8 research outputs found
MILLENIAL GENERATION SHOPPING BEHAVIOR IN BUYING IMPORTED HALAL LABELED FOOD PRODUCTS IN INDONESIA
Full text linkAbstrak: Penelitian ini bertujuan untuk menganalisis perilaku belanja generasi Milenial terhadap pembelian makanan impor berlabel halal. Penelitian ini menjadi penting mengingat maraknya produk multinasional yang mulai mendominasi pasar Indonesia, khususnya produk makanan halal. Metode yang digunakan adalah pendekatan kuantitatif dengan data primer dan sekunder. Teknik pengumpulan data yang digunakan adalah purposive sampling, sedangkan teknik analisis data yang digunakan adalah Structural Equation Modeling-Partial Least Square (SEM-PLS). Variabel yang digunakan dalam penelitian ini adalah citra merek, kesadaran halal, harga, niat beli, dan perilaku pembelian. Hasil penelitian menunjukkan bahwa citra merek berpengaruh terhadap perilaku pembelian, citra berpengaruh terhadap niat beli, kesadaran halal berpengaruh terhadap niat beli, harga berpengaruh terhadap perilaku beli, dan harga berpengaruh terhadap niat beli, sedangkan penelitian niat beli tidak berpengaruh terhadap perilaku beli. Hasil penelitian ini menunjukkan bahwa kesadaran halal, harga dan citra dapat mempengaruhi perilaku konsumen milenial dalam membeli produk penting berlabel halal. Selain itu, hasil ini akan memberikan kontribusi kepada pemerintah sebagai pembuat kebijakan untuk membatasi impor produk luar negeri yang masuk ke Indonesia, yang tentunya akan membuat produk dalam negeri kalah bersaing dengan produk impor.
Kata kunci: Generasi Milenial; Makanan Impor Berlabel Halal; SEM-PLS.
Abstract: This study aims to analyze the shopping behavior of the Millennial generation towards purchases imported food labeled halal. This research is important due to the increasment of multinational product which start to dominating Indonesian market, especially halal food products. The method used is quantitative approach with primary and secondary data. Purposive sampling is utilized for data collecting, and structural equation modeling-partial least squares is employed for data processing (SEM-PLS). Brand image, halal awareness, pricing, purchase intention, and purchasing behavior are the variables used in this study. The findings revealed that brand image affects purchase intention, image affects purchase behavior, halal knowledge affects purchase intention, pricing affects both buying behavior and purchase intention, and study on purchase intention has little impact on actual purchasing. The result of this study indicate that halal awareness, price and image can influence millennial customers behavior of buying important products labeled halal. In addition, this result will contribute to the government as the policy maker to limit imports of foreign products Entering Indonesia, which of course will make domestic products less competitive with imported products
Keywords: Milennial Generation; Imported Food Labelled Halal; SEM-PLS
Komparasi Ketimpangan Distribusi Pendapatan Dalam Perspektif Ekonomi Konvensional Dan Ekonomi Islam
Full text linkIncome distribution plays an important role in the economy in both conventional and Islamic economics. In conventional economics, income distribution often focuses on market efficiency, but this can lead to inequality and social disparities. In contrast, Islamic economics emphasizes the principles of justice, respect for the Shari'a, and equitable distribution of wealth, using instruments such as zakat, infaq, and waqf to reduce inequality and achieve social welfare. This study uses a literature review method, this study identifies the challenges faced in implementing both income distribution systems. The main challenges in conventional economics include economic inequality caused by unequal access to education and resources, while in Islamic economics, the challenges lie in the implementation of distribution mechanisms that are not yet optimal. This study concludes that although both face challenges, the Shari'a-based distribution system is more inclusive and oriented towards social welfare, making it a fairer alternative in the long run
Determinant of Non-Performing Financing in Indonesian Islamic Commercial Banks in time of Covid-19 Pandemic
Full text linkThis study intended to determine the influence of internal and external factors of Islamic banks on the Non-Performing Financing (NPF) ratio during the global financial crisis effect Covid-19. This research by utilizing quarterly data on the panel data method with 11 Islamic Commercial Banks (IBs) in the 2019Q1-2020Q4 period sourced from financial report of each bank and the Central Statistics Agency (BPS). The results indicate that all independent variables, namely the Financing to Deposit Ratio (FDR), Bank Size, and Economic Growth have a significant negative effect on NPF, except for the Capital Adequacy Ratio (CAR). This can be inferred that the credit restructuring policy enacted by the Indonesian government has been effectively decreasing the ratio of NPF in banks, especially for IBs in Indonesia during the pandemic of Covid-1
Studi Sytematic Review: Faktor Yang Mempengaruhi Food Waste Global Dalam Perspektif Hifzhul Bi'ah
Full text linkThis systematic review study analyzes the factors influencing food waste in various countries from the perspective of Hifzhul Bi'ah. The problem of food waste is a significant challenge because it impacts global food availability. From an Islamic ethical perspective, this phenomenon contradicts the principles of Hifzhul Bi'ah (Environmental Jurisprudence), which aims to realize the public good and prevent damage (israf) on earth. This study used a Systematic Review method based on PRISMA guidelines, reviewing 15 articles published between 2020–2025, predominantly from Indonesia. Most studies applied the Theory of Planned Behavior (TPB) and Structural Equation Modeling (SEM PLS) methodology. Key factors that consistently influence food waste are Attitude, Subjective Norms, and Behavioral Control, as well as additional factors relevant to the moral aspects of Hifzhul Bi'ah, such as Religiosity and Environmental Awareness. The findings indicate that food waste is a multifactorial phenomenon, involving internal psychological/moral and external social/economic dimensions. A holistic and contextual mitigation strategy is needed, which explicitly integrates the sharia guidance of Hifzhul Bi'ah, to encourage sustainable anti-waste behavior and support the achievement of the SDG
WHAT DRIVES RETURN OF SUKUK IN THE LONG AND SHORT TERMS?
Full text linkThis study aims to determine the effect of liquidity, inflation, and interest rates on the return of State Retail Sukuk (SUKRI) both in the short term and in the long term. Sampling in this study used a purposive sampling method by considering that the maturity of the series is the most recent and can be obtained in the secondary market and the data sources obtained from the monthly statistical reports of the Indonesia Stock Exchange (idx.go.id), the official website of Bank Indonesia (bi.go.id), as well as through a special request to The Indonesia Capital Market Institute (TICMI). Analysis of the data used in this study is a time series, namely research that is measured over a certain period of time. The period data used was in March 2017 on the grounds that the 009 Retail Sukuk as the object of this study were published in that month and ended in March 2020. The method used in this study is ARDL-ECM after going through the stationarity test and cointegration test. The results show that in the long term only the BI rate variable has a significant positive effect on Sukuk Returns, while in the short term only the Liquidity variable has a significant effect on Sukuk Returns. On the other hand, the inflation variable is known to have no significant effect on the Sukuk Returns in the long and short term. This research can be a reference for investors to make decisions in choosing SUKRI as their investment portfolio, as well as a consideration for the government in regulating risk management policies and determining the results offered to SUKRI which will be issued for subsequent series
How Does Global Economic Policy Uncertainty And Macroeconomics Interact With Sovereign Retail Sukuk Yield? Evidence From Indonesia
Full text linkThis study aims to analyze empirically the effect of macroeconomics variable, and uncertainty of global economic policies on the yield of sovereign retail sukuk in the short term. Sampling of Retail Sukuk Series 010 (SR010) uses purposive sampling method by considering that SR010 is the sukuk with the lowest yield and volume of issuance during the previous three years and the previous two years. Data analysis used in this study using ARDL-ECM after going through the stationarity test and cointegration test. The results show that in the long term inflation and exchange rate variables have a significant influence on the yield of retail sukuk SR010, while the variables for profit sharing on mudharabah deposits and global policy uncertainty have no significant effect on the yield of retail sukuk SR010. On the other hand, in the short term, the variable for profit sharing on mudharabah deposits in the previous period and significant uncertainty over the policies of the previous period, which affected the yield of retail sukuk SR010, had no effect on inflation and exchange rates. These empirical findings are expected to be a reference for investors to make decisions in choosing SUKRI as their investment portfolio, as well as a consideration for the government in macro policies in IndonesiaPenelitian ini bertujuan untuk menganalisis secara empiris pengaruh variabel makroekonomi dan ketidakpastian kebijakan ekonomi global terhadap yield to maturity sukuk ritel negara di Indonesia baik dalam jangka panjang maupun dalam jangka pendek. Pengambilan sample Sukuk Ritel Seri 010 (SR010) menggunakan metode purposive sampling dengan mempertimbangkan bahwa SR010 merupakan sukuk dengan tingkat imbal hasil dan volume penerbitannya terendah selama periode tiga tahun sebelumnya dan dua tahun sebelumnya. Analis data yang digunakan dalam penelitian ini menggunakan ARDL-ECM setelah melalui tahap uji stasioneritas dan uji kointegrasi. Hasil penelitian menunjukkan bahwa dalam jangka panjang variabel inflasi dan kurs yang memiliki pengaruh signifikan terhadap yield sukuk ritel SR010 sedangkan variabel bagi hasil deposito mudharabah dan ketidakpastian kebijkan ekonomi global tidak berpengaruh signifikan terhadap yield sukuk ritel SR010. Adapun sebaliknya dalam jangka pendek variabel bagi hasil deposito mudharabah periode sebelumnya dan ketidakpastian kebijakan ekonomi periode sebelumnya yang berpengaruh signifikan terhadap yield sukuk ritel SR010 sedangkan variabel inflasi dan kurs tidak berpengaruh signifikan. Hasil temuan empiris ini diharapkan dapat menjadi referensi bagi investor untuk mengambil keputusan dalam memilih SUKRI sebagai portofolio investasinya, serta menjadi pertimbangan bagi pemerintah dalam mengatur kebijakan makro di Indonesia
Riba-Free Financial Empowerment for Muslim Women: A Path to Sustainable Independence
Full text linkIntroduction: This study analyzes the implementation of BankZiska Ponorogo’s women’s empowerment program through riba-free financing aimed at eliminating riba practices and promoting sustainable economic independence. Research Methods: Using a qualitative explanatory case study, data were collected through interviews, observation, and documentation involving BankZiska’s directors, managers, volunteers, and female beneficiaries. Results: The Al-Qardhul Hasan-based financing provides interest-free, collateral-free capital for women micro-entrepreneurs excluded from formal finance. It improves their income, business stability, and spiritual awareness through mentoring and Islamic financial education, fostering greater confidence and independence. Conclusion: BankZiska’s riba-free model effectively empowers women and promotes inclusive, ethical, and sustainable economic growth. It demonstrates that Islamic social finance can advance financial inclusion, poverty reduction, and gender equality in line with the SDGs
IMPLEMENTASI ILMU AKUNTANSI, MANAJEMEN, DAN PEREKONOMIAN
No full text<p><span>Berkat rahmatnya, buku bunga rampai edisi Mei tahun 2024 yang berjudul “<strong>IMPLEMENTASI ILMU AKUNTANSI, MANAJEMEN DAN PEREKONOMIAN” </strong>dapat terselesaikan dengan sebaik-baiknya. Hal tersebut tidak lepas juga atas sumbangsih ide/gagasan dan pemikiran dari para pakar pendidikan dari berbagai lembaga pendidikan yang tersebar di seluruh indonesia<em>.</em><span> </span></span></p>
<p><span>Ucapan rasa terima kasih juga kami sampaikan</span><span> dengan sebanyak-banyaknya</span><span> kepada pihak-pihak yang mendukung lancarnya buku ini mulai dari proses penulisan hingga proses cetak, yaitu orang tua kami, rekan-rekan kami, penerbit, penulis</span><span>, team editor</span><span> dan masih banyak lagi yang tidak bisa kami sebutkan satu per satu</span></p>
<p><span>Buku ini diharapkan dapat menambah wawasan mengenai penjelasan ilmu </span><span>dan praktek akuntansi, manajemen dan sisi dalam dari perekonomian</span><span>. </span><span>3 pilar ilmu tersebut sangatlah berkaitan karena sama-sama melengkapi untuk tercapai sebuah hasil yang maksimal dari sesuatu yang berkaitan dengan perekonomian. Dapat kita ketahui akuntansi adalah proses mencatat, meringkas, mengolah, dan menyajikan data dari keuangan. Manajemen adalah seni menyelesaikan suatu pekerjaan melalui bantuan orang lain dengan suatu tujuan sedangkan perekonomian sesuatu tentang produksi,distribusi dan konsumsi suatu barang.</span></p>
<p><span>Dengan </span><span>penjelasan singkat </span><span>itu, terbitnya buku ini sangatlah tepat untuk menambah wawasan, ilmu pengetahuan, dan bisa menjadi pedoman serta menjadi acuan para pembaca untuk lebih dalam mempelajari </span><span>akuntansi, menejemen dan ekonomi</span><span> atau mungkin hanya sekedar untuk bahan bacaan saja. Semoga tulisan ringan ini yang di kemas dengan berbagai topik yang menarik yang disampaikan penulis pada buku ini dapat memberi manfaat bagi dan bisa diterima dengan baik bagi para pembaca. </span></p>
<p><span>Editor :<br></span><span>Dr. Adi Wijayanto, S.Or., S.Kom., M.Pd., AIFO.<br>Prof. Dr. Apridar, S.E., M.Si.<br>Dr. Prety Diawati. S.Sos., M.M.<br>Imamul Khaira, S.E., M.M.<br>Ahmad Zakky Zain Naufal, S.Pd.</span> </p>
<p>Penulis:</p>
<p><span>Bainil Yulina - Reyna Virginia Nona - Ramadhan Razali - Fitria Idham Chalid - Ali Rahmat - Angel Merlyn Pattimahu - Husni Kamal - Almira Keumala Ulfah - Jufri Darma - Irman Firmansyah - Dirk Berly Tehuayo - Ikhwatun Hasanah - Iroh Rahmawati - Wildan Dwi Dermawan - Melati Sukma Dewi Labusang - Rahma Nurzianti - Fatimah Malini Lubis - Abdul Sahib - Retno Endah Supeni - Zaenab Jamaludin - Alfonsus Gaa - Amri - Syafaatul Habib - Prasetia Adiputra - Fransiskus Korosando - Lailatul Fitriyah - Linardo Pratama - Sunardi - Elias Beda - Leonardus Winokus Dino Setiawan - Damiasih</span> </p>
