37 research outputs found
Mobile Monitor and Control pada Sistem Kandang Ternak Ayam Broiler
No full textABSTRAK Mobile Monitor and Control pada Sistem Kandang Ternak Ayam Broiler merupakan alat yang dapat mendeteksi lingkungan dan mengendalikan sistem pada kandang ternak ayam broiler. Aplikasi Mobile Monitor and Control di-install pada smartphone Android yang dapat menampilkan suhu di dalam dan di luar kandang yang dideteksi oleh sensor suhu LM35, mendeteksi ketinggian air tandon oleh sensor level, serta dapat mengendalikan sistem pada kandang dengan bantuan komunikasi bluetooth dan Arduino UNO. Arduino UNO digunakan untuk memroses data dari sensor, selanjutnya hasil pemrosesan data oleh Arduino UNO dikirim ke Android dengan komunikasi bluetooth HC-05. Selain itu, Arduino berfungsi untuk mengendalikan seluruh sistem pada kandang ternak menggunakan driver relay dan IC L293D. Tahapan dalam pembuatan alat ini adalah: (1) Perancangan, (2) Pembuatan alat, (3) Pengujian perrangkaian dan keseluruhan sistem. Hasil pengujian menujukkan bahwa sensor LM35 dan sensor level dapat mendeteksi suhu dan level air dengan baik, sedangkan driver relay dapat mengendalikan seluruh device sesuai dengan perancangan. Sehingga seluruh sistem ini dapat digunakan dengan baik, yakni meliputi aplikasi yang bisa digunakan untuk mendeteksi dan mengendalikan sistem pada kandang secara mobile (berpindah) selama aplikasi dalam jangkauan bluetooth.
Tinjauan atas prosedur pemberian kredit mikro utama pada Bank Jabar Banten Kantor Cabang Pembantu Antapani Bandung
No full textThe role of banks as financial institutions can not be separated from lending activities. The amount of loans outstanding to determine the bank's profit. Thus, credit management should be done as well as possible, ranging from planning the amount of credit, the determination of interest rates, lending procedures, analysis of credit until the credit refund. Lending success is inseparable from the management of loans granted by banks to borrowers. Therefore, the bank must provide procedures such as obtaining loans, filling out some forms, interviews, approval for the proposed loan by the debtor until the funds can be disbursed.The aim of this study was to determine the main micro lending procedures at Bank Jabar Banten, Bandung and for KCP Antapani know the constraints in the main micro lending procedures.The method used by the author in the final project report is to use the method daskriptif. While data collection techniques that the author is using library research techniques and field studies in the form of observations and interviews.Result of the research is the importance of the implementation of the grant procedure on development Micro Credit Home Micro Small Medium Enterprises sector of society / prospective borrowers. The study was done to help these constraints faced by banks in major micro-credit granting procedures at Bank Jabar Banten (BJB) KCP Antapani Bandung
Manahij Tafsir Tabi'in Mujahid Bin Jabar Dan Penafsirannya
No full textAbstrakTulisan ini mencoba melakukan eksplorasi terhadap karya tafsir tabi’in, Muja>hid bin Jabar. Dalam mengindentifikasi keberadaan tafsir Mujahid, paling tidak terdapat dua sumber penafsiran yang digunakan pengarang dalam menafsirkan al-Qur’an; (1) sumber bi al-ma’tsur, yakni berdasarkan pada penjelasan al-Qur’an sendiri, berdasarkan hadis Nabi, pendapat sahabat, dan israiliyyat; (2) sumber bi al-ra’yi, yakni berdasarkan ijtihad sang mufassir. Sementara dalam menjelaskan al-Qur’an, metode yang diusung Mujahid adalah metode ijmali, yakni menafsirkan ayat al-Qur’an dengan bahasa yang ringkas, padat, dan tidak panjang lebar. Di samping itu, Mujahid juga menggunakan metode muqaran meskipun hanya relatif sedikit. Untuk corak penafsirannya, tafsir Mujahid tidak sampai pada corak disiplin ilmu tertentu, hanya sebatas kental dengan nuansa penafsiran dari gurunya – Ibn ‘Abbas, meskipun dalam beberapa penafsiran terdapat corak fiqhi dan kalami dengan kapasitas yang sangat sedikit. AbstractThis paper tries to explore the work of tafsir tabi’in, Mujahid bin Jabar. In identifying the existence of Mujahid, interpretation there are at least two sources of interpretation used by the author in interpreting the Qur’an; (1) the source of bi al-ma’tsur, that is based on the Qur’an’s own explanation, in addition to the prophetic traditions, opinions of prophet’s companion, and also israiliyyat (2) the source of bi al-ra’yi, based on the ijtihad of the interpreter. While in explaining the Qur’an, the method that Mujahid carried is the ijmali method, which is to interpret the verses of the Qur’an in a brief language, solid, and not lengthy, also using the muqaran method although only slightly. For his interpretive style, Mujahid’s interpretation does not extend to any particular discipline, only limited with the feel of interpretation of his teacher – Ibn ‘Abbas, although in some interpretations there is a fiqhi and kalami pattern with very little capacity
PENGARUH EFEKTIVITAS AUDIT INTERNAL TERHADAP EFEKTIVITAS MANAJEMEN RISIKO (Studi Kasus pada PT. Bank Jabar dan Banten, Bandung)
No full textThe aim of this study was to identify and assess the effectiveness of internal audit that is applied to the company and to assess the effectiveness of risk management at PT. Bank Jabar-Banten.
The object of this thesis research is PT. Bank Jabar-Banten, a company engaged in banking, located on Jalan Naripan No. 12-14 Bandung. The author uses the verification method of analysis with a case study approach. The data collecting techniques used are field research and literature. And then the data obtained were analyzed, and to determine the relationship between two or more variables as to obtain an overview of the object and it can be concluded about the problems examined.
The result of hypothetic testing by using SPSS software shows there is the influence of the effectiveness of internal audit (variable X) with the effectiveness of risk management (variable Y) of 79.3% where there is a good relationship between the internal audit effectiveness and the effectiveness of risk management. The hypothetic testing with t test, it is obtained the value t = 8.905, which means it is greater than t table (5%: n = 30) = 2.048. Based on these results, the null hypothesis (Ho) is rejected with significance level a = 5%, so the hypothesis the author proposed is that "The Influence of Internal Audit Effectiveness on Risk Management Effectiveness
Implementation Of The Utilization Of Zakat Mal Funds In The Education Sector (Study Of The Jabar Cerdas Education Program Of BAZNAS West JavaProvince)
No full textBAZNAS as a philanthropic institution in charge of collecting and managing zakat funds contributes to the state to be able to improve the quality of human resources (Human Resources) to achieve development targets, one of which is through planning JABAR CERDAS education programs as a utilization step to maximize the zakat mal funds that have been collected. The purpose of this study is to find out the utilization and optimization of appropriate and targeted zakat mal funds in the JABAR CERDAS Education Program of BAZNAS West Java Province. In the preparation of this thesis, the author uses a descriptive qualitative approach. The data sources used are primary data and secondary data. Research data collection techniques are carried out by observation, interviews, and documentation. The data analysis, techniques used in this study are qualitative inductive with data reduction, data presentation, and the last step is the withdrawal of conclusions. The result of this study is the utilization of zakat mal funds in the JABAR CERDAS Education Program of West Java Province, which is overall creative consumption. But in addition, the programs implemented are conventional productive in which scholarship recipients are given opportunities in the form of mentoring activities as a form of human empowerment efforts that are expected to change those who were original as mustahik, it will become muzakki. The utilization stage is included in the distribution of utilization. For the utilization pattern, it can be seen that the utilization pattern implemented by BAZNAS West Java Province is a contemporary (productive) pattern.Keywords: Utilization, Zakat Mal, Educatio
Tinjauan Atas Analisis Prosedur Pemberian Serta Pencatatan Akuntansi Kredit Pensiun Pada PT. BANK JABAR Banten KCP. IPDN Jatinangor Kab. Sumedang
No full textABSTRACT
Banks are very important services company that supports the overall program financing or payment either in raising funds and institutional money flows are launched from the public. Bank has a function as a collector, dealer and serve the lalul intas payment services and circulation of money in the community which aims to support the implementation of national development, in order to improve equity, economic growth and national stability towards improving the welfare of the people.
Accounting Record is an important part to produce a report that is useful for certain parties to make decisions at the company. In the accounting records may dilakukanan alisis Accounting Record Lending Retirement is a credit assessment, credit administration procedures and establish a number of stages in the filing and recording credits in order to determine the conditions that must be met by the customer. In this final project, the authors conducted a study on the Bank Jabar Banten is located in IPDN Jatinangor district. Sumedang.
Based on the analysis by the author conclude that the pension credit granting procedures PT. Bank Jabar Banten, Tbk. Is in conformity with the existing theory. In this case the Bank Jabar Banten set several stages that must be met by the customer in accordance with applicable regulations. So there will be spending rejection letter from the loan company. In addition, the credit pecatatan is in conformity with the existing theory, which record includes the loan agreement granting Realization (RLA) credit, cash withdrawal facility customer credit, Revenue Provision / Manual Provision Charge (PMC), Payments Manual (TRA) for Credit retirement, Debt Repayment Component / Revolving (RLP), Settlement costs. In which the distribution of job descriptions in the implementation of accounting and payment no separation of duties.
Keywords : Procedures for gatering and accounting pension creditABSTRAK
Bank merupakan perusahan jasa yang sangat penting yang dapat menunjang keseluruhan program pembiayaan atau pembayaran baik dalam menghimpun dana maupun lembaga yang melancarkan arus uang dari masyarakat. Bank memiliki fungsi sebagai penghimpun, penyalur dan melayani jasa dalam lalul intas pembayaran dan peredaran uang dimasyarakat yang bertujuan menunjang pelaksanaan pembangunan nasional, dalam rangka meningkatkan pemerataan, pertumbuhan ekonomi dan stabilitas nasional kearah peningkatan kesejahteraan rakyat banyak.
Pencatatan Akuntansi merupakan bagian penting untuk menghasilkan suatu laporan yang berguna bagi pihak-pihak tertentu dalam mengambil keputusan pada perusahaan. Dalam pencatatan akuntansi dapat dilakukanan alisis Pencatatan Akuntansi Pemberian Kredit Pensiun yaitu dengan penilaian kredit, prosedur pemberian kredit serta menetapkan beberapa tahap dalam pengajuan kredit serta pencatatannya dengan tujuan untuk mengetahui syarat-syarat yang harus dipenuhi oleh nasabah. Dalam Tugas Akhir ini, penulis melakukan penelitian pada Bank Jabar Banten yang berlokasi di IPDN Jatinangor Kab. Sumedang.
Berdasarkan hasil analisis yang penulis lakukan dapat simpulkan bahwa dalam prosedur pemberian kredit pensiun PT. Bank Jabar Banten, Tbk. Sudah sesuai dengan teori yang ada. Dalam hal ini Bank Jabar Banten menetapkan beberapa tahap yang harus dipenuhi oleh nasabah sesuai dengan ketentuan yang berlaku. Sehingga tidak akan terjadi pengeluaran surat penolakan pemberian kredit dari perusahaan. Selain itu juga dalam pecatatan pemberian kredit sudah sesuai dengan teori yang ada, dimana pencatatan pemberian kredit meliputi Persetujuan pemberian Realisasi (RLA) kredit, Penarikan tunai fasilitas kredit nasabah, Pendapatan Provisi/Provision Manual Charge (PMC), Pembayaran Manual (TRA) untuk Kredit Pensiun, Pelunasan Pinjaman Komponen/Revolving (RLP), Biaya Pelunasan. Yang dimana dalam pelaksanaan uraian tugas pembagian pembukuan dan pembayaran tidak ada pemisahan tugas.
Kata Kunci : Posedur Pemberian Serta Pencatatan Akuntansi Kredit Pensiu
Scholastic Professional Books
No full textThe overly-long subtitle gives a good sense of this booklet: 12 Reproducible Read-Aloud Tales With Instant Activities That Get Kids Discussing, Writing About, and Acting On the Important Lessons in These Wise and Classic Stories. I find the booklet well done. The early material gives both a good apologia for using fables in the classroom (4-5) and a good overview of the features on the four pages given to each fable (6-7). Each fable gets a good single page for text, illustration, and moral. The morals are nicely pointed and idiomatic, e.g., Little by little does the trick! for CP and Easier Said Than Done for BC. Further features include activities, discussion, vocabulary, links to other subjects, and good related books. The author notes well a propos of TH that children generally interpret Slow and steady wins the race literally; they state that the moral is about how to win a race (23). She urges getting them to see that fables are about many situations. I am delighted to see that SW is told in the better form (24). There are suggestions at the end for children to create fables. The selection of fables is good. Other than those already mentioned, the following are presented here: LM, OR, TMCM, FS, BW, FG, FC, and GA.By Theda Detlo
Managing Metabolism: Enabling re-adaptive housing possibilities in the Netherlands
No full textCurrently there is a high demand for more housing dwellings, a change in housing compositions, mis-match between household profiles and their space and lastly a growing demand in sustainability, circularity and adaptivity. Re-adaptive housing prevents demolition, transformation to non-housing functions, is more sustainable and continuously meet the space demands from changing households. Yet, re-adaptive housing seems not be the norm of housing construction. The fundamental question is whether (re-)adaptive principles can be applied in practice along, what (dis) enables it and how re-adaptive housing can be managed.Through researching the (re-)adaptive theories of Metabolism, Structuralism and Open Bouwen an own definition of re-adaptive is proposed as there is no definition of re-adaptivity yet. After the literature review, case studies are researched in the empirical study. Case studies are supplemented with interviews and a survey. As a result, enablers and barriers are allocated and addressed in terms of providing proposals to improve re-adaptive housing new construction in the Netherlands. For both the allocation and the addressing, a professional panel has been discussing these findings and shed a critical backlight from different actors within a project team.The main four themes that came forward were 1) financial; 2) legal; 3)design and 4) governance.Newly constructed re-adaptive housing in the Netherlands can be managed by a) first finding an investor who is willing to have a long-term vision for its financing to be paid back as re-adaptive housing shows a higher yield but over a longer time than usual housing construction; b) having the municipality and/or other larger legal bodies willing to make policy changes (or introduction) in new flexibility in-use-policies with regards to the current building policies on a national level; c) offering a tenant contract with ownership over infill to the residents; d) providing the architect a very specific and clear brief/design assignment on re-adaptive architecture and e) setting up a different resident organisation with a more extensive communication between owner-resident and a continious management, even after the construction phase.(Re-)adaptive housing and above stated recommendations also lead to role changes of stakeholders as residents play a stronger role since they take partly a designing, financing and ownership role. An additional stakeholder is the resident representative. Construction engineer and architect will have to work closer together. And the the owner/organisation will have to play a bigger role after construction as continuous guidance and management is needed.Re-adaptive housing never re-visits the initation phase (when renovation or transformation is happening) but rather has the introduction of the ‘re-phase’ which enablers (re-)adaptation of the housing unit. This phase is imbedded to such an extent that systems and information of what the possibilities are (within architectural space/design but also structural) are clear and set for residents. The operation phase (becoming more a loop) is longer due this re-phase, and also results in shorter life cycles and thus less need for maintenance. Lastly, the design phase is longer and the construction phase is shorter in comparison with regular housing. It can be concluded that re-adaptivity is a process as its continuous / open ended, has a certain procedure to be followed (especially during the re-phase), doesn’t have a definite duration, is event-driven and neverending.In order to enable re-adaptive housing in the Netherlands, re-adaptive housing should be seen, initiated and followed through as a process and not a project.Architecture, Urbanism and Building Sciences | Management in the Built Environmen
TINJAUAN ATAS PEMBAYARAN PAJAK BUMI DAN BANGUNAN (PBB) MELALUI E-CHANNEL BANK JABAR BANTEN (BJB) DI KCP SURADE
Full text linkThis Final Project Report was prepared by Vidya Oktamevia with Student Identification Number 1841211014, with the title "Overview of Land and Building Tax Payments (PBB) Through Bank Jabar Banten (BJB) E-Channel at KCP Surade". This report was prepared based on the results of research conducted by the author at Bank BJB KCP Surade.
This study aims to find out how many taxpayers in the Surade area are aware of the existence of PBB payments through the BJB Bank E-Channel, the PBB payment process through the BJB Bank E-Channel, namely Bjb Digi and ATMs. The research method used by the author is descriptive method. The data collection technique used is observation by distributing questionnaires through google forms and literature studies.
From the results of this study, it can be concluded that through the distribution of questionnaires totaling 50 taxpayer respondents who know about PBB payments and the payment process can be done through the BJB Bank EChannel, the percentage is only 22.4% in the Surade area. Things that must be done by the BJB Bank so that taxpayers in the Surade area know about the existence of E-Channel and the PBB payment process through the BJB Bank EChannel (BJB Digi and ATM) BJB parties must cooperate with government agencies to make it easier for the Bank BJB socializes to the public
PROSEDUR PENYALURAN KREDIT MIKRO UTAMA (STUDI KASUS PADA BANK BJB KANTOR CABANG PEMBANTU JALANCAGAK SUBANG)
Full text linkAbstrak
Penulis bertujuan untuk mengetahui (1) Prosedur Penyaluran Kredit Mikro Utama pada Bank Jabar Banten Kantor Cabang Pembantu Jalancagak Subang. (2) Jenis Agunan yang dapat diterima untuk Pengajuan Kredit Mikro Utama pada Bank Jabar Pembantu Jalancagak Subang. (3) Upaya Menyelesaikan Kredit Macet dalam Prosedur Pelaksanaan Kredit Mikro Utama pada Bank Jabar Banten Kantor Cabang Pembantu Jalancagak Subang.
Metode yang digunakan yaitu metode deskriptif, sedangkan teknik yang digunakan dalam memperoleh data informasi yaitu dikumpulkan dengan metode pengumpulan data yang diantaranya observasi, wawancara, dan studi pustaka.
Pada Bank Jabar Banten Kantor Cabang Pembantu Jalancagak Subang terdapat permasalahan yang berhubungan dengan penyaluran kredit, yaitu terjadi kredit macet yang disebabkan karena nasabah tidak dapat membayar angsuran kredit sesuai dengan ketentuan/perjanjian yang telah ditandatangani oleh pihak debitur dan pihak Bank Jabar Banten Kantor Cabang Pembantu Jalancagak Subang Maka dengan itu, Bank Jabar Banten melakukan penyelesaian kredit macet tersebut dengan segala upaya. Dengan upaya tersebut kredit macet pada Bank Jabar Banten Kantor Cabang Pembantu Jalancagak Subang dapat terselesaikan.
Kata kunci: Prosedur Penyaluran Kredit
Abstract
The author aims to find out (1) the Main Micro Credit Distribution Procedures at Bank Jabar Banten Sub-Branch Office Jalancagak Subang. (2) Types of Collateral that can be accepted for Main Micro Credit Application at Bank Jabar Subang Subang Jalancagak. (3) Efforts to Resolve Bad Loans in the Main Micro Credit Implementation Procedure at Bank Jabar Banten Sub-Branch Office Jalancagak Subang.
The method used is descriptive method, while the technique used in obtaining information data is collected by data collection methods including observation, interviews, and literature study.
At Bank Jabar Banten Branch Office Jalancagak Subang there are problems related to credit distribution, namely bad credit due to customers unable to pay credit installments in accordance with the provisions/agreements signed by the debtor and Bank Jabar Banten Sub Branch Office Jalancagak Subang So with that, Bank Jabar Banten carried out the settlement of the bad credit with all efforts. With this effort, the bad loans at Bank Jabar Banten, Jalancagak Subang Sub-Branch Office can be resolved.
Keywords: Credit Distribution Procedur
