus hidrologi yang dipengaruhi oleh kondisi lingkungan pada suatu daerah aliran sungai akan berdampak pada perubahan dan pergeseran intensitas curah hujan serta pola musiman. Dinamika perubahan tersebut akan mempengaruhi daya dukung sumber daya air pada suatu DAS. DKI Jakarta mengalami beberapa perkembangan diantaranya pertumbuhan penduduk dan penggunaan lahan. Sehingga mengakibatkan daya dukung lingkungan semakin menurun. Akibat penurunan daya dukung mengakibatkan terjadinya pergeseran atau perubahan siklus hidrologi. Penelitian ini dilakukan untuk menganalisis proyeksi curah hujan berdasarkan skenario perubahan iklim yang berdampak pada daya dukung sumber daya air pada Daerah Aliran Sungai khususnya wilayah Provinsi DKI Jakarta. Skenario perubahan iklim yang digunakan adalah skenario Representative Concentration Pathways (RCP) 4.5 dan 8.5. Data curah hujan yang digunakan sebagai baseline (1994-2023) merupakan data hasil pengamatan dan data CHIRPS. Dalam memprediksi curah hujan 30th mendatang (2024-2073), digunakan data satelit Global Climate Models (GCM) yaitu CANESM5
Students' Mathematical Literacy Processes on PISA-Like Tasks with The Domain of Space and Shape
No full textManfaat Penerapan Metode Aging Schedule pada PT. Credo Jaya Karya di Surabaya
No full textAccounts receivable is one of the important elements of working capital, as one source of liquid capital or could be converted into cash or sold / consumed exhausted within no more than one financial year other than cash or cash the bank itself. Because this can be said of accounts receivable is one of the venture capital that is used to process the operations of a business. Many impacts that arise for companies that provide this ounts receivable. Because for each Integration policy is always different. From the data obtained from the company and do a comparison between the policies used by the company with a list of accounts receivable aging method used by the author. This approach uses descriptive qualitative approach through interviews and study the literature. The results of this study indicate that better PT. Credo Karya Jaya receivable aging method to remove the decision-making process directly or formation of reserves
Plagiasi artikel judul Asuhan Kebidanan Pada Ibu Hamil Trimester III Dengan Keluhan Perut Kenceng-Kenceng di Klinik
No full textPregnancy is a condition in which there is an embryo or fetus in the womb of a woman. The gestation period starts from conception until the fetus is born. First Day of Last Menstruation is used to calculate the normal length of pregnancy which is 280 days (40 weeks or 9 months 7 days). Complaints of a tight stomach in third trimester pregnant women are the result of false contractions, fetal movement in the womb, and also because of digestive disorders. The case study method uses a descriptive method. The case study was carried out at BPM Ernyadi Krian Sidoarjo which began on December 20, 2019. Midwifery care was carried out through assessment and evaluation. Midwifery care carried out by the author went smoothly and without any complications. In the results obtained from data collection, there is no gap between reality and theory
